Civic Intelligence

Western Catholic Union

990 • Fiscal year 2019 • EIN 37-0580740

Jan 01, 2019 to Dec 31, 2019 • Filed on May 13, 2020

Organization ProfileWWW.WCULIFE.ORG

View Organization Page

510 Maine StreetQuincy, IL 62301

(217) 223-9721

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.98x

Higher debt load relative to assets than 93% of similar nonprofits.

2019 filings • $100M-$250M nonprofits • Source year 2019

Liabilities / Revenue

84th percentile

3.46x

Higher debt load relative to revenue than 84% of similar nonprofits.

2019 filings • $100M-$250M nonprofits • Source year 2019

Net Margin

19th percentile

-6.0%

Higher net margin than 19% of similar nonprofits.

2019 filings • $100M-$250M nonprofits • Source year 2019

Top Officer Pay

20th percentile

$175,895

Higher top officer pay than 20% of similar nonprofits.

Top officer pay equals 0.3% of source-year revenue.

2019 filings • $100M-$250M nonprofits • Source year 2019

Asset Growth

82nd percentile

16%

Faster asset growth than 82% of similar nonprofits.

2019 filings • $100M-$250M nonprofits • Annualized from 2018 to 2019

Revenue Growth

92nd percentile

51%

Faster revenue growth than 92% of similar nonprofits.

2019 filings • $100M-$250M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Up

$220,366,184

Up $31,022,291 (+16%) from 2018

Net Assets

Down

$3,683,641

Down $4,391,231 (-54%) from 2018

Liabilities

Up

$216,682,543

Up $35,413,522 (+20%) from 2018

Revenue And Expenses
Liabilities / Revenue84th percentileNet Margin19th percentile

Revenue

Up

$62,625,218

Up $21,234,456 (+51%) from 2018

Expenses

Up

$66,409,683

Up $25,492,203 (+62%) from 2018

Net Income

Down

-$3,784,465

Down $4,257,747 (-900%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth82nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $193,641,620Liabilities 2010: $55,352,691Net Assets 2010: $138,288,9292010Assets 2011: $209,884,395Liabilities 2011: $56,833,984Net Assets 2011: $153,050,4112011Assets 2012: $224,691,943Liabilities 2012: $41,795,528Net Assets 2012: $182,896,4152012Assets 2013: $200,307,581Liabilities 2013: $35,262,907Net Assets 2013: $165,044,6742013Assets 2014: $184,016,157Liabilities 2014: $175,384,045Net Assets 2014: $8,632,1122014Assets 2015: $177,684,703Liabilities 2015: $168,610,995Net Assets 2015: $9,073,7082015Assets 2016: $181,951,865Liabilities 2016: $173,094,823Net Assets 2016: $8,857,0422016Assets 2017: $181,178,195Liabilities 2017: $173,128,797Net Assets 2017: $8,049,3982017Assets 2018: $189,343,893Liabilities 2018: $181,269,021Net Assets 2018: $8,074,8722018Assets 2019: $220,366,184Liabilities 2019: $216,682,543Net Assets 2019: $3,683,6412019Assets 2020: $212,291,969Liabilities 2020: $205,449,295Net Assets 2020: $6,842,6742020Assets 2021: $196,139,579Liabilities 2021: $189,776,482Net Assets 2021: $6,363,0972021Assets 2022: $186,673,841Liabilities 2022: $179,321,893Net Assets 2022: $7,351,9482022Assets 2023: $183,108,342Liabilities 2023: $175,404,426Net Assets 2023: $7,703,9162023Assets 2024: $178,069,917Liabilities 2024: $169,954,379Net Assets 2024: $8,115,5382024

