Civic Intelligence

South Bend Post Office C U

990 • Fiscal year 2015 • EIN 35-0670808

Jan 01, 2015 to Dec 31, 2015 • Filed on Feb 26, 2016

Organization Profilewww.sbpocu.com
53790 Generations DrSouth Bend, IN 46635-1539

(574) 272-8581

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

4th percentile

0.00x

Higher debt load relative to assets than 4% of similar nonprofits.

2015 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2015

Liabilities / Revenue

6th percentile

0.09x

Higher debt load relative to revenue than 6% of similar nonprofits.

2015 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2015

Net Margin

10th percentile

-22%

Higher net margin than 10% of similar nonprofits.

2015 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2015

Top Officer Pay

19th percentile

$16,735

Higher top officer pay than 19% of similar nonprofits.

Top officer pay equals 6.2% of source-year revenue.

2015 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2015

Asset Growth

23rd percentile

-2.2%

Faster asset growth than 23% of similar nonprofits.

2015 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2014 to 2015

Revenue Growth

52nd percentile

-0.4%

Faster revenue growth than 52% of similar nonprofits.

2015 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets4th percentile

Assets

Down

$9,435,327

Down $210,142 (-2.2%) from 2014

Net Assets

Down

$9,410,570

Down $216,047 (-2.2%) from 2014

Liabilities

Up

$24,757

Up $5,905 (+31%) from 2014

Revenue And Expenses
Liabilities / Revenue6th percentileNet Margin10th percentile

Revenue

Down

$269,738

Down $1,211 (-0.4%) from 2014

Expenses

Up

$329,346

Up $49,899 (+18%) from 2014

Net Income

Down

-$59,608

Down $51,110 (-601%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth23rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $10,184,521Liabilities 2010: $1,109Net Assets 2010: $10,183,4122010Assets 2011: $10,067,942Liabilities 2011: $1,118Net Assets 2011: $10,066,8242011Assets 2012: $10,287,012Liabilities 2012: $16,011Net Assets 2012: $10,271,0012012Assets 2013: $10,008,738Liabilities 2013: $17,423Net Assets 2013: $9,991,3152013Assets 2014: $9,645,469Liabilities 2014: $18,852Net Assets 2014: $9,626,6172014Assets 2015: $9,435,327Liabilities 2015: $24,757Net Assets 2015: $9,410,5702015Assets 2016: $9,022,967Liabilities 2016: $225,242Net Assets 2016: $8,797,7252016Assets 2017: $8,805,524Liabilities 2017: $15,842Net Assets 2017: $8,789,6822017Assets 2018: $8,917,278Liabilities 2018: $14,775Net Assets 2018: $8,902,5032018Assets 2021: $0Liabilities 2021: $0Net Assets 2021: $02021

Highlighted filing

2015

Assets$9,435,327
Liabilities$24,757
Net Assets$9,410,570
Open 2015 Filing

Operations Trend

Revenue Growth52nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $539,4092010Expenses 2011: $328,5702011Expenses 2012: $336,1132012Revenue 2013: $293,385Expenses 2013: $326,229Net Income 2013: -$32,8442013Revenue 2014: $270,949Expenses 2014: $279,447Net Income 2014: -$8,4982014Revenue 2015: $269,738Expenses 2015: $329,346Net Income 2015: -$59,6082015Revenue 2016: $294,924Expenses 2016: $305,654Net Income 2016: -$10,7302016Revenue 2017: $326,995Expenses 2017: $298,455Net Income 2017: $28,5402017Revenue 2018: $386,458Expenses 2018: $310,967Net Income 2018: $75,4912018Revenue 2021: $315,966Expenses 2021: $258,424Net Income 2021: $57,5422021

Highlighted filing

2015

Revenue$269,738
Expenses$329,346
Net Income-$59,608
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Feb 26, 2016
Return Version
2015v2.1
Gross Receipts
$269,738
Mission and Program Overview

Mission

Cooperative Financial Institution

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$8,517,283$8,360,844▼ $156,439
Savings and Temporary Cash Investments$5,978,425$6,093,079▲ $114,654
Other Notes and Loans Receivable, Net$3,340,405$3,029,783▼ $310,622
Pd in Cap Srpls Land Bldg Eqp Fund$796,160$796,160→ $0
Rtn Earn Endowment Incm Other Fnds$313,174$253,566▼ $59,608
Cash and Non-Interest-Bearing Accounts$124,978--
Receivables From Officers Etc$101,678$85,510▼ $16,168
Land, Buildings, and Equipment, Net$87,124$85,267▼ $1,857
Prepaid Expenses and Deferred Charges$11,944--
Inventories for Sale or Use$915--
Total Assets$9,645,469$9,435,327▼ $210,142
Other Assets Total-$141,688-
Liabilities
Accounts Payable and Accrued Expenses$18,852$24,757▲ $5,905
Total Liabilities$18,852$24,757▲ $5,905
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,626,617$9,410,570▼ $216,047
Total Liabilities and Net Assets / Fund Balance$9,645,469$9,435,327▼ $210,142

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$42,840$119,097-
Land$26,664--
Equipment$11,350$118,636-
Leasehold Improvements$4,413$1,767-
Compensation and Service Providers
Top Officer Pay19th percentile

Employees

NameTitleBaseTotal
Rex BulgrienTreasurerManager$16,735$16,735
Penny CritesFormer MgrTreasurer$12,168$12,168

