Liabilities / Assets
73rd percentile
Higher debt load relative to assets than 73% of similar nonprofits.
990 • Fiscal year 2017 • EIN 37-0818194
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
73rd percentile
Higher debt load relative to assets than 73% of similar nonprofits.
Liabilities / Revenue
96th percentile
Higher debt load relative to revenue than 96% of similar nonprofits.
Net Margin
100th percentile
Higher net margin than 100% of similar nonprofits.
Top Officer Pay
52nd percentile
Higher top officer pay than 52% of similar nonprofits.
Top officer pay equals 13.2% of source-year revenue.
Asset Growth
54th percentile
Faster asset growth than 54% of similar nonprofits.
Revenue Growth
73rd percentile
Faster revenue growth than 73% of similar nonprofits.
Assets
Up$23,061,025
Up $374,488 (+1.7%) from 2016
Net Assets
Up$2,438,228
Up $234,276 (+11%) from 2016
Liabilities
Up$20,622,797
Up $140,212 (+0.7%) from 2016
Revenue
Up$570,393
Up $37,898 (+7.1%) from 2016
Expenses
Down$336,117
Down $13,971 (-4.0%) from 2016
Net Income
Up$234,276
Up $51,869 (+28%) from 2016
To provide high-quality financial services to our members/owners and enhance their financial well-being while maintaining the financial strength of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $11,361,814 | $12,006,196 | ▲ $644,382 |
| Other Notes and Loans Receivable, Net | $9,448,852 | $9,853,220 | ▲ $404,368 |
| Rtn Earn Endowment Incm Other Fnds | $2,203,952 | $2,438,228 | ▲ $234,276 |
| Savings and Temporary Cash Investments | $1,468,886 | $767,871 | ▼ $701,015 |
| Cash and Non-Interest-Bearing Accounts | $162,568 | $160,625 | ▼ $1,943 |
| Prepaid Expenses and Deferred Charges | $10,082 | $26,445 | ▲ $16,363 |
| Land, Buildings, and Equipment, Net | $3,639 | $5,743 | ▲ $2,104 |
| Total Assets | $22,686,537 | $23,061,025 | ▲ $374,488 |
| Other Assets Total | $230,696 | $240,925 | ▲ $10,229 |
| Liabilities | |||
| Other Liabilities | $20,405,147 | $20,540,338 | ▲ $135,191 |
| Accounts Payable and Accrued Expenses | $77,438 | $82,459 | ▲ $5,021 |
| Total Liabilities | $20,482,585 | $20,622,797 | ▲ $140,212 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,203,952 | $2,438,228 | ▲ $234,276 |
| Total Liabilities and Net Assets / Fund Balance | $22,686,537 | $23,061,025 | ▲ $374,488 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $5,743 | $3,181 | $8,924 |
| Other Securities | $2,150,041 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kathryn Cox | Pres/treas | FT | $68,316 | $6,717 | $75,033 |
| Name | Title |
|---|---|
| Robert Winkeljohn | Chairman |
| Tina Kennedy | Vice Chairwo |
| Beverly Landis | Credit Comm. |
| David Buckley | Credit Comm. |
| Diane Tenhouse | Credit Comm. |
| Sharon Terwelp | Credit Comm. |
| Shelley Flesner | Credit Comm. |
| Lisa Schwartz | Membership C |
| John Lammers | Secretary |
| Cathy Stephens | Supervisory |
| Jennifer Scott | Supervisory |
| Kathy Gerecke | Supervisory |
| Line Item | Amount |
|---|---|
| Other Expenses | $206,544 |
| Salaries, Compensation, and Employee Benefits | $129,573 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $75,033 |
| Other Salaries and Wages | - | - | - | $42,210 |
| Information Technology | - | - | - | $14,899 |
| Insurance | - | - | - | $13,497 |
| All Other Expenses | - | - | - | $11,575 |
| Other Expenses | - | - | - | $10,940 |
| Fees for Services Accounting | - | - | - | $9,215 |
| Payroll Taxes | - | - | - | $8,702 |
| Office Expenses | - | - | - | $5,159 |
| Conferences and Meetings | - | - | - | $4,476 |
| Pension Plan Contributions | - | - | - | $3,628 |
| Depreciation Depletion | - | - | - | $3,042 |
| Fees for Services Legal | - | - | - | $2,473 |
| Advertising | - | - | - | $1,665 |
| Total Functional Expenses | $0 | $0 | $0 | $336,117 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares | $20,540,338 |
“Yes. The organization is a member-owned credit union. The members have an annual meeting and the board of directors are elected by the members.”