Highlighted filing

2019

Assets$220,366,184
Liabilities$216,682,543
Net Assets$3,683,641
Open 2019 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0-$50MExpenses 2010: $47,755,0262010Expenses 2011: $22,358,0942011Expenses 2012: $23,515,8422012Revenue 2013: $19,316,696Expenses 2013: $36,451,261Net Income 2013: -$17,134,5652013Revenue 2014: $18,395,935Expenses 2014: $17,760,449Net Income 2014: $635,4862014Revenue 2015: $23,869,733Expenses 2015: $22,806,821Net Income 2015: $1,062,9122015Revenue 2016: $30,470,102Expenses 2016: $30,724,341Net Income 2016: -$254,2392016Revenue 2017: $29,224,794Expenses 2017: $29,853,509Net Income 2017: -$628,7152017Revenue 2018: $41,390,762Expenses 2018: $40,917,480Net Income 2018: $473,2822018Revenue 2019: $62,625,218Expenses 2019: $66,409,683Net Income 2019: -$3,784,4652019Revenue 2020: $29,558,364Expenses 2020: $25,741,762Net Income 2020: $3,816,6022020Revenue 2021: $14,717,772Expenses 2021: $15,829,227Net Income 2021: -$1,111,4552021Revenue 2022: $34,773,386Expenses 2022: $33,237,131Net Income 2022: $1,536,2552022Revenue 2023: $48,814,232Expenses 2023: $48,028,581Net Income 2023: $785,6512023Revenue 2024: $39,880,577Expenses 2024: $39,057,274Net Income 2024: $823,3032024

Highlighted filing

2019

Revenue$62,625,218
Expenses$66,409,683
Net Income-$3,784,465
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
May 13, 2020
Return Version
2019v5.1
Gross Receipts
$90,468,143
Mission and Program Overview

Mission

Fraternal insurance organization

Fraternal benefit society offering life insurance and annuity plans to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$176,136,219$206,878,051▲ $30,741,832
Other Notes and Loans Receivable, Net$5,866,578$5,674,426▼ $192,152
Rtn Earn Endowment Incm Other Fnds$8,074,872$3,683,641▼ $4,391,231
Savings and Temporary Cash Investments$1,067,582$1,257,342▲ $189,760
Cash and Non-Interest-Bearing Accounts$839,683$1,122,659▲ $282,976
Investments Other Securities$899,219$904,402▲ $5,183
Land, Buildings, and Equipment, Net$1,006,221$885,152▼ $121,069
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$189,343,893$220,366,184▲ $31,022,291
Other Assets Total$3,528,391$3,644,152▲ $115,761
Liabilities
Other Liabilities$181,064,010$216,429,480▲ $35,365,470
Accounts Payable and Accrued Expenses$170,574$222,669▲ $52,095
Deferred Revenue$34,437$30,394▼ $4,043
Total Liabilities$181,269,021$216,682,543▲ $35,413,522
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,074,872$3,683,641▼ $4,391,231
Total Liabilities and Net Assets / Fund Balance$189,343,893$220,366,184▲ $31,022,291

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$800,303$563,760$1,364,063
Equipment$79,899$725,026$804,925
Land$4,950-$4,950
Compensation and Service Providers
Top Officer Pay20th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kent StegemanSecretary/treasurer & CFOFT$160,190$15,705$175,895
Roger PlayerPresident & CEOFT$135,130$7,371$142,501
Sherri SchaeferChairman-$13,500-$13,500
August BoessenTrustee-$10,350-$10,350
David HuttTrustee-$10,350-$10,350
Michael BickhausTrustee-$10,250-$10,250
James ObertTrustee-$10,150-$10,150
Linda MooreTrustee-$9,150-$9,150
Philip Hildebrand JrTrustee-$8,750-$8,750
Corinn HakeTrustee-$8,000-$8,000
John PranglTrustee-$8,000-$8,000

Highest Paid Contractors

ContractorServicesLocationCompensation
Allen Bailey & Associates INCActuarial8310-1 N CAPITAL OF TEXAS HWY SUITE, Austin, TX 78731$256,931
United Systems And Software INCThird Party Administration205 ASH STREET, Benton, KY 42025$172,025
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$51,595,256
Investment Income
$9,445,058
Other Revenue
$1,584,904
Change in Net Assets
$-3,784,465

