Civic Intelligence

Family Credit Counseling Service

EIN 36-4060853 • 501(c)3 • Chicago, IL

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Profile

FCCS provides counseling, education, HUD certified housing counseling

111 N WabashChicago, IL 60602

www.familycredit.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

44th percentile

0.13x

Higher debt load relative to assets than 44% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

43rd percentile

0.17x

Higher debt load relative to revenue than 43% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

75th percentile

21%

Higher net margin than 75% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

89th percentile

$444,573

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 5.6% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

83rd percentile

22%

Faster asset growth than 83% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

79th percentile

33%

Faster revenue growth than 79% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets44th percentile

Assets

$7,877,348

No earlier filing loaded for comparison.

Liabilities

$673,228

No earlier filing loaded for comparison.

Net Assets

$7,204,120

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue43rd percentileNet Margin75th percentile

Revenue

$6,001,729

No earlier filing loaded for comparison.

Expenses

$6,522,802

No earlier filing loaded for comparison.

Net Income

-$521,073

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth83rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2012: $3,975,557Liabilities 2012: $970,297Net Assets 2012: $3,005,2602012Assets 2013: $4,178,187Liabilities 2013: $987,186Net Assets 2013: $3,191,0012013Assets 2014: $4,391,803Liabilities 2014: $1,151,937Net Assets 2014: $3,239,8662014Assets 2016: $4,536,182Liabilities 2016: $1,172,450Net Assets 2016: $3,363,7322016Assets 2018: $5,750,943Liabilities 2018: $966,649Net Assets 2018: $4,784,2942018Assets 2019: $6,707,106Liabilities 2019: $1,101,197Net Assets 2019: $5,605,9092019Assets 2022: $7,877,348Liabilities 2022: $673,228Net Assets 2022: $7,204,1202022

Highlighted filing

2022

Assets$7,877,348
Liabilities$673,228
Net Assets$7,204,120
Open 2022 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2012: $3,973,8882012Revenue 2013: $4,449,915Expenses 2013: $4,264,174Net Income 2013: $185,7412013Revenue 2014: $4,617,721Expenses 2014: $4,491,133Net Income 2014: $126,5882014Revenue 2016: $4,900,645Expenses 2016: $4,836,055Net Income 2016: $64,5902016Revenue 2018: $6,344,734Expenses 2018: $5,369,776Net Income 2018: $974,9582018Revenue 2019: $6,648,563Expenses 2019: $5,976,072Net Income 2019: $672,4912019Revenue 2022: $6,001,729Expenses 2022: $6,522,802Net Income 2022: -$521,0732022

Highlighted filing

2022

Revenue$6,001,729
Expenses$6,522,802
Net Income-$521,073
Open 2022 Filing

Filings

Most recent year

2022 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$7,877,348
Liabilities
$673,228
Net assets
$7,204,120
Revenue
$6,001,729
Expenses
$6,522,802
Net income
-$521,073
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.88$0.67$7.20$6.00$6.52$0.52
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.71$1.10$5.61$6.65$5.98$0.67
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.75$0.97$4.78$6.34$5.37$0.97
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.54$1.17$3.36$4.90$4.84$0.06
2014Detailed filing. Detailed filing data is available for this year.$4.39$1.15$3.24$4.62$4.49$0.13
2013Detailed filing. Detailed filing data is available for this year.$4.18$0.99$3.19$4.45$4.26$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.98$0.97$3.01$3.97
Latest Detailed Filing

The latest 2022 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Feb 15, 2022
Return Version
2020v1.1
Mission and Program Overview

Mission

Family Credit Counseling Service Inc. (FCCS) was established to provide financial education for consumers, with an emphasis on consumers with low income and/or excessive amounts of debt.

Filing and Contact Details

Filer

Filer Name
Family Credit Counseling Service
EIN
36-4060853
Phone
8009943328
Address
111 N Wabash, Chicago, IL 60602

Signing Officer

Name
Elizabeth Schomburg
Title
Senior Vice President
Phone
8009943328
Signed
2022-02-15
Discuss with paid preparer
Yes

Preparer

Firm
Kevin Currid & Associates Inc
Address
328 Carpenter, Palatine, IL 60067
Preparer
Kevin Currid CPA
Phone
8475026604
Raw XML Appendix67 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990T/BackupWithholdingAmt00
IRS990T/BalanceDueAmt00
IRS990T/BooksInCareOfDetail/PersonNm0Elizabeth Schomburg
IRS990T/BooksInCareOfDetail/PhoneNum08154841600
IRS990T/BooksInCareOfDetail/USAddress/AddressLine1Txt04306 Charles St
IRS990T/BooksInCareOfDetail/USAddress/CityNm0Rockford
IRS990T/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990T/BooksInCareOfDetail/USAddress/ZIPCd061108
IRS990T/BookValueAssetsEOYAmt07802129
IRS990T/ChangeInMethodOfAccountingInd0false
IRS990T/ForeignAccountsQuestionInd0false
IRS990T/ForeignTrustQuestionInd0false
IRS990T/Form990TScheduleAAttachedCnt01
IRS990T/Organization501cCorporationInd0X
IRS990T/Organization501IndicatorGrp/Organization501cTypeTxt0c3
IRS990T/Organization501IndicatorGrp/Organization501Ind0X
IRS990TScheduleA/PrincipalBusinessActivityCd0541990
IRS990TScheduleA/SequenceReferenceNum01
IRS990TScheduleA/SequenceTotalNum01
IRS990TScheduleA/TotNetUnrltTrdBusIncmAmt00
IRS990TScheduleA/TotUnrltTrdBusIncmAmt00
IRS990TScheduleA/TotUnrltTrdBusIncmExpnssAmt00
IRS990TScheduleA/TradeOrBusinessDesc0None - This form is only being filed to transmit form 8925.
IRS990TScheduleA/UBIBeforeNOLDedAmt00
IRS990TScheduleA/UnrelatedBusinessTaxblIncmAmt00
IRS990T/SubsidiaryCorporationInd0false
IRS990T/TaxableCorporationAmt00
IRS990T/TaxLessCreditsAmt00
IRS990T/TotalPaymentsAmt00
IRS990T/TotalTaxAmt00
IRS990T/TotalTaxComputationAmt00
IRS990T/TotalUBTIAmt00
IRS990T/TotalUBTIBeforeNOLSpecificAmt00
IRS990T/TotalUBTIBeforeSection199AAmt00
IRS990T/TotalUBTIComputedAmt00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Elizabeth Schomburg
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Senior Vice President
ReturnHeader/BusinessOfficerGrp/PhoneNum08009943328
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-02-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Family Credit Counseling Service
ReturnHeader/Filer/BusinessNameControlTxt0FAMI
ReturnHeader/Filer/EIN0364060853
ReturnHeader/Filer/PhoneNum08009943328
ReturnHeader/Filer/USAddress/AddressLine1Txt0111 N Wabash
ReturnHeader/Filer/USAddress/CityNm0Chicago
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060602
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Kevin Currid & Associates Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0328 Carpenter
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Palatine
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060067
ReturnHeader/PreparerPersonGrp/PhoneNum08475026604
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kevin Currid CPA
ReturnHeader/ReturnTs02022-02-16T15:49:03-08:00
ReturnHeader/ReturnTypeCd0990T
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Elizabeth
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Schomburg
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • $5M-$10M nonprofits