Civic Intelligence

Fleet Owners Insurance Fund

990 • Fiscal year 2014 • EIN 34-6540902

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 10, 2015

Organization ProfileN/A

View Organization Page

6511 Eastland Road 120Brook Park, OH 44142

(440) 243-0648

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.04x

Higher debt load relative to assets than 53% of similar nonprofits.

2014 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2014

Liabilities / Revenue

49th percentile

0.03x

Higher debt load relative to revenue than 49% of similar nonprofits.

2014 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2014

Net Margin

69th percentile

12%

Higher net margin than 69% of similar nonprofits.

2014 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2014

Top Officer Pay

83rd percentile

$192,480

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 2.3% of source-year revenue.

2014 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2014

Asset Growth

73rd percentile

12%

Faster asset growth than 73% of similar nonprofits.

2014 filings • 501(c)9 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Revenue Growth

90th percentile

35%

Faster revenue growth than 90% of similar nonprofits.

2014 filings • 501(c)9 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Up

$7,085,094

Up $757,017 (+12%) from 2013

Net Assets

Up

$6,828,288

Up $607,830 (+9.8%) from 2013

Liabilities

Up

$256,806

Up $149,187 (+139%) from 2013

Revenue And Expenses
Liabilities / Revenue49th percentileNet Margin69th percentile

Revenue

Up

$8,400,286

Up $2,171,814 (+35%) from 2013

Expenses

Up

$7,423,886

Up $1,509,059 (+26%) from 2013

Net Income

Up

$976,400

Up $662,755 (+211%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth73rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $6,174,897Liabilities 2010: $326,580Net Assets 2010: $5,848,3172010Assets 2011: $6,159,208Liabilities 2011: $341,212Net Assets 2011: $5,817,9962011Assets 2012: $5,924,543Liabilities 2012: $177,983Net Assets 2012: $5,746,5602012Assets 2013: $6,328,077Liabilities 2013: $107,619Net Assets 2013: $6,220,4582013Assets 2014: $7,085,094Liabilities 2014: $256,806Net Assets 2014: $6,828,2882014Assets 2018: $2,832,806Liabilities 2018: $153,998Net Assets 2018: $2,678,8082018Assets 2019: $1,227,132Liabilities 2019: $172,691Net Assets 2019: $1,054,4412019Assets 2020: $606,394Liabilities 2020: $26,550Net Assets 2020: $579,8442020Assets 2021: $366,062Liabilities 2021: $57,627Net Assets 2021: $308,4352021Assets 2022: $753,097Liabilities 2022: $1,245Net Assets 2022: $751,8522022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023

Highlighted filing

2014

Assets$7,085,094
Liabilities$256,806
Net Assets$6,828,288
Open 2014 Filing

Operations Trend

Revenue Growth90th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $3,463,2032010Expenses 2011: $5,683,1902011Expenses 2012: $6,105,3992012Revenue 2013: $6,228,472Expenses 2013: $5,914,827Net Income 2013: $313,6452013Revenue 2014: $8,400,286Expenses 2014: $7,423,886Net Income 2014: $976,4002014Revenue 2018: $11,961,455Expenses 2018: $12,876,544Net Income 2018: -$915,0892018Revenue 2019: $1,350,099Expenses 2019: $3,069,653Net Income 2019: -$1,719,5542019Revenue 2020: $22,853Expenses 2020: $511,100Net Income 2020: -$488,2472020Revenue 2021: $759Expenses 2021: $278,344Net Income 2021: -$277,5852021Revenue 2022: $528,508Expenses 2022: $85,091Net Income 2022: $443,4172022Revenue 2023: $828Expenses 2023: $752,680Net Income 2023: -$751,8522023

Highlighted filing

2014

Revenue$8,400,286
Expenses$7,423,886
Net Income$976,400
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 10, 2015
Return Version
2014v5.0
Gross Receipts
$15,100,536
Mission and Program Overview

Mission

To provide health, welfare, death and other benefits to approximately 850 covered members and retirees and their eligible dependents

To provide health, welfare and death benefits, as well as any other benefit, to approximately 736 covered members and retirees, and eligible dependents.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$6,220,458$6,828,288▲ $607,830
Investments in Publicly Traded Securities$5,599,732$5,813,188▲ $213,456
Accounts Receivable$492,099$767,322▲ $275,223
Savings and Temporary Cash Investments$227,311$492,947▲ $265,636
Prepaid Expenses and Deferred Charges$7,048$7,215▲ $167
Land, Buildings, and Equipment, Net$1,887$4,422▲ $2,535
Cash and Non-Interest-Bearing Accounts$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$6,328,077$7,085,094▲ $757,017
Other Assets Total$0$0→ $0
Liabilities
Other Liabilities$44,903$175,321▲ $130,418
Accounts Payable and Accrued Expenses$62,716$81,485▲ $18,769
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$107,619$256,806▲ $149,187
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,220,458$6,828,288▲ $607,830
Total Liabilities and Net Assets / Fund Balance$6,328,077$7,085,094▲ $757,017

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,422$57,565$61,987
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert KavalecTrustee/administratorFT$140,000$52,480$192,480
Victor CollovaTrustee/administratorPT$10,000$2,500$12,500
Charles AlferioTrustee/administratorPT$4,000$3,129$7,129

Highest Paid Contractors

ContractorServicesLocationCompensation
Medical Mutual Of OhioContract Admin2060 E 9TH ST, Cleveland, OH 44115$276,386
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,784,009
Investment Income
$616,277
Other Revenue
$0
Change in Net Assets
$976,400

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,357,549
Revenue Not Reported on Financial Statements
$42,737
Revenue Not Reported on Form 990
$-368,570
Total Revenue per Audited Statements
$7,988,979
Total Revenue per Form 990
$8,400,286
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$551,545
Salaries, Compensation, and Employee Benefits$397,592
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$6,474,749
Fees for Services Other---$304,760
Current Officers, Directors, Trustees, and Key Employees---$212,109
Fees for Services Legal---$106,836
Other Salaries and Wages---$90,400
Other Employee Benefits---$55,580
Fees for Service Investment Mgmnt Fees---$42,737
Office Expenses---$25,568
Occupancy---$24,713
Pension Plan Contributions---$21,250
Fees for Services Accounting---$20,825
Payroll Taxes---$18,253
Conferences and Meetings---$15,808
Insurance---$8,704
Depreciation Depletion---$1,594
Total Functional Expenses$0$0$0$7,423,886

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$7,423,886
Expenses per Audited Statements$7,250,731
Total Expenses per Audited Statements$7,250,731
Expenses Not Reported on Financial Statements$173,155
Other Expense Adjustments$130,418
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Benefits Payable$175,321
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

FORM 990, PART VI, LINE 11B- ORGANIZATION'S PROCESS TO REVIEW FORM 990

“The form 990 is prepared by an independent accounting firm and provided to the board for review prior to submission.”

Form 990, Part VI, Line 12C- Enforcement of Conflicts Policy

“An annual review is done at the board of trustees meeting to identify potential conflicts of interest.”

Form 990, Part VI, Line 15A- Compensation Process for Top Official

“Increases in compensation require board approval and are compared to industry standards for reasonableness.”

Form 990, Part VI, Line 15B- Compensation Process for Officers

“Increases in compensation require board approval and are compared to industry standards for reasonableness.”

Form 990, Part VI, Line 19- Governing Documents Disclosure Explanation

“Governing documents, policies, and financial statements are available upon request.”

Filing and Contact Details

Filer

Filer Name
Fleet Owners Insurance Fund
EIN
34-6540902
In Care Of
% ROBERT KAVALEC
Phone
4402430648
Address
6511 EASTLAND ROAD 120, BROOK PARK, OH 44142

Signing Officer

Name
Robert Kavalec
Title
Trustee
Phone
4402430648
Signed
2015-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert Kavalec
Formed
1954
Legal Domicile
Oh
Voting Board Members
2
Independent Board Members
0
Employees
6
Volunteers
0

Preparer

Firm
Maloney Novotny LLC
Address
1111 SUPERIOR AVENUE SUITE 700, CLEVELAND, OH 44114
Preparer
David O Reyes
Phone
2163630100
Supplemental Narrative

Financial Statement Notes

FORM 990, SCHEDULE D, PART XII, LINE 4B:

“Change in health claims payable $130,418”

Raw XML Appendix392 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt062716
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt081485
IRS990/AccountsReceivableGrp/BOYAmt0492099
IRS990/AccountsReceivableGrp/EOYAmt0767322
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE HEALTH, WELFARE AND DEATH BENEFITS, AS WELL AS ANY OTHER BENEFIT, TO APPROXIMATELY 736 COVERED MEMBERS AND RETIREES, AND ELIGIBLE DEPENDENTS.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt06474749
IRS990/BooksInCareOfDetail/PersonNm0ROBERT KAVALEC
IRS990/BooksInCareOfDetail/PhoneNum04402430648
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt06511 EASTLAND ROAD 120
IRS990/BooksInCareOfDetail/USAddress/CityNm0BROOK PARK
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd044142
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt00
IRS990/CashNonInterestBearingGrp/EOYAmt00
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0212109
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt015808
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0276386
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt02060 E 9TH ST
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0CLEVELAND
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0OH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd044115
IRS990/ContractorCompensationGrp/ContractorName/PersonNm0MEDICAL MUTUAL OF OHIO
IRS990/ContractorCompensationGrp/ServicesDesc0CONTRACT ADMIN
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt06474749
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0616277
IRS990/CYOtherExpensesAmt0551545
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt07784009
IRS990/CYRevenuesLessExpensesAmt0976400
IRS990/CYSalariesCompEmpBnftPaidAmt0397592
IRS990/CYTotalExpensesAmt07423886
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt08400286
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt01594
IRS990/Desc0TO PROVIDE HEALTH, WELFARE AND DEATH BENEFITS, AS WELL AS ANY OTHER BENEFIT, TO APPROXIMATELY 736 COVERED MEMBERS AND RETIREES, AND ELIGIBLE DEPENDENTS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt06
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt020825
IRS990/FeesForServicesLegalGrp/TotalAmt0106836
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt0304760
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt042737
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt215.0
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt052480
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt12500
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt23129
IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT KAVALEC
IRS990/Form990PartVIISectionAGrp/PersonNm1VICTOR COLLOVA
IRS990/Form990PartVIISectionAGrp/PersonNm2CHARLES ALFERIO
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0140000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt24000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/TitleTxt0TRUSTEE/ADMINISTRATOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1TRUSTEE/ADMINISTRATOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE/ADMINISTRATOR
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/SecuritiesAmt0387542
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt02
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt07087792
IRS990/GrossReceiptsAmt015100536
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt08704
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0228735
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0228735
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt05599732
IRS990/InvestmentsPubTradedSecGrp/EOYAmt05813188
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt057565
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01887
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04422
IRS990/LandBldgEquipCostOrOtherBssAmt061987
IRS990/LegalDomicileStateCd0OH
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt06700250
IRS990/LoanOutstandingInd0false
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE HEALTH, WELFARE AND DEATH BENEFITS, AS WELL AS ANY OTHER BENEFIT, TO APPROXIMATELY 736 COVERED MEMBERS AND RETIREES, AND ELIGIBLE DEPENDENTS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt06220458
IRS990/NetAssetsOrFundBalancesEOYAmt06828288
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0387542
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0387542
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-368570
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt024713
IRS990/OfficeExpensesGrp/TotalAmt025568
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt055580
IRS990/OtherLiabilitiesGrp/BOYAmt044903
IRS990/OtherLiabilitiesGrp/EOYAmt0175321
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt090400
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt018253
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt021250
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt07048
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt07215
IRS990/PrincipalOfficerNm0ROBERT KAVALEC
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525100
IRS990/ProgramServiceRevenueGrp/Desc0CONTRIBUTIONS- EMPLOYER
IRS990/ProgramServiceRevenueGrp/Desc1CONTRIBUTIONS- SELF PAYS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt07697479
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt186530
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt07697479
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt186530
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt05188527
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0156906
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0423102
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt06071566
IRS990/PYRevenuesLessExpensesAmt0313645
IRS990/PYSalariesCompEmpBnftPaidAmt0303198
IRS990/PYTotalExpensesAmt05914827
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06228472
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0976400
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06220458
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06828288
