Civic Intelligence

Earthmover Credit Union

990 • Fiscal year 2013 • EIN 36-6062499

Jan 01, 2013 to Dec 31, 2013 • Filed on May 07, 2014

PO Box 293760507-2937

(630) 844-4950

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

14th percentile

0.85x

Higher debt load relative to assets than 14% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

30th percentile

15.71x

Higher debt load relative to revenue than 30% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

67th percentile

14%

Higher net margin than 67% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

73rd percentile

$238,626

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 2.0% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

9th percentile

-1.2%

Faster asset growth than 9% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Down

$220,341,872

Down $2,750,444 (-1.2%) from 2012

Net Assets

Up

$33,593,232

Up $285,035 (+0.9%) from 2012

Liabilities

Down

$186,748,640

Down $3,035,479 (-1.6%) from 2012

Revenue

$11,886,347

No earlier filing loaded for comparison.

Expenses

Down

$10,194,832

Down $528,368 (-4.9%) from 2012

Net Income

$1,691,515

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $203,348,622Liabilities 2010: $173,701,544Net Assets 2010: $29,647,0782010Assets 2011: $212,113,625Liabilities 2011: $180,439,579Net Assets 2011: $31,674,0462011Assets 2012: $223,092,316Liabilities 2012: $189,784,119Net Assets 2012: $33,308,1972012Assets 2013: $220,341,872Liabilities 2013: $186,748,640Net Assets 2013: $33,593,2322013Assets 2014: $225,671,860Liabilities 2014: $188,908,525Net Assets 2014: $36,763,3352014Assets 2015: $238,771,898Liabilities 2015: $199,355,397Net Assets 2015: $39,416,5012015Assets 2016: $247,983,525Liabilities 2016: $206,030,885Net Assets 2016: $41,952,6402016Assets 2017: $259,718,385Liabilities 2017: $214,066,271Net Assets 2017: $45,652,1142017Assets 2018: $272,252,188Liabilities 2018: $222,928,152Net Assets 2018: $49,324,0362018Assets 2019: $292,564,037Liabilities 2019: $238,041,547Net Assets 2019: $54,522,4902019Assets 2020: $339,748,049Liabilities 2020: $280,329,094Net Assets 2020: $59,418,9552020Assets 2021: $387,604,872Liabilities 2021: $326,104,986Net Assets 2021: $61,499,8862021Assets 2022: $376,266,633Liabilities 2022: $324,027,456Net Assets 2022: $52,239,1772022Assets 2023: $381,228,183Liabilities 2023: $321,155,639Net Assets 2023: $60,072,5442023Assets 2024: $424,217,833Liabilities 2024: $352,892,585Net Assets 2024: $71,325,2482024

Highlighted filing

2013

Assets$220,341,872
Liabilities$186,748,640
Net Assets$33,593,232

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $11,587,8062010Expenses 2011: $11,167,3962011Expenses 2012: $10,723,2002012Revenue 2013: $11,886,347Expenses 2013: $10,194,832Net Income 2013: $1,691,5152013Revenue 2014: $12,178,179Expenses 2014: $9,426,130Net Income 2014: $2,752,0492014Revenue 2015: $12,642,380Expenses 2015: $9,745,366Net Income 2015: $2,897,0142015Revenue 2016: $13,272,088Expenses 2016: $10,426,768Net Income 2016: $2,845,3202016Revenue 2017: $14,670,335Expenses 2017: $10,798,419Net Income 2017: $3,871,9162017Revenue 2018: $15,856,504Expenses 2018: $11,908,896Net Income 2018: $3,947,6082018Revenue 2019: $17,144,896Expenses 2019: $13,100,089Net Income 2019: $4,044,8072019Revenue 2020: $16,549,996Expenses 2020: $12,453,650Net Income 2020: $4,096,3462020Revenue 2021: $17,049,489Expenses 2021: $12,794,529Net Income 2021: $4,254,9602021Revenue 2022: $18,135,015Expenses 2022: $13,608,595Net Income 2022: $4,526,4202022Revenue 2023: $21,600,522Expenses 2023: $16,423,160Net Income 2023: $5,177,3622023Revenue 2024: $27,977,321Expenses 2024: $22,177,113Net Income 2024: $5,800,2082024

Highlighted filing

2013

Revenue$11,886,347
Expenses$10,194,832
Net Income$1,691,515
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 7, 2014
Return Version
2013v3.0
Gross Receipts
$12,824,008
Mission and Program Overview

Mission

We are a member owned financial institution existing to provide members quality products and services while maintaining a competitive rate of return on deposits, security of capital strength, and competitive rates on loans.