Board Members and Trustees

NameTitle
Hulbert C Colwell IVBoard Chair
Terry LitkaSupv Committee Chair
John TarwackiBoard Vice Chair
Charles HolmesBoard Member
Karen DerbyBoard Member
Charles E Dempsey JrBoard Memeber
Mary ZirilleBoard Secretary
James MageraSupv Committee
Tom YoudblisSupv Committee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$157,171
Investment Income
$69,380
Other Revenue
$43,187
Change in Net Assets
$-59,608
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$214,095
Salaries, Compensation, and Employee Benefits$115,251
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$77,933--$77,933
Fees for Services Other$60,826--$60,826
Office Expenses$54,084--$54,084
All Other Expenses$44,430--$44,430
Occupancy$42,755--$42,755
Current Officers, Directors, Trustees, and Key Employees$28,903--$28,903
Payroll Taxes$8,415--$8,415
Conferences and Meetings$6,518--$6,518
Travel$554--$554
Other Expenses$522--$522
Total Functional Expenses$329,346$0$0$329,346
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$101,678$85,510▼ $16,168
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“Each depositor is ashareholder”

Member election for additional members Part VI line 7A

“Each shareholder may vote in the election of board members.”

Governing body decisions Part VI line 7B

“Shareholders may override the board of directors at the annual meeting”

Form 990 governing body review Part VI line 11

“Form 990 is reviewed by the Board of Directors at their meeting”

Conflict of interest policy compliance Part VI line 12C

“Each Board Member signs a new agreement to the Conflict of Interest policy each year”

CEO executive director top management comp Part VI line 15A

“Compensation for our Treasurer/Manager was determined by reviewing data provided by the Indiana Credit Union League survey as well as comparing our managers experience with the levels shown in the survey”

Other officer or key employee compensation Part VI line 15B

“Key employee compensation was determined by reviewing the Indiana Credit Union League survey and comparing it to the experience level of our key employees”

Governing documents etc available to public Part VI line 19

“Governing documents are available for review by the general public during our normal business hours”

Filing and Contact Details

Filer

Filer Name
Department of Financial Institution
EIN
35-0670808
Address
53790 Generations Dr, South Bend, IN 46635-1539
Doing Business As
South Bend Post Office Credit

Signing Officer

Name
Rex Bulgrien
Title
TreasurerManag
Phone
5742728581
Signed
2016-02-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rex Bulgrien
Formed
1924
Legal Domicile
In
Voting Board Members
6
Independent Board Members
6
Employees
5
Volunteers
9

Preparer

Firm
Colwells Tax Service
Address
61642 Kingston Ct, South Bend, IN 46614-6445
Preparer
Hulbert C Colwell
Phone
5742916756
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“Withdrawl of shares by members”

List of other fees for services expenses Part IX line 11G

“Professional outside services: State Examiners, CPA review, and outside accounting services”

List of other expenses Part IX line 24E

“Dividends paid, Allowance for Loan Loss, and Cash Over/Short”

Raw XML AppendixShowing 400 of 526 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PYTotalExpensesAmt0279447
IRS990/PYTotalRevenueAmt0270949
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0101678
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt085510
IRS990/ReconcilationRevenueExpnssAmt0-59608
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0157171
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0313174
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0253566
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05978425
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06093079
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt042840
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0119097
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0161937
IRS990ScheduleD/EquipmentGrp/BookValueAmt011350
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0118636
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0129986
IRS990ScheduleD/LandGrp/BookValueAmt026664
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt026664
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt04413
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01767
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt06180
IRS990ScheduleD/TotalBookValueLandBuildingsAmt085267
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt012168
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Penny Crites
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0Former MgrTreasurer
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt012168
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt01999
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt112917
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt29799
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt315095
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt43588
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt54089
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt61360
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt73773
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt81692
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt92453
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt102149
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt111601
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1222485
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt132510
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd13true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd13X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Vehicle Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Vehicle Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Vehicle Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Vehicle Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Personal Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5Personal Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6Personal Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7Vehicle Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8Personal Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9Vehicle Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10Vehicle Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11Home Improvement
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12Vehicle Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt13Personal - Pledged
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt08600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt116000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt211642
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt322358
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt46000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt54600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt63000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt714435
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt83000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt919500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1010000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt112000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1227357
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt137000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Ruth Russell
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Hulbert Colwell
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2Hulbert Colwell
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3Mary Zirille
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4Terry Litka
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5Terry Litka
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6Terry Litka
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7Charles Dempsey
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8Karen Derby
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9Karen Derby
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm10Karen Derby Co-Maker
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm11John Tarwacki
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm12John Tarwacki

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$9,435,327
Liabilities
$24,757
Net assets
$9,410,570
Revenue
$269,738
Expenses
$329,346
Net income
-$59,608
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.32$0.26$0.06
2018Detailed filing. Detailed filing data is available for this year.$8.92$0.01$8.90$0.39$0.31$0.08
2017Detailed filing. Detailed filing data is available for this year.$8.81$0.02$8.79$0.33$0.30$0.03
2016Detailed filing. Detailed filing data is available for this year.$9.02$0.23$8.80$0.29$0.31$0.01
2015Detailed filing. Detailed filing data is available for this year.$9.44$0.02$9.41$0.27$0.33$0.06
2014Detailed filing. Detailed filing data is available for this year.$9.65$0.02$9.63$0.27$0.28$0.01
2013Detailed filing. Detailed filing data is available for this year.$10.0$0.02$9.99$0.29$0.33$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.3$0.02$10.3$0.34
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.1$0.00$10.1$0.33
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.2$0.00$10.2$0.54