Civic Intelligence

Pets Are Worth Saving Inc.

990EZ • Fiscal year 2023 • EIN 37-1481636

Jan 01, 2023 to Dec 31, 2023 • Filed on Jul 03, 2024

Organization ProfileSHOALSPAWS.COM
2701 Mall Road - Pmb 277Florence, AL 35630

(256) 383-0690

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

26th percentile

-12%

Higher net margin than 26% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

29th percentile

-13%

Faster asset growth than 29% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

91st percentile

115%

Faster revenue growth than 91% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets58th percentile

Assets

Down

$67,083

Down $10,252 (-13%) from 2022

Net Assets

Down

$67,083

Down $10,252 (-13%) from 2022

Liabilities

Flat

$0

Flat from 2022

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin26th percentile

Revenue

Up

$87,423

Up $46,684 (+115%) from 2022

Expenses

Up

$97,675

Up $71,102 (+268%) from 2022

Net Income

Down

-$10,252

Down $24,418 (-172%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth29th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2015: $36,246Liabilities 2015: $0Net Assets 2015: $36,2462015Assets 2016: $95,489Liabilities 2016: $0Net Assets 2016: $95,4892016Assets 2017: $56,646Liabilities 2017: $0Net Assets 2017: $56,6462017Assets 2019: $45,898Liabilities 2019: $0Net Assets 2019: $45,8982019Assets 2020: $40,784Liabilities 2020: $0Net Assets 2020: $40,7842020Assets 2021: $63,169Liabilities 2021: $0Net Assets 2021: $63,1692021Assets 2022: $77,335Liabilities 2022: $0Net Assets 2022: $77,3352022Assets 2023: $67,083Liabilities 2023: $0Net Assets 2023: $67,0832023Assets 2024: $70,710Liabilities 2024: $0Net Assets 2024: $70,7102024

Highlighted filing

2023

Assets$67,083
Liabilities$0
Net Assets$67,083
Open 2023 Filing

Operations Trend

Revenue Growth91st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2015: $99,364Expenses 2015: $102,004Net Income 2015: -$2,6402015Revenue 2016: $181,457Expenses 2016: $122,213Net Income 2016: $59,2442016Revenue 2017: $102,577Expenses 2017: $141,421Net Income 2017: -$38,8442017Revenue 2019: $58,120Expenses 2019: $57,788Net Income 2019: $3322019Revenue 2020: $33,600Expenses 2020: $38,714Net Income 2020: -$5,1142020Revenue 2021: $59,089Expenses 2021: $36,704Net Income 2021: $22,3852021Revenue 2022: $40,739Expenses 2022: $26,573Net Income 2022: $14,1662022Revenue 2023: $87,423Expenses 2023: $97,675Net Income 2023: -$10,2522023Revenue 2024: $89,390Expenses 2024: $85,763Net Income 2024: $3,6272024

Highlighted filing

2023

Revenue$87,423
Expenses$97,675
Net Income-$10,252
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Jul 3, 2024
Return Version
2023v5.1
Gross Receipts
$87,613
Mission and Program Overview

Mission

Dedicated to saving homeless animals and reducing the pet overpopulation through spaying and neutering cats and dogs

Dedicated to saving homeless animals

Program Services

DescriptionGrantsExpenses
FOSTER PROGRAM PAYS FOR SPAYING AND NEUTERING DOGS AND CATS IF YOU ADOPT A PET--
TNR/SPAY/NEUTER PROGRAM PROVIDES FOR SPAYING AND NEUTERING OF COMPANION ANIMALS FOR LOW-INCOME FAMILIES AND TRAPPING FERAL CATS AND SPAY AND NEUTERING IN ORDER TO FIND RESCUE HOMES--
OTHER PROGRAM COSTS- PAWS FACILITATES ADOPTIONS BY THE PUBLIC OF MONTHLY ADOPTION EVENTS AT LOCAL PET STORES AND OTHER LOCATIONS--
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JENNY HILLPresidentPT$0--
LAURA HARDYTreasurer And Board MemberPT$0--
LISE GRIFFINSecretary And Board MemPT$0--
TAMBRA HOWARDCo PresidentPT$0--
ANNA C MOCKBEECoordinatorPT$0--
Filing and Contact Details

Filer

Filer Name
Pets Are Worth Saving Inc
EIN
37-1481636
Address
2701 MALL ROAD - PMB 277, FLORENCE, AL 35630

Signing Officer

Name
Jenny Hill
Title
President
Phone
2567103215
Signed
2024-07-03
Discuss with paid preparer
Yes

Preparer

Firm
Stack and Blair LLC
Address
409 E MOBILE STREET, FLORENCE, AL 35630
Preparer
Allison Stack Blair
Phone
2567661411
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description amountinterest income 306”

Description of other expenses Part I line 16

“Description amountfoster program vet expenses 759foster program fund raising cost 475paws on the lawn expense 1,974spay / neuter fund raising 285ftnr spay neuter alter 78,631foster prog boarding 710general software 1,176animal shelter donations to 12,000spay/ neuter other expense 115”

