Civic Intelligence

Irse Credit Union

990 • Fiscal year 2014 • EIN 37-0699539

Jan 01, 2014 to Dec 31, 2014 • Filed on Apr 28, 2015

Organization ProfileN/A
3101 Constitution DriveSpringfield, IL 62704

(217) 726-9595

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.89x

Higher debt load relative to assets than 69% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Liabilities / Revenue

88th percentile

32.95x

Higher debt load relative to revenue than 88% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Net Margin

21st percentile

-9.5%

Higher net margin than 21% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Top Officer Pay

53rd percentile

$52,172

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 21.9% of source-year revenue.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2014

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2014

Balance Sheet
Liabilities / Assets69th percentile

Assets

$8,824,599

No earlier filing loaded for comparison.

Net Assets

$982,555

No earlier filing loaded for comparison.

Liabilities

$7,842,044

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue88th percentileNet Margin21st percentile

Revenue

$237,985

No earlier filing loaded for comparison.

Expenses

$260,677

No earlier filing loaded for comparison.

Net Income

-$22,692

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2014: $8,824,599Liabilities 2014: $7,842,044Net Assets 2014: $982,5552014Assets 2015: $8,913,054Liabilities 2015: $7,927,338Net Assets 2015: $985,7162015Assets 2016: $8,928,613Liabilities 2016: $7,923,132Net Assets 2016: $1,005,4812016Assets 2017: $9,150,654Liabilities 2017: $8,131,663Net Assets 2017: $1,018,9912017Assets 2018: $9,186,442Liabilities 2018: $8,119,676Net Assets 2018: $1,066,7662018Assets 2019: $8,663,290Liabilities 2019: $7,551,151Net Assets 2019: $1,112,1392019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2014

Assets$8,824,599
Liabilities$7,842,044
Net Assets$982,555
Open 2014 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2014: $237,985Expenses 2014: $260,677Net Income 2014: -$22,6922014Revenue 2015: $253,375Expenses 2015: $250,214Net Income 2015: $3,1612015Revenue 2016: $248,595Expenses 2016: $228,830Net Income 2016: $19,7652016Revenue 2017: $259,931Expenses 2017: $246,421Net Income 2017: $13,5102017Revenue 2018: $294,155Expenses 2018: $246,380Net Income 2018: $47,7752018Revenue 2019: $304,816Expenses 2019: $259,443Net Income 2019: $45,3732019Revenue 2020: $165,869Expenses 2020: $252,996Net Income 2020: -$87,1272020

Highlighted filing

2014

Revenue$237,985
Expenses$260,677
Net Income-$22,692
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Apr 28, 2015
Return Version
2014v5.0
Gross Receipts
$237,985
Mission and Program Overview

Mission

To assist our members in the management of their financial well-being by providing loans, savings accounts and other financial institution services in a friendly and professional manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$3,664,860$3,694,283▲ $29,423
Investments in Publicly Traded Securities-$3,532,187-
Savings and Temporary Cash Investments$5,124,131$1,450,630▼ $3,673,501
Rtn Earn Endowment Incm Other Fnds$1,005,247$982,555▼ $22,692
Prepaid Expenses and Deferred Charges$35,825$44,075▲ $8,250
Accounts Receivable$20,916--
Cash and Non-Interest-Bearing Accounts$12,635$12,079▼ $556
Land, Buildings, and Equipment, Net$39$713▲ $674
Total Assets$8,936,271$8,824,599▼ $111,672
Other Assets Total$77,865$90,632▲ $12,767
Liabilities
Other Liabilities$7,907,171$7,825,810▼ $81,361
Accounts Payable and Accrued Expenses$23,853$16,234▼ $7,619
Total Liabilities$7,931,024$7,842,044▼ $88,980
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,005,247$982,555▼ $22,692
Total Liabilities and Net Assets / Fund Balance$8,936,271$8,824,599▼ $111,672

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$713$35,216$35,929
Compensation and Service Providers
Top Officer Pay53rd percentile

Employees

NameTitleBaseOtherTotal
Kay BrownPresident$49,724$2,448$52,172

Board Members and Trustees

NameTitle
Alex PratherChairman of the Board
Brent TippinVice Chair of the Board
Adam SuchomskiDirector
Bernard ColemanDirector
Cindy TaylorDirector
Dana ParadaDirector
Daniel MilliganDirector
Deborah HeldDirector
Jennifer OndreyDirector
Polly EdwardsDirector
Tim RothDirector
Patricia McdermottSecretary
Douglas BladeTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$178,329
Investment Income
$59,656
Other Revenue
$0
Change in Net Assets
$-22,692
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$151,578
Salaries, Compensation, and Employee Benefits$109,099
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$52,172
Office Expenses---$49,671
Other Salaries and Wages---$45,413
Information Technology---$23,533
Fees for Services Accounting---$13,213
Insurance---$8,011
Payroll Taxes---$7,722
Other Employee Benefits---$3,792
Other Expenses---$2,482
Conferences and Meetings---$1,221
Fees for Services Legal---$600
Advertising---$351
Depreciation Depletion---$203
Interest---$9
Total Functional Expenses$0$0$0$260,677
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES AND SAVINGS ACCOUNT$7,825,810
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Irse Credit Union
EIN
37-0699539
Phone
2177269595
Address
3101 CONSTITUTION DRIVE, SPRINGFIELD, IL 62704

