Civic Intelligence

CDI Services Employee Benefit Trust C/O First Source Bank

990EZ • Fiscal year 2014 • EIN 35-1766752

Mar 01, 2013 to Feb 28, 2014 • Filed on Oct 10, 2014

Organization ProfileN/A
Post Office Box 160246634

(615) 895-2070

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2014

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2014

Net Margin

62nd percentile

8.6%

Higher net margin than 62% of similar nonprofits.

2014 filings • 501(c)9 • <$500k nonprofits • Source year 2014

Top Officer Pay

71st percentile

$0

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)9 • <$500k nonprofits • Source year 2014

Asset Growth

91st percentile

46%

Faster asset growth than 91% of similar nonprofits.

2014 filings • 501(c)9 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2014

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$38,684

Up $12,266 (+46%) from 2013

Net Assets

Up

$38,684

Up $12,266 (+46%) from 2013

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin62nd percentile

Revenue

$143,019

No earlier filing loaded for comparison.

Expenses

Up

$130,753

Up $12,422 (+10%) from 2013

Net Income

$12,266

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth91st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2011: $28,488Liabilities 2011: $0Net Assets 2011: $28,4882011Assets 2013: $26,418Liabilities 2013: $0Net Assets 2013: $26,4182013Assets 2014: $38,684Net Assets 2014: $38,6842014Assets 2015: $42,543Net Assets 2015: $42,5432015Assets 2016: $31,458Liabilities 2016: $0Net Assets 2016: $31,4582016Assets 2017: $30,398Liabilities 2017: $0Net Assets 2017: $30,3982017Assets 2018: $59,924Liabilities 2018: $0Net Assets 2018: $59,9242018Assets 2019: $94,445Liabilities 2019: $0Net Assets 2019: $94,4452019Assets 2020: $30,803Liabilities 2020: $0Net Assets 2020: $30,8032020Assets 2021: $64,532Liabilities 2021: $0Net Assets 2021: $64,5322021Assets 2022: $25,517Liabilities 2022: $0Net Assets 2022: $25,5172022Assets 2023: $32,572Liabilities 2023: $0Net Assets 2023: $32,5722023Assets 2024: $28,199Liabilities 2024: $0Net Assets 2024: $28,1992024Assets 2025: $43,558Liabilities 2025: $0Net Assets 2025: $43,5582025

Highlighted filing

2014

Assets$38,684
Liabilities-
Net Assets$38,684
Open 2014 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2011: $195,2192011Expenses 2013: $118,3312013Revenue 2014: $143,019Expenses 2014: $130,753Net Income 2014: $12,2662014Revenue 2015: $185,524Expenses 2015: $181,665Net Income 2015: $3,8592015Revenue 2016: $295,088Expenses 2016: $306,173Net Income 2016: -$11,0852016Revenue 2017: $376,073Expenses 2017: $377,133Net Income 2017: -$1,0602017Revenue 2018: $370,350Expenses 2018: $340,824Net Income 2018: $29,5262018Revenue 2019: $369,276Expenses 2019: $334,755Net Income 2019: $34,5212019Revenue 2020: $187,639Expenses 2020: $251,281Net Income 2020: -$63,6422020Revenue 2021: $532,210Expenses 2021: $498,481Net Income 2021: $33,7292021Revenue 2022: $546,338Expenses 2022: $585,353Net Income 2022: -$39,0152022Revenue 2023: $413,976Expenses 2023: $406,921Net Income 2023: $7,0552023Revenue 2024: $282,245Expenses 2024: $286,618Net Income 2024: -$4,3732024Revenue 2025: $250,562Expenses 2025: $235,203Net Income 2025: $15,3592025

Highlighted filing

2014

Revenue$143,019
Expenses$130,753
Net Income$12,266
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Mar 1, 2013 to Feb 28, 2014
Signed
Oct 10, 2014
Return Version
2013v3.1
Gross Receipts
$143,019
Mission and Program Overview

Mission

To provide employee health benefits under a voluntary employees beneficiary association (veba)

Program Services

DescriptionGrantsExpenses
MEDICAL, DENTAL, VISION CLAIMS PAID FOR PARTICIPANTS AND DEPENDENTS--
Compensation and Service Providers
Top Officer Pay71st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
THOMAS J GASTPresident-$0--
ELIZABTEH FOX GASTSecretary-$0--
JOSEPH GASTExecutive VP-$0--
Filing and Contact Details

Filer

EIN
35-1766752
Phone
6158952070

Signing Officer

Name
Elizabeth Fox Gast
Title
Controller
Phone
6158952070
Signed
2014-10-10

Preparer

Preparer
C Scott Rankin CPA
Phone
2287626343
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses administrative expenses 957 total 957”

