Civic Intelligence

Illinois Educators Credit Union

990 • Fiscal year 2018 • EIN 37-0771458

Jan 01, 2018 to Dec 31, 2018 • Filed on May 03, 2019

Organization Profilewww.iecumember.org

View Organization Page

1420 S 8th StreetSpringfield, IL 62703

(217) 528-2642

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

62nd percentile

0.89x

Higher debt load relative to assets than 62% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Liabilities / Revenue

23rd percentile

14.33x

Higher debt load relative to revenue than 23% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Net Margin

73rd percentile

18%

Higher net margin than 73% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Top Officer Pay

72nd percentile

$176,019

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 4.8% of source-year revenue.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2018

Asset Growth

58th percentile

2.4%

Faster asset growth than 58% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2017 to 2018

Revenue Growth

36th percentile

6.9%

Faster revenue growth than 36% of similar nonprofits.

2018 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets62nd percentile

Assets

Up

$58,283,995

Up $1,363,622 (+2.4%) from 2017

Net Assets

Up

$6,126,926

Up $640,502 (+12%) from 2017

Liabilities

Up

$52,157,069

Up $723,120 (+1.4%) from 2017

Revenue And Expenses
Liabilities / Revenue23rd percentileNet Margin73rd percentile

Revenue

Up

$3,639,970

Up $235,464 (+6.9%) from 2017

Expenses

Up

$2,999,469

Up $10,571 (+0.4%) from 2017

Net Income

Up

$640,501

Up $224,893 (+54%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth58th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $44,320,704Liabilities 2010: $40,745,276Net Assets 2010: $3,575,4282010Assets 2011: $45,581,128Liabilities 2011: $41,599,693Net Assets 2011: $3,981,4352011Assets 2013: $47,085,172Liabilities 2013: $42,740,039Net Assets 2013: $4,345,1332013Assets 2014: $48,694,724Liabilities 2014: $44,003,816Net Assets 2014: $4,690,9082014Assets 2015: $51,792,478Liabilities 2015: $47,057,097Net Assets 2015: $4,735,3812015Assets 2016: $53,136,609Liabilities 2016: $48,065,793Net Assets 2016: $5,070,8162016Assets 2017: $56,920,373Liabilities 2017: $51,433,949Net Assets 2017: $5,486,4242017Assets 2018: $58,283,995Liabilities 2018: $52,157,069Net Assets 2018: $6,126,9262018Assets 2019: $65,310,945Liabilities 2019: $58,646,423Net Assets 2019: $6,664,5222019Assets 2020: $70,012,794Liabilities 2020: $62,875,222Net Assets 2020: $7,137,5722020Assets 2021: $80,007,252Liabilities 2021: $72,189,004Net Assets 2021: $7,818,2482021Assets 2022: $100,277,471Liabilities 2022: $89,732,087Net Assets 2022: $10,545,3842022Assets 2023: $102,087,604Liabilities 2023: $90,953,244Net Assets 2023: $11,134,3602023Assets 2024: $100,738,030Liabilities 2024: $88,939,099Net Assets 2024: $11,798,9312024Assets 2025: $120,028,071Liabilities 2025: $107,432,127Net Assets 2025: $12,595,9442025

Highlighted filing

2018

Assets$58,283,995
Liabilities$52,157,069
Net Assets$6,126,926
Open 2018 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $2,807,7932010Expenses 2011: $2,562,8202011Revenue 2013: $2,839,594Expenses 2013: $2,653,238Net Income 2013: $186,3562013Revenue 2014: $3,127,670Expenses 2014: $2,781,895Net Income 2014: $345,7752014Revenue 2015: $3,310,304Expenses 2015: $3,262,971Net Income 2015: $47,3332015Revenue 2016: $3,366,919Expenses 2016: $3,031,484Net Income 2016: $335,4352016Revenue 2017: $3,404,506Expenses 2017: $2,988,898Net Income 2017: $415,6082017Revenue 2018: $3,639,970Expenses 2018: $2,999,469Net Income 2018: $640,5012018Revenue 2019: $3,859,148Expenses 2019: $3,321,669Net Income 2019: $537,4792019Revenue 2020: $3,496,202Expenses 2020: $3,023,152Net Income 2020: $473,0502020Revenue 2021: $3,585,286Expenses 2021: $2,904,610Net Income 2021: $680,6762021Revenue 2022: $5,097,247Expenses 2022: $3,516,595Net Income 2022: $1,580,6522022Revenue 2023: $5,723,602Expenses 2023: $4,901,421Net Income 2023: $822,1812023Revenue 2024: $6,471,024Expenses 2024: $5,796,688Net Income 2024: $674,3362024Revenue 2025: $7,332,940Expenses 2025: $6,555,567Net Income 2025: $777,3732025

Highlighted filing

2018

Revenue$3,639,970
Expenses$2,999,469
Net Income$640,501
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 3, 2019
Return Version
2018v3.1
Gross Receipts
$3,643,583
Mission and Program Overview

Mission

The Illinois Educators Credit Union operates to assist its members by providing loans deposit accounts and other financial services for the benefit of the entire membership.

