Civic Intelligence

Great Lakes Credit Union

990 • Fiscal year 2012 • EIN 36-1163912

Jan 01, 2012 to Dec 31, 2012 • Filed on Jul 08, 2013

Organization Profilewww.GCLU.org

View Organization Page

2525 Green Bay Road60064
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.89x

Higher debt load relative to assets than 42% of similar nonprofits.

2012 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

2nd percentile

-3.4%

Faster asset growth than 2% of similar nonprofits.

2012 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets42nd percentile

Assets

Down

$525,732,943

Down $18,453,247 (-3.4%) from 2011

Net Assets

Down

$57,248,862

Down $24,989 (-0.0%) from 2011

Liabilities

Down

$468,484,081

Down $18,428,258 (-3.8%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$27,628,717

Down $639,489 (-2.3%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth2nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5B$1.0B$500M$0Assets 2010: $521,560,830Liabilities 2010: $468,274,841Net Assets 2010: $53,285,9892010Assets 2011: $544,186,190Liabilities 2011: $486,912,339Net Assets 2011: $57,273,8512011Assets 2012: $525,732,943Liabilities 2012: $468,484,081Net Assets 2012: $57,248,8622012Assets 2013: $643,753,161Liabilities 2013: $583,836,464Net Assets 2013: $59,916,6972013Assets 2014: $639,824,290Liabilities 2014: $577,349,621Net Assets 2014: $62,474,6692014Assets 2015: $719,627,155Liabilities 2015: $650,245,048Net Assets 2015: $69,382,1072015Assets 2016: $767,316,538Liabilities 2016: $696,382,876Net Assets 2016: $70,933,6622016Assets 2017: $796,724,477Liabilities 2017: $724,077,868Net Assets 2017: $72,646,6092017Assets 2018: $860,514,440Liabilities 2018: $787,355,040Net Assets 2018: $73,159,4002018Assets 2019: $883,772,298Liabilities 2019: $804,189,731Net Assets 2019: $79,582,5672019Assets 2020: $1,027,627,838Liabilities 2020: $939,159,649Net Assets 2020: $88,468,1892020Assets 2021: $1,045,676,236Liabilities 2021: $944,722,018Net Assets 2021: $100,954,2182021Assets 2022: $1,341,546,042Liabilities 2022: $1,245,630,336Net Assets 2022: $95,915,7062022Assets 2023: $1,313,509,604Liabilities 2023: $1,221,676,485Net Assets 2023: $91,833,1192023Assets 2024: $1,481,537,874Liabilities 2024: $1,385,759,569Net Assets 2024: $95,778,3052024

Highlighted filing

2012

Assets$525,732,943
Liabilities$468,484,081
Net Assets$57,248,862
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0-$50MExpenses 2010: $29,663,7392010Expenses 2011: $28,268,2062011Expenses 2012: $27,628,7172012Revenue 2013: $31,895,335Expenses 2013: $31,197,102Net Income 2013: $698,2332013Revenue 2014: $32,168,105Expenses 2014: $30,553,476Net Income 2014: $1,614,6292014Revenue 2015: $33,087,410Expenses 2015: $31,803,691Net Income 2015: $1,283,7192015Revenue 2016: $38,542,487Expenses 2016: $36,864,902Net Income 2016: $1,677,5852016Revenue 2017: $42,027,485Expenses 2017: $39,842,140Net Income 2017: $2,185,3452017Revenue 2018: $43,394,934Expenses 2018: $42,703,211Net Income 2018: $691,7232018Revenue 2019: $47,845,545Expenses 2019: $43,742,192Net Income 2019: $4,103,3532019Revenue 2020: $49,088,626Expenses 2020: $43,178,553Net Income 2020: $5,910,0732020Revenue 2021: $50,981,092Expenses 2021: $34,186,973Net Income 2021: $16,794,1192021Revenue 2022: $54,056,794Expenses 2022: $44,878,605Net Income 2022: $9,178,1892022Revenue 2023: $64,760,572Expenses 2023: $62,052,965Net Income 2023: $2,707,6072023Revenue 2024: $80,666,017Expenses 2024: $83,814,042Net Income 2024: -$3,148,0252024

Highlighted filing

2012

Revenue-
Expenses$27,628,717
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Jul 8, 2013
Return Version
2012v2.1
Gross Receipts
$74,630,035
Mission and Program Overview

Mission

The primary exempt purpose of great lakes credit union (glcu) is to provide loans, savings accounts, and other financial services that promote the financial prosperity of our 84,211 members.

