Civic Intelligence

Electrical Workers Credit Union

990 • Fiscal year 2013 • EIN 37-0261275

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 24, 2014

Organization ProfileN/A
2000 A Mall Street62234

(618) 344-0092

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

83rd percentile

0.90x

Higher debt load relative to assets than 83% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Liabilities / Revenue

98th percentile

47.45x

Higher debt load relative to revenue than 98% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Net Margin

13th percentile

-28%

Higher net margin than 13% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Top Officer Pay

38th percentile

$18,282

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 38.5% of source-year revenue.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Asset Growth

20th percentile

-6.3%

Faster asset growth than 20% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Down

$2,502,017

Down $169,622 (-6.3%) from 2012

Net Assets

Down

$250,892

Down $13,061 (-4.9%) from 2012

Liabilities

Down

$2,251,125

Down $156,561 (-6.5%) from 2012

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin13th percentile

Revenue

$47,443

No earlier filing loaded for comparison.

Expenses

Down

$60,504

Down $17,918 (-23%) from 2012

Net Income

-$13,061

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth20th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2010: $2,582,559Liabilities 2010: $2,288,758Net Assets 2010: $293,8012010Assets 2011: $2,515,528Liabilities 2011: $2,232,509Net Assets 2011: $283,0192011Assets 2012: $2,671,639Liabilities 2012: $2,407,686Net Assets 2012: $263,9532012Assets 2013: $2,502,017Liabilities 2013: $2,251,125Net Assets 2013: $250,8922013Assets 2014: $2,574,991Liabilities 2014: $2,349,649Net Assets 2014: $225,3422014Assets 2015: $2,579,253Liabilities 2015: $2,374,584Net Assets 2015: $204,6692015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2013

Assets$2,502,017
Liabilities$2,251,125
Net Assets$250,892
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KExpenses 2010: $126,4432010Expenses 2011: $83,3732011Expenses 2012: $78,4222012Revenue 2013: $47,443Expenses 2013: $60,504Net Income 2013: -$13,0612013Revenue 2014: $48,053Expenses 2014: $73,603Net Income 2014: -$25,5502014Revenue 2015: $49,611Expenses 2015: $70,284Net Income 2015: -$20,6732015Revenue 2016: $12,227Expenses 2016: $29,827Net Income 2016: -$17,6002016

Highlighted filing

2013

Revenue$47,443
Expenses$60,504
Net Income-$13,061
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 24, 2014
Return Version
2013v3.1
Gross Receipts
$47,443
Mission and Program Overview

Mission

Credit union operates for mutual purpose

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$520,761$547,559▲ $26,798
Savings and Temporary Cash Investments$308,368$370,160▲ $61,792
Rtn Earn Endowment Incm Other Fnds$263,953$250,892▼ $13,061
Prepaid Expenses and Deferred Charges$3,270$3,409▲ $139
Land, Buildings, and Equipment, Net-$557-
Cash and Non-Interest-Bearing Accounts-$0-
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$2,671,639$2,502,017▼ $169,622
Other Assets Total$1,839,240$1,580,332▼ $258,908
Liabilities
Other Liabilities$2,407,686$2,251,125▼ $156,561
Total Liabilities$2,407,686$2,251,125▼ $156,561
Net Assets / Fund Balance
Total Net Assets Fund Balance$263,953$250,892▼ $13,061
Total Liabilities and Net Assets / Fund Balance$2,671,639$2,502,017▼ $169,622

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$557$869$1,426
Other Land Buildings-$18$18
Other Assets Org$24,046--
Compensation and Service Providers
Top Officer Pay38th percentile

Employees

NameTitleBaseTotal
Debra MooreManager$18,282$18,282
Kristi NicholsAsst. Manager$13,887$13,887

