Civic Intelligence

Southwest Suburban Homebuilders' Assoc

990 • Fiscal year 2016 • EIN 36-3028759

Jan 01, 2016 to Dec 31, 2016 • Filed on Aug 04, 2017

10767 163rd PlaceOrland Park, IL 60467

(708) 349-4242

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

39th percentile

0.03x

Higher debt load relative to assets than 39% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Liabilities / Revenue

58th percentile

0.12x

Higher debt load relative to revenue than 58% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Net Margin

17th percentile

-6.9%

Higher net margin than 17% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Top Officer Pay

43rd percentile

$37,096

Higher top officer pay than 43% of similar nonprofits.

Top officer pay equals 27.3% of source-year revenue.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Asset Growth

24th percentile

-5.1%

Faster asset growth than 24% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Revenue Growth

22nd percentile

-7.0%

Faster revenue growth than 22% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Assets

Down

$509,483

Down $27,413 (-5.1%) from 2015

Net Assets

Down

$493,803

Down $27,549 (-5.3%) from 2015

Liabilities

Up

$15,680

Up $136 (+0.9%) from 2015

Revenue

Down

$135,762

Down $10,270 (-7.0%) from 2015

Expenses

Down

$145,193

Down $114 (-0.1%) from 2015

Net Income

Down

-$9,431

Down $10,156 (-1401%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2012: $601,999Liabilities 2012: $11,662Net Assets 2012: $590,3372012Assets 2013: $567,414Liabilities 2013: $11,870Net Assets 2013: $555,5442013Assets 2014: $545,116Liabilities 2014: $6,407Net Assets 2014: $538,7092014Assets 2015: $536,896Liabilities 2015: $15,544Net Assets 2015: $521,3522015Assets 2016: $509,483Liabilities 2016: $15,680Net Assets 2016: $493,8032016Assets 2017: $492,085Liabilities 2017: $25,452Net Assets 2017: $466,6332017Assets 2019: $454,776Liabilities 2019: $17,614Net Assets 2019: $437,1622019Assets 2020: $476,154Liabilities 2020: $14,237Net Assets 2020: $461,9172020Assets 2021: $472,397Liabilities 2021: $4,531Net Assets 2021: $467,8662021Assets 2022: $439,948Liabilities 2022: $1,477Net Assets 2022: $438,4712022Assets 2024: $485,839Liabilities 2024: $19,714Net Assets 2024: $466,1252024

Highlighted filing

2016

Assets$509,483
Liabilities$15,680
Net Assets$493,803

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2012: $131,6562012Revenue 2013: $127,743Expenses 2013: $140,116Net Income 2013: -$12,3732013Revenue 2014: $131,451Expenses 2014: $131,525Net Income 2014: -$742014Revenue 2015: $146,032Expenses 2015: $145,307Net Income 2015: $7252015Revenue 2016: $135,762Expenses 2016: $145,193Net Income 2016: -$9,4312016Revenue 2017: $164,070Expenses 2017: $176,479Net Income 2017: -$12,4092017Revenue 2019: $165,362Expenses 2019: $187,920Net Income 2019: -$22,5582019Revenue 2020: $109,770Expenses 2020: $87,485Net Income 2020: $22,2852020Revenue 2021: $167,016Expenses 2021: $161,211Net Income 2021: $5,8052021Revenue 2022: $189,841Expenses 2022: $219,236Net Income 2022: -$29,3952022Revenue 2024: $211,792Expenses 2024: $204,623Net Income 2024: $7,1692024

Highlighted filing

2016

Revenue$135,762
Expenses$145,193
Net Income-$9,431
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Aug 4, 2017
Return Version
2016v3.0
Gross Receipts
$181,410
Mission and Program Overview

Mission

As stated in the bylaws: 1 -to bring together builders & associates for the purpose of mutual advantage & cooperation 2 - to cooperate w/all branches of the bldg trades industry for the benefit of the industry as a whole 3 - to maintain high professional stds & sound business methods among its members through the enforcement of the code of ethics of the assoc. 4 - to secure cooperative action in advancing the common purpose of its members 5 - to support the state and federal associations in their legislative and administrative activities 6 - to attempt to secure all of those engaged in the home bldg & construction industry w/in its jurisdiction as members of the assoc. 7 - to participate for the purpose of mutual benefit in an interchange of info & experience w/all other local affiliates 8 - to operate without profit

