Civic Intelligence

Maternity Bvm Credit Union

990 • Fiscal year 2018 • EIN 36-2406571

Jan 01, 2018 to Dec 31, 2018 • Filed on Apr 04, 2019

PO Box 56Bourbonnais, IL 60914

(815) 932-7131

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.88x

Higher debt load relative to assets than 66% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Liabilities / Revenue

98th percentile

34.94x

Higher debt load relative to revenue than 98% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Net Margin

18th percentile

0.9%

Higher net margin than 18% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Top Officer Pay

33rd percentile

$64,045

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 21.7% of source-year revenue.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2018

Asset Growth

62nd percentile

1.6%

Faster asset growth than 62% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Revenue Growth

19th percentile

3.8%

Faster revenue growth than 19% of similar nonprofits.

2018 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Assets

Up

$11,639,138

Up $186,069 (+1.6%) from 2017

Net Assets

Up

$1,342,371

Up $2,646 (+0.2%) from 2017

Liabilities

Up

$10,296,767

Up $183,423 (+1.8%) from 2017

Revenue

Up

$294,672

Up $10,853 (+3.8%) from 2017

Expenses

Up

$292,026

Up $31,251 (+12%) from 2017

Net Income

Down

$2,646

Down $20,398 (-89%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2012: $10,477,861Liabilities 2012: $9,221,921Net Assets 2012: $1,255,9402012Assets 2013: $11,395,950Liabilities 2013: $10,123,446Net Assets 2013: $1,272,5042013Assets 2014: $11,406,335Liabilities 2014: $10,125,876Net Assets 2014: $1,280,4592014Assets 2015: $11,279,463Liabilities 2015: $9,973,222Net Assets 2015: $1,306,2412015Assets 2016: $11,274,641Liabilities 2016: $9,957,960Net Assets 2016: $1,316,6812016Assets 2017: $11,453,069Liabilities 2017: $10,113,344Net Assets 2017: $1,339,7252017Assets 2018: $11,639,138Liabilities 2018: $10,296,767Net Assets 2018: $1,342,3712018Assets 2019: $11,848,242Liabilities 2019: $10,495,157Net Assets 2019: $1,353,0852019Assets 2021: $13,383,382Liabilities 2021: $11,924,662Net Assets 2021: $1,458,7202021Assets 2022: $13,531,983Liabilities 2022: $12,058,318Net Assets 2022: $1,473,6652022Assets 2024: $12,373,170Liabilities 2024: $10,930,786Net Assets 2024: $1,442,3842024

Highlighted filing

2018

Assets$11,639,138
Liabilities$10,296,767
Net Assets$1,342,371

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2012: $259,4542012Revenue 2013: $270,564Expenses 2013: $254,000Net Income 2013: $16,5642013Revenue 2014: $257,950Expenses 2014: $249,995Net Income 2014: $7,9552014Revenue 2015: $263,408Expenses 2015: $237,626Net Income 2015: $25,7822015Revenue 2016: $265,076Expenses 2016: $254,636Net Income 2016: $10,4402016Revenue 2017: $283,819Expenses 2017: $260,775Net Income 2017: $23,0442017Revenue 2018: $294,672Expenses 2018: $292,026Net Income 2018: $2,6462018Revenue 2019: $320,362Expenses 2019: $309,648Net Income 2019: $10,7142019Revenue 2021: $364,456Expenses 2021: $288,697Net Income 2021: $75,7592021Revenue 2022: $451,936Expenses 2022: $436,991Net Income 2022: $14,9452022Revenue 2024: $471,728Expenses 2024: $505,774Net Income 2024: -$34,0462024

Highlighted filing

2018

Revenue$294,672
Expenses$292,026
Net Income$2,646
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Apr 4, 2019
Return Version
2018v3.1
Gross Receipts
$301,412
Mission and Program Overview

Mission

Maternity bvm credit union is a member owned financial institution. Our mission is to provide our members with the best service possible. We are a family, working together toward financial success, one member at a time.

Illinois state chartered credit union offering financial services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$5,252,854$6,110,393▲ $857,539
Savings and Temporary Cash Investments$5,611,000$4,579,000▼ $1,032,000
Rtn Earn Endowment Incm Other Fnds$1,339,725$1,342,371▲ $2,646
Cash and Non-Interest-Bearing Accounts$407,879$767,557▲ $359,678
Land, Buildings, and Equipment, Net$49,979$44,767▼ $5,212
Prepaid Expenses and Deferred Charges$2,138$11,996▲ $9,858
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$11,453,069$11,639,138▲ $186,069
Other Assets Total$129,219$125,425▼ $3,794
Liabilities
Other Liabilities$10,089,293$10,269,660▲ $180,367
Accounts Payable and Accrued Expenses$24,051$27,107▲ $3,056
Total Liabilities$10,113,344$10,296,767▲ $183,423
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,339,725$1,342,371▲ $2,646
Total Liabilities and Net Assets / Fund Balance$11,453,069$11,639,138▲ $186,069

