Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
97th percentile
Faster asset growth than 97% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$95,132
Up $76,548 (+412%) from 2010
Net Assets
Down$6
Down $18,578 (-100%) from 2010
Liabilities
$95,126
No earlier filing loaded for comparison.
Revenue
-
No earlier filing loaded for comparison.
Expenses
Up$47,818
Up $25,257 (+112%) from 2010
Net Income
-
No earlier filing loaded for comparison.
We are dedicated to empowering the community with financial literacy and foreclosure prevention, providing quality training, education and resources to raise awareness about money managing
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 50 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/ActivityOrMissionDescription | 0 | WE ARE DEDICATED TO EMPOWERING THE COMMUNITY WITH FINANCIAL LITERACY AND FORECLOSURE PREVENTION, PROVIDING QUALITY TRAIN- ING,EDUCATION AND RESOURCES TO RAISE AWARENESS ABOUT MONEY MANAGING |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 1284 W 20TH STREET |
| IRS990/AddressPrincipalOfficerUS/City | 0 | JACKSONVILLE |
| IRS990/AddressPrincipalOfficerUS/State | 0 | FL |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 32209 |
| IRS990/AllOtherContributions | 0 | 232841 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 50 |
| IRS990/CashNonInterestBearing/EOY | 0 | 6 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/ManagementAndGeneral | 0 | 6900 |
| IRS990/CompCurrentOfficersDirectors/ProgramServices | 0 | 20700 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 27600 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | true |
| IRS990/ComplianceWithBackupWitholding | 0 | true |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 232841 |
| IRS990/ContributionsGrantsPriorYear | 0 | 36970 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | false |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | true |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DescribedIn501C3 | 0 | true |
| IRS990/Description | 0 | Provide foreclosure prevention counseling, loan modification, |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DistributionToDonor | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/ElectionOfBoardMembers | 0 | false |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/ExcessBenefitTransaction | 0 | false |
| IRS990/ExcessBusinessHoldings | 0 | false |
| IRS990/FamilyOrBusinessRelationship | 0 | false |
| IRS990/FederalGrantAuditRequired | 0 | false |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form8282PropertyDisposedOf | 0 | false |
| IRS990/Form8899Filed | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 40 |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Donna Karrar |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 27600 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | President |
| IRS990/Form990ProvidedToGoverningBody | 0 | true |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | false |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/FundsToPayPremiums | 0 | false |
| IRS990/Gaming | 0 | false |
| IRS990/Grants | 0 | 232841 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossReceipts | 0 | 232841 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | false |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/Insurance/ManagementAndGeneral | 0 | 782 |
| IRS990/Insurance/Total | 0 | 782 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 0 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/LandBuildingsEquipmentBasis | 0 | 95126 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 95126 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 95126 |
| IRS990/LoanToOfficerOrDQP | 0 | true |
| IRS990/LobbyingActivities | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | false |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | We are dedicated to empowering the community with financial liternacy and foreclosure prevention, provide quality training, education and resources to raise awareness about money management |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | DONNA KARRAR |
| IRS990/NbrIndependentVotingMembers | 0 | 0 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 5 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 5 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 6 |
| IRS990/NetIncomeFromFundraisingEvents/TotalRevenueColumn | 0 | 0 |
| IRS990/NoncashContributions | 0 | 115237 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 1 |
| IRS990/NumberIndependentVotingMembers | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 0 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/ManagementAndGeneral | 0 | 10200 |
| IRS990/Occupancy/Total | 0 | 10200 |
| IRS990/OfficeExpenses/ManagementAndGeneral | 0 | 3249 |
| IRS990/OfficeExpenses/Total | 0 | 3249 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c3 | 0 | X |
| IRS990/OtherExpensePriorYear | 0 | 22561 |
| IRS990/OtherExpensesCurrentYear | 0 | 20218 |
| IRS990/OtherExpenses/Description | 0 | Bank Carges |
| IRS990/OtherExpenses/Description | 1 | Utilites |
| IRS990/OtherExpenses/Description | 2 | Telephone,Internet |
| IRS990/OtherExpenses/Description | 3 | Security |
| IRS990/OtherExpenses/ManagementAndGeneral | 0 | 453 |
| IRS990/OtherExpenses/ManagementAndGeneral | 1 | 1944 |
| IRS990/OtherExpenses/ManagementAndGeneral | 2 | 2227 |
| IRS990/OtherExpenses/ManagementAndGeneral | 3 | 333 |
| IRS990/OtherExpenses/Total | 0 | 453 |
| IRS990/OtherExpenses/Total | 1 | 1944 |
| IRS990/OtherExpenses/Total | 2 | 2227 |
| IRS990/OtherExpenses/Total | 3 | 333 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PremiumsPaid | 0 | false |
| IRS990/PriorExcessBenefitTransaction | 0 | false |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 900099 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 900099 |
| IRS990/ProgramServiceRevenueCY | 0 | 0 |
| IRS990/ProgramServiceRevenue/Description | 0 | PREVENTING HOME FORE |
| IRS990/ProgramServiceRevenue/Description | 1 | FINANCIAL COUNSELING |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/QuidProQuoContributions | 0 | false |
| IRS990/ReconcilationRevenueExpenses | 0 | 185023 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | false |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | false |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 6 |