Raw XML Appendix172 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0JENNY HILL
CompensationExplanation/CompensationExplanationGrp/PersonNm1LAURA HARDY
CompensationExplanation/CompensationExplanationGrp/PersonNm2LISE GRIFFIN
CompensationExplanation/CompensationExplanationGrp/PersonNm3TAMBRA HOWARD
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt0THE OFFICERS AND BOARD MEMBERS SERVE FOR NO COMPENSATION.
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt1NO COMPENSATION
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt2NO COMPENSATION
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt3NO COMPENSATION
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JENNY HILL
IRS990EZ/BooksInCareOfDetail/PhoneNum02563830690
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02701 MALL RD PMB277
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0FLORENCE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd035630
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt077335
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt067083
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt087307
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-10252
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01550
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt077335
IRS990EZ/Form990TotalAssetsGrp/EOYAmt067083
IRS990EZ/GrossReceiptsAmt087613
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt077335
IRS990EZ/NetAssetsOrFundBalancesEOYAmt067083
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt077335
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt067083
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt012.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt112.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt210.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt312.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt412.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JENNY HILL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1LAURA HARDY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2LISE GRIFFIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3TAMBRA HOWARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ANNA C MOCKBEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER AND BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY AND BOARD MEM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3CO PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4COORDINATOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt096125
IRS990EZ/OtherRevenueTotalAmt0306
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0DEDICATED TO SAVING HOMELESS ANIMALS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0FOSTER PROGRAM PAYS FOR SPAYING AND NEUTERING DOGS AND CATS IF YOU ADOPT A PET
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1TNR/SPAY/NEUTER PROGRAM PROVIDES FOR SPAYING AND NEUTERING OF COMPANION ANIMALS FOR LOW-INCOME FAMILIES AND TRAPPING FERAL CATS AND SPAY AND NEUTERING IN ORDER TO FIND RESCUE HOMES
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2OTHER PROGRAM COSTS- PAWS FACILITATES ADOPTIONS BY THE PUBLIC OF MONTHLY ADOPTION EVENTS AT LOCAL PET STORES AND OTHER LOCATIONS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt0190
IRS990EZ/SpecialEventsNetIncomeLossAmt0-190
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt097675
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt087423
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HTTP://SHOALSPAWS.COM/
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt087306
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt040731
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt059088
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt032932
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt057914
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0277971
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0306
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0668
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0974
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt07
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt07
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0306
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0668
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0974
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99650
IRS990ScheduleA/PublicSupportPY509Pct00.99740
IRS990ScheduleA/PublicSupportTotal509Amt0277978
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt087306
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt040738
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt059088
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt032932
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt057914
IRS990ScheduleA/Total509Grp/TotalAmt0277978
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt087612
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt040738
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt059088
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt033600
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt057914
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0278952
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTINTEREST INCOME 306
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION AMOUNTFOSTER PROGRAM VET EXPENSES 759FOSTER PROGRAM FUND RAISING COST 475PAWS ON THE LAWN EXPENSE 1,974SPAY / NEUTER FUND RAISING 285FTNR SPAY NEUTER ALTER 78,631FOSTER PROG BOARDING 710GENERAL SOFTWARE 1,176ANIMAL SHELTER DONATIONS TO 12,000SPAY/ NEUTER OTHER EXPENSE 115
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JENNY HILL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02567103215
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-07-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PETS ARE WORTH SAVING INC
ReturnHeader/Filer/BusinessNameControlTxt0PETS
ReturnHeader/Filer/EIN0371481636
ReturnHeader/Filer/USAddress/AddressLine1Txt02701 MALL ROAD - PMB 277
ReturnHeader/Filer/USAddress/CityNm0FLORENCE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd035630
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0STACK AND BLAIR LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0409 E MOBILE STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0FLORENCE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd035630
ReturnHeader/PreparerPersonGrp/PhoneNum02567661411
ReturnHeader/PreparerPersonGrp/PreparationDt02024-07-03
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ALLISON STACK BLAIR
ReturnHeader/ReturnTs02024-07-03T16:56:33-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JENNY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0HILL
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$67,083
Liabilities
$0
Net assets
$67,083
Revenue
$87,423
Expenses
$97,675
Net income
-$10,252
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.71$0.00$0.71$0.89$0.86$0.04
2023Detailed filing. Detailed filing data is available for this year.$0.67$0.00$0.67$0.87$0.98$0.10
2022Detailed filing. Detailed filing data is available for this year.$0.77$0.00$0.77$0.41$0.27$0.14
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.63$0.00$0.63$0.59$0.37$0.22
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.41$0.00$0.41$0.34$0.39$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.46$0.00$0.46$0.58$0.58$0.00
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.57$0.00$0.57$1.03$1.41$0.39
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.95$0.00$0.95$1.81$1.22$0.59
2015Detailed filing. Detailed filing data is available for this year.$0.36$0.00$0.36$0.99$1.02$0.03