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$26,524$88,999$115,523
Equipment$8,243$96,752$104,995
Land$10,000-$10,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lisa LillisTreasurerFT$47,250$16,795$64,045
Jeanne BalberVice-ChairmanPT$11,368$193$11,561

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$196,663
Investment Income
$99,174
Other Revenue
$-1,165
Change in Net Assets
$2,646

Audited Revenue Reconciliation

Revenue per Audited Statements
$287,932
Revenue Not Reported on Financial Statements
$6,740
Other Revenue Adjustments
$6,740
Total Revenue per Audited Statements
$287,932
Total Revenue per Form 990
$294,672
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$150,278
Other Expenses$141,748
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$75,606
Other Salaries and Wages---$59,777
Interest---$39,366
Fees for Services Other---$19,500
Insurance---$13,477
Depreciation Depletion---$11,624
Occupancy---$10,427
Payroll Taxes---$9,580
Other Expenses---$8,096
All Other Expenses---$5,000
Pension Plan Contributions---$3,651
Other Employee Benefits---$1,664
Total Functional Expenses$0$0$0$292,026

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$298,766
Expenses per Audited Statements$292,026
Total Expenses per Form 990$292,026
Expenses Not Reported on Form 990$6,740
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members shares$10,269,660
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et

Directors Christopher Burns and Cheryl Burns have a family relationship.

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

Membership consists of individuals with funds on deposit with the Credit Union. Membership is primarily open to members of Maternity BVM Church, members of St. George Catholic Church, employees of Bishop McNamara Catholic School System, employees of Maternity BVM Credit Union and family members of each of these groups.

Form 990, Part VI, Line 11B: Form 990 Review Process

Management reviews the Form 990 before signing and submitting.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

The governing body follows Illinois state chartered credit union regulations, and governing documents are available upon request.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Financial statements available at www.ncua.gov

Filing and Contact Details

Filer

Filer Name
Maternity BVM Credit Union
EIN
36-2406571
Phone
8159327131
Address
PO Box 56, Bourbonnais, IL 60914

Signing Officer

Name
Lisa Lillis
Title
Treasurer
Signed
2019-04-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Lillis
Formed
1957
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
5
Employees
6
Volunteers
8

Preparer

Firm
Borschnack Pelletier & Co
Address
200 E COURT ST STE 608, KANKAKEE, IL 60901-3846
Preparer
Paul A Pelletier
Phone
8159331771
Supplemental Narrative