Board Members and Trustees

NameTitle
Tim EvansChairperson
Scott TweedyVice-chair/sec.
Arthur MinorDirector
David ForeeDirector
Michael Halasey JrDirector
Patrick SowellDirector
Robert ChaneyDirector
Scott HassallDirector
Kenney LuechtefeldTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$38,460
Investment Income
$8,983
Other Revenue
$0
Change in Net Assets
$-13,061
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$34,824
Other Expenses$25,680
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$32,169
Insurance---$9,619
Office Expenses---$4,644
Fees for Services Accounting---$3,265
Other Expenses---$2,841
Payroll Taxes---$2,655
Occupancy---$1,200
Fees for Services Legal---$673
Conferences and Meetings---$150
Depreciation Depletion---$17
All Other Expenses---$-7,670
Total Functional Expenses$0$0$0$60,504
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$2,247,095
Accrued Tax$2,127
Accrued Expenses$1,902
Rounding$1
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Account holders, are considered members of the credit union.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“Credit union members elect all directors.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“Approval made at annual meeting.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Board of directors review the 990 before it is filed.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“The board of directors approves all compensation of employees.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“UPON REQUEST.”

Filing and Contact Details

Filer

EIN
37-0261275
Phone
6183440092

Signing Officer

Name
Debra Moore
Title
Manager
Signed
2014-04-24
Discuss with paid preparer
Yes

Organization Details

Legal Domicile
Il
Voting Board Members
11
Independent Board Members
0
Employees
2