The illinois educators credit union operates without a profit for the mutual benefit of its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$39,835,118$40,312,633▲ $477,515
Investments in Publicly Traded Securities$10,730,026$10,042,177▼ $687,849
Rtn Earn Endowment Incm Other Fnds$5,486,424$6,126,926▲ $640,502
Savings and Temporary Cash Investments$3,313,049$4,636,238▲ $1,323,189
Land, Buildings, and Equipment, Net$1,030,699$946,265▼ $84,434
Cash and Non-Interest-Bearing Accounts$606,857$919,868▲ $313,011
Prepaid Expenses and Deferred Charges$142,578$124,589▼ $17,989
Accounts Receivable$17,753$17,331▼ $422
Total Assets$56,920,373$58,283,995▲ $1,363,622
Other Assets Total$1,244,293$1,284,894▲ $40,601
Liabilities
Other Liabilities$51,243,502$51,947,513▲ $704,011
Accounts Payable and Accrued Expenses$190,447$209,556▲ $19,109
Total Liabilities$51,433,949$52,157,069▲ $723,120
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,486,424$6,126,926▲ $640,502
Total Liabilities and Net Assets / Fund Balance$56,920,373$58,283,995▲ $1,363,622

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$508,193$461,839$970,032
Equipment$183,327$211,046$394,373
Land$254,745-$254,745
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jody DabrowskiPresident/CEOFT$169,904$6,115$176,019
Jody Dabrowski--$169,904$6,115$176,019
Paul GaumerChief Operating OfficerFT$112,230$7,460$119,690

Board Members and Trustees

NameTitle
Daryl MorrisonChairman
Sheila BoozerVice Chairwoman
Frank SimpsonDirector
James KorteDirector
Richard Bowen JrDirector
Richard HadfieldDirector
Tiffany WilliamsDirector
Cinda KlicknaSecretary
John MeyerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,346,918
Investment Income
$293,052
Other Revenue
$0
Change in Net Assets
$640,501
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,886,960
Salaries, Compensation, and Employee Benefits$1,112,509
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$0$0$664,871
Current Officers, Directors, Trustees, and Key Employees$0$0$0$295,709
Office Expenses$0$0$0$209,758
Information Technology$0$0$0$185,185
Other Expenses$0$0$0$166,871
Depreciation Depletion$0$0$0$136,847
Occupancy$0$0$0$128,966
Payroll Taxes$0$0$0$83,909
Advertising$0$0$0$56,168
Other Employee Benefits$0$0$0$50,528
Fees for Services Accounting$0$0$0$49,823
Insurance$0$0$0$31,393
Travel$0$0$0$28,606
Conferences and Meetings$0$0$0$21,642
Pension Plan Contributions$0$0$0$17,492
Fees for Services Other$0$0$0$8,620
Fees for Services Legal$0$0$0$7,010
All Other Expenses$0$0$0$4,696
Interest$0$0$0$1,422
Total Functional Expenses$0$0$0$2,999,469
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBER'S SHARE ACCOUNTS$51,947,513
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Illinois Educators Credit Union
EIN
37-0771458
Phone
2175282642
Address
1420 S 8TH STREET, SPRINGFIELD, IL 62703

Signing Officer

Name
Jody Dabrowski
Title
CEO
Phone
2175282642
Signed
2019-05-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jody Dabrowski
Formed
1938
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
36
Volunteers
12

Preparer

Firm
Lmhn Ltd
Address
900 N Webster St PO Box 87, Taylorville, IL 62568
Preparer
Richard K Hooper
Phone
2178249661
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The credit union is a member owned financial institution.”

Pt VI, Line 7A

“The governing body is elected from and by the membership”

Pt VI, Line 7A

“ANNUALLY.”

Pt VI, Line 7B

“From time to time, certain decisions will be presented to”

Pt VI, Line 7B

“The membership for a vote, which is determined on a case”

Pt VI, Line 7B

“BY CASE BASIS.”

Pt VI, Line 11B

“Copies of the final form 990 and schedules were made”

Pt VI, Line 11B

“Available to each board member prior to being filed with”

Pt VI, Line 11B

“The irs. Board members were asked to review the return”

Pt VI, Line 11B

“Individually and to contact the return preparer, other”

Pt VI, Line 11B

“Board members, or executive officers with any questions”

Pt VI, Line 11B

“OR CONCERNS.”