Form 990-ez, Part III

“To provide employee health benefits under a voluntary employees beneficiary association (veba)”

Raw XML Appendix96 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0THOMAS J GAST
CompensationExplanation/CompensationExplanationGrp/PersonNm1ELIZABTEH FOX GAST
CompensationExplanation/CompensationExplanationGrp/PersonNm2JOSEPH GAST
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt0129796
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine10CDI SERVICES INC
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine20CDI SERVICES INC
IRS990EZ/BooksInCareOfDetail/PhoneNum06158952070
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine101601 S HIGHLAND AVE SUITE A
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine201601 S HIGHLAND AVENUE SUITE A
IRS990EZ/BooksInCareOfDetail/USAddress/City0CLEARWATER
IRS990EZ/BooksInCareOfDetail/USAddress/State0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode033756
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt026418
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt038684
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt012266
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt026418
IRS990EZ/Form990TotalAssetsGrp/EOYAmt038684
IRS990EZ/GrossReceiptsAmt0143019
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingOtherDesc0MODIFIED CASH
IRS990EZ/NetAssetsOrFundBalancesBOYAmt026418
IRS990EZ/NetAssetsOrFundBalancesEOYAmt038684
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt026418
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt038684
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0THOMAS J GAST
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ELIZABTEH FOX GAST
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JOSEPH GAST
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2EXECUTIVE VP
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt0957
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE EMPLOYEE HEALTH BENEFITS UNDER A VOLUNTARY EMPLOYEES BENEFICIARY ASSOCIATION (VEBA)
IRS990EZ/ProgramServiceRevenueAmt0143019
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0MEDICAL, DENTAL, VISION CLAIMS PAID FOR PARTICIPANTS AND DEPENDENTS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0IN
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0130753
IRS990EZ/TotalRevenueAmt0143019
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADMINISTRATIVE EXPENSES 957 TOTAL 957
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TO PROVIDE EMPLOYEE HEALTH BENEFITS UNDER A VOLUNTARY EMPLOYEES BENEFICIARY ASSOCIATION (VEBA)
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART III
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0ELIZABETH FOX GAST
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CONTROLLER
ReturnHeader/BusinessOfficerGrp/PhoneNum06158952070
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-10-10
ReturnHeader/Filer/BusinessName/BusinessNameLine10CDI SERVICES EMPLOYEE BENEFIT TRUST
ReturnHeader/Filer/BusinessName/BusinessNameLine20C/O FIRST SOURCE BANK
ReturnHeader/Filer/BusinessNameControlTxt0CDIS
ReturnHeader/Filer/EIN0351766752
ReturnHeader/Filer/PhoneNum06158952070
ReturnHeader/Filer/USAddress/AddressLine10POST OFFICE BOX 1602
ReturnHeader/Filer/USAddress/City0SOUTH BEND
ReturnHeader/Filer/USAddress/State0IN
ReturnHeader/Filer/USAddress/ZIPCode046634
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0460686567
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10RANKIN & ASSOCIATES PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine103103 PASCAGOULA ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0PASCAGOULA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0395674214
ReturnHeader/PreparerPersonGrp/PhoneNum02287626343
ReturnHeader/PreparerPersonGrp/PreparationDt02014-10-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0C SCOTT RANKIN CPA
ReturnHeader/ReturnTs02014-10-13T13:59:34-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-03-01
ReturnHeader/TaxPeriodEndDt02014-02-28
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$38,684
Liabilities
-
Net assets
$38,684
Revenue
$143,019
Expenses
$130,753
Net income
$12,266
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.44$0.00$0.44$2.51$2.35$0.15
2024Detailed filing. Detailed filing data is available for this year.$0.28$0.00$0.28$2.82$2.87$0.04
2023Detailed filing. Detailed filing data is available for this year.$0.33$0.00$0.33$4.14$4.07$0.07
2022Detailed filing. Detailed filing data is available for this year.$0.26$0.00$0.26$5.46$5.85$0.39
2021Detailed filing. Detailed filing data is available for this year.$0.65$0.00$0.65$5.32$4.98$0.34
2020Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$1.88$2.51$0.64
2019Detailed filing. Detailed filing data is available for this year.$0.94$0.00$0.94$3.69$3.35$0.35
2018Detailed filing. Detailed filing data is available for this year.$0.60$0.00$0.60$3.70$3.41$0.30
2017Detailed filing. Detailed filing data is available for this year.$0.30$0.00$0.30$3.76$3.77$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$2.95$3.06$0.11
2015Detailed filing. Detailed filing data is available for this year.$0.43$0.43$1.86$1.82$0.04
2014Detailed filing. Detailed filing data is available for this year.$0.39$0.39$1.43$1.31$0.12
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.26$0.00$0.26$1.18
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.28$0.00$0.28$1.95