Civic Intelligence

Siue Credit Union

990 • Fiscal year 2014 • EIN 37-0814055

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 11, 2015

Box 1069 SIUE1566 Lewis RdEdwardsville, IL 62026

(618) 650-3760

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.92x

Higher debt load relative to assets than 94% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Liabilities / Revenue

61st percentile

22.13x

Higher debt load relative to revenue than 61% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Net Margin

62nd percentile

8.6%

Higher net margin than 62% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Top Officer Pay

44th percentile

$68,043

Higher top officer pay than 44% of similar nonprofits.

Top officer pay equals 8.9% of source-year revenue.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Asset Growth

21st percentile

-1.7%

Faster asset growth than 21% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Revenue Growth

79th percentile

5.4%

Faster revenue growth than 79% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Assets

Down

$18,335,633

Down $324,667 (-1.7%) from 2013

Net Assets

Up

$1,414,497

Up $66,101 (+4.9%) from 2013

Liabilities

Down

$16,921,136

Down $390,768 (-2.3%) from 2013

Revenue

Up

$764,526

Up $39,511 (+5.4%) from 2013

Expenses

Up

$698,425

Up $4,162 (+0.6%) from 2013

Net Income

Up

$66,101

Up $35,349 (+115%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $17,135,566Liabilities 2010: $15,957,774Net Assets 2010: $1,177,7922010Assets 2011: $17,629,724Liabilities 2011: $16,395,520Net Assets 2011: $1,234,2042011Assets 2012: $17,470,345Liabilities 2012: $16,152,701Net Assets 2012: $1,317,6442012Assets 2013: $18,660,300Liabilities 2013: $17,311,904Net Assets 2013: $1,348,3962013Assets 2014: $18,335,633Liabilities 2014: $16,921,136Net Assets 2014: $1,414,4972014Assets 2015: $19,268,357Liabilities 2015: $17,761,116Net Assets 2015: $1,507,2412015Assets 2016: $20,094,863Liabilities 2016: $18,509,852Net Assets 2016: $1,585,0112016Assets 2017: $20,631,890Liabilities 2017: $18,947,120Net Assets 2017: $1,684,7702017Assets 2018: $20,918,402Liabilities 2018: $19,127,831Net Assets 2018: $1,790,5712018Assets 2019: $22,222,996Liabilities 2019: $20,244,749Net Assets 2019: $1,978,2472019Assets 2020: $26,765,515Liabilities 2020: $24,672,402Net Assets 2020: $2,093,1132020Assets 2021: $31,060,459Liabilities 2021: $28,837,407Net Assets 2021: $2,223,0522021Assets 2022: $29,825,696Liabilities 2022: $27,536,946Net Assets 2022: $2,288,7502022

Highlighted filing

2014

Assets$18,335,633
Liabilities$16,921,136
Net Assets$1,414,497

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $847,7142010Expenses 2011: $782,6022011Expenses 2012: $687,6402012Revenue 2013: $725,015Expenses 2013: $694,263Net Income 2013: $30,7522013Revenue 2014: $764,526Expenses 2014: $698,425Net Income 2014: $66,1012014Revenue 2015: $794,036Expenses 2015: $701,292Net Income 2015: $92,7442015Revenue 2016: $803,411Expenses 2016: $725,641Net Income 2016: $77,7702016Revenue 2017: $857,871Expenses 2017: $758,112Net Income 2017: $99,7592017Revenue 2018: $915,869Expenses 2018: $796,377Net Income 2018: $119,4922018Revenue 2019: $1,018,178Expenses 2019: $852,926Net Income 2019: $165,2522019Revenue 2020: $952,074Expenses 2020: $828,475Net Income 2020: $123,5992020Revenue 2021: $913,275Expenses 2021: $783,336Net Income 2021: $129,9392021Revenue 2022: $966,251Expenses 2022: $900,553Net Income 2022: $65,6982022

Highlighted filing

2014

Revenue$764,526
Expenses$698,425
Net Income$66,101
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 11, 2015
Return Version
2014v5.0
Gross Receipts
$764,526
Mission and Program Overview

Mission

To personally and professionally provide financial products and services which represent the needs of our educational community

credit union providing low cost financial services to select employee groups for mutual purposes