Signing Officer

Name
Katy Brown
Title
President
Phone
2177269595
Signed
2015-04-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Katy Brown
Formed
1949
Legal Domicile
Il
Voting Board Members
13
Independent Board Members
13
Employees
4
Volunteers
15

Preparer

Firm
Lmhn Ltd
Address
900 N Webster St PO Box 87, Taylorville, IL 62568
Preparer
Brent J Lively
Phone
2178249661
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The credit union is a member owned financial institution.”

Pt VI, Line 7A

“The governing body is elected from and by the membership”

Pt VI, Line 7A

“ANNUALLY.”

Pt VI, Line 7B

“From time to time, certain decisions will be presented to”

Pt VI, Line 7B

“The membership for a vote, which is determined on a case”

Pt VI, Line 7B

“BY CASE BASIS.”

Pt VI, Line 11B

“We do not provide a copy of form 990 to the board of”

Pt VI, Line 11B

“Directors prior to filing the forms. However, form 990”

Pt VI, Line 11B

“Is reviewed and approved by the board subsequent to its”

Pt VI, Line 11B

“FILING.”

Pt VI, Line 19

“The credit union's governing documents and financial”

Pt VI, Line 19

“Statements are available to the public upon request.”

Raw XML Appendix368 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt023853
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt016234
IRS990/AccountsReceivableGrp/BOYAmt020916
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL-BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS AND OTHER FINANCIAL INSTITUTION SERVICES IN A FRIENDLY AND PROFESSIONAL MANNER.
IRS990/AdvertisingGrp/TotalAmt0351
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0KAY BROWN
IRS990/BooksInCareOfDetail/PhoneNum02177269595
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03101 CONSTITUTION DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0SPRINGFIELD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd062704
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt012635
IRS990/CashNonInterestBearingGrp/EOYAmt012079
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt052172
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt01221
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt059656
IRS990/CYOtherExpensesAmt0151578
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0178329
IRS990/CYRevenuesLessExpensesAmt0-22692
IRS990/CYSalariesCompEmpBnftPaidAmt0109099
IRS990/CYTotalExpensesAmt0260677
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0237985
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0203
IRS990/Desc0PROVIDED CONSUMER LENDING AND RECEIVE DEPOSITS FROM THE CREDIT UNION MEMBERSHIP. THE CREDIT UNION SERVICES IN EXCESS OF 1,340 MEMBER SHARE TYPE ACCOUNTS AND 600 LOAN ACCOUNTS, INCLUDING VISA CARDS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt013213
IRS990/FeesForServicesLegalGrp/TotalAmt0600
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt132448
IRS990/Form990PartVIISectionAGrp/PersonNm0ALEX PRATHER
IRS990/Form990PartVIISectionAGrp/PersonNm1DOUGLAS BLADE
IRS990/Form990PartVIISectionAGrp/PersonNm2PATRICIA MCDERMOTT
IRS990/Form990PartVIISectionAGrp/PersonNm3BRENT TIPPIN
IRS990/Form990PartVIISectionAGrp/PersonNm4DEBORAH HELD
IRS990/Form990PartVIISectionAGrp/PersonNm5CINDY TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm6POLLY EDWARDS
IRS990/Form990PartVIISectionAGrp/PersonNm7TIM ROTH
IRS990/Form990PartVIISectionAGrp/PersonNm8BERNARD COLEMAN
IRS990/Form990PartVIISectionAGrp/PersonNm9DANIEL MILLIGAN
IRS990/Form990PartVIISectionAGrp/PersonNm10ADAM SUCHOMSKI
IRS990/Form990PartVIISectionAGrp/PersonNm11JENNIFER ONDREY
IRS990/Form990PartVIISectionAGrp/PersonNm12DANA PARADA
IRS990/Form990PartVIISectionAGrp/PersonNm13KAY BROWN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1349724
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIR OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01949
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0237985
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt013
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt023533
IRS990/InsuranceGrp/TotalAmt08011
IRS990/InterestGrp/TotalAmt09
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt059656
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/EOYAmt03532187
IRS990/IRPDocumentCnt0292
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt035216
IRS990/LandBldgEquipBasisNetGrp/BOYAmt039
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0713
IRS990/LandBldgEquipCostOrOtherBssAmt035929
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO ASSIST OUR MEMBERS IN THE MANAGEMENT
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01005247
IRS990/NetAssetsOrFundBalancesEOYAmt0982555
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/TotalAmt049671
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt077865
IRS990/OtherAssetsTotalGrp/EOYAmt090632
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03792
IRS990/OtherExpensesGrp/Desc0ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2DIVIDEND EXPENSE
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/TotalAmt07819
IRS990/OtherExpensesGrp/TotalAmt128894
IRS990/OtherExpensesGrp/TotalAmt215571
IRS990/OtherExpensesGrp/TotalAmt32482
IRS990/OtherLiabilitiesGrp/BOYAmt07907171
IRS990/OtherLiabilitiesGrp/EOYAmt07825810
IRS990/OtherSalariesAndWagesGrp/TotalAmt045413