As stated in bylaws:(1)to assoc builders for the purpose of mutual advantage & cooperation (2)to cooperate w/all branches of the bldg trades industry for the purpose of mutual advantage & for the benefit of the industry as a whole (3)to maintain high professional stds & sound business methods among its members through the enforcement of the code of ethics of the assoc (4)to secure cooperative action in advancing the commom purpose of its members & the proper consideration of the opinions of all its members upon questions affecting the bldg industry within its territorial jurisdiction as well as within il & nationally (5)to support & assist the hba of il and nahb in their legislative & admin activity (6)to attempt to secure all those engaged in the home bldg & construction industry w/in its territorial jurisdiction as members of the assoc (7)to participate for the purpose of mutual benefit in an interchange of info & experience w/all other local affiliates (8)to operate w/out profit.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$339,421$321,333▼ $18,088
Land, Buildings, and Equipment, Net$152,995$147,091▼ $5,904
Cash and Non-Interest-Bearing Accounts$36,031$32,424▼ $3,607
Accounts Receivable$6,473$5,635▼ $838
Prepaid Expenses and Deferred Charges$1,976$3,000▲ $1,024
Total Assets$536,896$509,483▼ $27,413
Liabilities
Deferred Revenue$7,040$7,265▲ $225
Accounts Payable and Accrued Expenses$2,558$4,370▲ $1,812
Other Liabilities$5,946$4,045▼ $1,901
Total Liabilities$15,544$15,680▲ $136
Net Assets / Fund Balance
Temporarily Rstr Net Assets$299,351$281,233▼ $18,118
Unrestricted Net Assets$222,001$212,570▼ $9,431
Total Net Assets Fund Balance$521,352$493,803▼ $27,549
Total Liabilities and Net Assets / Fund Balance$536,896$509,483▼ $27,413

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$147,091$89,253-
Equipment$0$71,654-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Shannon RochaExecutive OfficerFT$37,096$37,096

Board Members and Trustees

NameTitle
Matt DillPast President
Mark ScaggsPresident
E Jason PaliatkaFirst Vice President
Richard SearlsSecond Vice President
David BarryDirector
Don HudzikDirector
Gene BriscoeDirector
Heather RungeDirector
John WadeDirector
Kevin ChaffinDirector
Matt DennigerDirector
Patrick DurkinDirector
Russell HeadDirector
Scott SchreinerDirector
Thomas GavinDirector
William McnaughtonDirector
Stephen PecaKim Robbins
Melissa SchwartzTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$41,641
Program Service Revenue
$46,204
Investment Income
$14
Other Revenue
$47,903
Change in Net Assets
$-9,431
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$74,298
Salaries, Compensation, and Employee Benefits$70,895
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$65,431
Occupancy---$11,537
All Other Expenses---$8,593
Office Expenses---$7,024
Depreciation Depletion---$5,904
Conferences and Meetings---$5,563
Payroll Taxes---$5,464
Other Expenses---$4,561
Insurance---$1,956
Advertising---$1,566
Fees for Services Accounting---$950
Information Technology---$595
Total Functional Expenses$0$0$0$145,193
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$91,381
Fundraising Direct Expenses$45,648
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Pass Back Due$2,471
Payroll Taxes Withheld & Accrued$1,574
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

There is no formal review of the tax return by the governing body as the association treasurer is a cpa who prepares the tax return.a copy of the tax return is held by the office should any member want to see it.

Form 990, Part VI, Section B, Line 15A

An annual review is conducted for the association's eo. The review of the eo is based on the executive committees comments, the financial situation of the association and on comparability data.

Form 990, Part VI, Section C, Line 18

Available upon request of the office.

Form 990, Part VI, Section C, Line 19

Available upon request of the office.

Filing and Contact Details

Filer

Filer Name
SOUTHWEST SUBURBAN HOMEBUILDERS' ASSOC
EIN
36-3028759
Phone
7083494242
Address
10767 163RD PLACE, ORLAND PARK, IL 60467

Signing Officer

Name
Melissa Schwartz
Title
Treasurer
Phone
6308648053
Signed
2017-08-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Shannon Rocha
Formed
1981
Legal Domicile
Il
Voting Board Members
15
Independent Board Members
0
Employees
2
Volunteers
0

Preparer

Firm
Melissa J Schwartz CPA
Address
319 N WEBER ROAD 401, BOLINGBROOK, IL 60490
Preparer
Melissa Schwartz
Phone
6308648053
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Decrease in restricted assets -18,118.

