Civic Intelligence

Indiana Community Action

EIN 35-1267319 • 501(c)3 • Indianapolis, IN

Profile

The Indiana Community Action Association (IN-CAA) works to strengthen the capacity of Indiana's Community Action Agencies to address community needs and poverty.

1845 West 18th StreetIndianapolis, IN 46202

www.incap.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.64x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

66th percentile

0.43x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

56th percentile

7.1%

Higher net margin than 56% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

44th percentile

$168,598

Higher top officer pay than 44% of similar nonprofits.

Top officer pay equals 1.2% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

97th percentile

99%

Faster asset growth than 97% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

85th percentile

53%

Faster revenue growth than 85% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$9,262,799

Up $6,036,685 (+187%) from 2022

Liabilities

Up

$5,896,976

Up $5,084,792 (+626%) from 2022

Net Assets

Up

$3,365,823

Up $951,893 (+39%) from 2022

Operations
Liabilities / Revenue66th percentileNet Margin56th percentile

Revenue

Up

$13,559,257

Up $7,459,383 (+122%) from 2022

Expenses

Up

$12,602,279

Up $6,590,315 (+110%) from 2022

Net Income

Up

$956,978

Up $869,068 (+989%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth97th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2010: $4,585,879Liabilities 2010: $2,387,673Net Assets 2010: $2,198,2062010Assets 2011: $3,846,915Liabilities 2011: $1,835,488Net Assets 2011: $2,011,4272011Assets 2012: $2,903,735Liabilities 2012: $848,257Net Assets 2012: $2,055,4782012Assets 2013: $3,232,405Liabilities 2013: $519,086Net Assets 2013: $2,713,3192013Assets 2014: $2,702,414Liabilities 2014: $486,793Net Assets 2014: $2,215,6212014Assets 2015: $2,651,678Liabilities 2015: $508,149Net Assets 2015: $2,143,5292015Assets 2016: $2,198,326Liabilities 2016: $206,874Net Assets 2016: $1,991,4522016Assets 2017: $2,011,951Liabilities 2017: $202,780Net Assets 2017: $1,809,1712017Assets 2018: $2,662,972Liabilities 2018: $212,716Net Assets 2018: $2,450,2562018Assets 2019: $2,830,285Liabilities 2019: $272,938Net Assets 2019: $2,557,3472019Assets 2021: $2,520,276Liabilities 2021: $194,256Net Assets 2021: $2,326,0202021Assets 2022: $3,226,114Liabilities 2022: $812,184Net Assets 2022: $2,413,9302022Assets 2024: $9,262,799Liabilities 2024: $5,896,976Net Assets 2024: $3,365,8232024

Highlighted filing

2024

Assets$9,262,799
Liabilities$5,896,976
Net Assets$3,365,823
Open 2024 Filing

Operations Trend

Revenue Growth85th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $7,502,2472010Expenses 2011: $7,461,7782011Expenses 2012: $4,273,6342012Revenue 2013: $4,595,856Expenses 2013: $3,938,015Net Income 2013: $657,8412013Revenue 2014: $4,267,143Expenses 2014: $4,764,841Net Income 2014: -$497,6982014Revenue 2015: $3,786,074Expenses 2015: $3,858,166Net Income 2015: -$72,0922015Revenue 2016: $3,413,131Expenses 2016: $3,565,208Net Income 2016: -$152,0772016Revenue 2017: $3,469,194Expenses 2017: $3,651,475Net Income 2017: -$182,2812017Revenue 2018: $4,483,054Expenses 2018: $3,841,969Net Income 2018: $641,0852018Revenue 2019: $4,998,435Expenses 2019: $4,891,344Net Income 2019: $107,0912019Revenue 2021: $3,738,800Expenses 2021: $4,242,278Net Income 2021: -$503,4782021Revenue 2022: $6,099,874Expenses 2022: $6,011,964Net Income 2022: $87,9102022Revenue 2024: $13,559,257Expenses 2024: $12,602,279Net Income 2024: $956,9782024