Audited Revenue Reconciliation

Revenue per Audited Statements
$61,215,542
Revenue Not Reported on Financial Statements
$1,409,676
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$1,409,676
Total Revenue per Audited Statements
$61,215,542
Total Revenue per Form 990
$62,625,218
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$41,809,062
Salaries, Compensation, and Employee Benefits$1,475,242
Grants and Similar Amounts Paid$29,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$23,096,379
Other Salaries and Wages---$757,548
Other Expenses---$686,181
Fees for Services Other---$428,956
Current Officers, Directors, Trustees, and Key Employees---$406,896
Fees for Service Investment Mgmnt Fees---$346,288
Other Employee Benefits---$163,267
Office Expenses---$93,356
Payroll Taxes---$89,972
All Other Expenses---$71,733
Pension Plan Contributions---$57,559
Fees for Services Accounting---$41,831
Grants to Domestic Individuals---$29,000
Occupancy---$24,000
Fees for Services Legal---$21,959
Information Technology---$8,563
Advertising---$4,310
Total Functional Expenses$0$0$0$66,409,683

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$66,409,683
Expenses per Audited Statements$65,000,007
Total Expenses per Audited Statements$65,000,007
Expenses Not Reported on Financial Statements$1,409,676
Other Expense Adjustments$1,409,676
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Reserves$198,828,950
Deposit Type Contracts$7,616,094
Interest Maintence Reserve$4,724,925
Claims Liability$3,684,870
Asset Valuation Reserve$799,535
Expense Allowance Deficiency Reserve$308,474
Commissions Payable$299,239
Refunds Payable$105,000
Employee Post Retirement Health Benefits$62,393
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The western catholic union is a not-for-profit fraternal benefit society with 23,830 members at the close of business on december 31, 2019.”

Form 990, Part VI, Section A, Line 7A

“The board can be up to 12 members consisting of the president, up to 10 trustees elected by the national council, and the board of trustees may appoint 1 trustee to fill needed expertise to satisfy good governance practices. The board of trustees may appoint trustees to fill vacated positions. The national council meets at the quadrennial convention or upon petition by the majority of the members of board of trustees.”

Form 990, Part VI, Section B, Line 11B

“The national officers review the 990 and distribute it to the board of trustees for their review.”

Form 990, Part VI, Section B, Line 12C

“The board of trustees fill out conflict of interest statements annually (usually at the may board meeting) and submit them to the secretary. New board members complete them soon after election or appointment. Employees fill out conflict of interest statements annually and submit them to the president, usually in january.”

Form 990, Part VI, Section B, Line 15

“The executive advisory committee of the board reviews ceo compensation. The full board establishes compensation, bonuses and raises for the ceo and reviews salaries over $40k annually.”

Form 990, Part VI, Section C, Line 19

“Governing documents, conflict of interest policy, and financial statements are not available to the public.”

Filing and Contact Details

Filer

Filer Name
Western Catholic Union
EIN
37-0580740
Phone
2172239721
Address
510 MAINE STREET, QUINCY, IL 62301

Signing Officer

Name
Kent Stegeman
Title
Treasurer
Phone
2172239721
Signed
2020-05-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kent Stegeman
Formed
1877
Legal Domicile
Il
Voting Board Members
10
Independent Board Members
9
Employees
20
Volunteers
2,600

Preparer

Firm
Kerber Eck & Braeckel Llp
Address
3200 ROBBINS ROAD STE 200A, SPRINGFIELD, IL 62704
Preparer
Kirsten Kienzler
Phone
2177890960
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Correction of prior year error change in nonadmittted assets 190,473. Change in avr -220,124. Change in fraternal death benefit program -501,541. Change in surplus due to reinsurance -81,025. Other 268.”

