Civic Intelligence

Commonwealth Credit Union

990 • Fiscal year 2019 • EIN 36-2424927

Jan 01, 2019 to Dec 31, 2019 • Filed on Apr 21, 2020

P O Box 380Bourbonnais, IL 60914

(815) 937-7447

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.89x

Higher debt load relative to assets than 59% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Liabilities / Revenue

64th percentile

18.31x

Higher debt load relative to revenue than 64% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Net Margin

70th percentile

17%

Higher net margin than 70% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Top Officer Pay

66th percentile

$163,448

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Asset Growth

48th percentile

3.1%

Faster asset growth than 48% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Revenue Growth

86th percentile

13%

Faster revenue growth than 86% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Assets

Up

$84,998,155

Up $2,534,288 (+3.1%) from 2018

Net Assets

Up

$9,446,700

Up $587,099 (+6.6%) from 2018

Liabilities

Up

$75,551,455

Up $1,947,189 (+2.6%) from 2018

Revenue

Up

$4,126,981

Up $462,028 (+13%) from 2018

Expenses

Up

$3,444,117

Up $275,633 (+8.7%) from 2018

Net Income

Up

$682,864

Up $186,395 (+38%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $61,394,031Liabilities 2010: $54,630,183Net Assets 2010: $6,763,8482010Assets 2011: $61,996,910Liabilities 2011: $55,411,482Net Assets 2011: $6,585,4282011Assets 2012: $67,512,388Liabilities 2012: $60,963,321Net Assets 2012: $6,549,0672012Assets 2013: $69,062,211Liabilities 2013: $61,944,601Net Assets 2013: $7,117,6102013Assets 2014: $73,867,220Liabilities 2014: $66,640,967Net Assets 2014: $7,226,2532014Assets 2015: $76,655,958Liabilities 2015: $69,443,082Net Assets 2015: $7,212,8762015Assets 2016: $78,272,315Liabilities 2016: $70,951,107Net Assets 2016: $7,321,2082016Assets 2017: $79,742,472Liabilities 2017: $72,164,780Net Assets 2017: $7,577,6922017Assets 2018: $82,463,867Liabilities 2018: $73,604,266Net Assets 2018: $8,859,6012018Assets 2019: $84,998,155Liabilities 2019: $75,551,455Net Assets 2019: $9,446,7002019Assets 2020: $97,013,268Liabilities 2020: $87,183,573Net Assets 2020: $9,829,6952020Assets 2021: $107,784,960Liabilities 2021: $96,917,382Net Assets 2021: $10,867,5782021Assets 2022: $118,201,063Liabilities 2022: $106,551,206Net Assets 2022: $11,649,8572022Assets 2023: $116,608,531Liabilities 2023: $103,810,410Net Assets 2023: $12,798,1212023Assets 2024: $118,326,005Liabilities 2024: $104,120,271Net Assets 2024: $14,205,7342024

Highlighted filing

2019

Assets$84,998,155
Liabilities$75,551,455
Net Assets$9,446,700

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $3,244,2262010Expenses 2011: $2,936,9042011Expenses 2012: $2,857,1392012Revenue 2013: $3,044,543Expenses 2013: $2,868,828Net Income 2013: $175,7152013Revenue 2014: $2,930,200Expenses 2014: $2,679,702Net Income 2014: $250,4982014Revenue 2015: $2,947,709Expenses 2015: $2,796,829Net Income 2015: $150,8802015Revenue 2016: $3,025,671Expenses 2016: $2,861,971Net Income 2016: $163,7002016Revenue 2017: $3,340,395Expenses 2017: $3,020,234Net Income 2017: $320,1612017Revenue 2018: $3,664,953Expenses 2018: $3,168,484Net Income 2018: $496,4692018Revenue 2019: $4,126,981Expenses 2019: $3,444,117Net Income 2019: $682,8642019Revenue 2020: $3,812,813Expenses 2020: $3,378,213Net Income 2020: $434,6002020Revenue 2021: $4,169,993Expenses 2021: $3,295,023Net Income 2021: $874,9702021Revenue 2022: $4,135,024Expenses 2022: $3,437,216Net Income 2022: $697,8082022Revenue 2023: $5,142,679Expenses 2023: $4,053,135Net Income 2023: $1,089,5442023Revenue 2024: $5,885,489Expenses 2024: $4,576,283Net Income 2024: $1,309,2062024