Highlighted filing

2024

Revenue$13,559,257
Expenses$12,602,279
Net Income$956,978
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$9,262,799
Liabilities
$5,896,976
Net assets
$3,365,823
Revenue
$13,559,257
Expenses
$12,602,279
Net income
$956,978
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.26$5.90$3.37$13.6$12.6$0.96
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.23$0.81$2.41$6.10$6.01$0.09
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.52$0.19$2.33$3.74$4.24$0.50
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.83$0.27$2.56$5.00$4.89$0.11
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.66$0.21$2.45$4.48$3.84$0.64
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.01$0.20$1.81$3.47$3.65$0.18
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.20$0.21$1.99$3.41$3.57$0.15
2015Detailed filing. Detailed filing data is available for this year.$2.65$0.51$2.14$3.79$3.86$0.07
2014Detailed filing. Detailed filing data is available for this year.$2.70$0.49$2.22$4.27$4.76$0.50
2013Detailed filing. Detailed filing data is available for this year.$3.23$0.52$2.71$4.60$3.94$0.66
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.90$0.85$2.06$4.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.85$1.84$2.01$7.46
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.59$2.39$2.20$7.50
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.2
Gross Receipts
$13,559,257
Mission and Program Overview

Mission

The Indiana Community Action Association (IN-CAA) works to strengthen the capacity of Indiana's Community Action Agencies to address community needs and poverty.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$2,235,637$5,893,442▲ $3,657,805
Cash and Non-Interest-Bearing Accounts$1,709,216$1,917,219▲ $208,003
Pledges and Grants Receivable$238,399$1,030,298▲ $791,899
Land, Buildings, and Equipment, Net$424,500$390,913▼ $33,587
Prepaid Expenses and Deferred Charges$41,475$30,927▼ $10,548
Total Assets$4,649,227$9,262,799▲ $4,613,572
Liabilities
Accounts Payable and Accrued Expenses$2,235,390$5,891,984▲ $3,656,594
Other Liabilities$4,992$4,992→ $0
Total Liabilities$2,240,382$5,896,976▲ $3,656,594
Net Assets / Fund Balance
Net Assets With Donor Restrictions$816,969$1,705,055▲ $888,086
Net Assets Without Donor Restrictions$1,591,876$1,660,768▲ $68,892
Total Net Assets Fund Balance$2,408,845$3,365,823▲ $956,978
Total Liabilities and Net Assets / Fund Balance$4,649,227$9,262,799▲ $4,613,572

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$324,887$1,107,143$1,432,030
Equipment$6,160$423,460$429,620
Land$59,866-$59,866
Compensation and Service Providers
Top Officer Pay44th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Edward GerardotExecutive DirecFT$138,831$29,767$168,598
Michelle CarsonBusiness MgrFT$115,855$46,928$162,783
Christin WillmanTraining LeaderFT$108,269$45,727$153,996

Board Members and Trustees

NameTitle
Joyce FleckPresident
Chuck LadowVice President
Adrian JamiesonDirector
Brad WoodDirector
Cyndi DavisDirector
David MillerDirector
Donna TaylorDirector
Doug EckertyDirector
Elizabeth DarbyDirector
Elva JamesDirector
Gary RoanDirector
Jennifer TrowbridgeDirector
Karla MapesDirector
Kevin PolivickDirector
Robin Curry-shumakerDirector
Steve HoffmanDirector
Tai BlytheDirector
Tamara CunninghamDirector
Terrance WhiteDirector
Tiffany Lampert QuinnDirector
Eddy RiouSecretary
Carole BarrTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
BrightpointEra And Utility WeatherizationPO BOX 10570, Fort Wayne, IN 46853-0570$665,572
CapeEra Payments401 SE 6TH ST STE 001, Evansville, IN 47713$641,850
Duke EnergyHelping Hand Payments139 E 4TH ST EY312, Cincinnati, OH 45273-9598$518,225
Affordable Housing CorpEra Payments812 S WASHINGTON ST, Marion, IN 46953$475,594
Human Services INCEra PaymentsPO BOX 119, Clifford, IN 47226$451,000
Revenue and Support

