Civic Intelligence

Bighelp for Education

990EZ • Fiscal year 2019 • EIN 36-4518066

Jan 01, 2019 to Dec 31, 2019 • Filed on Mar 15, 2021

7 Windsor CirFranklin, MA 02038

(781) 962-7399

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Net Margin

62nd percentile

9.6%

Higher net margin than 62% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

56th percentile

5.8%

Faster asset growth than 56% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

39th percentile

-6.1%

Faster revenue growth than 39% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Assets

Up

$317,446

Up $17,420 (+5.8%) from 2018

Net Assets

Up

$317,446

Up $17,420 (+5.8%) from 2018

Liabilities

Flat

$0

Flat from 2018

Revenue

Down

$181,813

Down $11,787 (-6.1%) from 2018

Expenses

Up

$164,393

Up $12,295 (+8.1%) from 2018

Net Income

Down

$17,420

Down $24,082 (-58%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $40,243Liabilities 2010: $0Net Assets 2010: $40,2432010Assets 2011: $54,473Liabilities 2011: $0Net Assets 2011: $54,4732011Assets 2012: $65,822Liabilities 2012: $0Net Assets 2012: $65,8222012Assets 2013: $89,900Liabilities 2013: $0Net Assets 2013: $89,9002013Assets 2014: $125,860Liabilities 2014: $0Net Assets 2014: $125,8602014Assets 2015: $168,315Liabilities 2015: $0Net Assets 2015: $168,3152015Assets 2016: $233,928Liabilities 2016: $0Net Assets 2016: $233,9282016Assets 2017: $258,524Liabilities 2017: $0Net Assets 2017: $258,5242017Assets 2018: $300,026Liabilities 2018: $0Net Assets 2018: $300,0262018Assets 2019: $317,446Liabilities 2019: $0Net Assets 2019: $317,4462019Assets 2020: $347,789Liabilities 2020: $0Net Assets 2020: $347,7892020Assets 2021: $382,047Liabilities 2021: $0Net Assets 2021: $382,0472021Assets 2022: $355,192Liabilities 2022: $0Net Assets 2022: $355,1922022Assets 2023: $400,487Liabilities 2023: $0Net Assets 2023: $400,4872023Assets 2024: $373,527Liabilities 2024: $0Net Assets 2024: $373,5272024

Highlighted filing

2019

Assets$317,446
Liabilities$0
Net Assets$317,446

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2010: $46,048Expenses 2010: $41,218Net Income 2010: $4,8302010Revenue 2011: $62,295Expenses 2011: $48,065Net Income 2011: $14,2302011Revenue 2012: $87,334Expenses 2012: $75,985Net Income 2012: $11,3492012Revenue 2013: $78,571Expenses 2013: $54,493Net Income 2013: $24,0782013Revenue 2014: $91,949Expenses 2014: $55,989Net Income 2014: $35,9602014Revenue 2015: $121,461Expenses 2015: $79,006Net Income 2015: $42,4552015Revenue 2016: $168,486Expenses 2016: $102,873Net Income 2016: $65,6132016Revenue 2017: $161,073Expenses 2017: $136,477Net Income 2017: $24,5962017Revenue 2018: $193,600Expenses 2018: $152,098Net Income 2018: $41,5022018Revenue 2019: $181,813Expenses 2019: $164,393Net Income 2019: $17,4202019Revenue 2020: $173,015Expenses 2020: $142,672Net Income 2020: $30,3432020Revenue 2021: $185,582Expenses 2021: $151,324Net Income 2021: $34,2582021Revenue 2022: $135,392Expenses 2022: $162,247Net Income 2022: -$26,8552022Revenue 2023: $158,952Expenses 2023: $113,657Net Income 2023: $45,2952023Revenue 2024: $159,425Expenses 2024: $186,385Net Income 2024: -$26,9602024

Highlighted filing

2019

Revenue$181,813
Expenses$164,393
Net Income$17,420
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Mar 15, 2021
Return Version
2019v5.0
Gross Receipts
$196,935
Mission and Program Overview

Mission

Provide basic and formal education and better quality schooling to the underprivileged children in India regardless of gender, class, race, religion and disability to lead them step in the march towards change and self-reliance. Activities are: sponsor the education of underprivileged children, adopt schools, setup merit awards, promote literacy programs at public schools schools, support special needs children, organize talent tests and provide merit awards to the meritorious and talented children.

Provide access to basic and formal education and better quality schooling to the underprivileged children in India regardless of gender, class, race, religion and disability to lead them step in the march towards change and self-reliance.