Raw XML AppendixShowing 400 of 447 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0160907
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0152995
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0147091
IRS990/LandBldgEquipCostOrOtherBssAmt0307998
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt041641
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0NONE
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0521352
IRS990/NetAssetsOrFundBalancesEOYAmt0493803
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt045733
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt045733
IRS990/NetUnrelatedBusTxblIncmAmt0-45
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt011537
IRS990/OfficeExpensesGrp/TotalAmt07024
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt0-18118
IRS990/OtherExpensesGrp/Desc0NEWSLETTER & DIRECTORY
IRS990/OtherExpensesGrp/Desc1MEETINGS & SPEAKERS
IRS990/OtherExpensesGrp/Desc2INSTALLATION DINNER
IRS990/OtherExpensesGrp/Desc3CREDIT CARD FEES
IRS990/OtherExpensesGrp/TotalAmt08029
IRS990/OtherExpensesGrp/TotalAmt110017
IRS990/OtherExpensesGrp/TotalAmt28003
IRS990/OtherExpensesGrp/TotalAmt34561
IRS990/OtherLiabilitiesGrp/BOYAmt05946
IRS990/OtherLiabilitiesGrp/EOYAmt04045
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02170
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02170
IRS990/OtherRevenueTotalAmt02170
IRS990/OtherSalariesAndWagesGrp/TotalAmt065431
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt05464
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01976
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03000
IRS990/PrincipalOfficerNm0SHANNON ROCHA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0511190
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0NEWSLETTER/DIRECTORY
IRS990/ProgramServiceRevenueGrp/Desc1MEETING & SEMINARS
IRS990/ProgramServiceRevenueGrp/Desc2INSTALLATION DINNER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt011520
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt18976
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt025708
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt111520
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt28976
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt025708
IRS990/ProgSrvcAccomActy2Grp/Desc0INSTALLATION EVENT TO INSTALL AND RECOGNIZE OFFICERS, DIRECTORS, EMPLOYEES AND ACCOMPLISHMENTS
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt08003
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt08976
IRS990/ProgSrvcAccomActy3Grp/Desc0MEETINGS/SEMINARS: PROVIDED FOR EDUCATIONAL, INDUSTRY UPDATE AND NETWORKING OPPORTUNITIES
IRS990/ProgSrvcAccomActyOtherGrp/Desc0HOME OF THE MONTH IS A WAY OF SHOWCASING THE MEMBERS PRODUCT. OTHER PROGRAM SERVICES INCLUDE MARKETING SERVICES.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt010017
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt011520
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt01288
IRS990/PYContributionsGrantsAmt047648
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt054
IRS990/PYOtherExpensesAmt078131
IRS990/PYOtherRevenueAmt055152
IRS990/PYProgramServiceRevenueAmt043178
IRS990/PYRevenuesLessExpensesAmt0725
IRS990/PYSalariesCompEmpBnftPaidAmt065888
IRS990/PYTotalExpensesAmt0145307
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0146032
IRS990/ReconcilationRevenueExpnssAmt0-9431
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0339421
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0321333
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/DuesAssessmentsAmt041641
IRS990ScheduleC/OnlyInHouseLobbyingInd00
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt04600
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0203524667
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0SOUTHWEST SUBURBAN HOMEBUILDERS ASSOC PAC
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt010767 W 163RD PLACE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0ORLAND PARK
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd060467
IRS990ScheduleC/SubstantiallyAllDuesNondedInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0147091
IRS990ScheduleD/BuildingsGrp/DepreciationAmt089253
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0236344
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt071654
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt071654
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01574
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12471
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL TAXES WITHHELD & ACCRUED
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1PASS BACK DUE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0147091
IRS990ScheduleD/TotalLiabilityAmt04045
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THERE IS NO FORMAL REVIEW OF THE TAX RETURN BY THE GOVERNING BODY AS THE ASSOCIATION TREASURER IS A CPA WHO PREPARES THE TAX RETURN.A COPY OF THE TAX RETURN IS HELD BY THE OFFICE SHOULD ANY MEMBER WANT TO SEE IT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AN ANNUAL REVIEW IS CONDUCTED FOR THE ASSOCIATION'S EO. THE REVIEW OF THE EO IS BASED ON THE EXECUTIVE COMMITTEES COMMENTS, THE FINANCIAL SITUATION OF THE ASSOCIATION AND ON COMPARABILITY DATA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2AVAILABLE UPON REQUEST OF THE OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AVAILABLE UPON REQUEST OF THE OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DECREASE IN RESTRICTED ASSETS -18,118.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0IL
IRS990/SubjectToProxyTaxInd01
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt0299351
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt0281233
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0536896
IRS990/TotalAssetsEOYAmt0509483
IRS990/TotalAssetsGrp/BOYAmt0536896
IRS990/TotalAssetsGrp/EOYAmt0509483
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt041641
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/TotalAmt0145193
IRS990/TotalGrossUBIAmt025708
IRS990/TotalLiabilitiesBOYAmt015544
IRS990/TotalLiabilitiesEOYAmt015680
IRS990/TotalLiabilitiesGrp/BOYAmt015544
IRS990/TotalLiabilitiesGrp/EOYAmt015680
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0521352
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0493803
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt010017
IRS990/TotalOtherProgSrvcRevenueAmt011520
IRS990/TotalProgramServiceExpensesAmt018020
IRS990/TotalProgramServiceRevenueAmt046204
IRS990/TotalReportableCompFromOrgAmt037096
IRS990/TotalRevenueGrp/ExclusionAmt045747
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt022666
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0135762
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt025708
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0536896
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0509483
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd01

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