Highlighted filing

2019

Revenue$4,126,981
Expenses$3,444,117
Net Income$682,864
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Apr 21, 2020
Return Version
2019v5.0
Gross Receipts
$4,126,981
Mission and Program Overview

Mission

Commonwealth credit union, building lifelong relationships one member at a time.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$66,199,113$62,170,559▼ $4,028,554
Savings and Temporary Cash Investments$11,040,833$18,407,702▲ $7,366,869
Rtn Earn Endowment Incm Other Fnds$8,859,601$9,446,700▲ $587,099
Land, Buildings, and Equipment, Net$1,674,665$1,613,313▼ $61,352
Cash and Non-Interest-Bearing Accounts$1,282,704$794,759▼ $487,945
Accounts Receivable$158,700$166,928▲ $8,228
Prepaid Expenses and Deferred Charges$120,852$85,832▼ $35,020
Investments in Publicly Traded Securities$2,114$1,460▼ $654
Total Assets$82,463,867$84,998,155▲ $2,534,288
Other Assets Total$1,984,886$1,757,602▼ $227,284
Liabilities
Other Liabilities$73,369,352$75,297,278▲ $1,927,926
Accounts Payable and Accrued Expenses$234,914$254,177▲ $19,263
Total Liabilities$73,604,266$75,551,455▲ $1,947,189
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,859,601$9,446,700▲ $587,099
Total Liabilities and Net Assets / Fund Balance$82,463,867$84,998,155▲ $2,534,288

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$961,897$1,134,833$2,096,730
Equipment$159,575$709,009$868,584
Land$491,841-$491,841
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Raeann LovePresident/ceFT$163,448$163,448
Raeann LovePresident/CEO/treas-$163,448$163,448
Todd MeierVP of LendinFT$106,942$106,942

Board Members and Trustees

NameTitle
Kenneth TousignantChairperson
John Brack JrVice Chairpe
CHERYL O'BRIENDirector
Carl CavittDirector
H Ralph MarquisDirector
Betty DrechselSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,675,787
Investment Income
$328,188
Other Revenue
$123,006
Change in Net Assets
$682,864

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,126,981
Total Revenue per Audited Statements
$4,126,981
Total Revenue per Form 990
$4,126,981
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,057,172
Salaries, Compensation, and Employee Benefits$1,386,945
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$924,830
All Other Expenses---$444,131
Interest---$243,208
Information Technology---$205,603
Current Officers, Directors, Trustees, and Key Employees---$163,448
Other Employee Benefits---$118,009
Office Expenses---$114,465
Occupancy---$111,861
Depreciation Depletion---$103,894
Payroll Taxes---$97,378
Pension Plan Contributions---$83,280
Other Expenses---$70,000
Advertising---$67,015
Insurance---$57,705
Fees for Services Accounting---$51,600
Conferences and Meetings---$36,292
Fees for Services Legal---$16,469
Travel---$5,098
Total Functional Expenses$0$0$0$3,444,117

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,444,117
Total Expenses per Audited Statements$3,444,117
Total Expenses per Form 990$3,444,117
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$2,500
Total Exempt Function Spending$2,500

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$2,500
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$75,297,278
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The credit union is a state of illinois chartered credit union. Anyone who lives or works in kankakee, ford, iroquois, grundy, kendell, livingston and will counties is eligible for membership.

Form 990, Page 6, Part VI, Line 7A

The governing body is made from individuals of the membership. The membership body elects individuals to be on the board.

Form 990, Page 6, Part VI, Line 11B

Management reviews the 990 before signing.

Form 990, Page 6, Part VI, Line 12C

The board members are informed when they take office and once a year after that that they must inform the board of any conflict of interest when it appears. This is not a written policy, but is communicated verbally.

Form 990, Page 6, Part VI, Line 15A

Compensation of top management officials includes a review and approval by independent persons, comparability data which is recorded in the minutes.

Form 990, Page 6, Part VI, Line 19

Governing documents are made available by means of a bulletin board at the credit union and at the annual meeting.