FORM 990, PART XII, LINCE 2C:

“The audit committee reviews and makes recommendations to approve the audit reports to the board. The audit committee also reviews and makes recommendations to approve the independent auditors to the board for the next audit on an annual basis. This process has not changed since the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The society is exempt from federal income tax under the provisions of section 501(c)(8) of the internal revenue code and is not considered a private foundation. The society has recognized in the financial statements the effects of all tax positions and continually evaluates expiring statutes of limitations, audits, changes in tax law, and new authoritative rulings. The society is not aware of any circumstances or events that make it reasonably possible that unrecognized tax benefits may increase or decrease within 12 months of the date of the statements of financial position. Penalties and interest assessed by taxing authorities are included in general expenses, if applicable. There were no interest or penalties paid during fiscal year 2019 and 2018. The society files form 990 annually in the federal jurisdiction.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Investment expenses 256,879. Commission and expense allowances 173,445. Transfers to imr 979,352.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Investment expenses 256,879. Commission and expense allowances 173,445. Transfers to imr 979,352.”

Raw XML AppendixShowing 400 of 476 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0170574
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0222669
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0FRATERNAL BENEFIT SOCIETY OFFERING LIFE INSURANCE AND ANNUITY PLANS TO ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt04310
IRS990/AllOtherExpensesGrp/TotalAmt071733
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt023096379
IRS990/BooksInCareOfDetail/PersonNm0KENT STEGEMAN
IRS990/BooksInCareOfDetail/PhoneNum02172239721
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0510 MAINE STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0QUINCY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd062307
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0839683
IRS990/CashNonInterestBearingGrp/EOYAmt01122659
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0406896
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0256931
IRS990/ContractorCompensationGrp/CompensationAmt1172025
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt08310-1 N CAPITAL OF TEXAS HWY SUITE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1205 ASH STREET
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0AUSTIN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1BENTON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1KY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd078731
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd142025
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0ALLEN BAILEY & ASSOCIATES INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1UNITED SYSTEMS AND SOFTWARE INC
IRS990/ContractorCompensationGrp/ServicesDesc0ACTUARIAL
IRS990/ContractorCompensationGrp/ServicesDesc1THIRD PARTY ADMINISTRATION
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt023096379
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt029000
IRS990/CYInvestmentIncomeAmt09445058
IRS990/CYOtherExpensesAmt041809062
IRS990/CYOtherRevenueAmt01584904
IRS990/CYProgramServiceRevenueAmt051595256
IRS990/CYRevenuesLessExpensesAmt0-3784465
IRS990/CYSalariesCompEmpBnftPaidAmt01475242
IRS990/CYTotalExpensesAmt066409683
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt062625218
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt034437
IRS990/DeferredRevenueGrp/EOYAmt030394
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0THE WESTERN CATHOLIC UNION IS A FRATERNAL BENEFIT SOCIETY OFFERING LIFE INSURANCE AND ANNUITY PLANS TO ITS MEMBERS. PROGRAM SERVICES INCLUDE $23,096,379 FOR BENEFITS PAID TO MEMBERS FOR LIFE INSURANCE AND ANNUITY BENEFITS. THE REMAINING EXPENSES COVER OPERATIONAL EXPENSES.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt020
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt041831
IRS990/FeesForServicesLegalGrp/TotalAmt021959
IRS990/FeesForServicesOtherGrp/TotalAmt0428956
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt0346288
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt07371
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1014605
IRS990/Form990PartVIISectionAGrp/PersonNm0ROGER PLAYER
IRS990/Form990PartVIISectionAGrp/PersonNm1AUGUST BOESSEN
IRS990/Form990PartVIISectionAGrp/PersonNm2CORINN HAKE
