Civic Intelligence

Financial Plus Credit Union

990 • Fiscal year 2012 • EIN 36-2282191

Jan 01, 2012 to Dec 31, 2012 • Filed on May 15, 2013

Organization Profilewww.financialplus.org

View Organization Page

800 Chestnut Street61350
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

19th percentile

0.86x

Higher debt load relative to assets than 19% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

70th percentile

7.3%

Faster asset growth than 70% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets19th percentile

Assets

Up

$206,662,557

Up $14,109,619 (+7.3%) from 2011

Net Assets

Up

$28,297,388

Up $2,416,511 (+9.3%) from 2011

Liabilities

Up

$178,365,169

Up $11,693,108 (+7.0%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$8,804,528

Down $86,357 (-1.0%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth70th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $175,451,949Liabilities 2010: $151,826,312Net Assets 2010: $23,625,6372010Assets 2011: $192,552,938Liabilities 2011: $166,672,061Net Assets 2011: $25,880,8772011Assets 2012: $206,662,557Liabilities 2012: $178,365,169Net Assets 2012: $28,297,3882012Assets 2013: $219,793,498Liabilities 2013: $189,616,995Net Assets 2013: $30,176,5032013Assets 2014: $235,914,658Liabilities 2014: $203,530,110Net Assets 2014: $32,384,5482014Assets 2015: $280,299,647Liabilities 2015: $244,627,600Net Assets 2015: $35,672,0472015Assets 2016: $299,345,397Liabilities 2016: $261,046,176Net Assets 2016: $38,299,2212016Assets 2017: $310,635,335Liabilities 2017: $269,277,139Net Assets 2017: $41,358,1962017Assets 2018: $319,938,471Liabilities 2018: $274,801,218Net Assets 2018: $45,137,2532018Assets 2019: $337,335,921Liabilities 2019: $287,917,629Net Assets 2019: $49,418,2922019Assets 2020: $397,647,993Liabilities 2020: $345,300,924Net Assets 2020: $52,347,0692020Assets 2021: $450,128,379Liabilities 2021: $395,326,307Net Assets 2021: $54,802,0722021Assets 2022: $468,066,782Liabilities 2022: $416,662,389Net Assets 2022: $51,404,3932022Assets 2023: $488,328,686Liabilities 2023: $431,139,672Net Assets 2023: $57,189,0142023Assets 2024: $528,122,810Liabilities 2024: $462,950,048Net Assets 2024: $65,172,7622024

Highlighted filing

2012

Assets$206,662,557
Liabilities$178,365,169
Net Assets$28,297,388
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $9,155,8962010Expenses 2011: $8,890,8852011Expenses 2012: $8,804,5282012Revenue 2013: $11,028,930Expenses 2013: $8,813,875Net Income 2013: $2,215,0552013Revenue 2014: $10,930,912Expenses 2014: $9,162,736Net Income 2014: $1,768,1762014Revenue 2015: $12,166,280Expenses 2015: $9,907,128Net Income 2015: $2,259,1522015Revenue 2016: $13,486,079Expenses 2016: $10,734,752Net Income 2016: $2,751,3272016Revenue 2017: $14,531,643Expenses 2017: $11,358,071Net Income 2017: $3,173,5722017Revenue 2018: $16,237,237Expenses 2018: $12,328,447Net Income 2018: $3,908,7902018Revenue 2019: $17,514,647Expenses 2019: $13,765,737Net Income 2019: $3,748,9102019Revenue 2020: $17,277,341Expenses 2020: $14,668,286Net Income 2020: $2,609,0552020Revenue 2021: $18,435,940Expenses 2021: $15,115,889Net Income 2021: $3,320,0512021Revenue 2022: $20,342,289Expenses 2022: $16,115,786Net Income 2022: $4,226,5032022Revenue 2023: $24,600,191Expenses 2023: $20,759,661Net Income 2023: $3,840,5302023Revenue 2024: $31,030,431Expenses 2024: $25,267,450Net Income 2024: $5,762,9812024

Highlighted filing

2012

Revenue-
Expenses$8,804,528
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 15, 2013
Return Version
2012v2.0
Gross Receipts
$11,049,473
Mission and Program Overview

Mission

Exceptional Service to Members

Major Activities

Activity 2
Provided 12965 share draft checking accounts with related services to members.
Activity 3
Provided 5141 members with visa credit cards. The revolving lines of credit on these cards total 18225800.
Filing and Contact Details