Major Activities

Activity 2
Atm/debit cards and checkcards are available to members who apply for electronic access to their accounts for deposit and withdrawal of funds and account information. Checking accounts are offered to members, some with no monthly service fee.
Activity 3
Various insurance products are offered to members for sale. Types of products offered include credit life, credit disability, mechanical breakdown protection (mpb) and financial gap protection.
Filing and Contact Details

Filer

EIN
36-1163912
Raw XML AppendixShowing 400 of 650 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY04341620
IRS990/AccountsPayableAccruedExpenses/EOY04604186
IRS990/ActivitiesConductedPartnership0false
IRS990/Activity2/Description0ATM/DEBIT CARDS AND CHECKCARDS ARE AVAILABLE TO MEMBERS WHO APPLY FOR ELECTRONIC ACCESS TO THEIR ACCOUNTS FOR DEPOSIT AND WITHDRAWAL OF FUNDS AND ACCOUNT INFORMATION. CHECKING ACCOUNTS ARE OFFERED TO MEMBERS, SOME WITH NO MONTHLY SERVICE FEE.
IRS990/Activity3/Description0VARIOUS INSURANCE PRODUCTS ARE OFFERED TO MEMBERS FOR SALE. TYPES OF PRODUCTS OFFERED INCLUDE CREDIT LIFE, CREDIT DISABILITY, MECHANICAL BREAKDOWN PROTECTION (MPB) AND FINANCIAL GAP PROTECTION.
IRS990/ActivityOrMissionDescription0THE PRIMARY EXEMPT PURPOSE OF GREAT LAKES CREDIT UNION IS TO PROVIDE LOANS, SAVINGS ACCOUNTS, AND OTHER FINANCIAL SERVICES THAT PROMOTE THE FINANCIAL PROSPERITY OF OUR 41,035 MEMBERS.
IRS990/AddressPrincipalOfficerUS/AddressLine102525 GREEN BAY ROAD
IRS990/AddressPrincipalOfficerUS/City0North Chicago
IRS990/AddressPrincipalOfficerUS/State0IL
IRS990/AddressPrincipalOfficerUS/ZIPCode060064
IRS990/Advertising/Total0399304
IRS990/AllOtherExpenses/Total01529836
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/AuditCommittee0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY050722135
IRS990/CashNonInterestBearing/EOY036637750
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/Total01400167
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0false
IRS990/CompensationProcessOther0false
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConferencesMeetings/Total0182133
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0true
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine10P O BOX 609
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1114052 PETRONELLA DR SUITE 105
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine12P O BOX 533176
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine134242 N ELSTON AVENUE
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine14P O BOX 33950
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City0MONETT
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City1LIBERTYVILLE
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City2CHARLOTTE
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City3CHICAGO
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City4CHICAGO
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State0MO
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State1IL
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State2NC
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State3IL
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State4IL
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode065708
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode1600489512
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode228290
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode360618
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode460694
IRS990/ContractorCompensation/Compensation0558703
IRS990/ContractorCompensation/Compensation1214283
IRS990/ContractorCompensation/Compensation2176025
IRS990/ContractorCompensation/Compensation3174300
IRS990/ContractorCompensation/Compensation4119230
IRS990/ContractorCompensation/DescriptionOfServices0SOFTWARE
IRS990/ContractorCompensation/DescriptionOfServices1GENERAL CONTRACTOR/CONSTRUCTION
IRS990/ContractorCompensation/DescriptionOfServices2CASH RECYCLER VENDOR AND MAINT
IRS990/ContractorCompensation/DescriptionOfServices3ATM/ARMORED CAR
IRS990/ContractorCompensation/DescriptionOfServices4NETWORK SUPPORT
IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine10JACK HENRY & ASSOCIATES INC
IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine11EFRAIM CARLSON AND SON INC
IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine12ARCATECH SYSTEMS
IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine13THILLENS INC
IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine14MERIDIAN IT INC
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling0true
IRS990/DecisionsSubjectToApproval0false
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/Total01604596
IRS990/DescribedIn501C30false
IRS990/Description0LOANS ARE GRANTED TO INDIVIDUALS WHO ARE MEMBERS IN GOOD STANDING WITH THE CREDIT UNION AND WHO QUALIFY FOR SUCH LOANS. FOR 2012, GLCU PROVIDED THE FOLLOWING LOANS: - 342 MORTGAGES TOTALING $77,770,690 - 1,496 VEHICLE LOANS TOTALING $27,594,243 - 13,366 CONSUMER LOANS TOTALING $27,933,210
IRS990/DisregardedEntity0true
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/Total0223000
IRS990/FeesForServicesInvstMgmntFees/Total07872
IRS990/FeesForServicesLegal/Total0313411
IRS990/FeesForServicesOther/Total01518231
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek05.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek15.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek25.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek35.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek45.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek55.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek65.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek75.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek85.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek940.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1040.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1140.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1240.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1340.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1440.00
IRS990/Form990PartVIISectionA/HighestCompensatedEmployee0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/KeyEmployee0X
IRS990/Form990PartVIISectionA/KeyEmployee1X
IRS990/Form990PartVIISectionA/NamePerson0BERTINE A NIXON
IRS990/Form990PartVIISectionA/NamePerson1DANIEL M DOYLE
IRS990/Form990PartVIISectionA/NamePerson2JAMES FABRIE
IRS990/Form990PartVIISectionA/NamePerson3R LEE PIEKARZ
IRS990/Form990PartVIISectionA/NamePerson4SHIRLEY M SOLBERG
IRS990/Form990PartVIISectionA/NamePerson5STEPHEN PARK
IRS990/Form990PartVIISectionA/NamePerson6JAMES A RHOADES
IRS990/Form990PartVIISectionA/NamePerson7JAMES E MARCH
IRS990/Form990PartVIISectionA/NamePerson8ROBERT GREEN
IRS990/Form990PartVIISectionA/NamePerson9KAMIL SAKICI
IRS990/Form990PartVIISectionA/NamePerson10LORRAINE KOST
IRS990/Form990PartVIISectionA/NamePerson11VIKKI KAISER
IRS990/Form990PartVIISectionA/NamePerson12KEVIN BOGAC
IRS990/Form990PartVIISectionA/NamePerson13RICH EDWARDS
IRS990/Form990PartVIISectionA/NamePerson14YVONNE BAILEY
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/Officer5X
IRS990/Form990PartVIISectionA/Officer6X
IRS990/Form990PartVIISectionA/Officer7X
IRS990/Form990PartVIISectionA/Officer8X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/OtherCompensation930223
IRS990/Form990PartVIISectionA/OtherCompensation1018562
IRS990/Form990PartVIISectionA/OtherCompensation1121765
IRS990/Form990PartVIISectionA/OtherCompensation121133
IRS990/Form990PartVIISectionA/OtherCompensation135678
IRS990/Form990PartVIISectionA/OtherCompensation144574
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization9224106
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10162044
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization11501618
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization12169510
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization13165528
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization14129104
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs110
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs120
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs130
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs140
IRS990/Form990PartVIISectionA/Title0SECRETARY
IRS990/Form990PartVIISectionA/Title1CHAIR
IRS990/Form990PartVIISectionA/Title2VICE CHAIR
IRS990/Form990PartVIISectionA/Title3TREASURER
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5DIRECTOR
