Civic Intelligence

Chicago Firefighters Credit Union

990 • Fiscal year 2015 • EIN 36-0862203

Jan 01, 2015 to Dec 31, 2015 • Filed on Mar 18, 2016

Organization Profilewww.chicagofirefighterscu.com

View Organization Page

6230 S Central AvenueChicago, IL 60638

(773) 581-5253

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

50th percentile

0.89x

Higher debt load relative to assets than 50% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

89th percentile

27.44x

Higher debt load relative to revenue than 89% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

90th percentile

22%

Higher net margin than 90% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

71st percentile

$161,909

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 9.5% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

49th percentile

4.0%

Faster asset growth than 49% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

70th percentile

4.8%

Faster revenue growth than 70% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets50th percentile

Assets

Up

$52,537,472

Up $2,031,292 (+4.0%) from 2014

Net Assets

Up

$5,802,648

Up $368,347 (+6.8%) from 2014

Liabilities

Up

$46,734,824

Up $1,662,945 (+3.7%) from 2014

Revenue And Expenses
Liabilities / Revenue89th percentileNet Margin90th percentile

Revenue

Up

$1,703,022

Up $77,892 (+4.8%) from 2014

Expenses

Down

$1,334,674

Down $2,673 (-0.2%) from 2014

Net Income

Up

$368,348

Up $80,565 (+28%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth49th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $44,681,946Liabilities 2010: $40,416,804Net Assets 2010: $4,265,1422010Assets 2011: $43,699,206Liabilities 2011: $38,945,201Net Assets 2011: $4,754,0052011Assets 2012: $45,536,002Liabilities 2012: $40,612,086Net Assets 2012: $4,923,9162012Assets 2013: $47,326,016Liabilities 2013: $42,179,500Net Assets 2013: $5,146,5162013Assets 2014: $50,506,180Liabilities 2014: $45,071,879Net Assets 2014: $5,434,3012014Assets 2015: $52,537,472Liabilities 2015: $46,734,824Net Assets 2015: $5,802,6482015Assets 2016: $54,305,051Liabilities 2016: $48,165,810Net Assets 2016: $6,139,2412016Assets 2017: $55,856,960Liabilities 2017: $49,183,191Net Assets 2017: $6,673,7692017Assets 2018: $56,139,088Liabilities 2018: $48,696,040Net Assets 2018: $7,443,0482018Assets 2019: $57,677,680Liabilities 2019: $49,559,803Net Assets 2019: $8,117,8772019Assets 2020: $69,903,300Liabilities 2020: $61,191,976Net Assets 2020: $8,711,3242020Assets 2021: $77,630,432Liabilities 2021: $68,407,779Net Assets 2021: $9,222,6532021Assets 2022: $77,133,352Liabilities 2022: $67,028,180Net Assets 2022: $10,105,1722022Assets 2023: $74,356,983Liabilities 2023: $63,427,717Net Assets 2023: $10,929,2662023Assets 2024: $77,543,316Liabilities 2024: $65,611,177Net Assets 2024: $11,932,1392024

Highlighted filing

2015

Assets$52,537,472
Liabilities$46,734,824
Net Assets$5,802,648
Open 2015 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $1,729,7482010Expenses 2011: $1,296,1792011Expenses 2012: $1,547,3952012Revenue 2013: $1,663,824Expenses 2013: $1,441,224Net Income 2013: $222,6002013Revenue 2014: $1,625,130Expenses 2014: $1,337,347Net Income 2014: $287,7832014Revenue 2015: $1,703,022Expenses 2015: $1,334,674Net Income 2015: $368,3482015Revenue 2016: $1,822,133Expenses 2016: $1,485,540Net Income 2016: $336,5932016Revenue 2017: $2,059,146Expenses 2017: $1,524,618Net Income 2017: $534,5282017Revenue 2018: $2,395,385Expenses 2018: $1,626,106Net Income 2018: $769,2792018Revenue 2019: $2,576,905Expenses 2019: $1,902,075Net Income 2019: $674,8302019Revenue 2020: $2,359,806Expenses 2020: $1,766,359Net Income 2020: $593,4472020Revenue 2021: $2,413,606Expenses 2021: $1,902,278Net Income 2021: $511,3282021Revenue 2022: $2,659,682Expenses 2022: $1,777,163Net Income 2022: $882,5192022Revenue 2023: $3,758,195Expenses 2023: $2,934,101Net Income 2023: $824,0942023Revenue 2024: $4,155,699Expenses 2024: $3,152,826Net Income 2024: $1,002,8732024

