Civic Intelligence

Natco Credit Union

990 • Fiscal year 2019 • EIN 35-1047478

Jan 01, 2019 to Dec 31, 2019 • Filed on Jun 09, 2020

Organization ProfileWWW.NATCOCU.ORG

View Organization Page

PO Box 817Richmond, IN 47375-0817

(765) 962-2561

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

33rd percentile

0.86x

Higher debt load relative to assets than 33% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Liabilities / Revenue

8th percentile

7.67x

Higher debt load relative to revenue than 8% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Net Margin

54th percentile

13%

Higher net margin than 54% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Top Officer Pay

99th percentile

$366,329

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Asset Growth

86th percentile

8.5%

Faster asset growth than 86% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Revenue Growth

79th percentile

11%

Faster revenue growth than 79% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets33rd percentile

Assets

Up

$91,464,921

Up $7,135,254 (+8.5%) from 2018

Net Assets

Up

$12,450,568

Up $1,734,679 (+16%) from 2018

Liabilities

Up

$79,014,353

Up $5,400,575 (+7.3%) from 2018

Revenue And Expenses
Liabilities / Revenue8th percentileNet Margin54th percentile

Revenue

Up

$10,301,500

Up $1,027,768 (+11%) from 2018

Expenses

Up

$8,969,533

Up $752,987 (+9.2%) from 2018

Net Income

Up

$1,331,967

Up $274,781 (+26%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth86th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $48,212,319Liabilities 2010: $30,375Net Assets 2010: $48,181,9442010Assets 2011: $52,422,689Liabilities 2011: $45,104,508Net Assets 2011: $7,318,1812011Assets 2012: $63,392,276Liabilities 2012: $55,560,070Net Assets 2012: $7,832,2062012Assets 2013: $64,346,677Liabilities 2013: $56,296,855Net Assets 2013: $8,049,8222013Assets 2014: $68,670,749Liabilities 2014: $60,235,815Net Assets 2014: $8,434,9342014Assets 2015: $74,796,432Liabilities 2015: $65,942,536Net Assets 2015: $8,853,8962015Assets 2016: $75,532,923Liabilities 2016: $66,456,621Net Assets 2016: $9,076,3022016Assets 2017: $79,514,852Liabilities 2017: $69,919,814Net Assets 2017: $9,595,0382017Assets 2018: $84,329,667Liabilities 2018: $73,613,778Net Assets 2018: $10,715,8892018Assets 2019: $91,464,921Liabilities 2019: $79,014,353Net Assets 2019: $12,450,5682019Assets 2020: $114,148,904Liabilities 2020: $100,066,517Net Assets 2020: $14,082,3872020Assets 2021: $134,204,698Liabilities 2021: $118,592,545Net Assets 2021: $15,612,1532021Assets 2022: $141,781,366Liabilities 2022: $127,787,531Net Assets 2022: $13,993,8352022Assets 2023: $147,381,680Liabilities 2023: $128,818,719Net Assets 2023: $18,562,9612023Assets 2024: $150,807,932Liabilities 2024: $130,033,462Net Assets 2024: $20,774,4702024

Highlighted filing

2019

Assets$91,464,921
Liabilities$79,014,353
Net Assets$12,450,568
Open 2019 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $4,309,2222010Expenses 2011: $4,363,3382011Expenses 2012: $4,359,7682012Revenue 2013: $5,204,197Expenses 2013: $4,943,900Net Income 2013: $260,2972013Revenue 2014: $5,629,521Expenses 2014: $5,249,417Net Income 2014: $380,1042014Revenue 2015: $6,156,684Expenses 2015: $5,960,398Net Income 2015: $196,2862015Revenue 2016: $6,880,082Expenses 2016: $6,704,700Net Income 2016: $175,3822016Revenue 2017: $7,689,959Expenses 2017: $7,136,129Net Income 2017: $553,8302017Revenue 2018: $9,273,732Expenses 2018: $8,216,546Net Income 2018: $1,057,1862018Revenue 2019: $10,301,500Expenses 2019: $8,969,533Net Income 2019: $1,331,9672019Revenue 2020: $9,950,492Expenses 2020: $8,679,724Net Income 2020: $1,270,7682020Revenue 2021: $10,613,875Expenses 2021: $8,082,443Net Income 2021: $2,531,4322021Revenue 2022: $12,112,969Expenses 2022: $9,749,351Net Income 2022: $2,363,6182022Revenue 2023: $17,076,231Expenses 2023: $12,355,665Net Income 2023: $4,720,5662023Revenue 2024: $15,620,397Expenses 2024: $13,834,758Net Income 2024: $1,785,6392024

Highlighted filing

2019

Revenue$10,301,500
Expenses$8,969,533
Net Income$1,331,967
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jun 9, 2020
Return Version
2019v5.1
Gross Receipts
$10,301,500
Mission and Program Overview

Mission

Cooperative financial institution.

