Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
67th percentile
Faster asset growth than 67% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$107,039
Up $11,907 (+13%) from 2011
Net Assets
Up$67,039
Up $67,033 (+1117217%) from 2011
Liabilities
Down$40,000
Down $55,126 (-58%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Up$137,788
Up $89,970 (+188%) from 2011
Net Income
-
No earlier filing loaded for comparison.
We are dedicated to empowering the community with financial literacy and foreclosure prevention, providing quality training, education and resources to raise awareness about money managing
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | true |
| IRS990/AccountantCompileOrReviewBasis/FinancialStatementSeparate | 0 | X |
| IRS990/AccountsReceivable/EOY | 0 | 20000 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/ActivityOrMissionDescription | 0 | We are dedicated to empowering the community with financial literacy & foreclosure prevention,providing quality training, education & resources to raise awareness about money managing |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 1284 W 20TH STREET |
| IRS990/AddressPrincipalOfficerUS/City | 0 | JACKSONVILLE |
| IRS990/AddressPrincipalOfficerUS/State | 0 | FL |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 32209 |
| IRS990/AllOtherContributions | 0 | 94024 |
| IRS990/AllOtherExpenses/Total | 0 | 9179 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/AuditCommittee | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 6 |
| IRS990/CashNonInterestBearing/EOY | 0 | 71 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/ProgramServices | 0 | 33966 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 33966 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | true |
| IRS990/ComplianceWithBackupWitholding | 0 | true |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 94024 |
| IRS990/ContributionsGrantsPriorYear | 0 | 232841 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | false |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | true |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/ProgramServices | 0 | 2854 |
| IRS990/DepreciationDepletion/Total | 0 | 2854 |
| IRS990/DescribedIn501C3 | 0 | true |
| IRS990/Description | 0 | Provide foreclosure prevention counseling, loan modification, |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DistributionToDonor | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/ElectionOfBoardMembers | 0 | false |
| IRS990/ExcessBenefitTransaction | 0 | false |
| IRS990/ExcessBusinessHoldings | 0 | false |
| IRS990/Expense | 0 | 137788 |
| IRS990/FamilyOrBusinessRelationship | 0 | false |
| IRS990/FederalGrantAuditPerformed | 0 | true |
| IRS990/FederalGrantAuditRequired | 0 | true |
| IRS990/FeesForServicesAccounting/ProgramServices | 0 | 975 |
| IRS990/FeesForServicesAccounting/Total | 0 | 975 |
| IRS990/FeesForServicesManagement/ProgramServices | 0 | 37565 |
| IRS990/FeesForServicesManagement/Total | 0 | 37565 |
| IRS990/FollowSFAS117 | 0 | X |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 40 |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Donna Karrar |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 33966 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | President |
| IRS990/Form990ProvidedToGoverningBody | 0 | true |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | true |
| IRS990/FSAuditedBasis/FinancialStatementSeparate | 0 | X |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossReceipts | 0 | 94024 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | false |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartIII | 0 | X |
| IRS990/InfoInScheduleOPartV | 0 | X |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/Insurance/ProgramServices | 0 | 915 |
| IRS990/Insurance/Total | 0 | 915 |
| IRS990/IntangibleAssets/EOY | 0 | 850 |
| IRS990/InventoriesForSaleOrUse/EOY | 0 | 79024 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 0 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 11441 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 18535 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 95126 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 7094 |
| IRS990/LoansFromOfficersDirectors/BOY | 0 | 95126 |
| IRS990/LoansFromOfficersDirectors/EOY | 0 | 40000 |
| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LobbyingActivities | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | false |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | We are dedicated to empowering the community with financial liternacy & foreclosure prevention, provide quality training, education and resources to raise awareness about money management |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | DONNA KARRAR |
| IRS990/NbrIndependentVotingMembers | 0 | 0 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 5 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 5 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 6 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 67039 |
| IRS990/NetIncomeFromFundraisingEvents/TotalRevenueColumn | 0 | 0 |
| IRS990/NoncashContributions | 0 | 39012 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 0 |
| IRS990/NumberIndependentVotingMembers | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 0 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/ProgramServices | 0 | 10500 |
| IRS990/Occupancy/Total | 0 | 10500 |
| IRS990/OfficeExpenses/ProgramServices | 0 | 34566 |
| IRS990/OfficeExpenses/Total | 0 | 34566 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c3 | 0 | X |
| IRS990/OtherExpensePriorYear | 0 | 20218 |
| IRS990/OtherExpensesCurrentYear | 0 | 98776 |
| IRS990/OtherExpenses/Total | 0 | 877 |
| IRS990/OtherExpenses/Total | 1 | 138 |
| IRS990/OtherExpenses/Total | 2 | 400 |
| IRS990/OtherExpenses/Total | 3 | 807 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PayrollTaxes/ProgramServices | 0 | 5046 |
| IRS990/PayrollTaxes/Total | 0 | 5046 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PriorExcessBenefitTransaction | 0 | false |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenueCY | 0 | 0 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReconcilationRevenueExpenses | 0 | -43764 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | false |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | false |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 6 |
| IRS990/RevenuesLessExpensesCY | 0 | -43764 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 185023 |
| IRS990/SalariesEtcCurrentYear | 0 | 39012 |
| IRS990/SalariesEtcPriorYear | 0 | 27600 |
| IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYear | 0 | 133036 |
| IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus1Year | 0 | 202841 |
| IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus2Years | 0 | 36970 |
| IRS990ScheduleA/GiftsGrantsContribReceived170/Total | 0 | 372847 |
| IRS990ScheduleA/PubliclySupportedOrg170b1Avi | 0 | X |
| IRS990ScheduleA/PublicSupportPertcentage170 | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPertcentPriorYear | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal170 | 0 | 372847 |
| IRS990ScheduleA/ThirtyThreePercntTestsCY170 | 0 | X |
| IRS990ScheduleA/Total170/CurrentTaxYear | 0 | 133036 |
| IRS990ScheduleA/Total170/CurrentTaxYearMinus1Year | 0 | 202841 |
| IRS990ScheduleA/Total170/CurrentTaxYearMinus2Years | 0 | 36970 |
| IRS990ScheduleA/Total170/Total | 0 | 372847 |
| IRS990ScheduleA/TotalSupport | 0 | 372847 |
| IRS990ScheduleB/ContributorInfo/AggregateContributions | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorAddressUS/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorAddressUS/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorAddressUS/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorNameBusiness/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorNumber | 0 | RESTRICTED |
| IRS990/ScheduleBRequired | 0 | true |
| IRS990ScheduleD/DisclosedForCharitablePurposes | 0 | false |
| IRS990ScheduleD/DisclosedOrgsLegalControl | 0 | false |
| IRS990ScheduleD/Equipment/BookValue | 0 | 7094 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 11441 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 18535 |
| IRS990ScheduleD/IncludedOnFS | 0 | false |
| IRS990ScheduleD/Sect170hRequirementsSatisfied | 0 | false |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 7094 |
| IRS990ScheduleD/WrittenPolicyMonitoring | 0 | false |
| IRS990/ScheduleJRequired | 0 | false |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 0 | true |
| IRS990ScheduleL/LoanTable/BalanceDue | 0 | 95126 |
| IRS990ScheduleL/LoanTable/Default | 0 | false |
| IRS990ScheduleL/LoanTable/LoanToOrganization | 0 | X |
| IRS990ScheduleL/LoanTable/NamePerson | 0 | Donna Karrar |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 0 | 95126 |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 0 | Captial |
| IRS990ScheduleL/LoanTable/RelationshipWithOrganization | 0 | Pres |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | true |
| IRS990ScheduleL/TotalBalanceDue | 0 | 95126 |
| IRS990ScheduleM/AnyPropertyThatMustBeHeld | 0 | false |
| IRS990ScheduleM/ClothingAndHouseholdGoods/NonCashCheckbox | 0 | X |
| IRS990ScheduleM/ReviewProcessUnusualNCGifts | 0 | true |
| IRS990ScheduleM/ThirdPartiesUsed | 0 | false |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | Housing Counselors donated service |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | Partnership with retailers(Home Depot, Inc & Bed Bath & Beyond, Inc |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | National Community stabilization Trust for donated property(real |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | Estate) |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | Independent audit was performed by CPA. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | Board Meetings were held quarterly. |
| IRS990/ScheduleORequired | 0 | true |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | FL |
| IRS990/StatesWhereCopyOfReturnIsFiled | 0 | FL |
| IRS990/SubjectToProxyTax | 0 | false |
| IRS990/TaxableDistributions | 0 | false |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 1284 W 20th St |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | JACKSONVILLE |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | FL |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 32209 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | Donna Karrar |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 9043552837 |
| IRS990/TotalAssets/BOY | 0 | 95132 |
| IRS990/TotalAssetsBOY | 0 | 95132 |
| IRS990/TotalAssets/EOY | 0 | 107039 |
| IRS990/TotalAssetsEOY | 0 | 107039 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalContributions | 0 | 94024 |
| IRS990/TotalExpensesCurrentYear | 0 | 137788 |
| IRS990/TotalExpensesPriorYear | 0 | 47818 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 137788 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 137788 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 95126 |
| IRS990/TotalLiabilitiesBOY | 0 | 95126 |
| IRS990/TotalLiabilities/EOY | 0 | 40000 |
| IRS990/TotalLiabilitiesEOY | 0 | 40000 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 95126 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 107039 |
| IRS990/TotalNbrEmployees | 0 | 0 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 0 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 67039 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceExpense | 0 | 137788 |
| IRS990/TotalReportableCompFromOrg | 0 | 33966 |
| IRS990/TotalRevenueCurrentYear | 0 | 94024 |
| IRS990/TotalRevenuePriorYear | 0 | 232841 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 94024 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/TransfersToExemptNonChrtblOrg | 0 | false |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/TypeOfOrgOtherDescription | 0 | 3 |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UnrestrictedNetAssets/EOY | 0 | 67039 |
| IRS990/UponRequest | 0 | X |
| IRS990/WhistleblowerPolicy | 0 | true |
| IRS990/YearFormation | 0 | 2008 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 364646012 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | COMMUNITY HOMEOWNERSHIP CENTE |
| ReturnHeader/Filer/NameControl | 0 | COMM |
| ReturnHeader/Filer/Phone | 0 | 9043552837 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 1284 W 20TH STREET |
| ReturnHeader/Filer/USAddress/City | 0 | JACKSONVILLE |
| ReturnHeader/Filer/USAddress/State | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 32209 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | true |
| ReturnHeader/Officer/DateSigned | 0 | 2013-07-30 |
| ReturnHeader/Officer/Name | 0 | DONNA KARRAR |
| ReturnHeader/Officer/Title | 0 | PRESIDENT |
| ReturnHeader/Preparer/DatePrepared | 0 | 2013-07-24 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | Berts Accounting Service |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 1272 W 20TH Street |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | JACKSONVILLE |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | FL |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 32209 |
| ReturnHeader/Preparer/Name | 0 | BERTHA LEE HOWZE |
| ReturnHeader/Preparer/Phone | 0 | 9046340205 |
| ReturnHeader/Preparer/SelfEmployed | 0 | X |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-08-14T18:04:49-04:00 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
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