Program Services

DescriptionGrantsExpenses
Sponsored the education of 1150 children in rural India and helped them to continue their schooling. Provided them the books, stationery, clothes, shoes and other basic needs.$103,614$400
Setup merit awards at 47 locations and presented awards to the winners.$27,400$50
Adopted 7 public schools and provided classroom benches, water facility and teachers.$26,500$150
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Chand Pasha ShaikPresidentPT$0--
Amar JayamExec Vice PresidentPT$0--
Sandhya BommarajuGlobal Vice-PresidentPT$0--
Deepthi GoraChapter President - Boston Chapter-$0--
Anitha BachinaGlobal Vice President - AdminPT$0--
Jagadeeswara NagalamadakaChapter President - North Carolina Chapter-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Pongal and Republic Day celebrations$16,082$16,082$2,403$13,679
Boston Area Regional Contests$7,500$7,500$1,200$6,300
Total Events$43,245$43,245$15,122$28,123
Filing and Contact Details

Filer

Filer Name
Bighelp for Education
EIN
36-4518066
Phone
7819627399
Address
7 Windsor Cir, Franklin, MA 02038

Signing Officer

Name
Chand Shaik
Title
President
Phone
7819627399
Signed
2021-03-15
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

Wire transfer expenses

Raw XML Appendix227 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BenefitsPaidToOrForMembersAmt00
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IRS990EZ/BooksInCareOfDetail/PhoneNum07819627399
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt07 Windsor Cir
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Franklin
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002038
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0300026
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0317446
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt0153690
IRS990EZ/CostOfGoodsSoldAmt00
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IRS990EZ/DirectIndirectPltclExpendAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Chand Pasha Shaik
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Sandhya Bommaraju
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Deepthi Gora
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Anitha Bachina
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Jagadeeswara Nagalamadaka
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Exec Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Global Vice-President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Chapter President - Boston Chapter
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Global Vice President - Admin
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Chapter President - North Carolina Chapter
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0600
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
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IRS990EZ/PrimaryExemptPurposeTxt0Provide access to basic and formal education and better quality schooling to the underprivileged children in India regardless of gender, class, race, religion and disability to lead them step in the march towards change and self-reliance.
IRS990EZ/PrintingPublicationsPostageAmt0400
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Sponsored the education of 1150 children in rural India and helped them to continue their schooling. Provided them the books, stationery, clothes, shoes and other basic needs.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Adopted 7 public schools and provided classroom benches, water facility and teachers.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Setup merit awards at 47 locations and presented awards to the winners.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0103614
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt126500
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt227400
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0400
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt1150
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt250
IRS990EZ/ProhibitedTaxShelterTransInd00
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IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/SchoolOperatingInd00
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IRS990EZ/SubjectToProxyTaxInd00
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IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0164393
IRS990EZ/TotalProgramServiceExpensesAmt0600
IRS990EZ/TotalRevenueAmt0181813
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.bighelp.org
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0100% publicly supported organization
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Schedule A, Part II, Line 10
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0153689
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0152097
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0161073
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0168486
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0121461
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0756806
IRS990ScheduleA/InvestmentIncomeCYPct00
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IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01
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IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0153689
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IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0161073
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0168486
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0121461
IRS990ScheduleA/Total509Grp/TotalAmt0756806
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0153689
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0152097
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0161073
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0168486
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0121461
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0756806
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
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IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesOtherEventsAmt00
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IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt015122
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Pongal and Republic Day celebrations
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0Boston Area Regional Contests
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent2Amt0150
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt0150
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt016082
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt07500
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt019663
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt043245
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt016082
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt07500
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt019663
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IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt028123
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt08254
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt011857
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt02403
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt01200
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt02
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt02665
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent2Amt0450
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt03115
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Wire transfer expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
ReasonableCauseExplanation/ExplanationTxt0Files for an extension
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Chand Shaik
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07819627399
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-03-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BIGHELP FOR EDUCATION
ReturnHeader/Filer/BusinessNameControlTxt0BIGH
ReturnHeader/Filer/EIN0364518066
ReturnHeader/Filer/PhoneNum07819627399
ReturnHeader/Filer/USAddress/AddressLine1Txt07 Windsor Cir
ReturnHeader/Filer/USAddress/CityNm0Franklin
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002038
ReturnHeader/ReturnTs02021-03-15T22:15:14-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.74$0.00$3.74$1.59$1.86$0.27
2023Detailed filing. Detailed filing data is available for this year.$4.00$0.00$4.00$1.59$1.14$0.45
2022Detailed filing. Detailed filing data is available for this year.$3.55$0.00$3.55$1.35$1.62$0.27
2021Detailed filing. Detailed filing data is available for this year.$3.82$0.00$3.82$1.86$1.51$0.34
2020Detailed filing. Detailed filing data is available for this year.$3.48$0.00$3.48$1.73$1.43$0.30
2019Detailed filing. Detailed filing data is available for this year.$3.17$0.00$3.17$1.82$1.64$0.17
2018Detailed filing. Detailed filing data is available for this year.$3.00$0.00$3.00$1.94$1.52$0.42
2017Detailed filing. Detailed filing data is available for this year.$2.59$0.00$2.59$1.61$1.36$0.25
2016Detailed filing. Detailed filing data is available for this year.$2.34$0.00$2.34$1.68$1.03$0.66
2015Detailed filing. Detailed filing data is available for this year.$1.68$0.00$1.68$1.21$0.79$0.42
2014Detailed filing. Detailed filing data is available for this year.$1.26$0.00$1.26$0.92$0.56$0.36
2013Detailed filing. Detailed filing data is available for this year.$0.90$0.00$0.90$0.79$0.54$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.66$0.00$0.66$0.87$0.76$0.11
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.54$0.00$0.54$0.62$0.48$0.14
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.40$0.00$0.40$0.46$0.41$0.05