Civic Intelligence

Murray Employees Credit Union

990 • Fiscal year 2011 • EIN 37-0962098

Jan 01, 2011 to Dec 31, 2011 • Filed on Mar 13, 2012

Organization Profile
1535 W McCord62801
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

90th percentile

0.87x

Higher debt load relative to assets than 90% of similar nonprofits.

2011 filings • $5M-$10M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets90th percentile

Assets

$5,556,448

No earlier filing loaded for comparison.

Net Assets

$742,019

No earlier filing loaded for comparison.

Liabilities

$4,814,429

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$240,255

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $5,556,448Liabilities 2011: $4,814,429Net Assets 2011: $742,0192011Assets 2012: $5,893,929Liabilities 2012: $5,076,129Net Assets 2012: $817,8002012

Highlighted filing

2011

Assets$5,556,448
Liabilities$4,814,429
Net Assets$742,019
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0Expenses 2011: $240,2552011Expenses 2012: $266,1302012

Highlighted filing

2011

Revenue-
Expenses$240,255
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Mar 13, 2012
Return Version
2011v1.2
Gross Receipts
$341,649
Mission and Program Overview

Major Activities

Activity 2
recieved deposits in saving accounts from about 1035 members
Activity 3
issued
Filing and Contact Details

Filer

EIN
37-0962098
Raw XML AppendixShowing 400 of 437 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Activity3/Description0issued
IRS990/ActivityOrMissionDescription0To assist members with their financial well-being, through loans, savings accounts and other financial services.
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IRS990/OtherExpenses/Description3BANK SVC CHRG
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IRS990ScheduleO/GeneralExplanation/Explanation0this credit union has about 1035 current members
IRS990ScheduleO/GeneralExplanation/Explanation1the board of directors is elected by the membership at an annual meeting in March
IRS990ScheduleO/GeneralExplanation/Explanation2changes in the by-laws, mergers or other changes, which are very rare, may be voted on by the membership
IRS990ScheduleO/GeneralExplanation/Explanation3reviewed by supervisory committee
IRS990ScheduleO/GeneralExplanation/Explanation4financial statements are explained and distributed at the annual meeting
IRS990ScheduleO/GeneralExplanation/Explanation5Error in posting. Corrected January, 2012
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IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/GeneralExplanation/ReturnReference3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/GeneralExplanation/ReturnReference4Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/GeneralExplanation/ReturnReference5Form 990, Part XI, Line 5
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$5,556,448
Liabilities
$4,814,429
Net assets
$742,019
Revenue
-
Expenses
$240,255
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.89$5.08$0.82$0.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.56$4.81$0.74$0.24