Civic Intelligence

Union Construction Workers Health Plan

990 • Fiscal year 2016 • EIN 34-4442536

Jun 01, 2015 to May 31, 2016 • Filed on Mar 23, 2017

Organization ProfileN/A

View Organization Page

P O Box 1330Holland, OH 43528

(419) 248-2401

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.42x

Higher debt load relative to assets than 84% of similar nonprofits.

2016 filings • 501(c)9 • $50M-$100M nonprofits • Source year 2016

Liabilities / Revenue

95th percentile

0.81x

Higher debt load relative to revenue than 95% of similar nonprofits.

2016 filings • 501(c)9 • $50M-$100M nonprofits • Source year 2016

Net Margin

24th percentile

-4.9%

Higher net margin than 24% of similar nonprofits.

2016 filings • 501(c)9 • $50M-$100M nonprofits • Source year 2016

Top Officer Pay

37th percentile

$0

Higher top officer pay than 37% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)9 • $50M-$100M nonprofits • Source year 2016

Asset Growth

36th percentile

0.8%

Faster asset growth than 36% of similar nonprofits.

2016 filings • 501(c)9 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Revenue Growth

76th percentile

11%

Faster revenue growth than 76% of similar nonprofits.

2016 filings • 501(c)9 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$47,676,780

Up $361,171 (+0.8%) from 2015

Net Assets

Down

$27,835,441

Down $1,363,033 (-4.7%) from 2015

Liabilities

Up

$19,841,339

Up $1,724,204 (+9.5%) from 2015

Revenue And Expenses
Liabilities / Revenue95th percentileNet Margin24th percentile

Revenue

Up

$24,602,509

Up $2,475,114 (+11%) from 2015

Expenses

Down

$25,803,064

Down $55,109 (-0.2%) from 2015

Net Income

Up

-$1,200,555

Up $2,530,223 (+68%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth36th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2011: $39,176,553Liabilities 2011: $11,383,029Net Assets 2011: $27,793,5242011Assets 2012: $46,153,083Liabilities 2012: $12,479,324Net Assets 2012: $33,673,7592012Assets 2013: $46,465,060Liabilities 2013: $13,088,896Net Assets 2013: $33,376,1642013Assets 2015: $47,315,609Liabilities 2015: $18,117,135Net Assets 2015: $29,198,4742015Assets 2016: $47,676,780Liabilities 2016: $19,841,339Net Assets 2016: $27,835,4412016Assets 2017: $53,153,845Liabilities 2017: $18,363,460Net Assets 2017: $34,790,3852017Assets 2020: $64,972,151Liabilities 2020: $43,706,543Net Assets 2020: $21,265,6082020Assets 2021: $66,553,570Liabilities 2021: $45,183,416Net Assets 2021: $21,370,1542021Assets 2022: $65,667,467Liabilities 2022: $48,960,765Net Assets 2022: $16,706,7022022

Highlighted filing

2016

Assets$47,676,780
Liabilities$19,841,339
Net Assets$27,835,441
Open 2016 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2011: $21,324,1152011Expenses 2012: $17,810,3612012Expenses 2013: $22,540,0032013Revenue 2015: $22,127,395Expenses 2015: $25,858,173Net Income 2015: -$3,730,7782015Revenue 2016: $24,602,509Expenses 2016: $25,803,064Net Income 2016: -$1,200,5552016Revenue 2017: $27,301,693Expenses 2017: $21,506,989Net Income 2017: $5,794,7042017Revenue 2020: $33,762,691Expenses 2020: $30,843,823Net Income 2020: $2,918,8682020Revenue 2021: $30,228,125Expenses 2021: $32,765,916Net Income 2021: -$2,537,7912021Revenue 2022: $34,670,775Expenses 2022: $34,592,301Net Income 2022: $78,4742022

Highlighted filing

2016

Revenue$24,602,509
Expenses$25,803,064
Net Income-$1,200,555
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jun 1, 2015 to May 31, 2016
Signed
Mar 23, 2017
Return Version
2015v3.0
Gross Receipts
$54,507,601
Mission and Program Overview

Mission

The fund provides health benefits for eligible members of the construction trade unions covered by the fund.