Pt VI, Line 19

“The credit union's governing documents and financial”

Pt VI, Line 19

“Statements are available to the public upon request.”

Form 990, Part IX, Line 24E

“MISCELLANEOUS 4696.”

Raw XML AppendixShowing 400 of 475 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NetAssetsOrFundBalancesEOYAmt06126926
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-3613
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-3613
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt0128966
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt0209758
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01244293
IRS990/OtherAssetsTotalGrp/EOYAmt01284894
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt050528
IRS990/OtherExpensesGrp/Desc0ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc1SHARE/LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc3DIVIDENDS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt03357
IRS990/OtherExpensesGrp/TotalAmt1431021
IRS990/OtherExpensesGrp/TotalAmt2415575
IRS990/OtherExpensesGrp/TotalAmt3166871
IRS990/OtherLiabilitiesGrp/BOYAmt051243502
IRS990/OtherLiabilitiesGrp/EOYAmt051947513
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0664871
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt039835118
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt040312633
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt083909
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt017492
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0142578
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0124589
IRS990/PrincipalOfficerNm0JODY DABROWSKI
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02167828
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11179090
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0360683
IRS990/PYOtherExpensesAmt01934653
IRS990/PYProgramServiceRevenueAmt03043823
IRS990/PYRevenuesLessExpensesAmt0415608
IRS990/PYSalariesCompEmpBnftPaidAmt01054245
IRS990/PYTotalExpensesAmt02988898
IRS990/PYTotalRevenueAmt03404506
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0640501
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05486424
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06126926
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03313049
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04636238
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0508193
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0461839
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0970032
IRS990ScheduleD/EquipmentGrp/BookValueAmt0183327
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0211046
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0394373
IRS990ScheduleD/LandGrp/BookValueAmt0254745
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0254745
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt051947513
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER'S SHARE ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0946265
IRS990ScheduleD/TotalLiabilityAmt051947513
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0169904
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt06115
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JODY DABROWSKI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0176019
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING BODY IS ELECTED FROM AND BY THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FROM TIME TO TIME, CERTAIN DECISIONS WILL BE PRESENTED TO
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE MEMBERSHIP FOR A VOTE, WHICH IS DETERMINED ON A CASE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BY CASE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COPIES OF THE FINAL FORM 990 AND SCHEDULES WERE MADE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7AVAILABLE TO EACH BOARD MEMBER PRIOR TO BEING FILED WITH
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE IRS. BOARD MEMBERS WERE ASKED TO REVIEW THE RETURN
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9INDIVIDUALLY AND TO CONTACT THE RETURN PREPARER, OTHER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10BOARD MEMBERS, OR EXECUTIVE OFFICERS WITH ANY QUESTIONS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11OR CONCERNS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12THE CREDIT UNION'S GOVERNING DOCUMENTS AND FINANCIAL
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14MISCELLANEOUS 4696.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt056920373
IRS990/TotalAssetsEOYAmt058283995

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$58,283,995
Liabilities
$52,157,069
Net assets
$6,126,926
Revenue
$3,639,970
Expenses
$2,999,469
Net income
$640,501
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$120$107$12.6$7.33$6.56$0.78
2024Detailed filing. Detailed filing data is available for this year.$101$88.9$11.8$6.47$5.80$0.67
2023Detailed filing. Detailed filing data is available for this year.$102$91.0$11.1$5.72$4.90$0.82
2022Detailed filing. Detailed filing data is available for this year.$100$89.7$10.5$5.10$3.52$1.58
2021Detailed filing. Detailed filing data is available for this year.$80.0$72.2$7.82$3.59$2.90$0.68
2020Detailed filing. Detailed filing data is available for this year.$70.0$62.9$7.14$3.50$3.02$0.47
2019Detailed filing. Detailed filing data is available for this year.$65.3$58.6$6.66$3.86$3.32$0.54
2018Detailed filing. Detailed filing data is available for this year.$58.3$52.2$6.13$3.64$3.00$0.64
2017Detailed filing. Detailed filing data is available for this year.$56.9$51.4$5.49$3.40$2.99$0.42
2016Detailed filing. Detailed filing data is available for this year.$53.1$48.1$5.07$3.37$3.03$0.34
2015Detailed filing. Detailed filing data is available for this year.$51.8$47.1$4.74$3.31$3.26$0.05
2014Detailed filing. Detailed filing data is available for this year.$48.7$44.0$4.69$3.13$2.78$0.35
2013Detailed filing. Detailed filing data is available for this year.$47.1$42.7$4.35$2.84$2.65$0.19
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.6$41.6$3.98$2.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.3$40.7$3.58$2.81