Civic Intelligence

Adams County Credit Union

990 • Fiscal year 2012 • EIN 35-6021207

Jan 01, 2012 to Dec 31, 2012 • Filed on Apr 09, 2013

Organization ProfileN/A
PO Box 9846772
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

10th percentile

0.09x

Higher debt load relative to assets than 10% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

91st percentile

12%

Faster asset growth than 91% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets10th percentile

Assets

Up

$15,823,670

Up $1,740,606 (+12%) from 2011

Net Assets

Up

$14,473,045

Up $2,057,470 (+17%) from 2011

Liabilities

Down

$1,350,625

Down $316,864 (-19%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$332,228

Down $17,908 (-5.1%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth91st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $13,446,387Liabilities 2010: $1,856,495Net Assets 2010: $11,589,8922010Assets 2011: $14,083,064Liabilities 2011: $1,667,489Net Assets 2011: $12,415,5752011Assets 2012: $15,823,670Liabilities 2012: $1,350,625Net Assets 2012: $14,473,0452012Assets 2013: $17,516,872Liabilities 2013: $1,865,567Net Assets 2013: $15,651,3052013Assets 2014: $17,626,183Liabilities 2014: $1,863,169Net Assets 2014: $15,763,0142014Assets 2015: $17,624,780Liabilities 2015: $1,862,555Net Assets 2015: $15,762,2252015Assets 2016: $18,353,259Liabilities 2016: $1,659,413Net Assets 2016: $16,693,8462016Assets 2017: $18,964,589Liabilities 2017: $1,543,563Net Assets 2017: $17,421,0262017Assets 2018: $18,619,948Liabilities 2018: $1,126,367Net Assets 2018: $17,493,5812018Assets 2019: $18,448,540Liabilities 2019: $925,984Net Assets 2019: $17,522,5562019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2012

Assets$15,823,670
Liabilities$1,350,625
Net Assets$14,473,045
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $443,7932010Expenses 2011: $350,1362011Expenses 2012: $332,2282012Revenue 2013: $478,038Expenses 2013: $325,491Net Income 2013: $152,5472013Revenue 2014: $488,677Expenses 2014: $323,446Net Income 2014: $165,2312014Revenue 2015: $481,627Expenses 2015: $325,427Net Income 2015: $156,2002015Revenue 2016: $492,520Expenses 2016: $330,341Net Income 2016: $162,1792016Revenue 2017: $536,847Expenses 2017: $358,794Net Income 2017: $178,0532017Revenue 2018: $542,962Expenses 2018: $358,142Net Income 2018: $184,8202018Revenue 2019: $618,003Expenses 2019: $391,598Net Income 2019: $226,4052019Revenue 2020: $75,569Expenses 2020: $324,906Net Income 2020: -$249,3372020

Highlighted filing

2012

Revenue-
Expenses$332,228
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Apr 9, 2013
Return Version
2012v2.1
Gross Receipts
$455,138
Mission and Program Overview

