Civic Intelligence

Service Plus Credit Union

990 • Fiscal year 2019 • EIN 36-2442996

Jan 01, 2019 to Dec 31, 2019 • Filed on Oct 13, 2020

Organization ProfileWWW.SERVICE-PLUSCU.ORG

View Organization Page

2110 53rd StreetMoline, IL 61265

(309) 736-2500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

51st percentile

0.86x

Higher debt load relative to assets than 51% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Liabilities / Revenue

65th percentile

19.89x

Higher debt load relative to revenue than 65% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Net Margin

65th percentile

15%

Higher net margin than 65% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Top Officer Pay

78th percentile

$99,132

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 10.0% of source-year revenue.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Asset Growth

73rd percentile

4.9%

Faster asset growth than 73% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Revenue Growth

53rd percentile

6.3%

Faster revenue growth than 53% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets51st percentile

Assets

Up

$22,912,780

Up $1,067,532 (+4.9%) from 2018

Net Assets

Up

$3,226,971

Up $148,006 (+4.8%) from 2018

Liabilities

Up

$19,685,809

Up $919,526 (+4.9%) from 2018

Revenue And Expenses
Liabilities / Revenue65th percentileNet Margin65th percentile

Revenue

Up

$989,663

Up $58,918 (+6.3%) from 2018

Expenses

Up

$841,657

Up $35,731 (+4.4%) from 2018

Net Income

Up

$148,006

Up $23,187 (+19%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth73rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $18,716,924Liabilities 2010: $16,787,816Net Assets 2010: $1,929,1082010Assets 2011: $20,466,066Liabilities 2011: $18,284,704Net Assets 2011: $2,181,3622011Assets 2012: $21,963,274Liabilities 2012: $19,544,435Net Assets 2012: $2,418,8392012Assets 2013: $21,714,424Liabilities 2013: $19,115,525Net Assets 2013: $2,598,8992013Assets 2014: $21,037,024Liabilities 2014: $18,326,733Net Assets 2014: $2,710,2912014Assets 2015: $20,855,686Liabilities 2015: $18,076,654Net Assets 2015: $2,779,0322015Assets 2016: $21,468,855Liabilities 2016: $18,600,940Net Assets 2016: $2,867,9152016Assets 2017: $22,301,547Liabilities 2017: $19,347,401Net Assets 2017: $2,954,1462017Assets 2018: $21,845,248Liabilities 2018: $18,766,283Net Assets 2018: $3,078,9652018Assets 2019: $22,912,780Liabilities 2019: $19,685,809Net Assets 2019: $3,226,9712019Assets 2020: $26,751,951Liabilities 2020: $23,418,546Net Assets 2020: $3,333,4052020Assets 2021: $29,581,201Liabilities 2021: $26,050,860Net Assets 2021: $3,530,3412021Assets 2022: $31,933,152Liabilities 2022: $28,221,043Net Assets 2022: $3,712,1092022Assets 2023: $31,020,239Liabilities 2023: $27,186,694Net Assets 2023: $3,833,5452023Assets 2024: $32,490,252Liabilities 2024: $28,591,581Net Assets 2024: $3,898,6712024

Highlighted filing

2019

Assets$22,912,780
Liabilities$19,685,809
Net Assets$3,226,971
Open 2019 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $825,5702010Expenses 2011: $724,5212011Expenses 2012: $728,0992012Revenue 2013: $917,539Expenses 2013: $737,479Net Income 2013: $180,0602013Revenue 2014: $920,404Expenses 2014: $809,012Net Income 2014: $111,3922014Revenue 2015: $802,019Expenses 2015: $733,278Net Income 2015: $68,7412015Revenue 2016: $830,246Expenses 2016: $741,363Net Income 2016: $88,8832016Revenue 2017: $871,465Expenses 2017: $783,878Net Income 2017: $87,5872017Revenue 2018: $930,745Expenses 2018: $805,926Net Income 2018: $124,8192018Revenue 2019: $989,663Expenses 2019: $841,657Net Income 2019: $148,0062019Revenue 2020: $1,006,778Expenses 2020: $891,448Net Income 2020: $115,3302020Revenue 2021: $1,074,397Expenses 2021: $877,461Net Income 2021: $196,9362021Revenue 2022: $1,113,638Expenses 2022: $928,406Net Income 2022: $185,2322022Revenue 2023: $1,184,386Expenses 2023: $1,062,950Net Income 2023: $121,4362023Revenue 2024: $1,375,506Expenses 2024: $1,310,380Net Income 2024: $65,1262024

Highlighted filing

2019

Revenue$989,663
Expenses$841,657
Net Income$148,006
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Oct 13, 2020
Return Version
2019v5.1
Gross Receipts
$989,663
Mission and Program Overview