Filing and Contact Details

Filer

Filer Name
Commonwealth Credit Union
EIN
36-2424927
Phone
8159377447
Address
P O BOX 380, BOURBONNAIS, IL 60914

Signing Officer

Name
Raeann Love
Title
President/CEO/treas
Phone
8159377447
Signed
2020-04-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Raeann Love
Formed
1951
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
6
Employees
32

Preparer

Firm
Skdo Pc
Address
1605 N CONVENT ST, BOURBONNAIS, IL 60914
Preparer
Carmen Huizenga
Phone
8159371997
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Loan processing 67,997 0 0 equipment maintenance 54,641 0 0 stmt processing 50,400 0 0 processing costs 40,706 0 0 outside service - other 31,546 0 0 starphire expenses 27,392 0 0 check free bill pay 27,229 0 0 bank charges 24,318 0 0 credit report 23,863 0 0 employee relations 20,706 0 0 dues & subcriptions 18,557 0 0 contributions 10,585 0 0 collections 10,030 0 0 real estate expense 9,600 0 0 armored car 8,921 0 0 mobile capture expense 6,901 0 0 auto 4,362 0 0 ira - csg 3,634 0 0 epn ach billing 2,000 0 0 nsf accts and write offs 544 0 0 kc expenses 427 0 0 miscellanous expense 328 0 0 draft cost -268 0 0 cash over short -288 0 0 total 444,131 0 0