Highlighted filing

2015

Revenue$1,703,022
Expenses$1,334,674
Net Income$368,348
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Mar 18, 2016
Return Version
2015v2.1
Gross Receipts
$1,703,022
Mission and Program Overview

Mission

Credit union to promote thrift and provide low cost loans to our members. This is accomplished on a co-operative non-profit basis for the mutual benefit of pur membership

Credit union to promote thrift and provide low cost loans to our members. This is accomplished on a co-operative non-profit basis for the mutual benefit of our membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$26,325,391$27,712,622▲ $1,387,231
Savings and Temporary Cash Investments$10,842,406$11,362,729▲ $520,323
Investments Program Related$9,700,000$9,699,000▼ $1,000
Rtn Earn Endowment Incm Other Fnds$5,434,301$5,802,648▲ $368,347
Land, Buildings, and Equipment, Net$1,454,033$1,393,109▼ $60,924
Investments Other Securities$800,000$800,000→ $0
Cash and Non-Interest-Bearing Accounts$524,948$781,023▲ $256,075
Receivables From Officers Etc$408,406$266,318▼ $142,088
Accounts Receivable$12,487$15,357▲ $2,870
Total Assets$50,506,180$52,537,472▲ $2,031,292
Other Assets Total$438,509$507,314▲ $68,805
Liabilities
Other Liabilities$44,906,798$46,588,372▲ $1,681,574
Accounts Payable and Accrued Expenses$165,081$146,452▼ $18,629
Total Liabilities$45,071,879$46,734,824▲ $1,662,945
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,434,301$5,802,648▲ $368,347
Total Liabilities and Net Assets / Fund Balance$50,506,180$52,537,472▲ $2,031,292

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,200,109-$1,200,109
Land$193,000-$193,000
Investment Program Related Org$9,699,000--
Compensation and Service Providers
Top Officer Pay71st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert S ReynoldsDirector/presidentFT$139,100$22,809$161,909
Gloria L HnojskySecretary, VPFT$127,400$6,370$133,770

Board Members and Trustees

NameTitle
Harold J ThompsonChairman
BERNARD A O'DONNELLDirector
Gregory M KurcabDirector
Michael DudakDirector
William E MeyerDirector
Richard J TernesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,397,165
Investment Income
$147,030
Other Revenue
$158,827
Change in Net Assets
$368,348
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$690,613
Salaries, Compensation, and Employee Benefits$644,061
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$295,679$0$0$295,679
Other Salaries and Wages$191,360$0$0$191,360
Interest$130,936$0$0$130,936
Other Employee Benefits$113,689$0$0$113,689
All Other Expenses$112,218$0$0$112,218
Occupancy$98,874$0$0$98,874
Depreciation Depletion$60,924$0$0$60,924
Conferences and Meetings$41,729$0$0$41,729
Office Expenses$39,083$0$0$39,083
Payroll Taxes$33,765$0$0$33,765
Advertising$28,525$0$0$28,525
Insurance$21,140$0$0$21,140
Other Expenses$20,000$0$0$20,000
Pension Plan Contributions$9,568$0$0$9,568
Fees for Services Accounting$7,725$0$0$7,725
Fees for Services Legal$1,464$0$0$1,464
Total Functional Expenses$1,334,674$0$0$1,334,674
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$408,406$266,318▼ $142,088
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$39,297,872
Certificates$5,605,224
Share Drafts$1,364,498
Goal Saver$226,309
Christmas Club$94,469
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 9

“Harold thompson 15705 foxbend ct #2n orland park il 60462 richard ternes 5405 s. Newcastle chicago il 60638 michael dudak 5851 s. Newcastle chicago il 60638 gregory kurcab 5637 s. Nashville chicago il 60638 william meyer 28801 hager lane bellevue ia 52031 bernard o'donnell 6324 w. 124th pl. Palos heights il 60463”

Filing and Contact Details

Filer

Filer Name
Chicago Firefighters Credit Union
EIN
36-0862203
Phone
7735815253
Address
6230 S CENTRAL AVENUE, CHICAGO, IL 60638

Signing Officer

Name
Robert Reynolds
Title
President
Phone
7735815253
Signed
2016-03-18
Discuss with paid preparer
Yes

Organization Details

Formed
1937
Legal Domicile
Il
Voting Board Members
8
Independent Board Members
6
Employees
5
Volunteers
6

Preparer

Firm
Homer Wilson & Co Ltd
Address
900 RIDGE ROAD SUITE S, MUNSTER, IN 46321-1727
Preparer
Ray Suoranta
Phone
2198364930
Supplemental Narrative

Additional Explanations

Pt VI, Line 7A

“Members select the board of directors at the annual meeting”

Pt VI, Line 11B

“The president and vice president review prior to filing, then the board of directors review at the next meeting.”

Pt VI, Line 6

“Members of the creit union are shareholders”

Pt VI, Line 19

“Documents are available upon request”

Pt XI

“The difference of $1.00 is due to rounding”

Form 990, Part IX, Line 24F

“Cash over/short 0. 0. 0. 0. Data processing 16627. 16627. 0. 0. Dfi supervision 16399. 16399. 0. 0. Disaster recovery 9173. 9173. 0. 0. He & loan servicing 20789. 20789. 0. 0. Investment expense 0. 0. 0. 0. Maintenance 27779. 27779. 0. 0. Misc operating 651. 651. 0. 0. Ncua insurance exp 0. 0. 0. 0. Online banking 19844. 19844. 0. 0. Share draft costs 956. 956. 0. 0.”