The fund provides health benefits for eligible memebers of the contruction trade unions covered by the fund.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$38,177,505$39,517,985▲ $1,340,480
Accounts Receivable$3,448,954$3,815,680▲ $366,726
Cash and Non-Interest-Bearing Accounts$2,195,290$2,240,375▲ $45,085
Savings and Temporary Cash Investments$3,072,419$1,908,468▼ $1,163,951
Prepaid Expenses and Deferred Charges-$7,518-
Total Assets$47,315,609$47,676,780▲ $361,171
Other Assets Total$421,441$186,754▼ $234,687
Liabilities
Other Liabilities$17,784,540$19,428,660▲ $1,644,120
Accounts Payable and Accrued Expenses$332,595$412,679▲ $80,084
Total Liabilities$18,117,135$19,841,339▲ $1,724,204
Net Assets / Fund Balance
Unrestricted Net Assets$29,198,474$27,835,441▼ $1,363,033
Total Net Assets Fund Balance$29,198,474$27,835,441▼ $1,363,033
Total Liabilities and Net Assets / Fund Balance$47,315,609$47,676,780▲ $361,171
Compensation and Service Providers
Top Officer Pay37th percentile

Board Members and Trustees

NameTitle
Brian SeegerChairman
Corey BeaubienTrustee
Gregory MyersTrustee
Joseph Blaze IIITrustee
Kenneth GabelTrustee
Kevin SmithTrustee
Matt AberlTrustee
Michael KujawaTrustee
Jamie PeppersSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Northwestern Ohio AdministratorsAdministrative Mgr7142 Nightingale Dr, Holland, OH 43528$1,330,052
Frontpath Health CoalitionClaims Management12875 Eckel Junction Rd Ste B, Perrysburg, OH 43551$379,140
Vision Services PlanVision InsurancePO Box 60000, San Francisco, CA 94160$156,687
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$23,570,280
Investment Income
$1,031,201
Other Revenue
$1,028
Change in Net Assets
$-1,200,555

Audited Revenue Reconciliation

Revenue per Audited Statements
$24,533,035
Revenue Not Reported on Financial Statements
$69,475
Revenue Not Reported on Form 990
$-162,478
Total Revenue per Audited Statements
$24,370,557
Total Revenue per Form 990
$24,602,510
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,817,746
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$23,985,318--$23,985,318
Fees for Services Legal$93,121--$93,121
Other Expenses$69,476--$69,476
All Other Expenses$68,081--$68,081
Fees for Services Accounting$34,645--$34,645
Conferences and Meetings$11,220--$11,220
Insurance$9,222--$9,222
Total Functional Expenses$25,803,064$0$0$25,803,064

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$25,803,065
Expenses per Audited Statements$24,089,470
Total Expenses per Audited Statements$24,089,470
Expenses Not Reported on Financial Statements$1,713,595
Other Expense Adjustments$1,644,120
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Reserve for Extended Eligibility$16,045,660
Ibnr$3,383,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11

“Line 11a explanation - EACH TRUSTEE IS PROVIDED WITH A COPY OF THE FORM 990 EITHER AT A BOARD MEETING OR VIA MAIL OR EMAIL FOR THEIR REVIEW AND APPROVAL PRIOR TO THE FILING OF THE FORM.”

Form 990, Part VI, Section B, line 12C

“The plan administrator and attorney follow up with each trustee to ensure that each completes the annual conflict of interest disclosure.”

Form 990, Part VI, Section C, line 19

“All governing documents, policies and financial statements are available upon request to northwestern ohio administrators, inc., the plan administrator.”

Filing and Contact Details

Filer

Filer Name
Union Construction Workers Health Plan
EIN
34-4442536
Phone
4192482401
Address
P O Box 1330, Holland, OH 43528

Signing Officer

Name
James Nicholson
Title
Chairman
Phone
4192482401
Signed
2017-03-23
Discuss with paid preparer
Yes

Organization Details

Formed
1952
Legal Domicile
Oh
Voting Board Members
9
Independent Board Members
9
Employees
0
Volunteers
0

Preparer

Firm
LublinSussman Group LLP
Address
3166 N Republic Blvd, Toledo, OH 43615
Preparer
Lee D Wunschel
Phone
4198412848
Supplemental Narrative

Financial Statement Notes

Part X, Line 2:

“The Plan has determined that there are no uncertain tax positions that require disclosure in these financial statements under the FASB Accounting Standards Codification topic, Income Taxes. The tax years 2011 through 2015 are subject to possible examination by the Internal Revenue Service.”

Part XII, Line 4B - Other Adjustments:

“Change in Estimated Future Benefits Change- Estimated Unpaid Claims Incurred 1,644,120.”