IRS990/Form990PartVIISectionAGrp/PersonNm3DAVID HUTT
IRS990/Form990PartVIISectionAGrp/PersonNm4JAMES OBERT
IRS990/Form990PartVIISectionAGrp/PersonNm5PHILIP HILDEBRAND JR
IRS990/Form990PartVIISectionAGrp/PersonNm6SHERRI SCHAEFER
IRS990/Form990PartVIISectionAGrp/PersonNm7MICHAEL BICKHAUS
IRS990/Form990PartVIISectionAGrp/PersonNm8LINDA MOORE
IRS990/Form990PartVIISectionAGrp/PersonNm9JOHN PRANGL
IRS990/Form990PartVIISectionAGrp/PersonNm10KENT STEGEMAN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0135130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110350
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt28000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt310350
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt410150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt58750
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt613500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt710250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt89150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt98000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10161290
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt7TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt10SECRETARY/TREASURER & CFO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01877
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt06963
IRS990/GainOrLossGrp/SecuritiesAmt0979352
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt029000
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt06963
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt028822277
IRS990/GrossReceiptsAmt090468143
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt08563
IRS990/InvestmentIncomeGrp/ExclusionAmt08458743
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt08458743
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0899219
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0904402
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0176136219
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0206878051
IRS990/IRPDocumentCnt04669
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01288786
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01006221
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0885152
IRS990/LandBldgEquipCostOrOtherBssAmt02173938
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt027842925
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingOtherInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO ATTEND TO THE FRATERNAL, FINANCIAL AND SPIRITUAL WELL-BEING OF THE MEMBERS OF THE WESTERN CATHOLIC UNION BY OFFERING THEM THE GREATEST NUMBER OF SOCIAL AND SPIRITUAL OPPORTUNITIES POSSIBLE AND TO KEEP OUR MEMBERS SAFE AND SECURE WITH THE BEST INSURANCE PRODUCTS AVAILABLE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt08074872
IRS990/NetAssetsOrFundBalancesEOYAmt03683641
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0986315
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0986315
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt05183
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt024000
IRS990/OfficeExpensesGrp/TotalAmt093356
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03528391
IRS990/OtherAssetsTotalGrp/EOYAmt03644152
IRS990/OtherChangesInNetAssetsAmt0-611949
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0163267
IRS990/OtherExpensesGrp/Desc0CHANGE IN RESERVES
IRS990/OtherExpensesGrp/Desc1COMMISSIONS
IRS990/OtherExpensesGrp/Desc2GAINS TRANSFERRED TO IM
IRS990/OtherExpensesGrp/Desc3OTHER EXPENSES
IRS990/OtherExpensesGrp/TotalAmt036562713
IRS990/OtherExpensesGrp/TotalAmt12539820
IRS990/OtherExpensesGrp/TotalAmt2979352
IRS990/OtherExpensesGrp/TotalAmt3686181
IRS990/OtherLiabilitiesGrp/BOYAmt0181064010
IRS990/OtherLiabilitiesGrp/EOYAmt0216429480
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0AMORTIZATION OF IMR
IRS990/OtherRevenueMiscGrp/Desc1MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/ExclusionAmt01584640
IRS990/OtherRevenueMiscGrp/ExclusionAmt1264
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01584640
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1264
IRS990/OtherRevenueTotalAmt01584904
IRS990/OtherSalariesAndWagesGrp/TotalAmt0757548
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt05866578
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05674426
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt089972
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt057559
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0KENT STEGEMAN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0524113
IRS990/ProgramServiceRevenueGrp/BusinessCd1524113
