Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Liabilities / Revenue
86th percentile
Higher debt load relative to revenue than 86% of similar nonprofits.
Net Margin
3rd percentile
Higher net margin than 3% of similar nonprofits.
Top Officer Pay
52nd percentile
Higher top officer pay than 52% of similar nonprofits.
Top officer pay equals 42.5% of source-year revenue.
Asset Growth
67th percentile
Faster asset growth than 67% of similar nonprofits.
Revenue Growth
73rd percentile
Faster revenue growth than 73% of similar nonprofits.
Assets
Up$2,795,713
Up $91,122 (+3.4%) from 2014
Net Assets
Down$836,339
Down $40,614 (-4.6%) from 2014
Liabilities
Up$1,959,374
Up $131,736 (+7.2%) from 2014
Revenue
Up$65,898
Up $2,240 (+3.5%) from 2014
Expenses
Up$106,513
Up $42,918 (+67%) from 2014
Net Income
Down-$40,615
Down $40,678 (-64568%) from 2014
Provide loans and savings
Provide loans and savings accounts to employees of silgan white cap to offer low interest loans and dividends on savings accounts.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $1,342,762 | $1,343,411 | ▲ $649 |
| Other Notes and Loans Receivable, Net | $935,884 | $1,177,170 | ▲ $241,286 |
| Rtn Earn Endowment Incm Other Fnds | $876,953 | $836,339 | ▼ $40,614 |
| Cash and Non-Interest-Bearing Accounts | $326,530 | $196,564 | ▼ $129,966 |
| Receivables From Officers Etc | $39,038 | $35,044 | ▼ $3,994 |
| Total Assets | $2,704,591 | $2,795,713 | ▲ $91,122 |
| Other Assets Total | $60,377 | $43,524 | ▼ $16,853 |
| Liabilities | |||
| Other Liabilities | $1,821,337 | $1,956,749 | ▲ $135,412 |
| Accounts Payable and Accrued Expenses | $6,301 | $2,625 | ▼ $3,676 |
| Total Liabilities | $1,827,638 | $1,959,374 | ▲ $131,736 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $876,953 | $836,339 | ▼ $40,614 |
| Total Liabilities and Net Assets / Fund Balance | $2,704,591 | $2,795,713 | ▲ $91,122 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | - | $23,641 | $23,641 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Callard Carolyn | President | PT | $28,009 | $28,009 |
| Name | Title |
|---|---|
| Callard William | Chairperson |
| Kurtz Thomas | Vice Chairperson |
| Cormack Richard | Director |
| Hurley Arthur | Director |
| Kapolas William | Director |
| Keag Debra | Director |
| Szczesniak Dennis | Director |
| Kamm Edie | Secretary |
| Severson David | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $76,329 |
| Salaries, Compensation, and Employee Benefits | $30,184 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| All Other Expenses | $52,444 | $0 | $0 | $52,444 |
| Current Officers, Directors, Trustees, and Key Employees | $30,184 | $0 | $0 | $30,184 |
| Interest | $9,603 | - | - | $9,603 |
| Insurance | $3,641 | $0 | $0 | $3,641 |
| Other Expenses | $2,747 | $0 | $0 | $2,747 |
| Fees for Services Other | $1,958 | $0 | $0 | $1,958 |
| Office Expenses | $1,067 | $0 | $0 | $1,067 |
| Conferences and Meetings | $761 | $0 | $0 | $761 |
| Fees for Services Accounting | $450 | $0 | $0 | $450 |
| Advertising | $75 | $0 | $0 | $75 |
| Total Functional Expenses | $106,513 | $0 | $0 | $106,513 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $39,038 | $35,044 | ▼ $3,994 |
| Liability | Amount |
|---|---|
| Shares | $1,956,749 |
“Edie kamm 1435 n. Merrimac ln hanover park il 60133 david severson 7253 n. Rascher chicago il 60656 richard cormack 1913 sandgate crt naperville il 60565 william callard 1420 jasper dr. Wheaton il 60189 debra keag 904 quince lane mt. Prospect il 60056 arthur hurley 4150 crimson dr. Hoffman estates il 60195 thomas kurtz 230 east ave. Park ridge il 60068 dennis szczesniak 1229 janas lane lemont il 60439 william kapolas 1127 n thackeray dr. Palatine il 60067”
“The president is married to a board member”
“Members of the credit union are considered shareholders”
“The board of directors are elected by the members at the annual meeting”
“The board is provided a copy of the 990 for review”
“The chairman uses a published payscale to help determine compensation”
“The difference of $1.00 is due to rounding”
“Cash over/short 0. 0. 0. 0. Misc operating exp 135. 135. 0. 0. Ncusif premium exp 0. 0. 0. 0. Provision for loan loss 48242. 48242. 0. 0. Icul dues 4067. 4067. 0. 0.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 6301 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2625 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE LOANS AND SAVINGS ACCOUNTS TO EMPLOYEES OF SILGAN WHITE CAP TO OFFER LOW INTEREST LOANS AND DIVIDENDS ON SAVINGS ACCOUNTS. |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 0 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 75 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 75 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 52444 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 52444 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | CAROLYN CALLARD |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6305155144 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1140 W 31st STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | DOWNERS GROVE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 60515 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 326530 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 196564 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 30184 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 30184 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/FundraisingAmt | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 761 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 761 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 13813 |
| IRS990/CYOtherExpensesAmt | 0 | 76329 |
| IRS990/CYOtherRevenueAmt | 0 | 426 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 51659 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -40615 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 30184 |
| IRS990/CYTotalExpensesAmt | 0 | 106513 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 65898 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | PROVIDED 137 LOANS TO MEMBERS |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 450 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 450 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 1958 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 1958 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 28.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CALLARD WILLIAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KURTZ THOMAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | SEVERSON DAVID |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KAMM EDIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CORMACK RICHARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | HURLEY ARTHUR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KEAG DEBRA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | SZCZESNIAK DENNIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KAPOLAS WILLIAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | CALLARD CAROLYN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 28009 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 65898 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 0 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 3641 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 3641 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 9603 |
| IRS990/InterestGrp/TotalAmt | 0 | 9603 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 13813 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 100 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 23641 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 23641 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROVIDE LOANS AND SAVINGS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 876953 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 836339 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 1067 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1067 |
| IRS990/OfficerMailingAddressInd | 0 | true |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 60377 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 43524 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1 |
