Civic Intelligence

Vamco Credit Union

990 • Fiscal year 2011 • EIN 36-6046900

Jan 01, 2011 to Dec 31, 2011 • Filed on Apr 17, 2012

Organization Profilewww.vamcocu.com

View Organization Page

1001 E Touhy Avenue60018-2898
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

22nd percentile

0.80x

Higher debt load relative to assets than 22% of similar nonprofits.

2011 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

12th percentile

-2.6%

Faster asset growth than 12% of similar nonprofits.

2011 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets22nd percentile

Assets

Down

$13,909,185

Down $374,720 (-2.6%) from 2010

Net Assets

Down

$2,738,907

Down $97,679 (-3.4%) from 2010

Liabilities

Down

$11,170,278

Down $277,041 (-2.4%) from 2010

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$717,395

Down $53,463 (-6.9%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth12th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $14,283,905Liabilities 2010: $11,447,319Net Assets 2010: $2,836,5862010Assets 2011: $13,909,185Liabilities 2011: $11,170,278Net Assets 2011: $2,738,9072011Assets 2012: $13,905,336Liabilities 2012: $11,303,364Net Assets 2012: $2,601,9722012Assets 2013: $13,952,147Liabilities 2013: $11,521,389Net Assets 2013: $2,430,7582013

Highlighted filing

2011

Assets$13,909,185
Liabilities$11,170,278
Net Assets$2,738,907
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $770,8582010Expenses 2011: $717,3952011Expenses 2012: $665,6032012Revenue 2013: $478,445Expenses 2013: $649,659Net Income 2013: -$171,2142013

Highlighted filing

2011

Revenue-
Expenses$717,395
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Apr 17, 2012
Return Version
2011v1.2
Gross Receipts
$619,716
Mission and Program Overview

Mission

CREDIT UNION

Filing and Contact Details

Filer

EIN
36-6046900
Raw XML AppendixShowing 400 of 467 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation1MEMBERS OF THE CREDIT UNION ARE CONSIDERED SHAREHOLDERS
IRS990ScheduleO/GeneralExplanation/Explanation2THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERSHIP AT THE ANNUAL MEETING
IRS990ScheduleO/GeneralExplanation/Explanation3THE PRESIDENT REVIEWS PRIOR TO FILING AND THE BOARD REVIEWS AT NEXT BOARD MEETING.
IRS990ScheduleO/GeneralExplanation/Explanation4THE BOARD REVIEWS SALARY SURVEYS FROM ICUL AND CUNA, YRS OF EXP, AND JOB RESPONSIBILITY, ALONG W/ COLA TO DETERMINE COMPENSATION
IRS990ScheduleO/GeneralExplanation/Explanation5THE CREDIT UNION USES ACCRUAL METHOD OF ACCOUNTING IN ACCORDANCE WITH GAAP
IRS990ScheduleO/GeneralExplanation/Explanation6DOCUMENTS ARE AVAILABLE UPON REQUEST.
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IRS990ScheduleO/GeneralExplanation/Explanation8NCUSIF STABILIZATION EXP 28728. 28728. SUPERVISORY FEE 5718. 5718.
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IRS990ScheduleO/GeneralExplanation/Identifier5Pt XII, Line 1
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$13,909,185
Liabilities
$11,170,278
Net assets
$2,738,907
Revenue
-
Expenses
$717,395
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Detailed filing. Detailed filing data is available for this year.$14.0$11.5$2.43$0.48$0.65$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.9$11.3$2.60$0.67
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.9$11.2$2.74$0.72
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.3$11.4$2.84$0.77