Preparer

Preparer
John C Simpson
Phone
6182338515
Raw XML AppendixShowing 400 of 404 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNION OPERATES FOR MUTUAL PURPOSE
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/TotalAmt0-7670
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0false
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0DEBRA MOORE
IRS990/BooksInCareOfDetail/PhoneNum06183440092
IRS990/BooksInCareOfDetail/USAddress/AddressLine102000 A MALL STREET SUITE C
IRS990/BooksInCareOfDetail/USAddress/City0COLLINSVILLE
IRS990/BooksInCareOfDetail/USAddress/State0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCode0622341897
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/EOYAmt00
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt032169
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt0150
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt08983
IRS990/CYOtherExpensesAmt025680
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt038460
IRS990/CYRevenuesLessExpensesAmt0-13061
IRS990/CYSalariesCompEmpBnftPaidAmt034824
IRS990/CYTotalExpensesAmt060504
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt047443
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt017
IRS990/Desc0CREDIT UNION OPERATES FOR MUTUAL PURPOSE. PROVIDE LOANS AND SAVINGS ACCOUNTS TO MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/ExcessBusinessHoldingsInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt03265
IRS990/FeesForServicesLegalGrp/TotalAmt0673
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0DEBRA MOORE
IRS990/Form990PartVIISectionAGrp/PersonNm1KRISTI NICHOLS
IRS990/Form990PartVIISectionAGrp/PersonNm2PATRICK SOWELL
IRS990/Form990PartVIISectionAGrp/PersonNm3TIM EVANS
IRS990/Form990PartVIISectionAGrp/PersonNm4KENNEY LUECHTEFELD
IRS990/Form990PartVIISectionAGrp/PersonNm5SCOTT TWEEDY
IRS990/Form990PartVIISectionAGrp/PersonNm6DAVID FOREE
IRS990/Form990PartVIISectionAGrp/PersonNm7ROBERT CHANEY
IRS990/Form990PartVIISectionAGrp/PersonNm8ARTHUR MINOR
IRS990/Form990PartVIISectionAGrp/PersonNm9SCOTT HASSALL
IRS990/Form990PartVIISectionAGrp/PersonNm10MICHAEL HALASEY JR
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt018282
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt113887
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt1ASST. MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt4Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE-CHAIR/SEC.
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0false
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt047443
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt09619
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt08983
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt08983
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0887
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0557
IRS990/LandBldgEquipCostOrOtherBssAmt01444
IRS990/LegalDomicileStateCd0IL
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION OPERATES FOR MUTUAL PURPOSE
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0263953
IRS990/NetAssetsOrFundBalancesEOYAmt0250892
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt01200
IRS990/OfficeExpensesGrp/TotalAmt04644
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt01839240
IRS990/OtherAssetsTotalGrp/EOYAmt01580332
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0DIVIDENDS
IRS990/OtherExpensesGrp/Desc1ASSOCIATION FEES
IRS990/OtherExpensesGrp/Desc2BANK FEES
IRS990/OtherExpensesGrp/Desc3SOFTWARE SUPPORT
IRS990/OtherExpensesGrp/TotalAmt04064
IRS990/OtherExpensesGrp/TotalAmt13853
IRS990/OtherExpensesGrp/TotalAmt23024
IRS990/OtherExpensesGrp/TotalAmt32841
IRS990/OtherLiabilitiesGrp/BOYAmt02407686
IRS990/OtherLiabilitiesGrp/EOYAmt02251125
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0520761
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0547559
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt02655
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03270
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03409
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0FESS & CHARGES
IRS990/ProgramServiceRevenueGrp/Desc1INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc2OTHER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt020
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt138236
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2204
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt020
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt138236
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2204
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt013593
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt043906
IRS990/PYProgramServiceRevenueAmt045763
IRS990/PYRevenuesLessExpensesAmt0-19066
IRS990/PYSalariesCompEmpBnftPaidAmt034516
IRS990/PYTotalExpensesAmt078422
IRS990/PYTotalRevenueAmt059356
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-13061
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0263953
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0250892
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0308368
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0370160
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0557
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0869
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01426
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt03253
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt124046
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ACCRUED INCOME
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1NCUSIF DEPOSIT
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt018
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt018
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01902
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12127
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt32247095
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED EXPENSES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED TAX
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Rounding
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0557
IRS990ScheduleD/TotalBookValueOtherAssetsAmt01580332
IRS990ScheduleD/TotalLiabilityAmt02251125
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ACCOUNT HOLDERS, ARE CONSIDERED MEMBERS OF THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDIT UNION MEMBERS ELECT ALL DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2APPROVAL MADE AT ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BOARD OF DIRECTORS REVIEW THE 990 BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS APPROVES ALL COMPENSATION OF EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt02671639
IRS990/TotalAssetsEOYAmt02502017
IRS990/TotalAssetsGrp/BOYAmt02671639
IRS990/TotalAssetsGrp/EOYAmt02502017
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt060504
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02407686
IRS990/TotalLiabilitiesEOYAmt02251125
IRS990/TotalLiabilitiesGrp/BOYAmt02407686
IRS990/TotalLiabilitiesGrp/EOYAmt02251125
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0263953
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0250892
IRS990/TotalProgramServiceRevenueAmt038460
IRS990/TotalReportableCompFromOrgAmt032169
IRS990/TotalRevenueGrp/ExclusionAmt08983
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt038460
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt047443
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02671639
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02502017
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DEBRA MOORE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-04-24
ReturnHeader/Filer/BusinessName/BusinessNameLine10ELECTRICAL WORKERS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ELEC
ReturnHeader/Filer/EIN0370261275
ReturnHeader/Filer/PhoneNum06183440092
ReturnHeader/Filer/USAddress/AddressLine102000 A MALL STREET
ReturnHeader/Filer/USAddress/City0COLLINSVILLE
ReturnHeader/Filer/USAddress/State0IL
ReturnHeader/Filer/USAddress/ZIPCode062234
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10VoellingerSimpson Dolan & Assoc PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine104010 N Illinois St Ste 3
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0Belleville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode062226
ReturnHeader/PreparerPersonGrp/PhoneNum06182338515
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0John C Simpson
ReturnHeader/ReturnTs02014-04-24T11:33:49-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,502,017
Liabilities
$2,251,125
Net assets
$250,892
Revenue
$47,443
Expenses
$60,504
Net income
-$13,061
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.01$0.03$0.02
2015Detailed filing. Detailed filing data is available for this year.$2.58$2.37$0.20$0.05$0.07$0.02
2014Detailed filing. Detailed filing data is available for this year.$2.57$2.35$0.23$0.05$0.07$0.03
2013Detailed filing. Detailed filing data is available for this year.$2.50$2.25$0.25$0.05$0.06$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.67$2.41$0.26$0.08
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.52$2.23$0.28$0.08
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.58$2.29$0.29$0.13