Raw XML AppendixShowing 400 of 463 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt015084
IRS990/OtherExpensesGrp/ProgramServicesAmt169788
IRS990/OtherExpensesGrp/ProgramServicesAmt243123
IRS990/OtherExpensesGrp/ProgramServicesAmt320000
IRS990/OtherExpensesGrp/TotalAmt015084
IRS990/OtherExpensesGrp/TotalAmt169788
IRS990/OtherExpensesGrp/TotalAmt243123
IRS990/OtherExpensesGrp/TotalAmt320000
IRS990/OtherLiabilitiesGrp/BOYAmt044906798
IRS990/OtherLiabilitiesGrp/EOYAmt046588372
IRS990/OtherRevenueMiscGrp/BusinessCd0522190
IRS990/OtherRevenueMiscGrp/BusinessCd1522190
IRS990/OtherRevenueMiscGrp/Desc0FEE INCOME
IRS990/OtherRevenueMiscGrp/Desc1MISCELLANEOUS INC.
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt039024
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1119803
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt039024
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1119803
IRS990/OtherRevenueTotalAmt0158827
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0191360
IRS990/OtherSalariesAndWagesGrp/TotalAmt0191360
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt026325391
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt027712622
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt033765
IRS990/PayrollTaxesGrp/TotalAmt033765
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt09568
IRS990/PensionPlanContributionsGrp/TotalAmt09568
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0ROBERT REYNOLDS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522190
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON MBR. LOANS
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01397165
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt076141
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0138717
IRS990/PYOtherExpensesAmt0661414
IRS990/PYOtherRevenueAmt0149703
IRS990/PYProgramServiceRevenueAmt01336710
IRS990/PYRevenuesLessExpensesAmt0287783
IRS990/PYSalariesCompEmpBnftPaidAmt0599792
IRS990/PYTotalExpensesAmt01337347
IRS990/PYTotalRevenueAmt01625130
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0408406
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0266318
IRS990/ReconcilationRevenueExpnssAmt0368348
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05434301
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05802648
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010842406
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011362729
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01200109
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01200109
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt09699000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt0193000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0193000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt039297872
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11364498
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt25605224
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt394469
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4226309
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CHRISTMAS CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4GOAL SAVER
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01393109
IRS990ScheduleD/TotalBookValueProgramRltdAmt09699000
IRS990ScheduleD/TotalLiabilityAmt046588372
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt09322
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt167932
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2131500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt313700
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt410057
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt533807
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SIGNATURE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt012000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1100000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2250000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt320500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt417000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt537950
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0ROBERT REYNOLDS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1MICHAEL DUDAK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2GLORIA HNOJSKY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3GLORIA HNOJSKY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4GREGORY KURCAB
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5GREGORY KURCAB
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0PRES/DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2VP/SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3VP/SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/TotalBalanceDueAmt0266318
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS SELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE PRESIDENT AND VICE PRESIDENT REVIEW PRIOR TO FILING, THEN THE BOARD OF DIRECTORS REVIEW AT THE NEXT MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS OF THE CREIT UNION ARE SHAREHOLDERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DOCUMENTS ARE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The difference of $1.00 is due to rounding
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5HAROLD THOMPSON 15705 FOXBEND CT #2N ORLAND PARK IL 60462 RICHARD TERNES 5405 S. NEWCASTLE CHICAGO IL 60638 MICHAEL DUDAK 5851 S. NEWCASTLE CHICAGO IL 60638 GREGORY KURCAB 5637 S. NASHVILLE CHICAGO IL 60638 WILLIAM MEYER 28801 HAGER LANE BELLEVUE IA 52031 BERNARD O'DONNELL 6324 W. 124TH PL. PALOS HEIGHTS IL 60463
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CASH OVER/SHORT 0. 0. 0. 0. DATA PROCESSING 16627. 16627. 0. 0. DFI SUPERVISION 16399. 16399. 0. 0. DISASTER RECOVERY 9173. 9173. 0. 0. HE & LOAN SERVICING 20789. 20789. 0. 0. INVESTMENT EXPENSE 0. 0. 0. 0. MAINTENANCE 27779. 27779. 0. 0. MISC OPERATING 651. 651. 0. 0. NCUA INSURANCE EXP 0. 0. 0. 0. ONLINE BANKING 19844. 19844. 0. 0. SHARE DRAFT COSTS 956. 956. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt XI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24f
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$52,537,472
Liabilities
$46,734,824
Net assets
$5,802,648
Revenue
$1,703,022
Expenses
$1,334,674
Net income
$368,348
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$77.5$65.6$11.9$4.16$3.15$1.00
2023Detailed filing. Detailed filing data is available for this year.$74.4$63.4$10.9$3.76$2.93$0.82
2022Detailed filing. Detailed filing data is available for this year.$77.1$67.0$10.1$2.66$1.78$0.88
2021Detailed filing. Detailed filing data is available for this year.$77.6$68.4$9.22$2.41$1.90$0.51
2020Detailed filing. Detailed filing data is available for this year.$69.9$61.2$8.71$2.36$1.77$0.59
2019Detailed filing. Detailed filing data is available for this year.$57.7$49.6$8.12$2.58$1.90$0.67
2018Detailed filing. Detailed filing data is available for this year.$56.1$48.7$7.44$2.40$1.63$0.77
2017Detailed filing. Detailed filing data is available for this year.$55.9$49.2$6.67$2.06$1.52$0.53
2016Detailed filing. Detailed filing data is available for this year.$54.3$48.2$6.14$1.82$1.49$0.34
2015Detailed filing. Detailed filing data is available for this year.$52.5$46.7$5.80$1.70$1.33$0.37
2014Detailed filing. Detailed filing data is available for this year.$50.5$45.1$5.43$1.63$1.34$0.29
2013Detailed filing. Detailed filing data is available for this year.$47.3$42.2$5.15$1.66$1.44$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.5$40.6$4.92$1.55
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.7$38.9$4.75$1.30
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.7$40.4$4.27$1.73
Peer Organizations

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