Mission

Providing credit and savings services

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$14,934,892$15,929,914▲ $995,022
Investments Other Securities$5,529,000$4,737,000▼ $792,000
Rtn Earn Endowment Incm Other Fnds$2,568,595$2,716,601▲ $148,006
Savings and Temporary Cash Investments$465,274$1,438,712▲ $973,438
Pd in Cap Srpls Land Bldg Eqp Fund$510,370$510,370→ $0
Land, Buildings, and Equipment, Net$447,845$418,839▼ $29,006
Cash and Non-Interest-Bearing Accounts$166,377$119,567▼ $46,810
Prepaid Expenses and Deferred Charges$32,854$25,892▼ $6,962
Investments Program Related-$0-
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$21,845,248$22,912,780▲ $1,067,532
Other Assets Total$269,006$242,856▼ $26,150
Liabilities
Other Liabilities$18,710,849$19,631,955▲ $921,106
Accounts Payable and Accrued Expenses$55,434$53,854▼ $1,580
Total Liabilities$18,766,283$19,685,809▲ $919,526
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,078,965$3,226,971▲ $148,006
Total Liabilities and Net Assets / Fund Balance$21,845,248$22,912,780▲ $1,067,532

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$322,779$342,630$665,409
Equipment$35,254$492,099$527,353
Land$60,806-$60,806
Other Securities$4,737,000--
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kristine KilburgCEO/presidentFT$81,790$17,342$99,132
Elena SosaVice PresidentFT$66,131$15,789$81,920

Board Members and Trustees

NameTitle
Dale AdamsonChairman
Larry ShimminVice Chair
Alan AndersonDirector
Mark GrattonDirector
Mike PattersonDirector
Gary PingerSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$671,549
Investment Income
$129,286
Other Revenue
$188,828
Change in Net Assets
$148,006
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$483,385
Salaries, Compensation, and Employee Benefits$358,272
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$181,052--$181,052
Other Salaries and Wages$140,391--$140,391
Interest$89,782--$89,782
Information Technology$70,506--$70,506
Depreciation Depletion$42,979--$42,979
Office Expenses$36,241--$36,241
Occupancy$28,606--$28,606
Payroll Taxes$22,901--$22,901
All Other Expenses$20,474--$20,474
Fees for Services Other$16,590--$16,590
Other Expenses$14,330--$14,330
Pension Plan Contributions$10,820--$10,820
Payments to Affiliates$10,775--$10,775
Advertising$10,279--$10,279
Fees for Services Accounting$10,254--$10,254
Conferences and Meetings$8,442--$8,442
Insurance$6,614--$6,614
Other Employee Benefits$3,108--$3,108
Total Functional Expenses$841,657$0$0$841,657
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$19,631,955
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization is a credit union whose board is elected annually by its members.”

Form 990, Part VI, Section A, Line 7A

“The organization is a credit union whose board is elected annually by its members.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the president and ceo before filing.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted monthly in credit union lobby. Detailed financial information is available quarterly on ncua website.”

Filing and Contact Details

Filer

Filer Name
Service Plus Credit Union
EIN
36-2442996
Phone
3097362500
Address
2110 53RD STREET, MOLINE, IL 61265

Signing Officer

Name
Kristine Kilburg
Title
President
Phone
3097362500
Signed
2020-10-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kristine Kilburg
Formed
1950
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
7
Employees
8
Volunteers
0