IRS990/Form990PartVIISectionA/Title6DIRECTOR
IRS990/Form990PartVIISectionA/Title7SVP-CFO
IRS990/Form990PartVIISectionA/Title8SVP - ADMINISTRATION
IRS990/Form990PartVIISectionA/Title9PRESIDENT - CEO
IRS990/Form990PartVIISectionA/Title10SVP - INFORMATION SYSTEMS/OPERATIONS
IRS990/Form990PartVIISectionA/Title11SVP - LENDING
IRS990/Form990PartVIISectionA/Title12VP - MARKETING/PLANNING
IRS990/Form990ProvidedToGoverningBody0true
IRS990/FormersListed0false
IRS990/FSAudited0true
IRS990/FundraisingActivities0false
IRS990/GainOrLoss/Other0507205
IRS990/GainOrLoss/Securities0942826
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossAmountSalesAssets/Other0507205
IRS990/GrossAmountSalesAssets/Securities047340968
IRS990/GrossReceipts074630035
IRS990/GrossRents/Real040783
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn00
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/InformationTechnology/Total0616656
IRS990/Insurance/Total0912198
IRS990/IntangibleAssets/BOY0903987
IRS990/IntangibleAssets/EOY0804594
IRS990/Interest/Total04452587
IRS990/InvestmentIncomeCurrentYear03784693
IRS990/InvestmentIncome/ExclusionAmount02334663
IRS990/InvestmentIncomePriorYear03453570
IRS990/InvestmentIncome/TotalRevenueColumn02334663
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsOtherSecurities/BOY01774500
IRS990/InvestmentsOtherSecurities/EOY02288851
IRS990/InvestmentsProgramRelated/BOY00
IRS990/InvestmentsProgramRelated/EOY00
IRS990/InvestmentsPubTradedSecurities/BOY0120912573
IRS990/InvestmentsPubTradedSecurities/EOY0119385016
IRS990/LandBldgEquipmentAccumDeprec013180660
IRS990/LandBuildingsEquipmentBasis029535987
IRS990/LandBuildingsEquipmentBasisNet/BOY016897650
IRS990/LandBuildingsEquipmentBasisNet/EOY016355327
IRS990/LessCostOthBasisSalesExpenses/Securities046398142
IRS990/LessRentalExpenses/Real010522
IRS990/LoansFromOfficersDirectors/EOY00
IRS990/LoanToOfficerOrDQP0false
IRS990/LobbyingActivities0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MiscellaneousRevenue/ExclusionAmount00
IRS990/MiscellaneousRevenue/RelatedOrExemptFunctionIncome00
IRS990/MiscellaneousRevenue/TotalRevenueColumn00
IRS990/MiscellaneousRevenue/UnrelatedBusinessRevenue00
IRS990/MissionDescription0THE PRIMARY EXEMPT PURPOSE OF GREAT LAKES CREDIT UNION (GLCU) IS TO PROVIDE LOANS, SAVINGS ACCOUNTS, AND OTHER FINANCIAL SERVICES THAT PROMOTE THE FINANCIAL PROSPERITY OF OUR 41,035 MEMBERS.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/MortNotesPyblSecuredInvestProp/BOY033650000
IRS990/MortNotesPyblSecuredInvestProp/EOY017650000
IRS990/NameOfPrincipalOfficerBusiness/BusinessNameLine10VIKKI KAISER
IRS990/NbrIndependentVotingMembers09
IRS990/NbrVotingGoverningBodyMembers09
IRS990/NbrVotingMembersGoverningBody09
IRS990/NetAssetsOrFundBalancesBOY057273851
IRS990/NetAssetsOrFundBalancesEOY057248862
IRS990/NetGainOrLossInvestments/ExclusionAmount01450030
IRS990/NetGainOrLossInvestments/TotalRevenueColumn01450030
IRS990/NetIncomeFromFundraisingEvents/TotalRevenueColumn00
IRS990/NetIncomeFromGaming/TotalRevenueColumn00
IRS990/NetIncomeOrLoss/TotalRevenueColumn00
IRS990/NetRentalIncomeOrLoss/ExclusionAmount030261
IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn030261
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith1096012843
IRS990/NumberIndependentVotingMembers09
IRS990/NumberIndividualsGT100K06
IRS990/NumberOfContractorsGT100K05
IRS990/NumberOfEmployees0173
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0781487
IRS990/OfficeExpenses/Total0848354
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY09159276
IRS990/OtherAssetsTotal/EOY010726094
IRS990/OtherEmployeeBenefits/Total01299924
IRS990/OtherExpensePriorYear019035337
IRS990/OtherExpensesCurrentYear017578134
IRS990/OtherExpenses/Description0PROVISION FOR LOAN LOSS
IRS990/OtherExpenses/Description1INSURANCE PREM ASSESSMENT
IRS990/OtherExpenses/Description2ARMORED CAR SERVICE
IRS990/OtherExpenses/Description3ATM NETWORK FEES
IRS990/OtherExpenses/Total03425203
IRS990/OtherExpenses/Total1423848
IRS990/OtherExpenses/Total2116951
IRS990/OtherExpenses/Total3222467
IRS990/OtherLiabilities/BOY0448920719
IRS990/OtherLiabilities/EOY0446229895
IRS990/OtherNotesLoansReceivableNet/BOY0331278893
IRS990/OtherNotesLoansReceivableNet/EOY0332081331