“Yes. The organization is a member-owned credit union. The members have an annual meeting and the board of directors are elected by the members.”
“Treasurer makes the annual return available to all board members to review.”
“Executive committee meets and reviews pres/treasurer's performance. They put together a proposal for the board to review and board reviews and approves the proposal.”
“AVAILABLE UPON REQUEST.”
“The members of the credit union's board donate their time to serve on the board. The board members attend monthly meetings and perform procedures to check different aspects of the credit union's daily activities, ie inspect loan files, check bank reconciliations, etc.”
“Line 4a total loans in this section are presented at 9,964,484 which is the gross amount. This number differs from part x which has loans presented as 9,853,220 which is the net number including an allowance for loan losses of (111,264).”
“Line 2b the credit union received an independent audit, but it was as of a fiscal year-end that did not match its tax year-end.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 77438 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 82459 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE HIGH-QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS AND ENHANCE THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1665 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 11575 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KATHRYN COX |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2172242091 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1416 MAINE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | QUINCY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 62301 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 162568 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 160625 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 75033 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 4476 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 143431 |
| IRS990/CYOtherExpensesAmt | 0 | 206544 |
| IRS990/CYOtherRevenueAmt | 0 | 20 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 426942 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 234276 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 129573 |
| IRS990/CYTotalExpensesAmt | 0 | 336117 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 570393 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 3042 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY-RELATED SERVICES TO 1,741 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2017, THERE WERE 1,193 LOANS OUTSTANDING TOTALING 9,964,484. PAID DIVIDENDS ON MEMBER DEPOSITS TOTALED 98,919 FOR THE YEAR. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 3 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 336117 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 9215 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 2473 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 6717 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KATHRYN COX |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROBERT WINKELJOHN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOHN LAMMERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DAVID BUCKLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | SHELLEY FLESNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KATHY GERECKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | TINA KENNEDY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BEVERLY LANDIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JENNIFER SCOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | CATHY STEPHENS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | DIANE TENHOUSE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | SHARON TERWELP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | LISA SCHWARTZ |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 68316 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRES/TREAS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CREDIT COMM. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CREDIT COMM. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | VICE CHAIRWO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CREDIT COMM. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CREDIT COMM. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CREDIT COMM. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | MEMBERSHIP C |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 13 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 570393 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 12 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 14899 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 13497 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 143431 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 143431 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 11361814 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 12006196 |
| IRS990/IRPDocumentCnt | 0 | 460 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3181 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3639 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 5743 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 8924 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE HIGH-QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS AND ENHANCE THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2203952 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2438228 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 5159 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 230696 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 240925 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 2 | PROV FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 3 | DFI ADMINISTRATION FEE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 98919 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 15684 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 15000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 10940 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 20405147 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 20540338 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 20 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 20 |
| IRS990/OtherRevenueTotalAmt | 0 | 20 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 42210 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 9448852 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 9853220 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 8702 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 3628 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 10082 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 26445 |