Cooperative financial institution

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$62,957,636$62,753,790▼ $203,846
Investments in Publicly Traded Securities$10,220,410$16,857,892▲ $6,637,482
Rtn Earn Endowment Incm Other Fnds$5,556,902$6,993,572▲ $1,436,670
Pd in Cap Srpls Land Bldg Eqp Fund$5,158,987$5,456,996▲ $298,009
Savings and Temporary Cash Investments$3,453,316$3,647,473▲ $194,157
Land, Buildings, and Equipment, Net$3,436,281$3,638,404▲ $202,123
Cash and Non-Interest-Bearing Accounts$1,954,128$2,238,470▲ $284,342
Receivables From Officers Etc$508,881$465,565▼ $43,316
Investments Other Securities$287,674$394,312▲ $106,638
Prepaid Expenses and Deferred Charges$411,607$331,757▼ $79,850
Accounts Receivable$27,223$10,473▼ $16,750
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$84,329,667$91,464,921▲ $7,135,254
Other Assets Total$1,072,511$1,126,785▲ $54,274
Liabilities
Other Liabilities$72,540,578$78,211,298▲ $5,670,720
Accounts Payable and Accrued Expenses$519,529$490,089▼ $29,440
Deferred Revenue$545,796$310,685▼ $235,111
Escrow Account Liability$7,875$2,281▼ $5,594
Total Liabilities$73,613,778$79,014,353▲ $5,400,575
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,715,889$12,450,568▲ $1,734,679
Total Liabilities and Net Assets / Fund Balance$84,329,667$91,464,921▲ $7,135,254

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$1,144,997$2,781,664$3,926,661
Buildings$1,530,033$2,021,978$3,552,011
Land$963,374-$963,374
Compensation and Service Providers
Top Officer Pay99th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Cynthia DukeCEO/presidentFT$366,329$366,329
Brenda EstesChroFT$135,101$135,101
S Annette SandersVP CollectionsFT$79,904$79,904

Board Members and Trustees

NameTitle
Jack BucklandChairman
Pam PearsonVice Chairman
David NuttyDirector
Don MccurdyDirector
Mike HelmsDirector
Linda SherrowSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$9,848,674
Investment Income
$452,826
Other Revenue
$0
Change in Net Assets
$1,331,967
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,438,722
Salaries, Compensation, and Employee Benefits$3,530,811
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,778,227--$2,778,227
Office Expenses$681,018--$681,018
Other Employee Benefits$451,788--$451,788
Depreciation Depletion$432,921--$432,921
All Other Expenses$309,829--$309,829
Other Expenses$305,392--$305,392
Interest$300,982--$300,982
Advertising$226,052--$226,052
Payroll Taxes$213,356--$213,356
Occupancy$174,001--$174,001
Fees for Services Other$95,331--$95,331
Conferences and Meetings$95,189--$95,189
Pension Plan Contributions$87,440--$87,440
Information Technology$64,439--$64,439
Total Functional Expenses$8,969,533$0$0$8,969,533
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$508,881$465,565▼ $43,316
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$74,952,490
Member Certificates$3,258,808
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Loan and deposit services to members”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union membership.”

Form 990, Part VI, Section B, Line 11B

“Management review prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Enforcement of conflicts policy inquiry at monthly board meetings and monitoring of share and loan accounts.”

Form 990, Part VI, Section B, Line 15

“Compensation process for top official performance reviewed by committee and salary within national salary survey limits.”

Form 990, Part VI, Section C, Line 18

“Governing documents disclosure explanation upon request and available on ncua website.”

Form 990, Part VI, Section C, Line 19

“Governing documents disclosure explanation upon request and available on ncua website.”

Form 990, Part VI, Line 12C - Enforcement of Conflicts Policy

“Inquiry at monthly board meetings and monitoring of share and loan accounts.”

Form 990, Part VI, Line 15A - Compensation Process for Top Official

“Performance reviewed by committee and salary within national salary survey limits.”

Form 990, Part VI, Line 15B - Compensation Process for Officers

“Performance reviewed by committee and salary within national salary survey limits.”