To assist our members in the management of their financial well-being by providing loans, savings accounts, and other financial institution services in a friendly and professional manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$115,865,716$122,560,031▲ $6,694,315
Investments in Publicly Traded Securities$54,588,268$49,732,117▼ $4,856,151
Savings and Temporary Cash Investments$38,278,517$34,308,560▼ $3,969,957
Rtn Earn Endowment Incm Other Fnds$33,308,197$33,593,232▲ $285,035
Land, Buildings, and Equipment, Net$8,017,224$7,804,123▼ $213,101
Cash and Non-Interest-Bearing Accounts$2,233,694$1,656,098▼ $577,596
Prepaid Expenses and Deferred Charges$759,513$850,857▲ $91,344
Accounts Receivable$576,898$534,171▼ $42,727
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$223,092,316$220,341,872▼ $2,750,444
Other Assets Total$2,772,486$2,895,915▲ $123,429
Liabilities
Other Liabilities$188,977,624$185,576,673▼ $3,400,951
Accounts Payable and Accrued Expenses$806,495$1,171,967▲ $365,472
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$189,784,119$186,748,640▼ $3,035,479
Net Assets / Fund Balance
Total Net Assets Fund Balance$33,308,197$33,593,232▲ $285,035
Total Liabilities and Net Assets / Fund Balance$223,092,316$220,341,872▼ $2,750,444

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,654,381$1,956,298$5,610,679
Land$3,559,939-$3,559,939
Equipment$406,554$2,612,140$3,018,694
Other Land Buildings$131,622$307,394$439,016
Leasehold Improvements$51,627$103,851$155,478
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Elizabeth CalderoneCEO/PresidentFT$187,000$51,626$238,626
Noreen WilkersonVice-PresidentFT$101,715$25,511$127,226
Robert T WestmorelandVice-PresidentFT$92,248$24,565$116,813

Board Members and Trustees

NameTitle
Connie BusbyChairman
James BurkiewiczVice-Chairman
Darla MullnerDirector
Jill FerkoDirector
Leonard NelsonDirector
Ronald WestphalDirector
Richard KishSecretary
Larry ReddishTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$155
Program Service Revenue
$10,724,326
Investment Income
$1,161,866
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$1,691,515

Audited Revenue Reconciliation

Revenue per Audited Statements
$11,886,347
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$11,886,347
Total Revenue per Form 990
$11,886,347
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,633,671
Salaries, Compensation, and Employee Benefits$3,557,161
Grants and Similar Amounts Paid$4,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,085,021
Other Expenses---$847,123
Other Employee Benefits---$562,893
Information Technology---$557,138
Current Officers, Directors, Trustees, and Key Employees---$482,665
Occupancy---$419,328
Depreciation Depletion---$345,311
All Other Expenses---$324,631
Office Expenses---$289,480
Pension Plan Contributions---$217,215
Payroll Taxes---$209,367
Insurance---$151,785
Advertising---$130,842
Fees for Services Accounting---$97,481
Fees for Services Legal---$59,003
Fees for Services Other---$36,760
Conferences and Meetings---$29,113
Payments to Affiliates---$25,762
Travel---$7,851
Grants to Domestic Individuals---$4,000
Interest---$44
Total Functional Expenses$0$0$0$10,194,832

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$10,194,832
Total Expenses per Audited Statements$10,194,832
Total Expenses per Form 990$10,194,832
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$2,896
Total Exempt Function Spending$2,896
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
36-3092340-$2,896
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members' share and other deposits$185,576,673
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

ECU has members, not stockholders.

Form 990, Part VI, Section A, Line 7A

ECU has members who may elect one or more members of the governing body, the Board of Directors.

Form 990, Part VI, Section A, Line 7B

Yes, some decisions of the governing body are subject to approval by members.

Form 990, Part VI, Section B, Line 11B

ECU's President / CEO, who is also on the Board of Directors, reviews and files the 990 report. The 990 report is made available to the other Board of Directors members for review.

Form 990, Part VI, Section B, Line 12C

ECU regularly monitors various reports to enforce compliance with the conflict of interest policy. ECU reviews this policy annually with all staff and directors to reinforce ECU's code of conduct.

Form 990, Part VI, Section B, Line 15

ECU's Board of Directors Compensation Committee conducts salary surveys and discusses compensation for key positions.

Form 990, Part VI, Section C, Line 19

ECU makes its governing documents, conflict of interest policy, and financial statements available to the public upon request. In addition, ECU posts its financial statements in its office lobbies, distributes an annual report to its members, and holds an annual meeting which is open to the public.

Filing and Contact Details

Filer

EIN
36-6062499
Phone
6308444950

Signing Officer

Name
Elizabeth Calderone
Title
President
Phone
6308444950
Signed
2014-05-07

Organization Details

Principal Officer
Elizabeth Calderone
Formed
1958
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
8
Employees
114
Volunteers
8
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 6

The number of volunteers relates to ECU's Board of Directors members.

