Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
990 • Fiscal year 2011 • EIN 36-1837452
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
9th percentile
Faster asset growth than 9% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Down$25,117,839
Down $998,939 (-3.8%) from 2010
Net Assets
Down$2,058,991
Down $193,344 (-8.6%) from 2010
Liabilities
Down$23,058,848
Down $805,595 (-3.4%) from 2010
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$1,420,081
Down $232,662 (-14%) from 2010
Net Income
-
No earlier filing loaded for comparison.
Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 112175 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 108005 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | The credit union pays out dividends to its members on share deposit accounts at a market rate of interest. The number of share accounts at 12/31/11 is 6,192 for a total of $22,842,838. The credit union offers checking accounts, individual retirement accounts and a variety of savings vehicles. |
| IRS990/ActivityOrMissionDescription | 0 | Credit union for the mutual financial benefit of its members |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 9930 Southwest Highway |
| IRS990/AddressPrincipalOfficerUS/City | 0 | Oak Lawn |
| IRS990/AddressPrincipalOfficerUS/State | 0 | IL |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 60453 |
| IRS990/Advertising/Total | 0 | 9280 |
| IRS990/AllOtherExpenses/Total | 0 | 42300 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 314385 |
| IRS990/CashNonInterestBearing/EOY | 0 | 316341 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 167208 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConflictOfInterestPolicy | 0 | 0 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 0 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 66520 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | The credit union makes and services consumer and real estate loans to members. The number of loans outstanding at 12/31/11 is 711 for a total of $11,015,866. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 8400 |
| IRS990/FeesForServicesOther/Total | 0 | 43071 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 40.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Stephen Unterfranz |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Dwight Edwards |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Pamela Jenkins |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Michael Frydrych |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | Donald Stapleton |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | Michael O'Connor |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | Matthew Warren |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | Patrick O'Brien |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | Ricardo Sanchez |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | Robert O'Kelly |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | Deborah Yarnall |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
| IRS990/Form990PartVIISectionA/Officer | 5 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 9251 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 8548 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 1200 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 82072 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 66137 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Chairperson |
| IRS990/Form990PartVIISectionA/Title | 1 | Vice-Chairperson |
| IRS990/Form990PartVIISectionA/Title | 2 | Secretary |
| IRS990/Form990PartVIISectionA/Title | 3 | Treasurer |
| IRS990/Form990PartVIISectionA/Title | 4 | Member |
| IRS990/Form990PartVIISectionA/Title | 5 | Member |
| IRS990/Form990PartVIISectionA/Title | 6 | Member |
| IRS990/Form990PartVIISectionA/Title | 7 | Member |
| IRS990/Form990PartVIISectionA/Title | 8 | Member |
| IRS990/Form990PartVIISectionA/Title | 9 | President |
| IRS990/Form990PartVIISectionA/Title | 10 | Vice President |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 1286322 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 107084 |
| IRS990/Insurance/Total | 0 | 29414 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 113529 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 113529 |
| IRS990/InvestmentIncomePriorYear | 0 | 172442 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 113529 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsOtherSecurities/BOY | 0 | 5270000 |
| IRS990/InvestmentsOtherSecurities/EOY | 0 | 4816000 |
| IRS990/InvestmentsProgramRelated/BOY | 0 | 0 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 901946 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 2162482 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 1203143 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 1260536 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | Robert J O'Kelly |
| IRS990/NbrIndependentVotingMembers | 0 | 9 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 9 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 9 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 2252335 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 2058991 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 465 |
| IRS990/NumberIndependentVotingMembers | 0 | 9 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 11 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 98552 |
| IRS990/OfficeExpenses/Total | 0 | 75171 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 619593 |
| IRS990/OtherAssetsTotal/EOY | 0 | 305893 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 39211 |
| IRS990/OtherExpensePriorYear | 0 | 1023648 |
| IRS990/OtherExpensesCurrentYear | 0 | 917580 |
| IRS990/OtherExpenses/Description | 0 | Loan servicing |
| IRS990/OtherExpenses/Description | 1 | Provision for loan loss |
| IRS990/OtherExpenses/Description | 2 | Dividends |
| IRS990/OtherExpenses/Description | 3 | Service fees |
| IRS990/OtherExpenses/Total | 0 | 131046 |
| IRS990/OtherExpenses/Total | 1 | 120150 |
| IRS990/OtherExpenses/Total | 2 | 101611 |
| IRS990/OtherExpenses/Total | 3 | 79425 |
| IRS990/OtherLiabilities/BOY | 0 | 23752268 |
| IRS990/OtherLiabilities/EOY | 0 | 22950843 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 12991364 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 10752878 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 12228 |
| IRS990/OtherSalariesAndWages/Total | 0 | 256342 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 31866 |
| IRS990/PensionPlanContributions/Total | 0 | 7874 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 79098 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 80050 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 1172793 |
| IRS990/ProgramServiceRevenue/Description | 0 | Int-loans to members |
| IRS990/ProgramServiceRevenue/Description | 1 | Fees & service charges |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 1398281 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 821894 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 350899 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 821894 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 350899 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | -59585 |
| IRS990/ReconcilationRevenueExpenses | 0 | -133759 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 1 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 2252335 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 2058991 |
| IRS990/RevenuesLessExpensesCY | 0 | -133759 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -69792 |
| IRS990/SalariesEtcCurrentYear | 0 | 502501 |
