Civic Intelligence

Aurora Firefighters Credit Union

990 • Fiscal year 2015 • EIN 36-2491990

Jan 01, 2015 to Dec 31, 2015 • Filed on May 15, 2016

Organization ProfileN/A
88 N LA Salle StAurora, IL 60505-3333

(630) 892-7220

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.89x

Higher debt load relative to assets than 78% of similar nonprofits.

2015 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

78th percentile

24.87x

Higher debt load relative to revenue than 78% of similar nonprofits.

2015 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2015

Net Margin

59th percentile

6.4%

Higher net margin than 59% of similar nonprofits.

2015 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

35th percentile

$16,352

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 24.1% of source-year revenue.

2015 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2015

Asset Growth

46th percentile

0.2%

Faster asset growth than 46% of similar nonprofits.

2015 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

83rd percentile

6.4%

Faster revenue growth than 83% of similar nonprofits.

2015 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$1,895,958

Up $3,601 (+0.2%) from 2014

Net Assets

Up

$211,579

Up $5,825 (+2.8%) from 2014

Liabilities

Down

$1,684,379

Down $2,224 (-0.1%) from 2014

Revenue And Expenses
Liabilities / Revenue78th percentileNet Margin59th percentile

Revenue

Up

$67,730

Up $4,078 (+6.4%) from 2014

Expenses

Up

$63,406

Up $3,009 (+5.0%) from 2014

Net Income

Up

$4,324

Up $1,069 (+33%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth46th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2013: $1,929,469Liabilities 2013: $1,726,970Net Assets 2013: $202,4992013Assets 2014: $1,892,357Liabilities 2014: $1,686,603Net Assets 2014: $205,7542014Assets 2015: $1,895,958Liabilities 2015: $1,684,379Net Assets 2015: $211,5792015Assets 2016: $1,948,220Liabilities 2016: $1,742,267Net Assets 2016: $205,9532016Assets 2017: $1,891,954Liabilities 2017: $1,676,081Net Assets 2017: $215,8732017Assets 2018: $2,046,820Liabilities 2018: $1,815,376Net Assets 2018: $231,4442018Assets 2019: $2,092,991Liabilities 2019: $1,839,906Net Assets 2019: $253,0852019Assets 2020: $2,215,152Liabilities 2020: $1,955,063Net Assets 2020: $260,0892020Assets 2021: $2,444,495Liabilities 2021: $2,166,707Net Assets 2021: $277,7882021Assets 2022: $2,443,288Liabilities 2022: $2,158,420Net Assets 2022: $284,8682022Assets 2023: $2,521,971Liabilities 2023: $2,192,964Net Assets 2023: $329,0072023Assets 2024: $2,609,685Liabilities 2024: $2,235,192Net Assets 2024: $374,4932024

Highlighted filing

2015

Assets$1,895,958
Liabilities$1,684,379
Net Assets$211,579
Open 2015 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2013: $61,987Expenses 2013: $62,506Net Income 2013: -$5192013Revenue 2014: $63,652Expenses 2014: $60,397Net Income 2014: $3,2552014Revenue 2015: $67,730Expenses 2015: $63,406Net Income 2015: $4,3242015Revenue 2016: $65,002Expenses 2016: $70,628Net Income 2016: -$5,6262016Revenue 2017: $72,054Expenses 2017: $62,134Net Income 2017: $9,9202017Revenue 2018: $78,342Expenses 2018: $62,771Net Income 2018: $15,5712018Revenue 2019: $96,250Expenses 2019: $74,609Net Income 2019: $21,6412019Revenue 2020: $91,074Expenses 2020: $84,070Net Income 2020: $7,0042020Revenue 2021: $97,048Expenses 2021: $79,349Net Income 2021: $17,6992021Revenue 2022: $84,821Expenses 2022: $77,741Net Income 2022: $7,0802022Revenue 2023: $129,783Expenses 2023: $85,644Net Income 2023: $44,1392023Revenue 2024: $143,304Expenses 2024: $97,818Net Income 2024: $45,4862024

Highlighted filing

2015

Revenue$67,730
Expenses$63,406
Net Income$4,324
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 15, 2016
Return Version
2015v2.1
Gross Receipts
$67,730
Mission and Program Overview

Mission

Credit union operated without profit for mutual purposes

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,028,700$1,058,037▲ $29,337
Savings and Temporary Cash Investments$673,772$568,712▼ $105,060
Rtn Earn Endowment Incm Other Fnds$205,754$211,579▲ $5,825
Receivables From Officers Etc$65,332$123,207▲ $57,875
Cash and Non-Interest-Bearing Accounts$46,479$122,746▲ $76,267
Prepaid Expenses and Deferred Charges$6,908$3,898▼ $3,010
Land, Buildings, and Equipment, Net$2,132--
Total Assets$1,892,357$1,895,958▲ $3,601
Other Assets Total$69,034$19,358▼ $49,676
Liabilities
Other Liabilities$1,685,756$1,682,561▼ $3,195
Accounts Payable and Accrued Expenses$847$1,818▲ $971
Total Liabilities$1,686,603$1,684,379▼ $2,224
Net Assets / Fund Balance
Total Net Assets Fund Balance$205,754$211,579▲ $5,825
Total Liabilities and Net Assets / Fund Balance$1,892,357$1,895,958▲ $3,601

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$2,132-
Compensation and Service Providers
Top Officer Pay35th percentile