IRS990/ProgramServiceRevenueGrp/Desc0INSURANCE PREMIUMS
IRS990/ProgramServiceRevenueGrp/Desc1COMMISSION ALLOWANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt050614165
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1981091
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt050614165
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1981091
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt020390605
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt028000
IRS990/PYInvestmentIncomeAmt08114455
IRS990/PYOtherExpensesAmt018888375
IRS990/PYOtherRevenueAmt01723356
IRS990/PYProgramServiceRevenueAmt031552951
IRS990/PYRevenuesLessExpensesAmt0473282
IRS990/PYSalariesCompEmpBnftPaidAmt01610500
IRS990/PYTotalExpensesAmt040917480
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt041390762
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-3784465
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08074872
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03683641
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01067582
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01257342
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0800303
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0563760
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01364063
IRS990ScheduleD/EquipmentGrp/BookValueAmt079899
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0725026
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0804925
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt01409676
IRS990ScheduleD/ExpensesSubtotalAmt065000007
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt04950
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt04950
IRS990ScheduleD/OtherExpensesNotIncludedAmt01409676
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0198828950
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt17616094
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt23684870
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3105000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt44724925
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5799535
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt662393
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7299239
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt8308474
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0RESERVES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DEPOSIT TYPE CONTRACTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2CLAIMS LIABILITY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3REFUNDS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4INTEREST MAINTENCE RESERVE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5ASSET VALUATION RESERVE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6EMPLOYEE POST RETIREMENT HEALTH BENEFITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7COMMISSIONS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8EXPENSE ALLOWANCE DEFICIENCY RESERVE
IRS990ScheduleD/OtherRevenuesNotIncludedAmt01409676
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt01409676
IRS990ScheduleD/RevenueSubtotalAmt061215542
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE SOCIETY IS EXEMPT FROM FEDERAL INCOME TAX UNDER THE PROVISIONS OF SECTION 501(C)(8) OF THE INTERNAL REVENUE CODE AND IS NOT CONSIDERED A PRIVATE FOUNDATION. THE SOCIETY HAS RECOGNIZED IN THE FINANCIAL STATEMENTS THE EFFECTS OF ALL TAX POSITIONS AND CONTINUALLY EVALUATES EXPIRING STATUTES OF LIMITATIONS, AUDITS, CHANGES IN TAX LAW, AND NEW AUTHORITATIVE RULINGS. THE SOCIETY IS NOT AWARE OF ANY CIRCUMSTANCES OR EVENTS THAT MAKE IT REASONABLY POSSIBLE THAT UNRECOGNIZED TAX BENEFITS MAY INCREASE OR DECREASE WITHIN 12 MONTHS OF THE DATE OF THE STATEMENTS OF FINANCIAL POSITION. PENALTIES AND INTEREST ASSESSED BY TAXING AUTHORITIES ARE INCLUDED IN GENERAL EXPENSES, IF APPLICABLE. THERE WERE NO INTEREST OR PENALTIES PAID DURING FISCAL YEAR 2019 AND 2018. THE SOCIETY FILES FORM 990 ANNUALLY IN THE FEDERAL JURISDICTION.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1INVESTMENT EXPENSES 256,879. COMMISSION AND EXPENSE ALLOWANCES 173,445. TRANSFERS TO IMR 979,352.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2INVESTMENT EXPENSES 256,879. COMMISSION AND EXPENSE ALLOWANCES 173,445. TRANSFERS TO IMR 979,352.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0885152
IRS990ScheduleD/TotalExpensesPerForm990Amt066409683
IRS990ScheduleD/TotalLiabilityAmt0216429480
IRS990ScheduleD/TotalRevenuePerForm990Amt062625218
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt061215542
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt065000007
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt029000
