Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
Liabilities / Revenue
68th percentile
Higher debt load relative to revenue than 68% of similar nonprofits.
Net Margin
42nd percentile
Higher net margin than 42% of similar nonprofits.
Top Officer Pay
96th percentile
Higher top officer pay than 96% of similar nonprofits.
Top officer pay equals 24.6% of source-year revenue.
Asset Growth
30th percentile
Faster asset growth than 30% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Down$13,903,217
Down $133,313 (-0.9%) from 2012
Net Assets
Up$930,331
Up $10,356 (+1.1%) from 2012
Liabilities
Down$12,972,886
Down $143,669 (-1.1%) from 2012
Revenue
$551,637
No earlier filing loaded for comparison.
Expenses
Down$541,281
Down $14,379 (-2.6%) from 2012
Net Income
$10,356
No earlier filing loaded for comparison.
CREDIT UNION
Credit union we are a financial cooperative; owned by its depositors-the members, and run by a volunteer board of direcotrs, elected by the membership. This unique concept means that we exist to serve our members and to be sure to offer them a better deal, every day.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $10,428,483 | $10,193,969 | ▼ $234,514 |
| Other Notes and Loans Receivable, Net | $3,221,429 | $3,340,976 | ▲ $119,547 |
| Rtn Earn Endowment Incm Other Fnds | $919,975 | $930,331 | ▲ $10,356 |
| Receivables From Officers Etc | $117,961 | $90,582 | ▼ $27,379 |
| Cash and Non-Interest-Bearing Accounts | $74,922 | $68,939 | ▼ $5,983 |
| Investments Program Related | $22,128 | $22,128 | → $0 |
| Accounts Receivable | $19,253 | $20,066 | ▲ $813 |
| Prepaid Expenses and Deferred Charges | $14,970 | $15,183 | ▲ $213 |
| Land, Buildings, and Equipment, Net | $785 | $12,336 | ▲ $11,551 |
| Total Assets | $14,036,530 | $13,903,217 | ▼ $133,313 |
| Other Assets Total | $136,599 | $139,038 | ▲ $2,439 |
| Liabilities | |||
| Other Liabilities | $13,101,130 | $12,971,063 | ▼ $130,067 |
| Accounts Payable and Accrued Expenses | $15,425 | $1,823 | ▼ $13,602 |
| Total Liabilities | $13,116,555 | $12,972,886 | ▼ $143,669 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $919,975 | $930,331 | ▲ $10,356 |
| Total Liabilities and Net Assets / Fund Balance | $14,036,530 | $13,903,217 | ▼ $133,313 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $12,336 | $138,779 | $151,115 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Dan Stojanovic | Director/president | FT | $119,255 | $16,523 | $135,778 |
| Name | Title |
|---|---|
| Patricia Bialek | Chairperson |
| Donald Hohs | Vice Chairperson |
| Camila Fandino | Director |
| Michael Kiefer | Director |
| Michael Vilches | Director |
| Stephanie Phillips | Director |
| Maryellen Lovell | Secretary |
| Gail Heldke | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $286,799 |
| Other Expenses | $254,482 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $135,778 | - | - | $135,778 |
| Other Salaries and Wages | $118,857 | - | - | $118,857 |
| All Other Expenses | $66,024 | - | - | $66,024 |
| Other Expenses | $59,827 | - | - | $59,827 |
| Occupancy | $53,248 | - | - | $53,248 |
| Payroll Taxes | $18,407 | - | - | $18,407 |
| Office Expenses | $17,858 | - | - | $17,858 |
| Interest | $14,688 | - | - | $14,688 |
| Other Employee Benefits | $13,757 | - | - | $13,757 |
| Insurance | $8,531 | - | - | $8,531 |
| Fees for Services Accounting | $6,965 | - | - | $6,965 |
| Advertising | $5,331 | - | - | $5,331 |
| Depreciation Depletion | $1,547 | - | - | $1,547 |
| Fees for Service Investment Mgmnt Fees | $932 | - | - | $932 |
| Fees for Services Legal | $746 | - | - | $746 |
| Total Functional Expenses | $541,281 | $0 | $0 | $541,281 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $117,961 | $90,582 | ▼ $27,379 |
| Liability | Amount |
|---|---|
| Savings | $4,086,626 |
| Money Market | $3,915,655 |
| Checking | $2,303,641 |
| Regular Certificates | $1,650,519 |
| Business Checking | $554,692 |
| Regular Ira Certificates | $380,372 |
| Roth Ira Certificates | $79,558 |
“Members of the credit union are considered shareholders”
“Members elect the board of directors at the annual meeting”
“The president reviews prior to filing.”
“The board signs a conflict of interest, confidentiality, and code of ethics statement annually.”
“The board creates an evaluation committee to review and approve”
“Salaries for all employees, including the president.”
“Documents are available upon request.”