IRS990/OtherRevenueCurrentYear030261
IRS990/OtherRevenueMisc/TotalRevenueColumn00
IRS990/OtherRevenueMisc/TotalRevenueColumn10
IRS990/OtherRevenueMisc/TotalRevenueColumn20
IRS990/OtherRevenuePriorYear0488452
IRS990/OtherSalariesAndWages/Total06372400
IRS990/PartialLiquidation0false
IRS990/PayrollTaxes/Total0596867
IRS990/PensionPlanContributions/Total0381224
IRS990/PoliticalActivities0true
IRS990/PrepaidExpensesDeferredCharges/BOY0545657
IRS990/PrepaidExpensesDeferredCharges/EOY0534553
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenue/BusinessCode2522100
IRS990/ProgramServiceRevenue/BusinessCode3522100
IRS990/ProgramServiceRevenue/BusinessCode4522100
IRS990/ProgramServiceRevenueCY024406416
IRS990/ProgramServiceRevenue/Description0INTEREST ON MEMBER LOANS
IRS990/ProgramServiceRevenue/Description1SERVICE FEE INCOME
IRS990/ProgramServiceRevenue/Description2ATM/CREDIT CARD SERVICES
IRS990/ProgramServiceRevenue/Description3INSURANCE PRODUCT SALES
IRS990/ProgramServiceRevenue/Description4FINANCIAL PLANNING SERVICES
IRS990/ProgramServiceRevenuePriorYear025309268
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome018024927
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome13292027
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome22473989
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome3170018
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome497329
IRS990/ProgramServiceRevenue/TotalRevenueColumn018024927
IRS990/ProgramServiceRevenue/TotalRevenueColumn13292027
IRS990/ProgramServiceRevenue/TotalRevenueColumn22473989
IRS990/ProgramServiceRevenue/TotalRevenueColumn3170018
IRS990/ProgramServiceRevenue/TotalRevenueColumn497329
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReceivablesFromDisqualPersons/EOY00
IRS990/ReceivablesFromOfficersEtc/EOY00
IRS990/ReconcilationOtherChanges0-421286
IRS990/ReconcilationPriorAdjustment0-373579
IRS990/ReconcilationRevenueExpenses0592653
IRS990/ReconciliationUnrealizedInvest0177223
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/RentalIncomeOrLoss/Personal00
IRS990/RentalIncomeOrLoss/Real030261
IRS990/ReportFin48Footnote0true
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY057273851
IRS990/RetainedEarningsEndowmentEtc/EOY057248862
IRS990/RevenuesLessExpensesCY0592653
IRS990/RevenuesLessExpensesPriorYear0983084
IRS990/RoyaltiesRevenue/TotalRevenueColumn00
IRS990/SalariesEtcCurrentYear010050583
IRS990/SalariesEtcPriorYear09232869
IRS990/SavingsAndTempCashInvestments/BOY011991519
IRS990/SavingsAndTempCashInvestments/EOY06919427
IRS990/ScheduleBRequired0false
IRS990ScheduleC/AmtExpendedFor527Activities00
IRS990ScheduleC/AmtOfInternalFundsContributed01500
IRS990ScheduleC/Form1120PolFiled0true
IRS990ScheduleC/Form990ScheduleCPartIV/Explanation0THE ORGANIZATION MAKES POLITICAL EXPENDITURES FOR THE PURPOSE OF SUPPORTING THE CREDIT UNION POLITICAL ACTION COMMITTEE.
IRS990ScheduleC/Form990ScheduleCPartIV/Identifier0Description of political campaign activities
IRS990ScheduleC/Form990ScheduleCPartIV/ReturnReference0Schedule C, Part I-A, Line 1
IRS990ScheduleC/PoliticalExpenditures01500
IRS990ScheduleC/Sec527PolOrgs/AddressUS/AddressLine101807 W DIEHL RD 3107
IRS990ScheduleC/Sec527PolOrgs/AddressUS/City0NAPERVILLE
IRS990ScheduleC/Sec527PolOrgs/AddressUS/State0IL
IRS990ScheduleC/Sec527PolOrgs/AddressUS/ZIPCode060566
IRS990ScheduleC/Sec527PolOrgs/AmtPdFromInternalFunds01500
IRS990ScheduleC/Sec527PolOrgs/EIN0363092340
IRS990ScheduleC/Sec527PolOrgs/NameOf527Organization/BusinessNameLine10CREDIT UNION POLITICAL ACTION COMMITTEE
IRS990ScheduleC/TotalExmptFunctionExpenditures01500
IRS990ScheduleC/VolunteerHours00
IRS990ScheduleD/AdditionsDuringYear036820668
IRS990ScheduleD/AgentTrusteeEtc0true
IRS990ScheduleD/BeginningBalance01278482
IRS990ScheduleD/Buildings/BookValue08570103
IRS990ScheduleD/Buildings/Depreciation05380288
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis013950391
IRS990ScheduleD/DistributionsDuringYear036450350
IRS990ScheduleD/EndingBalance01648799
IRS990ScheduleD/Equipment/BookValue02044787
IRS990ScheduleD/Equipment/Depreciation05312171
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis07356958
IRS990ScheduleD/ExpensesNotRptdF990010522
IRS990ScheduleD/ExpensesNotRptdOnFinStmt00
IRS990ScheduleD/ExpensesSubtotal027628717