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0TUITION SCHOLARSHIPS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt050
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0THE SOCIETY AWARDS SCHOLARSHIPS FOR GRADE SCHOOL, HIGH SCHOOL, AND VOCATION SCHOOLS. INDIVIDUALS MUST SUBMIT AN APPLICATION WHICH IS REVIEWED AND APPROVED PRIOR TO AWARDING THE ASSISTANCE. APPLICATIONS ARE KEPT ON FILE FOR MORE THAN 24 MONTHS.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0160190
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount0750
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt08133
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt06472
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt0350
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0KENT STEGEMAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0SECRETARY/TREASURER & CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0175895
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE WESTERN CATHOLIC UNION IS A NOT-FOR-PROFIT FRATERNAL BENEFIT SOCIETY WITH 23,830 MEMBERS AT THE CLOSE OF BUSINESS ON DECEMBER 31, 2019.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD CAN BE UP TO 12 MEMBERS CONSISTING OF THE PRESIDENT, UP TO 10 TRUSTEES ELECTED BY THE NATIONAL COUNCIL, AND THE BOARD OF TRUSTEES MAY APPOINT 1 TRUSTEE TO FILL NEEDED EXPERTISE TO SATISFY GOOD GOVERNANCE PRACTICES. THE BOARD OF TRUSTEES MAY APPOINT TRUSTEES TO FILL VACATED POSITIONS. THE NATIONAL COUNCIL MEETS AT THE QUADRENNIAL CONVENTION OR UPON PETITION BY THE MAJORITY OF THE MEMBERS OF BOARD OF TRUSTEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE NATIONAL OFFICERS REVIEW THE 990 AND DISTRIBUTE IT TO THE BOARD OF TRUSTEES FOR THEIR REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF TRUSTEES FILL OUT CONFLICT OF INTEREST STATEMENTS ANNUALLY (USUALLY AT THE MAY BOARD MEETING) AND SUBMIT THEM TO THE SECRETARY. NEW BOARD MEMBERS COMPLETE THEM SOON AFTER ELECTION OR APPOINTMENT. EMPLOYEES FILL OUT CONFLICT OF INTEREST STATEMENTS ANNUALLY AND SUBMIT THEM TO THE PRESIDENT, USUALLY IN JANUARY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE EXECUTIVE ADVISORY COMMITTEE OF THE BOARD REVIEWS CEO COMPENSATION. THE FULL BOARD ESTABLISHES COMPENSATION, BONUSES AND RAISES FOR THE CEO AND REVIEWS SALARIES OVER $40K ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE NOT AVAILABLE TO THE PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CORRECTION OF PRIOR YEAR ERROR CHANGE IN NONADMITTTED ASSETS 190,473. CHANGE IN AVR -220,124. CHANGE IN FRATERNAL DEATH BENEFIT PROGRAM -501,541. CHANGE IN SURPLUS DUE TO REINSURANCE -81,025. OTHER 268.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE AUDIT COMMITTEE REVIEWS AND MAKES RECOMMENDATIONS TO APPROVE THE AUDIT REPORTS TO THE BOARD. THE AUDIT COMMITTEE ALSO REVIEWS AND MAKES RECOMMENDATIONS TO APPROVE THE INDEPENDENT AUDITORS TO THE BOARD FOR THE NEXT AUDIT ON AN ANNUAL BASIS. THIS PROCESS HAS NOT CHANGED SINCE THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XII, LINCE 2C:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0IL
IRS990/SubjectToExcsTaxNetInvstIncInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$220,366,184
Liabilities
$216,682,543
Net assets
$3,683,641
Revenue
$62,625,218
Expenses
$66,409,683
Net income
-$3,784,465
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$178$170$8.12$39.9$39.1$0.82
2023Detailed filing. Detailed filing data is available for this year.$183$175$7.70$48.8$48.0$0.79
2022Detailed filing. Detailed filing data is available for this year.$187$179$7.35$34.8$33.2$1.54
2021Detailed filing. Detailed filing data is available for this year.$196$190$6.36$14.7$15.8$1.11
2020Detailed filing. Detailed filing data is available for this year.$212$205$6.84$29.6$25.7$3.82
2019Detailed filing. Detailed filing data is available for this year.$220$217$3.68$62.6$66.4$3.78
2018Detailed filing. Detailed filing data is available for this year.$189$181$8.07$41.4$40.9$0.47
2017Detailed filing. Detailed filing data is available for this year.$181$173$8.05$29.2$29.9$0.63
2016Detailed filing. Detailed filing data is available for this year.$182$173$8.86$30.5$30.7$0.25
2015Detailed filing. Detailed filing data is available for this year.$178$169$9.07$23.9$22.8$1.06
2014Detailed filing. Detailed filing data is available for this year.$184$175$8.63$18.4$17.8$0.64
2013Detailed filing. Detailed filing data is available for this year.$200$35.3$165$19.3$36.5$17.1
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$225$41.8$183$23.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$210$56.8$153$22.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$194$55.4$138$47.8