“Atm/bank/courier charges 14528. 14528. Cash over/short -79. -79. Investment accrual div shortage 132. 132. Misc expense 2762. 2762. Misc gain/loss 1625. 1625. Ncusif stabilization exp 10753. 10753. Repairs & maint 28829. 28829. Supervision exam fee 7474. 7474.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 15425 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1823 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 19253 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 20066 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION WE ARE A FINANCIAL COOPERATIVE; OWNED BY ITS DEPOSITORS-THE MEMBERS, AND RUN BY A VOLUNTEER BOARD OF DIRECOTRS, ELECTED BY THE MEMBERSHIP. THIS UNIQUE CONCEPT MEANS THAT WE EXIST TO SERVE OUR MEMBERS AND TO BE SURE TO OFFER THEM A BETTER DEAL, EVERY DAY. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 5331 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 5331 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 66024 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 66024 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1 | 0 | DAN STOJANOVIC |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8477241800 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 1631 WAUKEGAN RD |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | GLENVIEW |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 60025 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 74922 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 68939 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 135778 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 135778 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 111407 |
| IRS990/CYOtherExpensesAmt | 0 | 254482 |
| IRS990/CYOtherRevenueAmt | 0 | 200732 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 239498 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 10356 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 286799 |
| IRS990/CYTotalExpensesAmt | 0 | 541281 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 551637 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 1547 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1547 |
| IRS990/Desc | 0 | PROVIDED LOANS TO 361 MEMBERS. ACCEPTED DEPOSITS AND PROVIDED LOW COST FINANCIAL SERVICES TO 1,975 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 6965 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 6965 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 746 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 746 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt | 0 | 932 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 932 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 16523 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | PATRICIA BIALEK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DONALD HOHS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MARYELLEN LOVELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | GAIL HELDKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DAN STOJANOVIC |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MICHAEL KIEFER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CAMILA FANDINO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MICHAEL VILCHES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | STEPHANIE PHILLIPS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 119255 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR/PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1941 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 551637 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 8531 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 8531 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 14688 |
| IRS990/InterestGrp/TotalAmt | 0 | 14688 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 111407 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 22128 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 22128 |
| IRS990/IRPDocumentCnt | 0 | 208 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 138779 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 785 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 12336 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 151115 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingCashInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 919975 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 930331 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 53248 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 53248 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 17858 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 17858 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 136599 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 139038 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 13757 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 13757 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | PAYROLL/BENEFITS ADMIN |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | VISA BILLING/BILL PAYER |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 8355 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 3244 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 7186 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 59827 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 8355 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 3244 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 7186 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 59827 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 13101130 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 12971063 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522190 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522190 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEE INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER MISC INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 137385 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 63347 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 137385 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 63347 |
| IRS990/OtherRevenueTotalAmt | 0 | 200732 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 118857 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 118857 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 3221429 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 3340976 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 18407 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 18407 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 14970 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 15183 |
| IRS990/PrincipalOfcrBusinessAddress/BusinessNameLine1 | 0 | DAN STOJANOVIC |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522190 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 239498 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDED LOW RATE AND NO FEE VISA CARDS TO 236 MEMBERS. PROVIDED NO COST VISA DEBIT CARDS TO 756 MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PROVIDED FREE INTERNET ACCOUNT ACCESS TO 1,309 MEMBERS AND FREE BILL PAYMENT SERVICES TO ACTIVE MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 123769 |
| IRS990/PYOtherExpensesAmt | 0 | 269539 |
| IRS990/PYOtherRevenueAmt | 0 | 210677 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 250821 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 29607 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 286121 |
| IRS990/PYTotalExpensesAmt | 0 | 555660 |
| IRS990/PYTotalRevenueAmt | 0 | 585267 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 117961 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 90582 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 10356 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 919975 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 930331 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 10428483 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 10193969 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 12336 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 138779 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 151115 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 4086626 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 3915655 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 2303641 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 554692 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 1650519 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 380372 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 79558 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SAVINGS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | MONEY MARKET |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | CHECKING |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | BUSINESS CHECKING |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | REGULAR CERTIFICATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | REGULAR IRA CERTIFICATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | ROTH IRA CERTIFICATES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 12336 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 12971063 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 2433 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 5156 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 15769 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 5033 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 32108 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 5 | 7200 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 6 | 22883 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 6 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 7 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 5 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 6 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 7 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 5 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 6 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 7 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | SHARE SECURED |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | VISA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 5 | MOBILE HOME |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 6 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 7 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 125000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 6500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 5335 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 16373 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 5000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 5 | 36055 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 6 | 16200 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 7 | 23988 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | D STOJANOVIC |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | D STOJANOVIC |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | M LOVELL |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | M VILCHES |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | M VILCHES |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 5 | M VILCHES |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 6 | M VILCHES |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 7 | M KIEFER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | PRES/DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | PRES/DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | SECRETARY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 3 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 4 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 5 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 6 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 7 | DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 6 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 7 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 90582 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERS OF THE CREDIT UNION ARE CONSIDERED SHAREHOLDERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE PRESIDENT REVIEWS PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD SIGNS A CONFLICT OF INTEREST, CONFIDENTIALITY, AND CODE OF ETHICS STATEMENT ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD CREATES AN EVALUATION COMMITTEE TO REVIEW AND APPROVE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | SALARIES FOR ALL EMPLOYEES, INCLUDING THE PRESIDENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | DOCUMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | ATM/BANK/COURIER CHARGES 14528. 14528. CASH OVER/SHORT -79. -79. INVESTMENT ACCRUAL DIV SHORTAGE 132. 132. MISC EXPENSE 2762. 2762. MISC GAIN/LOSS 1625. 1625. NCUSIF STABILIZATION EXP 10753. 10753. REPAIRS & MAINT 28829. 28829. SUPERVISION EXAM FEE 7474. 7474. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Pt VI, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Pt VI, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Pt VI, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Pt VI, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Pt VI, Line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Pt VI, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part IX, Line 24f |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 14036530 |
| IRS990/TotalAssetsEOYAmt | 0 | 13903217 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 14036530 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 13903217 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 5 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 541281 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 541281 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 13116555 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 12972886 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 13116555 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 12972886 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 919975 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 930331 |
| IRS990/TotalOtherCompensationAmt | 0 | 16523 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.