Form 990, Part III, Line 4D

Other program services: Provided $11,487,155 new home equity services to members; 1,747 home equity line of credit advances and 108 home equity closed end loans. Provided new mortgage services to 48 members, totaling $5,865,675. Provided VISA credit cards to 11,166 members; issued 988 new VISA credit cards. Financed 1,532 vehicles and 943 consumer loans, including 2 indirect loans. Provided 897,560 ATM transactions. Provided audio response to 5,010 members. Provided home banking / bill payment internet access to 7,185 members. Provided e-statement access to 4,165 members. Provided 763 IRA accounts to members. Provided 692 Christmas Club accounts to members. Provided consumer and credit union education, directly to 19 and indirectly to about 2,550 students.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0557138
IRS990/InsuranceGrp/TotalAmt0151785
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt044
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01129832
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01129832
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt054588268
IRS990/InvestmentsPubTradedSecGrp/EOYAmt049732117
IRS990/IRPDocumentCnt05421
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt04979683
IRS990/LandBldgEquipBasisNetGrp/BOYAmt08017224
IRS990/LandBldgEquipBasisNetGrp/EOYAmt07804123
IRS990/LandBldgEquipCostOrOtherBssAmt012783806
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0172369
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0765292
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt0155
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MissionDesc0We are a member owned financial institution existing to provide members quality products and services while maintaining a competitive rate of return on deposits, security of capital strength, and competitive rates on loans.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt033308197
IRS990/NetAssetsOrFundBalancesEOYAmt033593232
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt032034
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt032034
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-1406480
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0419328
IRS990/OfficeExpensesGrp/TotalAmt0289480
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02772486
IRS990/OtherAssetsTotalGrp/EOYAmt02895915
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0562893
IRS990/OtherExpensesGrp/Desc0Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc1Dividends
IRS990/OtherExpensesGrp/Desc2VISA / Loan Servicing / Collections
IRS990/OtherExpensesGrp/Desc3ATM / Debit / Checking
IRS990/OtherExpensesGrp/TotalAmt01815000
IRS990/OtherExpensesGrp/TotalAmt1646443
IRS990/OtherExpensesGrp/TotalAmt2850576
IRS990/OtherExpensesGrp/TotalAmt3847123
IRS990/OtherLiabilitiesGrp/BOYAmt0188977624
IRS990/OtherLiabilitiesGrp/EOYAmt0185576673
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt02085021
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0115865716
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0122560031
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt025762
IRS990/PayrollTaxesGrp/TotalAmt0209367
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0217215
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0759513
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0850857
IRS990/PrincipalOfficerNm0Elizabeth Calderone
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Fee & Interchange Income
IRS990/ProgramServiceRevenueGrp/Desc2Other Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05997750
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13721945
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21004631
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05997750
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13721945
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21004631
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0Issued 4,373 new loans and advances, totaling $41,707,920.
IRS990/ProgSrvcAccomActy3Grp/Desc0Provided 11,719 checking services to members, including debit card services to 9,316 members.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt020
IRS990/PYGrantsAndSimilarPaidAmt03000
IRS990/PYInvestmentIncomeAmt01228083
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt07141674
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt010911579
IRS990/PYRevenuesLessExpensesAmt01416482
IRS990/PYSalariesCompEmpBnftPaidAmt03578526
IRS990/PYTotalExpensesAmt010723200
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt012139682
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt01691515
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt033308197
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt033593232
IRS990/SavingsAndTempCashInvstGrp/BOYAmt038278517
IRS990/SavingsAndTempCashInvstGrp/EOYAmt034308560
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Expended527ActivitiesAmt00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt02896
IRS990ScheduleC/PoliticalExpendituresAmt02896
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt03335
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine10CU Political Action Council
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt02896
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine101807 W Diehl Rd PO Box 3107
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/City0Naperville
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/State0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCode0605667107
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0Earthmover Credit Union contributed $2,896 from corporate funds during 2013 to CUPAC - Credit Union Political Action Council. This contribution represented $2,500 for ECU's corporate membership and $396 for a corporate donation to CUPAC's golf outing.
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt1Earthmover Credit Union received $3,335 from its staff and Board of Directors, and promptly and directly delivered these contributions to CUPAC on their behalf.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule C, Part I-A, Line 1
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule C, Part I-C, Line 5
IRS990ScheduleC/TotalExemptFunctionExpendAmt02896
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03654381
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01956298
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05610679
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$424$353$71.3$28.0$22.2$5.80
2023Detailed filing. Detailed filing data is available for this year.$381$321$60.1$21.6$16.4$5.18
2022Detailed filing. Detailed filing data is available for this year.$376$324$52.2$18.1$13.6$4.53
2021Detailed filing. Detailed filing data is available for this year.$388$326$61.5$17.0$12.8$4.25
2020Detailed filing. Detailed filing data is available for this year.$340$280$59.4$16.5$12.5$4.10
2019Detailed filing. Detailed filing data is available for this year.$293$238$54.5$17.1$13.1$4.04
2018Detailed filing. Detailed filing data is available for this year.$272$223$49.3$15.9$11.9$3.95
2017Detailed filing. Detailed filing data is available for this year.$260$214$45.7$14.7$10.8$3.87
2016Detailed filing. Detailed filing data is available for this year.$248$206$42.0$13.3$10.4$2.85
2015Detailed filing. Detailed filing data is available for this year.$239$199$39.4$12.6$9.75$2.90
2014Detailed filing. Detailed filing data is available for this year.$226$189$36.8$12.2$9.43$2.75
2013Detailed filing. Detailed filing data is available for this year.$220$187$33.6$11.9$10.2$1.69
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$223$190$33.3$10.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$212$180$31.7$11.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$203$174$29.6$11.6