Filer

EIN
36-2282191
Raw XML AppendixShowing 400 of 404 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0PART VI SEC. A 2 - JACK TEAUSANT AND SANDY BURKART - FAMILY RELATIONSHIP. PART VI SEC B 15AB - ALL EMPLOYEES INCLUDING OFFICERS GO THROUGH AN ANNUAL PERFORMANCE EVALUATION PROCESS AND ARE GIVEN SALARY INCREASE CONSIDERATION BASED ON PERFORMANCE. SALARY LEVELS ARE GAUGED VIA INDEPENDENT PUBLISHED COMPENSATION SURVEYS. PART VI SEC. C. 19 - FINANICIAL STATEMENTS ARE AVAILABLE UPON REQUEST. ANNUAL REPORTS INCLUDING YEAR END FINANCIAL STATEMENTS AND A REPORT OF THE DIRECTORS ARE AVAILABLE IN OUR OFFICES OR ON OUR WEBSITE. PART VI SEC. A. 11 - 990 IS PREPARED BY CFO AND REVIEWED WITH OFFICERS BOARD OF DIRECTORS AND EXTERNAL AUDITORS. PART IX - RECONCILIATION OF NET ASSETS 9 - AN ADDITIONAL 35337 IN CAPITAL WAS ADDED DUE TO A MERGER WITH HOLY FAMILY OGLESBY FEDERAL CREDIT UNION ON DEC. 31 2012.
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IRS990/TotalExpensesPriorYear08890885
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral00
IRS990/TotalFunctionalExpenses/ProgramServices00
IRS990/TotalFunctionalExpenses/Total08804528
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY0166672061
IRS990/TotalLiabilitiesBOY0166672061
IRS990/TotalLiabilities/EOY0178365169
IRS990/TotalLiabilitiesEOY0178365169
IRS990/TotalLiabNetAssetsFundBalances/BOY0192552938
IRS990/TotalLiabNetAssetsFundBalances/EOY0206662557
IRS990/TotalNbrEmployees074
IRS990/TotalNbrVolunteers09
IRS990/TotalNetAssetsFundBalances/BOY025880877
IRS990/TotalNetAssetsFundBalances/EOY028297388
IRS990/TotalOtherCompensation070714
IRS990/TotalOthProgramServiceRevenue/RelatedOrExemptFunctionIncome0159106
IRS990/TotalOthProgramServiceRevenue/TotalRevenueColumn0159106
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue010704431
IRS990/TotalReportableCompFromOrg01114563
IRS990/TotalRevenueCurrentYear011049473
IRS990/TotalRevenue/ExclusionAmount00
IRS990/TotalRevenuePriorYear010772995
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome011049473
IRS990/TotalRevenue/TotalRevenueColumn011049473
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/TransactionRelatedEntity0false
IRS990/Travel/Total066884
IRS990/TypeOfOrganizationOther0X
IRS990/TypeOfOrgOtherDescription0COOPERATIVE
IRS990/UnrelatedBusinessIncome0false
IRS990/WebSite0WWW.FINANCIALPLUS.ORG
IRS990/WhistleblowerPolicy0true
IRS990/YearFormation01951
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0362282191
ReturnHeader/Filer/Name/BusinessNameLine10FINANCIAL PLUS CREDIT UNION
ReturnHeader/Filer/NameControl0FINA
ReturnHeader/Filer/Phone08154331496
ReturnHeader/Filer/USAddress/AddressLine10800 CHESTNUT STREET
ReturnHeader/Filer/USAddress/City0OTTAWA
ReturnHeader/Filer/USAddress/State0IL
ReturnHeader/Filer/USAddress/ZIPCode061350
ReturnHeader/Officer/DateSigned02013-05-15
ReturnHeader/Officer/Name0JOHN TEAUSANT
ReturnHeader/Officer/Phone08154331496
ReturnHeader/Officer/Title0PRESIDENT - CEO
ReturnHeader/ReturnType0990

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$206,662,557
Liabilities
$178,365,169
Net assets
$28,297,388
Revenue
-
Expenses
$8,804,528
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$528$463$65.2$31.0$25.3$5.76
2023Detailed filing. Detailed filing data is available for this year.$488$431$57.2$24.6$20.8$3.84
2022Detailed filing. Detailed filing data is available for this year.$468$417$51.4$20.3$16.1$4.23
2021Detailed filing. Detailed filing data is available for this year.$450$395$54.8$18.4$15.1$3.32
2020Detailed filing. Detailed filing data is available for this year.$398$345$52.3$17.3$14.7$2.61
2019Detailed filing. Detailed filing data is available for this year.$337$288$49.4$17.5$13.8$3.75
2018Detailed filing. Detailed filing data is available for this year.$320$275$45.1$16.2$12.3$3.91
2017Detailed filing. Detailed filing data is available for this year.$311$269$41.4$14.5$11.4$3.17
2016Detailed filing. Detailed filing data is available for this year.$299$261$38.3$13.5$10.7$2.75
2015Detailed filing. Detailed filing data is available for this year.$280$245$35.7$12.2$9.91$2.26
2014Detailed filing. Detailed filing data is available for this year.$236$204$32.4$10.9$9.16$1.77
2013Detailed filing. Detailed filing data is available for this year.$220$190$30.2$11.0$8.81$2.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$207$178$28.3$8.80
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$193$167$25.9$8.89
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$175$152$23.6$9.16