Civic Intelligence

Carroll County Farm Bureau

990EZ • Fiscal year 2012 • EIN 34-6526551

Jul 01, 2011 to Jun 30, 2012 • Filed on Nov 07, 2012

Organization ProfileN/A
2146 E High Avenue44663
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.21x

Higher debt load relative to assets than 91% of similar nonprofits.

2012 filings • 501(c)5 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

87th percentile

0.09x

Higher debt load relative to revenue than 87% of similar nonprofits.

2012 filings • 501(c)5 • <$500k nonprofits • Source year 2012

Net Margin

72nd percentile

11%

Higher net margin than 72% of similar nonprofits.

2012 filings • 501(c)5 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

90th percentile

36%

Faster asset growth than 90% of similar nonprofits.

2012 filings • 501(c)5 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

64th percentile

3.9%

Faster revenue growth than 64% of similar nonprofits.

2012 filings • 501(c)5 • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$38,862

Up $10,360 (+36%) from 2011

Net Assets

Up

$30,818

Up $9,874 (+47%) from 2011

Liabilities

Up

$8,044

Up $486 (+6.4%) from 2011

Revenue And Expenses
Liabilities / Revenue87th percentileNet Margin72nd percentile

Revenue

Up

$89,042

Up $3,379 (+3.9%) from 2011

Expenses

Down

$79,168

Down $2,862 (-3.5%) from 2011

Net Income

Up

$9,874

Up $6,241 (+172%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth90th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $28,502Liabilities 2011: $7,558Net Assets 2011: $20,9442011Assets 2012: $38,862Liabilities 2012: $8,044Net Assets 2012: $30,8182012Assets 2013: $47,041Liabilities 2013: $7,997Net Assets 2013: $39,0442013Assets 2014: $52,872Liabilities 2014: $8,995Net Assets 2014: $43,8772014Assets 2015: $56,074Liabilities 2015: $8,300Net Assets 2015: $47,7742015Assets 2016: $59,668Liabilities 2016: $8,621Net Assets 2016: $51,0472016Assets 2017: $70,357Liabilities 2017: $8,041Net Assets 2017: $62,3162017Assets 2018: $67,747Liabilities 2018: $8,060Net Assets 2018: $59,6872018Assets 2019: $71,314Liabilities 2019: $6,763Net Assets 2019: $64,5512019Assets 2020: $72,407Liabilities 2020: $6,581Net Assets 2020: $65,8262020Assets 2021: $75,783Liabilities 2021: $6,634Net Assets 2021: $69,1492021Assets 2022: $76,477Liabilities 2022: $5,775Net Assets 2022: $70,7022022Assets 2023: $88,243Liabilities 2023: $10,171Net Assets 2023: $78,0722023Assets 2024: $109,575Liabilities 2024: $3,097Net Assets 2024: $106,4782024Assets 2025: $126,384Liabilities 2025: $2,812Net Assets 2025: $123,5722025

Highlighted filing

2012

Assets$38,862
Liabilities$8,044
Net Assets$30,818
Open 2012 Filing

Operations Trend

Revenue Growth64th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2011: $85,663Expenses 2011: $82,030Net Income 2011: $3,6332011Revenue 2012: $89,042Expenses 2012: $79,168Net Income 2012: $9,8742012Revenue 2013: $90,976Expenses 2013: $82,750Net Income 2013: $8,2262013Revenue 2014: $91,560Expenses 2014: $86,727Net Income 2014: $4,8332014Revenue 2015: $93,414Expenses 2015: $89,517Net Income 2015: $3,8972015Revenue 2016: $64,791Expenses 2016: $61,518Net Income 2016: $3,2732016Revenue 2017: $52,835Expenses 2017: $41,566Net Income 2017: $11,2692017Revenue 2018: $33,808Expenses 2018: $36,437Net Income 2018: -$2,6292018Revenue 2019: $37,768Expenses 2019: $32,904Net Income 2019: $4,8642019Revenue 2020: $32,676Expenses 2020: $31,401Net Income 2020: $1,2752020Revenue 2021: $33,093Expenses 2021: $29,770Net Income 2021: $3,3232021Revenue 2022: $30,651Expenses 2022: $29,099Net Income 2022: $1,5522022Revenue 2023: $42,259Expenses 2023: $34,889Net Income 2023: $7,3702023Revenue 2024: $93,114Expenses 2024: $75,675Net Income 2024: $17,4392024Revenue 2025: $93,770Expenses 2025: $76,676Net Income 2025: $17,0942025

Highlighted filing

2012

Revenue$89,042
Expenses$79,168
Net Income$9,874
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2011 to Jun 30, 2012
Signed
Nov 7, 2012
Return Version
2011v1.2
Mission and Program Overview

Mission

Improve rural standards of living.

Filing and Contact Details

Filer

EIN
34-6526551
Raw XML Appendix171 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/BenefitsPaidToOrForMembers054464
IRS990EZ/CashSavingsAndInvestments/BOY028502
IRS990EZ/CashSavingsAndInvestments/EOY038582
IRS990EZ/ContributionsGiftsGrantsEtc00
IRS990EZ/CostOfGoodsSold00
IRS990EZ/CostOtherBasisAndSalesExpenses00
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/ExcessOrDeficitForYear09874
IRS990EZ/FeesAndOthPymtToIndContractors0175
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/FundraisingGrossIncome00
IRS990EZ/GainOrLossFromSaleOfAssets00
IRS990EZ/GamingGrossIncome00
IRS990EZ/GroProfitLossSalesOfInventory00
IRS990EZ/GrossReceipts089042
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/InvestmentIncome0706
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MembershipDues070553
IRS990EZ/MethodOfAccountingAccrual0X
IRS990EZ/NetAssetsOrFundBalances/BOY020944
IRS990EZ/NetAssetsOrFundBalancesBOY020944
IRS990EZ/NetAssetsOrFundBalances/EOY030818
IRS990EZ/NetAssetsOrFundBalancesEOY030818
IRS990EZ/OccupancyRentUtilitiesAndMaint01574
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine103727 BAIR RD NW
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine117163 MACAW NW
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine124504 ARROW NW
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine131237 ROSWELL SW
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine146512 JUNE RD NW
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine15212 ASCOT RD SE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine161392 STUBENVILLE RD SE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine171220 POINSETTIA RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine182070 CANTON RD NW
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1965 POINSETTIA RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City0DOVER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City1MINERVA
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City2CARROLLTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City3CARROLLTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City4WAYNESBURG
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City5CARROLLTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City6CARROLLTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City7SCIO
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City8CARROLLTON RD NW
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City9SCIO
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State0OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State1OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State2OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State3OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State4OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State5OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State6OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State7OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State8OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State9OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode044622
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode144657
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode244615
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode344615
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode444688
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode544615
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode644615
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode743988
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode844615
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode943988
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition010.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition11.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition21.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition31.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition41.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition51.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition61.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition71.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition81.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition91.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation185
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation266
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation346
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation4147
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation538
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation611
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation771
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation818
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation9104
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0MICHELE SPECHT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1DAVID EVANS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2NICKI GORGON-COY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3DAVE MCKARNS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4BILL FINDLEY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName5LYNN ANDERSON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName6DARL WAYNE FERGERSON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName7CLIFF BROWN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName8TYLER TEETER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName9JOHN DAVIS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0Organization Director
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1Trustee
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2Secretary
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3Treasurer
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4Trustee
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title5Trustee
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title6Trustee
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title7Vice President
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title8Trustee
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title9President
IRS990EZ/Organization501c0X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherAssetsTotal/EOY0280
IRS990EZ/OtherExpensesTotal013269
IRS990EZ/OtherRevenueTotal017783
IRS990EZ/PrimaryExemptPurpose0Improve rural standards of living.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0Promotion of farming business needs by education and other means and to aid in the betterment & welfare of those engaged in farming,1,184 members served.
IRS990EZ/ProgramServiceRevenue00
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/SalariesOtherCompEmplBenefits09686
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SpecialEventsDirectExpenses00
IRS990EZ/SpecialEventsNetIncomeLoss00
IRS990EZ/StatesWhereCopyOfReturnIsFiled0OH
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/SumOfTotalLiabilities/BOY07558
IRS990EZ/SumOfTotalLiabilities/EOY08044
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine102146 E HIGH STREET
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0NEW PHILADELPHIA
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0OH
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode044663
IRS990EZ/TheBooksAreInCareOf/NamePerson0CAROL HOFFMAN
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber03303397211
IRS990EZ/TotalAssets/BOY028502
IRS990EZ/TotalAssets/EOY038862
IRS990EZ/TotalExpenses079168
IRS990EZ/TotalRevenue089042
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/WebSite0N/A
IRS990ScheduleO/GeneralExplanation/Explanation0ACHIEVEMENT AWARDS 11900. SPONSORSHIP FEE:501 A HISTORICAL BASE 484. SPONSORSHIP FEE:501 B MEMBERSHIP GAIN BONUS 1500. SPONSORSHIP FEE:501 D LEADERSHIP CONF CREDIT 450. SPONSORSHIP FEE:501 E TOTAL MEMBSHP ALLOCATION 1475. SPONSORSHIP FEE:501 F ACTIVE MBSHP ALLOCATION 1974.
IRS990ScheduleO/GeneralExplanation/Explanation1COMMUNICATIONS:DONATIONS/PUBLIC RELATION 645. COMMUNICATIONS:FAIR PROMOTIONS 411. COMMUNICATIONS:MEMBERSHIP CAMPAIGN 1519. COMMUNICATIONS:NEWSLETTER 903. COMMUNICATIONS:PROMOTION & EDUCATION COMMITTEE 488. COMMUNICATIONS:YOUNG FARMERS 500. ORGANIZATION:DUES AND SUBSCRIPTION 110. ORGANIZATION:NATIONWIDE INS. PROMOTION 122. ORGANIZATION:POSTAGE 1274. ORGANIZATION:SCHOLARSHIP 1000. PUBLIC POLICY:GOV'T AFFAIRS/PD ACTIVITIES 842. PUBLIC POLICY:YOUNG FARMERS 50. ORGANIZATION:OFFICE SUPPLIES 286. TRAVE
IRS990ScheduleO/GeneralExplanation/Explanation2ACCOUNTS RECEIVABLE, NET 0. 280.
IRS990ScheduleO/GeneralExplanation/Explanation3DEFERRED DUES 7558. DEFERRED DUES 0. 8044.
IRS990ScheduleO/GeneralExplanation/Explanation4COMMUNICATIONS:DONATIONS/PUBLIC RELATION 645. COMMUNICATIONS:FAIR PROMOTIONS 411. COMMUNICATIONS:MEMBERSHIP CAMPAIGN 1519. COMMUNICATIONS:NEWSLETTER 903. COMMUNICATIONS:PROMOTION & EDUCATION COMMITTEE 488. COMMUNICATIONS:SAFETY 117. COMMUNICATIONS:YOUNG FARMERS 500. COMMUNICATIONS:YOUTH ACTIVITIES 130. ORGANIZATION:DUES AND SUBSCRIPTION 110. ORGANIZATION:NATIONWIDE INS. PROMOTION 122. ORGANIZATION:POSTAGE 1274. ORGANIZATION:SCHOLARSHIP 1000. PUBLIC POLICY:GOV'T AFFAIRS/PD ACTIVITIES 842. PUBLIC
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990EZ, Part I, Line 8
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990EZ, Part I, Line 16
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990EZ, Part II, Line 24
IRS990ScheduleO/GeneralExplanation/Identifier3Form 990EZ, Part II, Line 26
IRS990ScheduleO/GeneralExplanation/Identifier4Form 990, Part IX, Line 24f
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0346526551
ReturnHeader/Filer/Name/BusinessNameLine10CARROLL COUNTY FARM BUREAU
ReturnHeader/Filer/NameControl0CARR
ReturnHeader/Filer/Phone03303397211
ReturnHeader/Filer/USAddress/AddressLine102146 E HIGH AVENUE
ReturnHeader/Filer/USAddress/City0NEW PHILADELPHIA
ReturnHeader/Filer/USAddress/State0OH
ReturnHeader/Filer/USAddress/ZIPCode044663
ReturnHeader/Officer/DateSigned02012-11-07
ReturnHeader/Officer/Name0MICHELE SPECHT
ReturnHeader/Officer/Phone03303397211
ReturnHeader/Officer/Title0ORGANIZATION DIRECTOR
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02011-07-01
ReturnHeader/TaxPeriodEndDate02012-06-30
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-11-14T05:16:01-08:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$38,862
Liabilities
$8,044
Net assets
$30,818
Revenue
$89,042
Expenses
$79,168
Net income
$9,874
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.26$0.03$1.24$0.94$0.77$0.17
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.10$0.03$1.06$0.93$0.76$0.17
2023Detailed filing. Detailed filing data is available for this year.$0.88$0.10$0.78$0.42$0.35$0.07
2022Detailed filing. Detailed filing data is available for this year.$0.76$0.06$0.71$0.31$0.29$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.76$0.07$0.69$0.33$0.30$0.03
2020Detailed filing. Detailed filing data is available for this year.$0.72$0.07$0.66$0.33$0.31$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.71$0.07$0.65$0.38$0.33$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.68$0.08$0.60$0.34$0.36$0.03
2017Detailed filing. Detailed filing data is available for this year.$0.70$0.08$0.62$0.53$0.42$0.11
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.60$0.09$0.51$0.65$0.62$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.56$0.08$0.48$0.93$0.90$0.04
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.53$0.09$0.44$0.92$0.87$0.05
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.47$0.08$0.39$0.91$0.83$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.39$0.08$0.31$0.89$0.79$0.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.29$0.08$0.21$0.86$0.82$0.04