Financial Statement Notes

Part XI, Line 4B: Other revenue amounts included on 990 but not included in F/S

Rental expense netted against rental inc $6740

Part XII, Line 2D: Other expenses and losses per audited F/S

Rental expense $6740

Raw XML Appendix390 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt024051
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt027107
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Illinois state chartered credit union offering financial services to its members.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/TotalAmt05000
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Lisa Lillis
IRS990/BooksInCareOfDetail/PhoneNum08159327131
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0299 E Marsile
IRS990/BooksInCareOfDetail/USAddress/CityNm0Bourbonnais
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd060914
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0407879
IRS990/CashNonInterestBearingGrp/EOYAmt0767557
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt075606
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt099174
IRS990/CYOtherExpensesAmt0141748
IRS990/CYOtherRevenueAmt0-1165
IRS990/CYProgramServiceRevenueAmt0196663
IRS990/CYRevenuesLessExpensesAmt02646
IRS990/CYSalariesCompEmpBnftPaidAmt0150278
IRS990/CYTotalExpensesAmt0292026
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0294672
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt011624
IRS990/Desc0Credit Union makes and services consumer loans to members. The total amount of loans outstanding at 12/31/18 was $6,158,393.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt06
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EscrowAccountInd0false
IRS990/FamilyOrBusinessRlnInd0true
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt019500
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt519.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt116795
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt5193
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0David Anderson
IRS990/Form990PartVIISectionAGrp/PersonNm1Lisa Lillis
IRS990/Form990PartVIISectionAGrp/PersonNm2Cheryl Burns
IRS990/Form990PartVIISectionAGrp/PersonNm3Christopher Burns
IRS990/Form990PartVIISectionAGrp/PersonNm4Marsha Saathoff
IRS990/Form990PartVIISectionAGrp/PersonNm5Jeanne Balber
IRS990/Form990PartVIISectionAGrp/PersonNm6Robert J Lampley Jr
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt147250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt511368
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Vice-Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0false
IRS990/FormationYr01957
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0301412
IRS990/GrossRentsGrp/RealAmt05575
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt013477
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt039366
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt099174
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt099174
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt0397
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0185751
IRS990/LandBldgEquipBasisNetGrp/BOYAmt049979
IRS990/LandBldgEquipBasisNetGrp/EOYAmt044767
IRS990/LandBldgEquipCostOrOtherBssAmt0230518
IRS990/LegalDomicileStateCd0IL
IRS990/LessRentalExpensesGrp/RealAmt06740
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans and pays dividends to members with share deposits at a competitive rate of interest, working together towards financial success for each member.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01339725
IRS990/NetAssetsOrFundBalancesEOYAmt01342371
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0-1165
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-1165
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt010427
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0129219
IRS990/OtherAssetsTotalGrp/EOYAmt0125425
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01664
IRS990/OtherExpensesGrp/Desc0Computer expense
IRS990/OtherExpensesGrp/Desc1Other operating expenses
IRS990/OtherExpensesGrp/Desc2Miscellaneous
IRS990/OtherExpensesGrp/Desc3Association dues
IRS990/OtherExpensesGrp/TotalAmt012952
IRS990/OtherExpensesGrp/TotalAmt111259
IRS990/OtherExpensesGrp/TotalAmt210047
IRS990/OtherExpensesGrp/TotalAmt38096
IRS990/OtherLiabilitiesGrp/BOYAmt010089293
IRS990/OtherLiabilitiesGrp/EOYAmt010269660
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt059777
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt05252854
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt06110393
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt09580
IRS990/PensionPlanContributionsGrp/TotalAmt03651
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02138
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt011996
IRS990/PrincipalOfficerNm0Lisa Lillis
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Fee income
IRS990/ProgramServiceRevenueGrp/Desc1Interest on loans to Mbrs
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt020060
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1176603
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt020060
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1176603
IRS990/ProgSrvcAccomActy2Grp/Desc0Credit Union pays dividends to its members on share deposit accounts at a market rate of interest. The total of members share and savings accounts at 12/31/18 was $10,269,660.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0111543
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0126329
IRS990/PYOtherRevenueAmt01606
IRS990/PYProgramServiceRevenueAmt0170670
IRS990/PYRevenuesLessExpensesAmt023044
IRS990/PYSalariesCompEmpBnftPaidAmt0134446
IRS990/PYTotalExpensesAmt0260775
IRS990/PYTotalRevenueAmt0283819
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt02646
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0-1165
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01339725
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01342371
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05611000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04579000
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt026524
IRS990ScheduleD/BuildingsGrp/DepreciationAmt088999
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0115523
IRS990ScheduleD/EquipmentGrp/BookValueAmt08243
IRS990ScheduleD/EquipmentGrp/DepreciationAmt096752
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0104995
IRS990ScheduleD/ExpensesNotReportedAmt06740
IRS990ScheduleD/ExpensesSubtotalAmt0292026
IRS990ScheduleD/LandGrp/BookValueAmt010000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt010000
IRS990ScheduleD/OtherExpensesIncludedAmt06740
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt010269660
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members shares
IRS990ScheduleD/OtherRevenuesNotIncludedAmt06740
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt06740
IRS990ScheduleD/RevenueSubtotalAmt0287932
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Rental expense netted against rental inc $6740
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Rental expense $6740
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part XI, Line 4b: Other revenue amounts included on 990 but not included in F/S
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Part XII, Line 2d: Other expenses and losses per audited F/S
IRS990ScheduleD/TotalBookValueLandBuildingsAmt044767
IRS990ScheduleD/TotalExpensesPerForm990Amt0292026
IRS990ScheduleD/TotalLiabilityAmt010269660
IRS990ScheduleD/TotalRevenuePerForm990Amt0294672
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0287932
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0298766
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Directors Christopher Burns and Cheryl Burns have a family relationship.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Membership consists of individuals with funds on deposit with the Credit Union. Membership is primarily open to members of Maternity BVM Church, members of St. George Catholic Church, employees of Bishop McNamara Catholic School System, employees of Maternity BVM Credit Union and family members of each of these groups.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Management reviews the Form 990 before signing and submitting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The governing body follows Illinois state chartered credit union regulations, and governing documents are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Financial statements available at www.ncua.gov
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt011453069
IRS990/TotalAssetsEOYAmt011639138
IRS990/TotalAssetsGrp/BOYAmt011453069
IRS990/TotalAssetsGrp/EOYAmt011639138
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0292026
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt010113344
IRS990/TotalLiabilitiesEOYAmt010296767
IRS990/TotalLiabilitiesGrp/BOYAmt010113344
IRS990/TotalLiabilitiesGrp/EOYAmt010296767
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01339725
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01342371
IRS990/TotalOtherCompensationAmt016988
IRS990/TotalProgramServiceRevenueAmt0196663
IRS990/TotalReportableCompFromOrgAmt058618
IRS990/TotalRevenueGrp/ExclusionAmt0-1165
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0295837
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0294672
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt011453069
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt011639138
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO Box 56
IRS990/USAddress/CityNm0Bourbonnais
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060914
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0mbvmcu.com
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Lisa Lillis
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-04-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Maternity BVM Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0MATE
ReturnHeader/Filer/EIN0362406571
ReturnHeader/Filer/PhoneNum08159327131
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 56
ReturnHeader/Filer/USAddress/CityNm0Bourbonnais
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060914
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0263596611
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BORSCHNACK PELLETIER & CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0200 E COURT ST STE 608
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0KANKAKEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0609013846
ReturnHeader/PreparerPersonGrp/PhoneNum08159331771
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Paul A Pelletier
ReturnHeader/ReturnTs02019-04-04T08:23:29-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings