Planites Credit Union

990 • Fiscal year 2012 • EIN 36-6057472

Jan 01, 2012 to Dec 31, 2012 • Filed on May 07, 2013

Organization Profile WWW.PLANITES.ORG

300 E Randolph St 14th Floor60601-5099

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.91x

Higher debt load relative to assets than 74% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

No value available

This filing does not contain officer compensation rows.

Source year 2012

7.2%

Faster asset growth than 78% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

No value available

No valid filing value is available for this score.

Balance Sheet

Liabilities / Assets74th percentile

Assets

$30,815,067

Up $2,080,146 (+7.2%) from 2011

Net Assets

$2,924,393

Up $65,902 (+2.3%) from 2011

Liabilities

$27,890,674

Up $2,014,244 (+7.8%) from 2011

Revenue And Expenses

Liabilities / RevenueScore unavailable Net MarginScore unavailable

Revenue

No earlier filing loaded for comparison.

Expenses

Down

$1,188,906

Down $75,851 (-6.0%) from 2011

Net Income

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth78th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2012

Assets$30,815,067

Liabilities$27,890,674

Net Assets$2,924,393

Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2012

Revenue-

Expenses$1,188,906

Net Income-

Open 2012 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2012 to Dec 31, 2012
Signed: May 7, 2013
Return Version: 2012v2.0
Gross Receipts: $1,254,808

Mission and Program Overview

Mission

The credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide a safe, convenient place to save and borrow at reasonable rates of interest. The credit union exists to benefit members, not to make a profit.

Filing and Contact Details

Filer

EIN: 36-6057472

Raw XML AppendixShowing 400 of 434 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleL/LoanTable/NamePerson	2	LISA COUWENHOVEN
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IRS990ScheduleL/LoanTable/OriginalPrincipalAmount	2	71000
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IRS990ScheduleL/LoanTable/PurposeOfLoan	1	AUTO
IRS990ScheduleL/LoanTable/PurposeOfLoan	2	1ST MORTGAGE
IRS990ScheduleL/LoanTable/RelationshipWithOrganization	0	PRESIDENT
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IRS990ScheduleO/GeneralExplanation/Explanation	0	THE CREDIT UNION LAUNCHED A MORTGAGE PROGRAM FOR 1ST AND 2ND MORTGAGES.
IRS990ScheduleO/GeneralExplanation/Explanation	1	EACH MEMBER OF THE CREDIT UNION WHO MAINTAINS THEIR MINIMUM
IRS990ScheduleO/GeneralExplanation/Explanation	2	BALANCE IN THEIR REGULAR SHARE ACCT IS A SHAREHOLDER.
IRS990ScheduleO/GeneralExplanation/Explanation	3	MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS
IRS990ScheduleO/GeneralExplanation/Explanation	4	AT THEIR ANNUAL MEETING.
IRS990ScheduleO/GeneralExplanation/Explanation	5	THE TAX MGR FOR THE SPONSOR COMPANY REVIEWS THE 990 UNDER
IRS990ScheduleO/GeneralExplanation/Explanation	6	THE SUPERVISION OF BOARD MEMBER, SCOTT WOMACK.
IRS990ScheduleO/GeneralExplanation/Explanation	7	THE SPONSOR COMPANY COMPENSATES EMPLOYEES AND UTILIZES
IRS990ScheduleO/GeneralExplanation/Explanation	8	INDUSTRY SALARY SURVEYS TO DETERMINE COMPENSATION.
IRS990ScheduleO/GeneralExplanation/Explanation	9	THE SPONSOR COMPANY COMPENSATES EMPLOYEES AND UTILIZES
IRS990ScheduleO/GeneralExplanation/Explanation	10	INDUSTRY SALARY SURVEYS TO DETERMINE COMPENSATION.
IRS990ScheduleO/GeneralExplanation/Explanation	11	ALL DOCUMENTS ARE AVAILABE UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Explanation	12	ASSOCIATION DUES 10931. 10931. BANK FEES & DRAFT EXP 33698. 33698. DFI EXAM FEES 12026. 12026. LOAN SERVICING 68997. 68997. OVERDRAFT ADVANCE EXP 44879. 44879. PROVISION FOR LOAN LOSS 48000. 48000.
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IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1	0	CHRISTINE BIASI
IRS990/TheBooksAreInCareOf/TelephoneNumber	0	3126536370
IRS990/TotalAssets/BOY	0	28734921
IRS990/TotalAssetsBOY	0	28734921
IRS990/TotalAssets/EOY	0	30815067
IRS990/TotalAssetsEOY	0	30815067
IRS990/TotalCompGT150K	0	false
IRS990/TotalExpensesCurrentYear	0	1188906
IRS990/TotalExpensesPriorYear	0	1264757
IRS990/TotalFunctionalExpenses/ProgramServices	0	1188906
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IRS990/TotalFundrsngExpCurrentYear	0	0
IRS990/TotalGrossUBI	0	0
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IRS990/TotalLiabNetAssetsFundBalances/EOY	0	30815067
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IRS990/TotalNbrVolunteers	0	15
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IRS990/TotalProfFundrsngExpCY	0	0
IRS990/TotalProgramServiceRevenue	0	424515
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Document Assets

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Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing

Assets: $30,815,067
Liabilities: $27,890,674
Net assets: $2,924,393
Revenue: -
Expenses: $1,188,906
Net income: -

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2024Detailed filing. Detailed filing data is available for this year.	$37.3	$33.1	$4.20	$2.05	$1.96	$0.09
2023Detailed filing. Detailed filing data is available for this year.	$37.4	$33.3	$4.11	$1.82	$1.75	$0.07
2022Detailed filing. Detailed filing data is available for this year.	$36.5	$32.5	$4.04	$1.44	$1.36	$0.08
2021Detailed filing. Detailed filing data is available for this year.	$38.3	$34.4	$3.96	$1.49	$1.40	$0.09
2020Detailed filing. Detailed filing data is available for this year.	$39.8	$35.9	$3.87	$1.49	$1.42	$0.07
2019Detailed filing. Detailed filing data is available for this year.	$32.2	$28.4	$3.80	$1.59	$1.45	$0.14
2018Detailed filing. Detailed filing data is available for this year.	$31.6	$27.9	$3.66	$1.46	$1.36	$0.10
2017Detailed filing. Detailed filing data is available for this year.	$31.3	$27.7	$3.57	$1.36	$1.19	$0.17
2016Detailed filing. Detailed filing data is available for this year.	$30.7	$27.3	$3.40	$1.36	$1.15	$0.21
2015Detailed filing. Detailed filing data is available for this year.	$30.7	$27.5	$3.19	$1.32	$1.19	$0.14
2014Detailed filing. Detailed filing data is available for this year.	$30.1	$27.0	$3.05	$1.21	$1.15	$0.06
2013Detailed filing. Detailed filing data is available for this year.	$29.7	$26.7	$2.99	$1.19	$1.12	$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.	$30.8	$27.9	$2.92		$1.19
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.	$28.7	$25.9	$2.86		$1.26
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.	$30.3	$27.5	$2.80		$1.46