Mission

NONE

Major Activities

Activity 2
Savings - 930 members $11,500,415
Filing and Contact Details

Filer

EIN
35-6021207
Raw XML Appendix300 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDescription0COOPERATIVE FINANCIAL INSTITUTION
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IRS990/Form990PartVIISectionA/NamePerson0MAX BEER
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IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/Title0CHAIRMAN
IRS990/Form990PartVIISectionA/Title1VICE CHAIRMAN
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IRS990/LandBuildingsEquipmentBasis0429700
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IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters00
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IRS990/MethodOfAccountingAccrual0X
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IRS990/MissionDescription0NONE
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0JON ANTHONY BELL
IRS990/NbrIndependentVotingMembers00
IRS990/NbrVotingGoverningBodyMembers00
IRS990/NbrVotingMembersGoverningBody00
IRS990/NetAssetsOrFundBalancesBOY012415575
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IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith109600
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IRS990/OtherEmployeeBenefits/Total05404
IRS990/OtherExpensePriorYear0244233
IRS990/OtherExpensesCurrentYear0225086
IRS990/OtherExpenses/Description0STATE FRANCHISE TAX
IRS990/OtherExpenses/Description1INTEREST EXPENSE-MEMBER
IRS990/OtherExpenses/Description2COMPUTER SUPPORT
IRS990/OtherExpenses/Description3AMERICAN SHARE INS EXPE
IRS990/OtherExpenses/Total09304
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IRS990/OtherExpenses/Total211955
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IRS990/OtherNotesLoansReceivableNet/BOY09646760
IRS990/OtherNotesLoansReceivableNet/EOY09926022
IRS990/OtherRevenueCurrentYear07
IRS990/OtherRevenueMisc/BusinessCode0522100
IRS990/OtherRevenueMisc/Description0ASI REBATE
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome07
IRS990/OtherRevenueMisc/TotalRevenueColumn07
IRS990/OtherRevenuePriorYear00
IRS990/OtherSalariesAndWages/Total039243
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY0614276
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY0637033
IRS990/PartialLiquidation00
IRS990/PayrollTaxes/Total07810
IRS990/PensionPlanContributions/Total02371
IRS990/PoliticalActivities00
IRS990/PrepaidExpensesDeferredCharges/BOY016441
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IRS990/ProgramServiceRevenue/Description0INTEREST INCOME ON LOA
IRS990/ProgramServiceRevenuePriorYear0428673
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IRS990/ProgramServiceRevenue/TotalRevenueColumn0432791
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IRS990/SavingsAndTempCashInvestments/BOY03959558
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IRS990ScheduleD/Equipment/Depreciation075731
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis083249
IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation0INCREASE IN MEMBERS SHARE ACCOUNTS $191,898
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IRS990ScheduleD/OtherLandBuildings/Depreciation017732
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IRS990ScheduleD/OtherLiabilities/Amount01513
IRS990ScheduleD/OtherLiabilities/Amount11348421
IRS990ScheduleD/OtherLiabilities/Description0WITHHELD PAYROLL TAXES
IRS990ScheduleD/OtherLiabilities/Description1SHARE CERTIFICATES
IRS990ScheduleD/TotalOfAmounts01349934
IRS990ScheduleD/TotalOfBookValueLandBuildings0302733
IRS990/ScheduleJRequired00
IRS990ScheduleO/GeneralExplanation/Explanation0FORM 990 IS REVIEWED AT MONTHLY BOARD MEETING PRIOR TO FILING RETURN WITH INTERNAL REVENUE SERVICE.
IRS990ScheduleO/GeneralExplanation/Explanation1NO WEBSITE IS AVAILABLE AT THIS TIME. THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE IN THE OFFICE OF THE CREDIT UNION FOR PUBLIC INSPECTION UPON REQUEST. FINANCIAL STATEMENTS WERE DISTRIBUTED TO THE MEMBERS AT THE ANNUAL MEETING.
IRS990ScheduleO/GeneralExplanation/Explanation2INCREASE IN MEMBER SHARE ACCOUNTS 1,934,561.
IRS990ScheduleO/GeneralExplanation/Identifier0CHANGES IN NET ASSETS OR FUND BALANCES:
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART XI, LINE 9:
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ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0356021207
ReturnHeader/Filer/Name/BusinessNameLine10ADAMS COUNTY CREDIT UNION
ReturnHeader/Filer/NameControl0ADAM
ReturnHeader/Filer/Phone02606926100
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 98
ReturnHeader/Filer/USAddress/City0MONROE
ReturnHeader/Filer/USAddress/State0IN
ReturnHeader/Filer/USAddress/ZIPCode046772
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02013-04-09
ReturnHeader/Officer/Name0JON ANTHONY BELL
ReturnHeader/Officer/Phone02606926100
ReturnHeader/Officer/Title0MANAGER
ReturnHeader/Preparer/DatePrepared02013-04-09
ReturnHeader/PreparerFirm/EIN0352138949
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10REBECCA S COCHRAN CPA PC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10165 N SECOND ST
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0DECATUR
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0IN
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode046733
ReturnHeader/Preparer/Name0REBECCA S COCHRAN
ReturnHeader/Preparer/Phone02607289233
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-04-11T20:04:43-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$15,823,670
Liabilities
$1,350,625
Net assets
$14,473,045
Revenue
-
Expenses
$332,228
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.08$0.32$0.25
2019Detailed filing. Detailed filing data is available for this year.$18.4$0.93$17.5$0.62$0.39$0.23
2018Detailed filing. Detailed filing data is available for this year.$18.6$1.13$17.5$0.54$0.36$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.0$1.54$17.4$0.54$0.36$0.18
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.4$1.66$16.7$0.49$0.33$0.16
2015Detailed filing. Detailed filing data is available for this year.$17.6$1.86$15.8$0.48$0.33$0.16
2014Detailed filing. Detailed filing data is available for this year.$17.6$1.86$15.8$0.49$0.32$0.17
2013Detailed filing. Detailed filing data is available for this year.$17.5$1.87$15.7$0.48$0.33$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.8$1.35$14.5$0.33
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.1$1.67$12.4$0.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.4$1.86$11.6$0.44