Revenue Composition

Contributions and Grants
$2,054,285
Program Service Revenue
$10,541,578
Investment Income
$6,991
Other Revenue
$956,403
All Other Contributions
$1,113,547
Change in Net Assets
$956,978

Audited Revenue Reconciliation

Revenue per Audited Statements
$13,559,257
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$13,559,257
Total Revenue per Form 990
$13,559,257
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,545,030
Salaries, Compensation, and Employee Benefits$2,403,750
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,427,404$490,969-$1,918,373
Benefits to Members$653,499--$653,499
Current Officers, Directors, Trustees, and Key Employees$361,154$124,223-$485,377
Travel$104,972$108,934-$213,906
Occupancy$31,645$35,728-$67,373
Fees for Services Other$39,815$18,915-$58,730
Insurance$32,032$24,241-$56,273
Office Expenses$39,784$16,067-$55,851
Depreciation Depletion$18,110$15,477-$33,587
Fees for Services Accounting$18,675--$18,675
Other Expenses$9,961$3,814-$13,775
All Other Expenses$10,666$1,561-$12,227
Fees for Services Legal$170--$170
Total Functional Expenses$11,588,613$1,013,666$0$12,602,279

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$12,602,279
Total Expenses per Audited Statements$12,602,279
Total Expenses per Form 990$12,602,279
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Rent Deposits$4,992
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 7A

“Line 7a explanation - the executive director of every community action agency is automatically appointed to the board of directors (no votes are taken).”

Form 990, Part VI, Section B, Line 11B

“Line 11b explanation - form 990 will be presented to and reviewed by the board of directors via e-mail before the 990 is filed.”

Form 990, Part VI, Section B, Line 12C

“Conflict of interest is defined and described in the personnel policies and procedures manual. The employees are made aware that they must notify the executive director of any conflicts of interest.”

Form 990, Part VI, Section B, Line 15A

“The executive committee of the board meets and performs the annual evaluation of the executive director. The executive committee makes a recommendation for the change in compensation which is then presented to the full board for a vote.”

Form 990, Part VI, Section C, Line 19

“Governing documents, policies and the financial statements are available to all upon reasonable request.”

Filing and Contact Details

Filer

Filer Name
Indiana Community Action
EIN
35-1267319
Phone
3176384232
Address
1845 WEST 18TH STREET, INDIANAPOLIS, IN 46202

Signing Officer

Name
Edward Gerardot
Title
Executive Director
Phone
3176384232
Signed
2025-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Edward Gerardot
Formed
1970
Legal Domicile
In
Voting Board Members
22
Independent Board Members
22
Employees
38
Volunteers
22

Preparer

Firm
Cna Tax Professionals Inc
Address
10475 CROSSPOINT BOULEVARD SUITE, 200, INDIANAPOLIS, IN 46256
Preparer
Abigail P Ray Ea
Phone
3178413393
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The organization is exempt from federal income tax under section 501(c)(3) of the internal revenue code. In addition, the organization qualifies for the charitable contribution deduction under section 170(b)(1)(a) and has been classified as an organization that is not a private foundation under section 509(a)(2). The organization recognizes a tax benefit only if it is more likely than not the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized will be the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the more-likely-than-not test, no tax benefit will be recorded.”

Raw XML AppendixShowing 400 of 673 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0THE INDIANA COMMUNITY ACTION ASSOCIATION (IN-CAA) WORKS TO STRENGTHEN THE CAPACITY OF INDIANA'S COMMUNITY ACTION AGENCIES TO ADDRESS COMMUNITY NEEDS AND POVERTY.
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IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
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