Employees

NameTitleBaseTotal
Ricardo TorresDirector$16,352$16,352

Board Members and Trustees

NameTitle
Peter Hoffman SrChairman
John EulVice-Chairman
Daniel KelloggDirector
David RyghDirector
John BoniorDirector
Raymond GarnerDirector
Steven KoeberlDirector
Steven MalatiaDirector
Denine ChambersChief Operations Officer
Robert DunnSecretary
Cletus RettenmeierTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$65,009
Investment Income
$2,721
Other Revenue
$0
Change in Net Assets
$4,324
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$40,245
Salaries, Compensation, and Employee Benefits$23,161
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$16,352--$16,352
Information Technology$9,314--$9,314
All Other Expenses$7,746$0$0$7,746
Other Salaries and Wages$5,035--$5,035
Office Expenses$3,803--$3,803
Insurance$3,578$0$0$3,578
Depreciation Depletion$2,132$0$0$2,132
Other Expenses$2,023--$2,023
Payroll Taxes$1,774--$1,774
Fees for Services Accounting$515--$515
Total Functional Expenses$63,406$0$0$63,406
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$65,332$123,207▲ $57,875
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$1,682,561
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Aurora Firefighters Credit Union
EIN
36-2491990
Phone
6308927220
Address
88 N LA SALLE ST, AURORA, IL 60505-3333

Signing Officer

Name
Denine M Chambers
Title
Chief Operations Officer
Phone
6308927220
Signed
2016-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cletus a Rettenmeier
Formed
1939
Legal Domicile
Il
Voting Board Members
11
Independent Board Members
11
Employees
2
Volunteers
15

Preparer

Firm
Jon N Will & Associates Inc
Address
1525 E 53rd St Suite 526, Chicago, IL 60615-4575
Preparer
Jon N Will
Phone
7736438089
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“As a credit union all the members are shareholders.”

Pt VI, Line 7A

“As a credit union the members vote to elect the governing body.”

Pt VI, Line 11B

“Form 990 is reviewed by senior management before it's submitted to the IRS. Further it will be submitted to the governing body at its next regular monthly meeting. Also this 990 form is very similar to NCUA's 5300 report which every credit union files quarterly and is reviewed quarterly by the governing body.”

Pt VI, Line 19

“All financial statements, governing documants, Board of Directors meeting minutes,etc. are available to the members in the credit union's office during normal business hours.”

Pt XI

“The amount on line 9 represents an adjusting entry which increased the fund balances by $1,501.”

Form 990, Part IX, Line 24E

“Association Dues 2668. 2668. 0. 0.”

Form 990, Part IX, Line 24E

“Bank Processing Fees 3015. 3015.”

Form 990, Part IX, Line 24E

“Misc Exp 2063. 2063. 0. 0.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0205754
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0211579
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0673772
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0568712
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02132
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt02132
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01682561
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposits
IRS990ScheduleD/TotalLiabilityAmt01682561
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt021264
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt118
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt22255
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt37894
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt412706
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt51979
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt6714
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt710586
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt835423
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt919931
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt107064
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt113373
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Credit Card
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Signature
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Credit Card
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Credit Card
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5Credit Card
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6Signature
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7Vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8Vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9Vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10Vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11Vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt034081
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt112500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt27000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt312500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt415000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt55000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt62500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt715660
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt836000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt923000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1010000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt114000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0JOHN EUL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1PETER HOFFMAN SR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2JOHN BONIOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3CLETUS RETTEMIER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4RICARDO TORRES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5JOHN EUL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6STEVEN KOEBERL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7DANIEL KELLOGG
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8RICARDO TORRES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9JOHN BONIOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm10RAYMOND GARNER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm11RICARDO TORRES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Vice Chairman
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Chairman
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3Treasurer
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5Vice Chairman
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt8Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt9Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt10Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt11Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11true
IRS990ScheduleL/TotalBalanceDueAmt0123207
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0As a credit union all the members are shareholders.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1As a credit union the members vote to elect the governing body.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990 is reviewed by senior management before it's submitted to the IRS. Further it will be submitted to the governing body at its next regular monthly meeting. Also this 990 form is very similar to NCUA's 5300 report which every credit union files quarterly and is reviewed quarterly by the governing body.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3All financial statements, governing documants, Board of Directors meeting minutes,etc. are available to the members in the credit union's office during normal business hours.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The amount on line 9 represents an adjusting entry which increased the fund balances by $1,501.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Association Dues 2668. 2668. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Bank Processing Fees 3015. 3015.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Misc Exp 2063. 2063. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt XI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,895,958
Liabilities
$1,684,379
Net assets
$211,579
Revenue
$67,730
Expenses
$63,406
Net income
$4,324
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.61$2.24$0.37$0.14$0.10$0.05
2023Detailed filing. Detailed filing data is available for this year.$2.52$2.19$0.33$0.13$0.09$0.04
2022Detailed filing. Detailed filing data is available for this year.$2.44$2.16$0.28$0.08$0.08$0.01
2021Detailed filing. Detailed filing data is available for this year.$2.44$2.17$0.28$0.10$0.08$0.02
2020Detailed filing. Detailed filing data is available for this year.$2.22$1.96$0.26$0.09$0.08$0.01
2019Detailed filing. Detailed filing data is available for this year.$2.09$1.84$0.25$0.10$0.07$0.02
2018Detailed filing. Detailed filing data is available for this year.$2.05$1.82$0.23$0.08$0.06$0.02
2017Detailed filing. Detailed filing data is available for this year.$1.89$1.68$0.22$0.07$0.06$0.01
2016Detailed filing. Detailed filing data is available for this year.$1.95$1.74$0.21$0.07$0.07$0.01
2015Detailed filing. Detailed filing data is available for this year.$1.90$1.68$0.21$0.07$0.06$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.89$1.69$0.21$0.06$0.06$0.00
2013Detailed filing. Detailed filing data is available for this year.$1.93$1.73$0.20$0.06$0.06$0.00