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$525,732,943
Liabilities
$468,484,081
Net assets
$57,248,862
Revenue
-
Expenses
$27,628,717
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,482$1,386$95.8$80.7$83.8$3.15
2023Detailed filing. Detailed filing data is available for this year.$1,314$1,222$91.8$64.8$62.1$2.71
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,342$1,246$95.9$54.1$44.9$9.18
2021Detailed filing. Detailed filing data is available for this year.$1,046$945$101$51.0$34.2$16.8
2020Detailed filing. Detailed filing data is available for this year.$1,028$939$88.5$49.1$43.2$5.91
2019Detailed filing. Detailed filing data is available for this year.$884$804$79.6$47.8$43.7$4.10
2018Detailed filing. Detailed filing data is available for this year.$861$787$73.2$43.4$42.7$0.69
2017Detailed filing. Detailed filing data is available for this year.$797$724$72.6$42.0$39.8$2.19
2016Detailed filing. Detailed filing data is available for this year.$767$696$70.9$38.5$36.9$1.68
2015Detailed filing. Detailed filing data is available for this year.$720$650$69.4$33.1$31.8$1.28
2014Detailed filing. Detailed filing data is available for this year.$640$577$62.5$32.2$30.6$1.61
2013Detailed filing. Detailed filing data is available for this year.$644$584$59.9$31.9$31.2$0.70
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$526$468$57.2$27.6
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$544$487$57.3$28.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$522$468$53.3$29.7