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$9,257,250$9,343,962▲ $86,712
Other Notes and Loans Receivable, Net$7,352,878$8,073,940▲ $721,062
Rtn Earn Endowment Incm Other Fnds$1,348,396$1,414,497▲ $66,101
Savings and Temporary Cash Investments$1,231,204$252,516▼ $978,688
Cash and Non-Interest-Bearing Accounts$365,741$216,435▼ $149,306
Land, Buildings, and Equipment, Net$157,947$144,310▼ $13,637
Investments Other Securities$72,306$72,331▲ $25
Accounts Receivable$36,335$36,424▲ $89
Prepaid Expenses and Deferred Charges$21,871$21,801▼ $70
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Total Assets$18,660,300$18,335,633▼ $324,667
Other Assets Total$164,768$173,914▲ $9,146
Liabilities
Other Liabilities$17,245,360$16,869,732▼ $375,628
Accounts Payable and Accrued Expenses$66,544$51,404▼ $15,140
Total Liabilities$17,311,904$16,921,136▼ $390,768
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,348,396$1,414,497▲ $66,101
Total Liabilities and Net Assets / Fund Balance$18,660,300$18,335,633▼ $324,667

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$76,129$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$8,062$0$0
Leasehold Improvements$60,119$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Kathy McKinnonPresident/CEOFT$68,043$68,043
Suzanne LohrumVice-President/OperationsFT$46,025$46,025

Board Members and Trustees

NameTitle
John MeiselChairman
John MeehanVice-Chairman
Alan OrtegrenBoard Member
Brad ReedBoard Member
Greg SierraDirector
Elizabeth EdwardsSecretary
Maxine CalliesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$592,608
Investment Income
$171,918
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$66,101
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$399,427
Salaries, Compensation, and Employee Benefits$298,998
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$225,918
Payments to Affiliates---$100,109
Other Employee Benefits---$53,968
Interest---$51,437
Other Expenses---$40,652
Payroll Taxes---$19,112
Advertising---$17,796
Fees for Services Accounting---$17,722
Insurance---$16,683
Depreciation Depletion---$15,353
Occupancy---$14,754
Travel---$2,469
Conferences and Meetings---$100
Fees for Services Legal---$48
Total Functional Expenses$0$0$0$698,425
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$16,869,732
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

2190 members

Form 990, Part VI, Section A, Line 7A

governing body is voted in by membership

Form 990, Part VI, Section B, Line 11B

printed copies are submitted with normal monthly board reports to all directors

Form 990, Part VI, Section B, Line 12C

a Conflict of Interest affidavit is signed by each director at the annual organizational meeting each year

Form 990, Part VI, Section C, Line 19

Monthly Financial Statement are displayed in the Credit Union lobby. all other documents are made available upon request.

Filing and Contact Details

Filer

Filer Name
Siue Credit Union
EIN
37-0814055
Phone
6186503760
Address
Box 1069 SIUE, 1566 Lewis Rd, Edwardsville, IL 62026