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03664860
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt03694283
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt07722
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt035825
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt044075
IRS990/PrincipalOfficerNm0KATY BROWN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0145033
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt133296
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt058508
IRS990/PYOtherExpensesAmt0146379
IRS990/PYOtherRevenueAmt01325
IRS990/PYProgramServiceRevenueAmt0197686
IRS990/PYRevenuesLessExpensesAmt05376
IRS990/PYSalariesCompEmpBnftPaidAmt0105764
IRS990/PYTotalExpensesAmt0252143
IRS990/PYTotalRevenueAmt0257519
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-22692
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01005247
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0982555
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05124131
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01450630
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0713
IRS990ScheduleD/EquipmentGrp/DepreciationAmt035216
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt035929
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt07825810
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES AND SAVINGS ACCOUNT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0713
IRS990ScheduleD/TotalLiabilityAmt07825810
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING BODY IS ELECTED FROM AND BY THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FROM TIME TO TIME, CERTAIN DECISIONS WILL BE PRESENTED TO
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE MEMBERSHIP FOR A VOTE, WHICH IS DETERMINED ON A CASE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BY CASE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6WE DO NOT PROVIDE A COPY OF FORM 990 TO THE BOARD OF
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DIRECTORS PRIOR TO FILING THE FORMS. HOWEVER, FORM 990
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8IS REVIEWED AND APPROVED BY THE BOARD SUBSEQUENT TO ITS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10THE CREDIT UNION'S GOVERNING DOCUMENTS AND FINANCIAL
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Pt VI, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt08936271
IRS990/TotalAssetsEOYAmt08824599
IRS990/TotalAssetsGrp/BOYAmt08936271
IRS990/TotalAssetsGrp/EOYAmt08824599
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/TotalAmt0260677
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt07931024
IRS990/TotalLiabilitiesEOYAmt07842044
IRS990/TotalLiabilitiesGrp/BOYAmt07931024
IRS990/TotalLiabilitiesGrp/EOYAmt07842044
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01005247
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0982555
IRS990/TotalOtherCompensationAmt02448
IRS990/TotalProgramServiceRevenueAmt0178329
IRS990/TotalReportableCompFromOrgAmt049724
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0237985
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0237985
IRS990/TotalVolunteersCnt015
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt08936271
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt08824599
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt03101 CONSTITUTION DRIVE
IRS990/USAddress/CityNm0SPRINGFIELD
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd062704
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt013
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KATY BROWN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02177269595
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-04-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0IRSE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0IRSE
ReturnHeader/Filer/EIN0370699539
ReturnHeader/Filer/PhoneNum02177269595
ReturnHeader/Filer/USAddress/AddressLine1Txt03101 CONSTITUTION DRIVE
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd062704
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LMHN LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0900 N Webster St PO Box 87
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Taylorville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd062568
ReturnHeader/PreparerPersonGrp/PhoneNum02178249661
ReturnHeader/PreparerPersonGrp/PreparationDt02015-05-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRENT J LIVELY
ReturnHeader/ReturnTs02015-05-09T05:38:23-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,824,599
Liabilities
$7,842,044
Net assets
$982,555
Revenue
$237,985
Expenses
$260,677
Net income
-$22,692
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.17$0.25$0.09
2019Detailed filing. Detailed filing data is available for this year.$8.66$7.55$1.11$0.30$0.26$0.05
2018Detailed filing. Detailed filing data is available for this year.$9.19$8.12$1.07$0.29$0.25$0.05
2017Detailed filing. Detailed filing data is available for this year.$9.15$8.13$1.02$0.26$0.25$0.01
2016Detailed filing. Detailed filing data is available for this year.$8.93$7.92$1.01$0.25$0.23$0.02
2015Detailed filing. Detailed filing data is available for this year.$8.91$7.93$0.99$0.25$0.25$0.00
2014Detailed filing. Detailed filing data is available for this year.$8.82$7.84$0.98$0.24$0.26$0.02