| IRS990/RevenuesLessExpensesCY | 0 | 185023 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 14409 |
| IRS990/SalariesEtcCurrentYear | 0 | 27600 |
| IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYear | 0 | 202841 |
| IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus1Year | 0 | 36970 |
| IRS990ScheduleA/GiftsGrantsContribReceived170/Total | 0 | 239811 |
| IRS990ScheduleA/PubliclySupportedOrg170b1Avi | 0 | X |
| IRS990ScheduleA/PublicSupportPertcentage170 | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPertcentPriorYear | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal170 | 0 | 239811 |
| IRS990ScheduleA/ThirtyThreePercntTestsCY170 | 0 | X |
| IRS990ScheduleA/Total170/CurrentTaxYear | 0 | 202841 |
| IRS990ScheduleA/Total170/CurrentTaxYearMinus1Year | 0 | 36970 |
| IRS990ScheduleA/Total170/Total | 0 | 239811 |
| IRS990ScheduleA/TotalSupport | 0 | 239811 |
| IRS990ScheduleB/ContributorInfo/AggregateContributions | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorAddressUS/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorAddressUS/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorAddressUS/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorNameBusiness/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInfo/ContributorNumber | 0 | RESTRICTED |
| IRS990/ScheduleBRequired | 0 | true |
| IRS990ScheduleD/Equipment/BookValue | 0 | 95126 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 95126 |
| IRS990ScheduleD/ExcessOrDeficitForYear | 0 | 185023 |
| IRS990ScheduleD/ExcessOrDeficitPerFS | 0 | 185023 |
| IRS990ScheduleD/IncludedOnFS | 0 | false |
| IRS990ScheduleD/TotalExpenses | 0 | 47818 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 95126 |
| IRS990ScheduleD/TotalRevenue | 0 | 232841 |
| IRS990/ScheduleJRequired | 0 | false |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 0 | true |
| IRS990ScheduleL/LoanTable/BalanceDue | 0 | 95126 |
| IRS990ScheduleL/LoanTable/Default | 0 | false |
| IRS990ScheduleL/LoanTable/LoanToOrganization | 0 | X |
| IRS990ScheduleL/LoanTable/NamePerson | 0 | DONNA KARRAR |
| IRS990ScheduleL/LoanTable/OriginalPrincipalAmount | 0 | 95126 |
| IRS990ScheduleL/LoanTable/PurposeOfLoan | 0 | STARTUP COST |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | true |
| IRS990ScheduleL/TotalBalanceDue | 0 | 95126 |
| IRS990ScheduleM/AnyPropertyThatMustBeHeld | 0 | false |
| IRS990ScheduleM/ReviewProcessUnusualNCGifts | 0 | true |
| IRS990ScheduleM/ThirdPartiesUsed | 0 | false |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | Donated services value at $115237.00. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | No employees for the yaer. |
| IRS990/ScheduleORequired | 0 | false |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | FL |
| IRS990/SubjectToProxyTax | 0 | false |
| IRS990/TaxableDistributions | 0 | false |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 1284 w 20th St |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | JACKSONVILLE |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | FL |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 32209 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | Donna Karrar |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 9043552837 |
| IRS990/TotalAssets/BOY | 0 | 95176 |
| IRS990/TotalAssetsBOY | 0 | 95176 |
| IRS990/TotalAssets/EOY | 0 | 95132 |
| IRS990/TotalAssetsEOY | 0 | 95132 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalContributions | 0 | 232841 |
| IRS990/TotalExpensesCurrentYear | 0 | 47818 |
| IRS990/TotalExpensesPriorYear | 0 | 22561 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 27118 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 20700 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 47818 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 95176 |
| IRS990/TotalLiabilitiesBOY | 0 | 95176 |
| IRS990/TotalLiabilities/EOY | 0 | 95126 |
| IRS990/TotalLiabilitiesEOY | 0 | 95126 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 95176 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 95132 |
| IRS990/TotalNbrEmployees | 0 | 0 |
| IRS990/TotalNbrVolunteers | 0 | 10 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 0 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 6 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 27600 |
| IRS990/TotalRevenueCurrentYear | 0 | 232841 |
| IRS990/TotalRevenuePriorYear | 0 | 36970 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 232841 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/TransfersToExemptNonChrtblOrg | 0 | false |
| IRS990/Travel/ManagementAndGeneral | 0 | 1030 |
| IRS990/Travel/Total | 0 | 1030 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UnsecuredNotesLoansPayable/BOY | 0 | 95126 |
| IRS990/UnsecuredNotesLoansPayable/EOY | 0 | 95126 |
| IRS990/UponRequest | 0 | X |
| IRS990/WhistleblowerPolicy | 0 | true |
| IRS990/WrittenPolicyOrProcedure | 0 | false |
| IRS990/YearFormation | 0 | 2008 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 364646012 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | COMMUNITY HOMEOWNERSHIP CENTE |
| ReturnHeader/Filer/NameControl | 0 | COMM |
| ReturnHeader/Filer/Phone | 0 | 9043552837 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 1284 W 20TH STREET |
| ReturnHeader/Filer/USAddress/City | 0 | JACKSONVILLE |
| ReturnHeader/Filer/USAddress/State | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 32209 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | true |
| ReturnHeader/Officer/DateSigned | 0 | 2012-05-31 |
| ReturnHeader/Officer/Name | 0 | Donna Karrar |
| ReturnHeader/Officer/Title | 0 | President |
| ReturnHeader/Preparer/DatePrepared | 0 | 2012-05-31 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | BERT'S ACCOUNTING SERVICE |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 1272 20TH STREET |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | JACKSONVILLE |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | FL |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 32209 |
| ReturnHeader/Preparer/Name | 0 | BERTHA LEE HOWZE |
| ReturnHeader/Preparer/Phone | 0 | 9046340205 |
| ReturnHeader/Preparer/SelfEmployed | 0 | X |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2011-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2011-12-31 |
| ReturnHeader/TaxYear | 0 | 2011 |
| ReturnHeader/Timestamp | 0 | 2012-08-03T14:19:45-04:00 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.