Preparer

Firm
Gardiner Company Pc
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
Dennis Gardiner CPA
Phone
5152701446
Raw XML Appendix392 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt055434
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt053854
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDING CREDIT AND SAVINGS SERVICES
IRS990/AdvertisingGrp/ProgramServicesAmt010279
IRS990/AdvertisingGrp/TotalAmt010279
IRS990/AllOtherExpensesGrp/ProgramServicesAmt020474
IRS990/AllOtherExpensesGrp/TotalAmt020474
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KRISTINE KILBURG
IRS990/BooksInCareOfDetail/PhoneNum03097362500
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02110 53RD ST
IRS990/BooksInCareOfDetail/USAddress/CityNm0MOLINE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd061265
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0166377
IRS990/CashNonInterestBearingGrp/EOYAmt0119567
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0181052
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0181052
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt08442
IRS990/ConferencesMeetingsGrp/TotalAmt08442
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0129286
IRS990/CYOtherExpensesAmt0483385
IRS990/CYOtherRevenueAmt0188828
IRS990/CYProgramServiceRevenueAmt0671549
IRS990/CYRevenuesLessExpensesAmt0148006
IRS990/CYSalariesCompEmpBnftPaidAmt0358272
IRS990/CYTotalExpensesAmt0841657
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0989663
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt042979
IRS990/DepreciationDepletionGrp/TotalAmt042979
IRS990/Desc0RECEIVING THE SAVINGS OF, GRANTING LOANS TO, AND RELATED SERVICES FOR THE BENEFIT OF 1,744 CREDIT UNION MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt08
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt0841657
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt010254
IRS990/FeesForServicesAccountingGrp/TotalAmt010254
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt016590
IRS990/FeesForServicesOtherGrp/TotalAmt016590
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt615789
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt717342
IRS990/Form990PartVIISectionAGrp/PersonNm0DALE ADAMSON
IRS990/Form990PartVIISectionAGrp/PersonNm1LARRY SHIMMIN
IRS990/Form990PartVIISectionAGrp/PersonNm2GARY PINGER
IRS990/Form990PartVIISectionAGrp/PersonNm3ALAN ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm4MARK GRATTON
IRS990/Form990PartVIISectionAGrp/PersonNm5MIKE PATTERSON
IRS990/Form990PartVIISectionAGrp/PersonNm6ELENA SOSA
IRS990/Form990PartVIISectionAGrp/PersonNm7KRISTINE KILBURG
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt666131
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt781790
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt7CEO/PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01950
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0989663
IRS990/GrossRentsGrp/RealAmt030000
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt070506
IRS990/InformationTechnologyGrp/TotalAmt070506
IRS990/InsuranceGrp/ProgramServicesAmt06614
IRS990/InsuranceGrp/TotalAmt06614
IRS990/InterestGrp/ProgramServicesAmt089782
IRS990/InterestGrp/TotalAmt089782
IRS990/InvestmentIncomeGrp/ExclusionAmt0129286
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0129286
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt05529000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt04737000
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/IRPDocumentCnt0665
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0834729
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0447845
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0418839
IRS990/LandBldgEquipCostOrOtherBssAmt01253568
IRS990/LegalDomicileStateCd0IL
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt012190
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt012190
IRS990/MissionDesc0NONE
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt03078965
IRS990/NetAssetsOrFundBalancesEOYAmt03226971
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt030000
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt030000
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt028606
IRS990/OccupancyGrp/TotalAmt028606
IRS990/OfficeExpensesGrp/ProgramServicesAmt036241
IRS990/OfficeExpensesGrp/TotalAmt036241
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0269006
IRS990/OtherAssetsTotalGrp/EOYAmt0242856
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt03108
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03108
IRS990/OtherExpensesGrp/Desc0DEBIT CARD EXPENSES
IRS990/OtherExpensesGrp/Desc1BANK SERVICE FEES
IRS990/OtherExpensesGrp/Desc2CREDIT CARD
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/ProgramServicesAmt064287
IRS990/OtherExpensesGrp/ProgramServicesAmt130313
IRS990/OtherExpensesGrp/ProgramServicesAmt222913
IRS990/OtherExpensesGrp/ProgramServicesAmt314330
IRS990/OtherExpensesGrp/TotalAmt064287
IRS990/OtherExpensesGrp/TotalAmt130313
IRS990/OtherExpensesGrp/TotalAmt222913
IRS990/OtherExpensesGrp/TotalAmt314330
IRS990/OtherLiabilitiesGrp/BOYAmt018710849
IRS990/OtherLiabilitiesGrp/EOYAmt019631955
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0ATM INCOME
IRS990/OtherRevenueMiscGrp/Desc1FEES AND CHARGES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt071925
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt156728
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt089910
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt156728
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt017985
IRS990/OtherRevenueTotalAmt0158828
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0140391
IRS990/OtherSalariesAndWagesGrp/TotalAmt0140391
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt014934892
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt015929914
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt010775
IRS990/PaymentsToAffiliatesGrp/TotalAmt010775
IRS990/PayrollTaxesGrp/ProgramServicesAmt022901
IRS990/PayrollTaxesGrp/TotalAmt022901
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0510370
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0510370
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt010820
IRS990/PensionPlanContributionsGrp/TotalAmt010820
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt032854
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt025892
IRS990/PrincipalOfficerNm0KRISTINE KILBURG
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0671549