| IRS990/PrincipalOfficerNm | 0 | ROBERT WINKELJOHN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | LATE FEES ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | GAP INSURANCE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | GROUP INSURANCE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | ENTRANCE FEES & FINE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 409647 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 11600 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 3362 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 2271 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 62 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 409647 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 11600 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 3362 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 2271 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 62 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 101577 |
| IRS990/PYOtherExpensesAmt | 0 | 228823 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 430918 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 182407 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 121265 |
| IRS990/PYTotalExpensesAmt | 0 | 350088 |
| IRS990/PYTotalRevenueAmt | 0 | 532495 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 234276 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 426942 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2203952 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2438228 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1468886 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 767871 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 5743 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 3181 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 8924 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 20540338 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 9856155 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 2150041 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | SHORT-TERM INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | LONGTERM INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 5743 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 12006196 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 20540338 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE MEMBERS OF THE CREDIT UNION'S BOARD DONATE THEIR TIME TO SERVE ON THE BOARD. THE BOARD MEMBERS ATTEND MONTHLY MEETINGS AND PERFORM PROCEDURES TO CHECK DIFFERENT ASPECTS OF THE CREDIT UNION'S DAILY ACTIVITIES, IE INSPECT LOAN FILES, CHECK BANK RECONCILIATIONS, ETC. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | LINE 4A TOTAL LOANS IN THIS SECTION ARE PRESENTED AT 9,964,484 WHICH IS THE GROSS AMOUNT. THIS NUMBER DIFFERS FROM PART X WHICH HAS LOANS PRESENTED AS 9,853,220 WHICH IS THE NET NUMBER INCLUDING AN ALLOWANCE FOR LOAN LOSSES OF (111,264). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | YES. THE ORGANIZATION IS A MEMBER-OWNED CREDIT UNION. THE MEMBERS HAVE AN ANNUAL MEETING AND THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | YES. THE ORGANIZATION IS A MEMBER-OWNED CREDIT UNION. THE MEMBERS HAVE AN ANNUAL MEETING AND THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | TREASURER MAKES THE ANNUAL RETURN AVAILABLE TO ALL BOARD MEMBERS TO REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | EXECUTIVE COMMITTEE MEETS AND REVIEWS PRES/TREASURER'S PERFORMANCE. THEY PUT TOGETHER A PROPOSAL FOR THE BOARD TO REVIEW AND BOARD REVIEWS AND APPROVES THE PROPOSAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | LINE 2B THE CREDIT UNION RECEIVED AN INDEPENDENT AUDIT, BUT IT WAS AS OF A FISCAL YEAR-END THAT DID NOT MATCH ITS TAX YEAR-END. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XII |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 22686537 |
| IRS990/TotalAssetsEOYAmt | 0 | 23061025 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 22686537 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 23061025 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 3 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 336117 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 20482585 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 20622797 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 20482585 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 20622797 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2203952 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2438228 |
| IRS990/TotalOtherCompensationAmt | 0 | 6717 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 336117 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 426942 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 68316 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 143431 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 426962 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 570393 |
| IRS990/TotalVolunteersCnt | 0 | 12 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 22686537 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 23061025 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 13 |
| IRS990/VotingMembersIndependentCnt | 0 | 12 |
| IRS990/WebsiteAddressTxt | 0 | WWW.WISECU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KATHRYN COX |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRES/TREAS |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2172242091 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-02-09 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | WESTERN IL SCHOOL EMPLOYEES CU |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | WEST |
| ReturnHeader/Filer/EIN | 0 | 370818194 |
| ReturnHeader/Filer/PhoneNum | 0 | 2172242091 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1416 MAINE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | QUINCY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 62301 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 22F27E2DECFD755A3F8263290D6BA3EB22191B2E |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 678C874FDCD49F132586CD7F705974E11F939117 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 206.71.215.28 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-03-20 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 16:14:43 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 371144423 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ARNOLD BEHRENS NESBIT GRAY PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 901 HAMPSHIRE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | QUINCY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 62301 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2172247500 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-02-09 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | ROBERT G GRAY |
| ReturnHeader/ReturnTs | 0 | 2018-03-20T16:14:43-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.
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