| IRS990/OtherExpensesGrp/Desc | 0 | OPERATING EXP |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 2 | LICENSE/MAINT AGMT |
| IRS990/OtherExpensesGrp/Desc | 3 | REGULATORY/SUPERVISOIN FEE |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 104 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 1448 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 2031 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 2747 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 104 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1448 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2031 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 2747 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 1821337 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 1956749 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522190 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522190 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEE & OTHER OPERATING |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | NCUA STABILIZATION ADJ |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 51 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 375 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 51 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 375 |
| IRS990/OtherRevenueTotalAmt | 0 | 426 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 935884 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 1177170 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt | 0 | WILLIAM CALLARD |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522190 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 51659 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDED SAVINGS ACCOUNTS TO 535 MEMBERS |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 14997 |
| IRS990/PYOtherExpensesAmt | 0 | 36258 |
| IRS990/PYOtherRevenueAmt | 0 | 41 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 48620 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 63 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 27337 |
| IRS990/PYTotalExpensesAmt | 0 | 63595 |
| IRS990/PYTotalRevenueAmt | 0 | 63658 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 39038 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 35044 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -40615 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 876953 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 836339 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1342762 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1343411 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 23641 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 23641 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 1956749 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 1956749 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 8611 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 26253 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 180 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | SHARE SECURED |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | NEW CAR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | SIGNATURE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 15712 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 29250 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 300 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | CALLARD WILLIAM L |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | CORMACK RICHARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | WILLIAM KAPOLAS |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | CHAIRMAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 35044 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE PRESIDENT IS MARRIED TO A BOARD MEMBER |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS OF THE CREDIT UNION ARE CONSIDERED SHAREHOLDERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERS AT THE ANNUAL MEETING |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD IS PROVIDED A COPY OF THE 990 FOR REVIEW |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CHAIRMAN USES A PUBLISHED PAYSCALE TO HELP DETERMINE COMPENSATION |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE DIFFERENCE OF $1.00 IS DUE TO ROUNDING |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | EDIE KAMM 1435 N. MERRIMAC LN HANOVER PARK IL 60133 DAVID SEVERSON 7253 N. RASCHER CHICAGO IL 60656 RICHARD CORMACK 1913 SANDGATE CRT NAPERVILLE IL 60565 WILLIAM CALLARD 1420 JASPER DR. WHEATON IL 60189 DEBRA KEAG 904 QUINCE LANE MT. PROSPECT IL 60056 ARTHUR HURLEY 4150 CRIMSON DR. HOFFMAN ESTATES IL 60195 THOMAS KURTZ 230 EAST AVE. PARK RIDGE IL 60068 DENNIS SZCZESNIAK 1229 JANAS LANE LEMONT IL 60439 WILLIAM KAPOLAS 1127 N THACKERAY DR. PALATINE IL 60067 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | CASH OVER/SHORT 0. 0. 0. 0. MISC OPERATING EXP 135. 135. 0. 0. NCUSIF PREMIUM EXP 0. 0. 0. 0. PROVISION FOR LOAN LOSS 48242. 48242. 0. 0. ICUL DUES 4067. 4067. 0. 0. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Pt VI, Line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Pt VI, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Pt VI, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Pt VI, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Pt XI |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part IX, Line 24f |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 2704591 |
| IRS990/TotalAssetsEOYAmt | 0 | 2795713 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 2704591 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 2795713 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 1 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 106513 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 106513 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 1827638 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 1959374 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 1827638 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 1959374 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 876953 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 836339 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 51659 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 28009 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 65898 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 65898 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 2704591 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 2795713 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1140 WEST 31st STREET |
| IRS990/USAddress/CityNm | 0 | DOWNERS GROVE |
| IRS990/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/USAddress/ZIPCd | 0 | 60515 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | WILLIAM CALLARD |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CHAIRPERSON |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6305155144 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-05-03 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SILGAN WHITE CAP CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SILG |
| ReturnHeader/Filer/EIN | 0 | 362594101 |
| ReturnHeader/Filer/PhoneNum | 0 | 6305155144 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1140 WEST 31st STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | DOWNERS GROVE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 60515 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | HOMER WILSON & CO LTD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 900 RIDGE ROAD SUITE S |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | MUNSTER |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 463211727 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2198364930 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-05-05 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | RAY SUORANTA |
| ReturnHeader/ReturnTs | 0 | 2016-05-05T10:15:53-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.