Form 990, Part XI, Line 9

Other comprehensive income -95,756

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08859601
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09446700
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IRS990/SavingsAndTempCashInvstGrp/EOYAmt018407702
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IRS990ScheduleC/Form1120POLFiledInd0true
IRS990ScheduleC/InternalFundsContributedAmt02500
IRS990ScheduleC/PoliticalExpendituresAmt02500
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION POLITICAL ACTION COUNC
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt02500
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 WEST DIEHL ROAD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine2Txt0PO BOX 3107
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd0605667107
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0COMMONWEALTH CREDIT UNION IS A MEMBER OF CUPAC (CREDIT UNION POLITICAL ACTION COUNCIL). CONTRIBUTIONS ARE SENT TO CUPAC THAT ARE THEN USED INDIRECTLY FOR POLITICAL ACTIVITIES.
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO CUPAC THAT IS REPORTED IN PARTS I-A AND I-C OF THIS SCHEDULE C.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE C, PART I-A, LINE 1
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE C, PART IV
IRS990ScheduleC/TotalExemptFunctionExpendAmt02500
IRS990ScheduleD/BuildingsGrp/BookValueAmt0961897
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01134833
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02096730
IRS990ScheduleD/EquipmentGrp/BookValueAmt0159575
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0709009
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0868584
IRS990ScheduleD/ExpensesSubtotalAmt03444117
IRS990ScheduleD/LandGrp/BookValueAmt0491841
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0491841
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt075297278
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE ACCOUNTS
IRS990ScheduleD/RevenueSubtotalAmt04126981
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01613313
IRS990ScheduleD/TotalExpensesPerForm990Amt03444117
IRS990ScheduleD/TotalLiabilityAmt075297278
IRS990ScheduleD/TotalRevenuePerForm990Amt04126981
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt04126981
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03444117
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IRS990ScheduleJ/CompensationCommitteeInd0X
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IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd0true
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0RAEANN LOVE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO/TREAS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0163448
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A STATE OF ILLINOIS CHARTERED CREDIT UNION. ANYONE WHO LIVES OR WORKS IN KANKAKEE, FORD, IROQUOIS, GRUNDY, KENDELL, LIVINGSTON AND WILL COUNTIES IS ELIGIBLE FOR MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING BODY IS MADE FROM INDIVIDUALS OF THE MEMBERSHIP. THE MEMBERSHIP BODY ELECTS INDIVIDUALS TO BE ON THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MANAGEMENT REVIEWS THE 990 BEFORE SIGNING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD MEMBERS ARE INFORMED WHEN THEY TAKE OFFICE AND ONCE A YEAR AFTER THAT THAT THEY MUST INFORM THE BOARD OF ANY CONFLICT OF INTEREST WHEN IT APPEARS. THIS IS NOT A WRITTEN POLICY, BUT IS COMMUNICATED VERBALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION OF TOP MANAGEMENT OFFICIALS INCLUDES A REVIEW AND APPROVAL BY INDEPENDENT PERSONS, COMPARABILITY DATA WHICH IS RECORDED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS ARE MADE AVAILABLE BY MEANS OF A BULLETIN BOARD AT THE CREDIT UNION AND AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6LOAN PROCESSING 67,997 0 0 EQUIPMENT MAINTENANCE 54,641 0 0 STMT PROCESSING 50,400 0 0 PROCESSING COSTS 40,706 0 0 OUTSIDE SERVICE - OTHER 31,546 0 0 STARPHIRE EXPENSES 27,392 0 0 CHECK FREE BILL PAY 27,229 0 0 BANK CHARGES 24,318 0 0 CREDIT REPORT 23,863 0 0 EMPLOYEE RELATIONS 20,706 0 0 DUES & SUBCRIPTIONS 18,557 0 0 CONTRIBUTIONS 10,585 0 0 COLLECTIONS 10,030 0 0 REAL ESTATE EXPENSE 9,600 0 0 ARMORED CAR 8,921 0 0 MOBILE CAPTURE EXPENSE 6,901 0 0 AUTO 4,362 0 0 IRA - CSG 3,634 0 0 EPN ACH BILLING 2,000 0 0 NSF ACCTS AND WRITE OFFS 544 0 0 KC EXPENSES 427 0 0 MISCELLANOUS EXPENSE 328 0 0 DRAFT COST -268 0 0 CASH OVER SHORT -288 0 0 TOTAL 444,131 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7OTHER COMPREHENSIVE INCOME -95,756
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 24E
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt082463867
IRS990/TotalAssetsEOYAmt084998155
IRS990/TotalAssetsGrp/BOYAmt082463867
IRS990/TotalAssetsGrp/EOYAmt084998155
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt032
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03444117
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt073604266
IRS990/TotalLiabilitiesEOYAmt075551455
IRS990/TotalLiabilitiesGrp/BOYAmt073604266
IRS990/TotalLiabilitiesGrp/EOYAmt075551455
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt08859601
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt09446700
IRS990/TotalProgramServiceRevenueAmt03675787
IRS990/TotalReportableCompFromOrgAmt0270390
IRS990/TotalRevenueGrp/ExclusionAmt0328188
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03798793
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04126981
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt082463867
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt084998155
IRS990/TravelGrp/TotalAmt05098
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0563 WM LATHAM
IRS990/USAddress/CityNm0BOURBONNAIS
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060914
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0HTTP://CWCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RAEANN LOVE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO/TREAS
ReturnHeader/BusinessOfficerGrp/PhoneNum08159377447
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-04-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COMMONWEALTH CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0COMM
ReturnHeader/Filer/EIN0362424927
ReturnHeader/Filer/PhoneNum08159377447
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 380
ReturnHeader/Filer/USAddress/CityNm0BOURBONNAIS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060914
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId06E2C648C2B4390C31C0D27844FA5C9049E5872FA
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0228FE4EA13C0C0B6682F899A7A950696E3F5F68F
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt012.157.172.194
ReturnHeader/FilingSecurityInformation/IPDt02020-05-06
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm016:40:13
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0362830852
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SKDO PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01605 N CONVENT ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BOURBONNAIS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060914
ReturnHeader/PreparerPersonGrp/PhoneNum08159371997
ReturnHeader/PreparerPersonGrp/PreparationDt02020-05-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CARMEN HUIZENGA
ReturnHeader/ReturnTs02020-05-06T16:40:13-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$118$104$14.2$5.89$4.58$1.31
2023Detailed filing. Detailed filing data is available for this year.$117$104$12.8$5.14$4.05$1.09
2022Detailed filing. Detailed filing data is available for this year.$118$107$11.6$4.14$3.44$0.70
2021Detailed filing. Detailed filing data is available for this year.$108$96.9$10.9$4.17$3.30$0.87
2020Detailed filing. Detailed filing data is available for this year.$97.0$87.2$9.83$3.81$3.38$0.43
2019Detailed filing. Detailed filing data is available for this year.$85.0$75.6$9.45$4.13$3.44$0.68
2018Detailed filing. Detailed filing data is available for this year.$82.5$73.6$8.86$3.66$3.17$0.50
2017Detailed filing. Detailed filing data is available for this year.$79.7$72.2$7.58$3.34$3.02$0.32
2016Detailed filing. Detailed filing data is available for this year.$78.3$71.0$7.32$3.03$2.86$0.16
2015Detailed filing. Detailed filing data is available for this year.$76.7$69.4$7.21$2.95$2.80$0.15
2014Detailed filing. Detailed filing data is available for this year.$73.9$66.6$7.23$2.93$2.68$0.25
2013Detailed filing. Detailed filing data is available for this year.$69.1$61.9$7.12$3.04$2.87$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$67.5$61.0$6.55$2.86
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.0$55.4$6.59$2.94
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.4$54.6$6.76$3.24