Signing Officer

Name
Kathy Mckinnon
Title
President/CEO
Phone
6186502025
Signed
2015-08-11

Organization Details

Principal Officer
Kathy McKinnon
Formed
1959
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
7
Employees
7
Volunteers
7
Raw XML AppendixShowing 400 of 538 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt066544
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt051404
IRS990/AccountsReceivableGrp/BOYAmt036335
IRS990/AccountsReceivableGrp/EOYAmt036424
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0credit union providing low cost financial services to select employee groups for mutual purposes
IRS990/AdvertisingGrp/TotalAmt017796
IRS990/AllOtherContributionsAmt00
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd00
IRS990/BooksInCareOfDetail/PersonNm0Kathy McKinnon
IRS990/BooksInCareOfDetail/PhoneNum06186502025
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0Box 1069 SIUE
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt01566 Lewis Rd
IRS990/BooksInCareOfDetail/USAddress/CityNm0Edwardsville
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd062026
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0365741
IRS990/CashNonInterestBearingGrp/EOYAmt0216435
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0225918
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt0100
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt00
IRS990/CostOfGoodsSoldAmt00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0171918
IRS990/CYOtherExpensesAmt0399427
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0592608
IRS990/CYRevenuesLessExpensesAmt066101
IRS990/CYSalariesCompEmpBnftPaidAmt0298998
IRS990/CYTotalExpensesAmt0698425
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0764526
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt015353
IRS990/Desc0disbursed $3,525,937.70 in low cost consumer loans to 381 members
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt07
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FederatedCampaignsAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt017722
IRS990/FeesForServicesLegalGrp/TotalAmt048
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt745
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt845
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0John Meisel
IRS990/Form990PartVIISectionAGrp/PersonNm1John Meehan
IRS990/Form990PartVIISectionAGrp/PersonNm2Alan Ortegren
IRS990/Form990PartVIISectionAGrp/PersonNm3Brad Reed
IRS990/Form990PartVIISectionAGrp/PersonNm4Maxine Callies
IRS990/Form990PartVIISectionAGrp/PersonNm5Elizabeth Edwards
IRS990/Form990PartVIISectionAGrp/PersonNm6Greg Sierra
IRS990/Form990PartVIISectionAGrp/PersonNm7Kathy McKinnon
IRS990/Form990PartVIISectionAGrp/PersonNm8Suzanne Lohrum
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt768043
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt846025
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice-Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Vice-President/Operations
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01959
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingAmt00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GovernmentGrantsAmt00
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt0764526
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt016683
IRS990/InterestGrp/TotalAmt051437
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0171918
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0171918
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt072306
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt072331
IRS990/InvestmentsPubTradedSecGrp/BOYAmt09257250
IRS990/InvestmentsPubTradedSecGrp/EOYAmt09343962
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0157947
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0144310
IRS990/LandBldgEquipCostOrOtherBssAmt0144310
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0credit union providing low cost financial services to select employee groups for mutual purposes
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01348396
IRS990/NetAssetsOrFundBalancesEOYAmt01414497
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt014754
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0164768
IRS990/OtherAssetsTotalGrp/EOYAmt0173914
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt053968
IRS990/OtherExpensesGrp/Desc0Visa Program Expenses
IRS990/OtherExpensesGrp/Desc1Office Operations
IRS990/OtherExpensesGrp/Desc2Miscellaneous
IRS990/OtherExpensesGrp/TotalAmt063263
IRS990/OtherExpensesGrp/TotalAmt159041
IRS990/OtherExpensesGrp/TotalAmt240652
IRS990/OtherLiabilitiesGrp/BOYAmt017245360
IRS990/OtherLiabilitiesGrp/EOYAmt016869732
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherRevenueTotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt07352878
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08073940
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt0100109
IRS990/PayrollTaxesGrp/TotalAmt019112
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt021871
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt021801
IRS990/PrincipalOfficerNm0Kathy McKinnon
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Consumer Loans
IRS990/ProgramServiceRevenueGrp/Desc1Mortgage Loans
IRS990/ProgramServiceRevenueGrp/Desc2Visa Debit Card
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0326719
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1114029
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt264710
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0326719
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1114029
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt264710
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0provided first mortgage loans to 20 members
IRS990/ProgSrvcAccomActy3Grp/Desc0received deposits on savings from 2450 members
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0161761
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0396340
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0563254
IRS990/PYRevenuesLessExpensesAmt030752
IRS990/PYSalariesCompEmpBnftPaidAmt0297923
IRS990/PYTotalExpensesAmt0694263
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0725015
IRS990/ReconcilationRevenueExpnssAmt066101
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0440747
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01348396
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01414497
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01231204
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0252516
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt076129
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt076129
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt08062
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt08062
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt060119
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt060119
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt016869732
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0144310
IRS990ScheduleD/TotalLiabilityAmt016869732
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt047528
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt17191
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt227453
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt320314
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt410078
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt53314
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt615043
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt7147610
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt820932
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt94277
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd91
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Vehicle

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.8$27.5$2.29$0.97$0.90$0.07
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.1$28.8$2.22$0.91$0.78$0.13
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.8$24.7$2.09$0.95$0.83$0.12
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.2$20.2$1.98$1.02$0.85$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.9$19.1$1.79$0.92$0.80$0.12
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.6$18.9$1.68$0.86$0.76$0.10
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.1$18.5$1.59$0.80$0.73$0.08
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.3$17.8$1.51$0.79$0.70$0.09
2014Detailed filing. Detailed filing data is available for this year.$18.3$16.9$1.41$0.76$0.70$0.07
2013Detailed filing. Detailed filing data is available for this year.$18.7$17.3$1.35$0.73$0.69$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.5$16.2$1.32$0.69
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.6$16.4$1.23$0.78
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.1$16.0$1.18$0.85