Filing and Contact Details

Filer

Filer Name
Natco Credit Union
EIN
35-1047478
Phone
7659622561
Address
PO BOX 817, RICHMOND, IN 47375-0817

Signing Officer

Name
Brenda Estes
Title
Chro
Phone
7659622561
Signed
2020-06-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brenda Estes
Formed
1945
Legal Domicile
In
Voting Board Members
6
Independent Board Members
6
Employees
0
Volunteers
0

Preparer

Firm
Whitinger & Company LLC
Address
1100 W WHITE RIVER BLVD, MUNCIE, IN 47303-3776
Preparer
Terry D Brumley CPA
Phone
7652843384
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in unrealized investment loss 402,712.”

Financial Statement Notes

PART IV, LINE 2B:

“The credit union holds escrow accounts for insurance/tax payments for members with mortgages. Amounts from members are collected and held until insurance/tax payments are due. The credit union pays the insurance/tax liabilities on behalf of the members.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherSalariesAndWagesGrp/TotalAmt02778227
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt062957636
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt062753790
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0213356
IRS990/PayrollTaxesGrp/TotalAmt0213356
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt05158987
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt05456996
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt087440
IRS990/PensionPlanContributionsGrp/TotalAmt087440
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0411607
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0331757
IRS990/PrincipalOfficerNm0BRENDA ESTES
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON-MEMBER ATM AND INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06248510
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13560368
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06248510
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13560368
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt239796
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt039796
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0271758
IRS990/PYOtherExpensesAmt04742833
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt09001974
IRS990/PYRevenuesLessExpensesAmt01057186
IRS990/PYSalariesCompEmpBnftPaidAmt03473713
IRS990/PYTotalExpensesAmt08216546
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09273732
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0508881
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0465565
IRS990/ReconcilationRevenueExpnssAmt01331967
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05556902
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06993572
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03453316
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03647473
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01530033
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02021978
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03552011
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0963374
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0963374
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01144997
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt02781664
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03926661
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt074952490
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13258808
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBER CERTIFICATES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HOLDS ESCROW ACCOUNTS FOR INSURANCE/TAX PAYMENTS FOR MEMBERS WITH MORTGAGES. AMOUNTS FROM MEMBERS ARE COLLECTED AND HELD UNTIL INSURANCE/TAX PAYMENTS ARE DUE. THE CREDIT UNION PAYS THE INSURANCE/TAX LIABILITIES ON BEHALF OF THE MEMBERS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03638404
IRS990ScheduleD/TotalLiabilityAmt078211298
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0366329
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CYNTHIA DUKE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO/PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0366329
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt03030
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt112770
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt29687
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt39851
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt4515
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt51121
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt634674
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt742422
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt8331975
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt9204
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt10999
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt119102
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt125241
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt13227
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt143747
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd120
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd130
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd140
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd90
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd100
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd120
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd130
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd140
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd13X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd14X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4LINE OF CREDIT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt13VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt14VISA

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$91,464,921
Liabilities
$79,014,353
Net assets
$12,450,568
Revenue
$10,301,500
Expenses
$8,969,533
Net income
$1,331,967
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$151$130$20.8$15.6$13.8$1.79
2023Detailed filing. Detailed filing data is available for this year.$147$129$18.6$17.1$12.4$4.72
2022Detailed filing. Detailed filing data is available for this year.$142$128$14.0$12.1$9.75$2.36
2021Detailed filing. Detailed filing data is available for this year.$134$119$15.6$10.6$8.08$2.53
2020Detailed filing. Detailed filing data is available for this year.$114$100$14.1$9.95$8.68$1.27
2019Detailed filing. Detailed filing data is available for this year.$91.5$79.0$12.5$10.3$8.97$1.33
2018Detailed filing. Detailed filing data is available for this year.$84.3$73.6$10.7$9.27$8.22$1.06
2017Detailed filing. Detailed filing data is available for this year.$79.5$69.9$9.60$7.69$7.14$0.55
2016Detailed filing. Detailed filing data is available for this year.$75.5$66.5$9.08$6.88$6.70$0.18
2015Detailed filing. Detailed filing data is available for this year.$74.8$65.9$8.85$6.16$5.96$0.20
2014Detailed filing. Detailed filing data is available for this year.$68.7$60.2$8.43$5.63$5.25$0.38
2013Detailed filing. Detailed filing data is available for this year.$64.3$56.3$8.05$5.20$4.94$0.26
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.4$55.6$7.83$4.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.4$45.1$7.32$4.36
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.2$0.03$48.2$4.31