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0227311
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0492947
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt04422
IRS990ScheduleD/EquipmentGrp/DepreciationAmt057565
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt061987
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0173155
IRS990ScheduleD/ExpensesSubtotalAmt07250731
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt042737
IRS990ScheduleD/InvestmentExpensesNotIncldAmt042737
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-368570
IRS990ScheduleD/OtherExpensesNotIncludedAmt0130418
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0175321
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0BENEFITS PAYABLE
IRS990ScheduleD/RevenueNotReportedAmt0-368570
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt042737
IRS990ScheduleD/RevenueSubtotalAmt08357549
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0CHANGE IN HEALTH CLAIMS PAYABLE $130,418
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, SCHEDULE D, PART XII, LINE 4B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04422
IRS990ScheduleD/TotalExpensesPerForm990Amt07423886
IRS990ScheduleD/TotalLiabilityAmt0175321
IRS990ScheduleD/TotalRevenuePerForm990Amt08400286
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt07988979
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt07250731
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0140000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt035000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt017480
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ROBERT KAVALEC
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0TRUSTEE/ADMINISTRATOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0192480
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE FORM 990 IS PREPARED BY AN INDEPENDENT ACCOUNTING FIRM AND PROVIDED TO THE BOARD FOR REVIEW PRIOR TO SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AN ANNUAL REVIEW IS DONE AT THE BOARD OF TRUSTEES MEETING TO IDENTIFY POTENTIAL CONFLICTS OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2INCREASES IN COMPENSATION REQUIRE BOARD APPROVAL AND ARE COMPARED TO INDUSTRY STANDARDS FOR REASONABLENESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3INCREASES IN COMPENSATION REQUIRE BOARD APPROVAL AND ARE COMPARED TO INDUSTRY STANDARDS FOR REASONABLENESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, LINE 11B- ORGANIZATION'S PROCESS TO REVIEW FORM 990
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, LINE 12C- ENFORCEMENT OF CONFLICTS POLICY
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, LINE 15A- COMPENSATION PROCESS FOR TOP OFFICIAL
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, LINE 15B- COMPENSATION PROCESS FOR OFFICERS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, LINE 19- GOVERNING DOCUMENTS DISCLOSURE EXPLANATION
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt06328077
IRS990/TotalAssetsEOYAmt07085094
IRS990/TotalAssetsGrp/BOYAmt06328077
IRS990/TotalAssetsGrp/EOYAmt07085094
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/TotalAmt07423886
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0107619
IRS990/TotalLiabilitiesEOYAmt0256806
IRS990/TotalLiabilitiesGrp/BOYAmt0107619
IRS990/TotalLiabilitiesGrp/EOYAmt0256806
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06220458
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06828288
IRS990/TotalOtherCompensationAmt058109
IRS990/TotalProgramServiceRevenueAmt07784009
IRS990/TotalReportableCompFromOrgAmt0154000
IRS990/TotalRevenueGrp/ExclusionAmt0616277
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07784009
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt08400286
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt06328077
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt07085094
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt06511 EASTLAND ROAD 120
IRS990/USAddress/CityNm0BROOKPARK
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd044142
IRS990/VotingMembersGoverningBodyCnt02
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT KAVALEC
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum04402430648
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FLEET OWNERS INSURANCE FUND
ReturnHeader/Filer/BusinessNameControlTxt0FLEE
ReturnHeader/Filer/EIN0346540902
ReturnHeader/Filer/InCareOfNm0% ROBERT KAVALEC
ReturnHeader/Filer/PhoneNum04402430648
ReturnHeader/Filer/USAddress/AddressLine1Txt06511 EASTLAND ROAD 120
ReturnHeader/Filer/USAddress/CityNm0BROOK PARK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd044142
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MALONEY NOVOTNY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01111 SUPERIOR AVENUE SUITE 700
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CLEVELAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd044114
ReturnHeader/PreparerPersonGrp/PhoneNum02163630100
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID O REYES
ReturnHeader/ReturnTs02015-11-16T14:29:41-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$7,085,094
Liabilities
$256,806
Net assets
$6,828,288
Revenue
$8,400,286
Expenses
$7,423,886
Net income
$976,400
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$0.75$0.75
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.75$0.00$0.75$0.53$0.09$0.44
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.37$0.06$0.31$0.00$0.28$0.28
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.61$0.03$0.58$0.02$0.51$0.49
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.23$0.17$1.05$1.35$3.07$1.72
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.83$0.15$2.68$12.0$12.9$0.92
2014Detailed filing. Detailed filing data is available for this year.$7.09$0.26$6.83$8.40$7.42$0.98
2013Detailed filing. Detailed filing data is available for this year.$6.33$0.11$6.22$6.23$5.91$0.31
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.92$0.18$5.75$6.11
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.16$0.34$5.82$5.68
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.17$0.33$5.85$3.46