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0671549
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0104297
IRS990/PYOtherExpensesAmt0471967
IRS990/PYOtherRevenueAmt0191629
IRS990/PYProgramServiceRevenueAmt0634819
IRS990/PYRevenuesLessExpensesAmt0124819
IRS990/PYSalariesCompEmpBnftPaidAmt0333959
IRS990/PYTotalExpensesAmt0805926
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0930745
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0148006
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt030000
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0842392
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02568595
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02716601
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0465274
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01438712
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0322779
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0342630
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0665409
IRS990ScheduleD/EquipmentGrp/BookValueAmt035254
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0492099
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0527353
IRS990ScheduleD/LandGrp/BookValueAmt060806
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt060806
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt019631955
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt04737000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0INVESTMENTS-OTH SECS(DETAIL)-990
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0418839
IRS990ScheduleD/TotalBookValueSecuritiesAmt04737000
IRS990ScheduleD/TotalLiabilityAmt019631955
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS A CREDIT UNION WHOSE BOARD IS ELECTED ANNUALLY BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION IS A CREDIT UNION WHOSE BOARD IS ELECTED ANNUALLY BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FORM 990 IS REVIEWED BY THE PRESIDENT AND CEO BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FINANCIAL STATEMENTS ARE POSTED MONTHLY IN CREDIT UNION LOBBY. DETAILED FINANCIAL INFORMATION IS AVAILABLE QUARTERLY ON NCUA WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt021845248
IRS990/TotalAssetsEOYAmt022912780
IRS990/TotalAssetsGrp/BOYAmt021845248
IRS990/TotalAssetsGrp/EOYAmt022912780
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0841657
IRS990/TotalFunctionalExpensesGrp/TotalAmt0841657
IRS990/TotalGrossUBIAmt017985
IRS990/TotalLiabilitiesBOYAmt018766283
IRS990/TotalLiabilitiesEOYAmt019685809
IRS990/TotalLiabilitiesGrp/BOYAmt018766283
IRS990/TotalLiabilitiesGrp/EOYAmt019685809
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03078965
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03226971
IRS990/TotalOtherCompensationAmt033131
IRS990/TotalProgramServiceExpensesAmt0841657
IRS990/TotalProgramServiceRevenueAmt0671549
IRS990/TotalReportableCompFromOrgAmt0147921
IRS990/TotalRevenueGrp/ExclusionAmt0129286
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0842392
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0989663
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt017985
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt021845248
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt022912780
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02110 53RD ST
IRS990/USAddress/CityNm0MOLINE
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd061265
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.SERVICE-PLUSCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02021-04-22 16:20:28Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0KRISTINE KILBURG
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03097362500
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-10-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SERVICE PLUS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SERV
ReturnHeader/Filer/EIN0362442996
ReturnHeader/Filer/PhoneNum03097362500
ReturnHeader/Filer/USAddress/AddressLine1Txt02110 53RD STREET
ReturnHeader/Filer/USAddress/CityNm0MOLINE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd061265
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0D2C1B0EADAD9E0A70475A05097E9A8311029DE00
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0D2C1B0EADAD9E0A70475A05097E9A8311029DE00
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0208.69.145.49
ReturnHeader/FilingSecurityInformation/IPDt02020-10-13
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm012:05:31
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0421186197
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GARDINER COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010555 NEW YORK AVENUE SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DES MOINES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd050322
ReturnHeader/PreparerPersonGrp/PhoneNum05152701446
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DENNIS GARDINER CPA
ReturnHeader/ReturnTs02020-10-26T15:11:27-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$22,912,780
Liabilities
$19,685,809
Net assets
$3,226,971
Revenue
$989,663
Expenses
$841,657
Net income
$148,006
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$32.5$28.6$3.90$1.38$1.31$0.07
2023Detailed filing. Detailed filing data is available for this year.$31.0$27.2$3.83$1.18$1.06$0.12
2022Detailed filing. Detailed filing data is available for this year.$31.9$28.2$3.71$1.11$0.93$0.19
2021Detailed filing. Detailed filing data is available for this year.$29.6$26.1$3.53$1.07$0.88$0.20
2020Detailed filing. Detailed filing data is available for this year.$26.8$23.4$3.33$1.01$0.89$0.12
2019Detailed filing. Detailed filing data is available for this year.$22.9$19.7$3.23$0.99$0.84$0.15
2018Detailed filing. Detailed filing data is available for this year.$21.8$18.8$3.08$0.93$0.81$0.12
2017Detailed filing. Detailed filing data is available for this year.$22.3$19.3$2.95$0.87$0.78$0.09
2016Detailed filing. Detailed filing data is available for this year.$21.5$18.6$2.87$0.83$0.74$0.09
2015Detailed filing. Detailed filing data is available for this year.$20.9$18.1$2.78$0.80$0.73$0.07
2014Detailed filing. Detailed filing data is available for this year.$21.0$18.3$2.71$0.92$0.81$0.11
2013Detailed filing. Detailed filing data is available for this year.$21.7$19.1$2.60$0.92$0.74$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.0$19.5$2.42$0.73
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.5$18.3$2.18$0.72
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.7$16.8$1.93$0.83