| IRS990/SalariesEtcPriorYear | 0 | 629095 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 5639195 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 7586141 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 577687 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 351257 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 928944 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 111734 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 472253 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 583987 |
| IRS990ScheduleD/ExcessOrDeficitForYear | 0 | -133759 |
| IRS990ScheduleD/ExcessOrDeficitPerFS | 0 | -193344 |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation | 0 | Unrealized loss on foreclosed real estate -59,585. |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Identifier | 0 | Part XI, Line 8 - Other Adjustments: |
| IRS990ScheduleD/Land/BookValue | 0 | 501725 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 501725 |
| IRS990ScheduleD/OtherAmount | 0 | -59585 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 69390 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 78436 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 147826 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 12116865 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 1799730 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 2937588 |
| IRS990ScheduleD/OtherLiabilities/Amount | 3 | 54292 |
| IRS990ScheduleD/OtherLiabilities/Amount | 4 | 5019397 |
| IRS990ScheduleD/OtherLiabilities/Amount | 5 | 984516 |
| IRS990ScheduleD/OtherLiabilities/Amount | 6 | 38455 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | Regular shares |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | Checking |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | Money markets |
| IRS990ScheduleD/OtherLiabilities/Description | 3 | Club accounts |
| IRS990ScheduleD/OtherLiabilities/Description | 4 | Certificates |
| IRS990ScheduleD/OtherLiabilities/Description | 5 | IRA shares & certificates |
| IRS990ScheduleD/OtherLiabilities/Description | 6 | Escrow |
| IRS990ScheduleD/OtherSecurities/BookValue | 0 | 4816000 |
| IRS990ScheduleD/OtherSecurities/Description | 0 | Certificates |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 0 | C |
| IRS990ScheduleD/TotalAdjustments | 0 | -59585 |
| IRS990ScheduleD/TotalExpenses | 0 | 1420081 |
| IRS990ScheduleD/TotalOfAmounts | 0 | 22950843 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 1260536 |
| IRS990ScheduleD/TotalOfBookValueSecurities | 0 | 4816000 |
| IRS990ScheduleD/TotalRevenue | 0 | 1286322 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | The credit union does not have audited financial statements for the tax year ended December 31, 2011 however they do have audited financial statements for the fiscal year ended September 30, 2011. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | Membership consists of individuals with funds on deposit with the credit union. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | The membership participates in the annual election of the board of directors. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | The President of the Credit Union reviews and approves the 990 prior to filing. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | The Board of Directors discusses all compensation packages, however no external data is used. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | Governing documents and financial statements available upon request. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | Unrealized loss on foreclosed real estate -59,585. Total to Form 990, Part XI, Line 5: -59,585. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | Audited financials |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | Changes in Net Assets or Fund Balances: |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Page 3, Part IV, #12 and page 12, part XI, #2A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Section B, line 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Section B, line 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Section C, line 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Form 990, Part XI, line 5: |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | IL |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 9930 Southwest Highway |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Oak Lawn |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | IL |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 60453 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | Deborah A Yarnall |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 7085765615 |
| IRS990/TotalAssets/BOY | 0 | 26116778 |
| IRS990/TotalAssetsBOY | 0 | 26116778 |
| IRS990/TotalAssets/EOY | 0 | 25117839 |
| IRS990/TotalAssetsEOY | 0 | 25117839 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 1420081 |
| IRS990/TotalExpensesPriorYear | 0 | 1652743 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 1420081 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 23864443 |
| IRS990/TotalLiabilitiesBOY | 0 | 23864443 |
| IRS990/TotalLiabilities/EOY | 0 | 23058848 |
| IRS990/TotalLiabilitiesEOY | 0 | 23058848 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 26116778 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 25117839 |
| IRS990/TotalNbrEmployees | 0 | 11 |
| IRS990/TotalNbrVolunteers | 0 | 9 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 2252335 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 2058991 |
| IRS990/TotalOtherCompensation | 0 | 17799 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 1172793 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 149409 |
| IRS990/TotalRevenueCurrentYear | 0 | 1286322 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 113529 |
| IRS990/TotalRevenuePriorYear | 0 | 1582951 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 1172793 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 1286322 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TransactionRelatedEntity | 0 | 0 |
| IRS990/Travel/Total | 0 | 5556 |
| IRS990/TypeOfOrganizationOther | 0 | X |
| IRS990/TypeOfOrgOtherDescription | 0 | Cooperative |
| IRS990/UnrelatedBusinessIncome | 0 | 0 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | bwccu.org |
| IRS990/WhistleblowerPolicy | 0 | 0 |
| IRS990/YearFormation | 0 | 1936 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 361837452 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | Bell West Community Credit Union |
| ReturnHeader/Filer/NameControl | 0 | BELL |
| ReturnHeader/Filer/Phone | 0 | 7085765600 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 9930 Southwest Highway |
| ReturnHeader/Filer/USAddress/City | 0 | Oak Lawn |
| ReturnHeader/Filer/USAddress/State | 0 | IL |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 60453 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | 1 |
| ReturnHeader/Officer/DateSigned | 0 | 2012-05-09 |
| ReturnHeader/Officer/Name | 0 | Robert J O'Kelly |
| ReturnHeader/Officer/Phone | 0 | 7085765600 |
| ReturnHeader/Officer/Title | 0 | President |
| ReturnHeader/Preparer/DatePrepared | 0 | 2012-05-09 |
| ReturnHeader/PreparerFirm/EIN | 0 | 363321958 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | Desmond & Ahern Ltd |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 10827 S Western Ave |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | Chicago |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | IL |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 60643 |
| ReturnHeader/Preparer/Name | 0 | Hugh J Ahern |
| ReturnHeader/Preparer/Phone | 0 | 7737794720 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2011-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2011-12-31 |
| ReturnHeader/TaxYear | 0 | 2011 |
| ReturnHeader/Timestamp | 0 | 2012-05-09T08:17:53-05:00 |
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Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.