Raw XML Appendix377 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0332595
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0412679
IRS990/AccountsReceivableGrp/BOYAmt03448954
IRS990/AccountsReceivableGrp/EOYAmt03815680
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0The fund provides health benefits for eligible memebers of the contruction trade unions covered by the fund.
IRS990/AllOtherExpensesGrp/ProgramServicesAmt068081
IRS990/AllOtherExpensesGrp/TotalAmt068081
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BenefitsToMembersGrp/ProgramServicesAmt023985318
IRS990/BenefitsToMembersGrp/TotalAmt023985318
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Nicholas C Madden
IRS990/BooksInCareOfDetail/PhoneNum04192482401
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt07142 Nightingale Dr
IRS990/BooksInCareOfDetail/USAddress/CityNm0Holland
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd043528
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt02195290
IRS990/CashNonInterestBearingGrp/EOYAmt02240375
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt03
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt011220
IRS990/ConferencesMeetingsGrp/TotalAmt011220
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt01330052
IRS990/ContractorCompensationGrp/CompensationAmt1379140
IRS990/ContractorCompensationGrp/CompensationAmt2156687
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt07142 Nightingale Dr
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt112875 Eckel Junction Rd Ste B
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2PO Box 60000
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0Holland
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1Perrysburg
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2San Francisco
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0OH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1OH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd043528
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd143551
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd294160
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0Northwestern Ohio Administrators
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1Frontpath Health Coalition
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2Vision Services Plan
IRS990/ContractorCompensationGrp/ServicesDesc0Administrative Mgr
IRS990/ContractorCompensationGrp/ServicesDesc1Claims Management
IRS990/ContractorCompensationGrp/ServicesDesc2Vision Insurance
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt023985318
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01031201
IRS990/CYOtherExpensesAmt01817746
IRS990/CYOtherRevenueAmt01028
IRS990/CYProgramServiceRevenueAmt023570280
IRS990/CYRevenuesLessExpensesAmt0-1200555
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt025803064
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt024602509
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0The fund provides health benefits for eligible members of the construction trade unions covered by the fund.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/ExpenseAmt025803064
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt034645
IRS990/FeesForServicesAccountingGrp/TotalAmt034645
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt093121
IRS990/FeesForServicesLegalGrp/TotalAmt093121
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0Corey Beaubien
IRS990/Form990PartVIISectionAGrp/PersonNm1Gregory Myers
IRS990/Form990PartVIISectionAGrp/PersonNm2Kevin Smith
IRS990/Form990PartVIISectionAGrp/PersonNm3Brian Seeger
IRS990/Form990PartVIISectionAGrp/PersonNm4Kenneth Gabel
IRS990/Form990PartVIISectionAGrp/PersonNm5Joseph Blaze III
IRS990/Form990PartVIISectionAGrp/PersonNm6Jamie Peppers
IRS990/Form990PartVIISectionAGrp/PersonNm7Michael Kujawa
IRS990/Form990PartVIISectionAGrp/PersonNm8Matt Aberl
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt1Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt2Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt4Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt5Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt6Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt7Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt8Trustee
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0-90175
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt029814917
IRS990/GrossReceiptsAmt054507601
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt09222
IRS990/InsuranceGrp/TotalAmt09222
IRS990/InvestmentIncomeGrp/ExclusionAmt01121376
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01121376
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt038177505
IRS990/InvestmentsPubTradedSecGrp/EOYAmt039517985
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0OH
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt029905092
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0The fund provides health benefits for eligible members of the construction trade unions covered by the fund.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt029198474
IRS990/NetAssetsOrFundBalancesEOYAmt027835441
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-90175
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-90175
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-162478
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0421441
IRS990/OtherAssetsTotalGrp/EOYAmt0186754
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Administrative Expenses
IRS990/OtherExpensesGrp/Desc1Transitional Reinsuranc
IRS990/OtherExpensesGrp/Desc2Consultant
IRS990/OtherExpensesGrp/Desc3Custodial Trust Fees
IRS990/OtherExpensesGrp/ProgramServicesAmt01311576
IRS990/OtherExpensesGrp/ProgramServicesAmt1143460
IRS990/OtherExpensesGrp/ProgramServicesAmt276945
IRS990/OtherExpensesGrp/ProgramServicesAmt369476
IRS990/OtherExpensesGrp/TotalAmt01311576
IRS990/OtherExpensesGrp/TotalAmt1143460
IRS990/OtherExpensesGrp/TotalAmt276945
IRS990/OtherExpensesGrp/TotalAmt369476
IRS990/OtherLiabilitiesGrp/BOYAmt017784540
IRS990/OtherLiabilitiesGrp/EOYAmt019428660
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0Liquidated Damages
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt01028
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01028
IRS990/OtherRevenueTotalAmt01028
IRS990/PartialLiquidationInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt07518
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0Contributions
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt023570280
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt023570280
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt023941734
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01242234
IRS990/PYOtherExpensesAmt01916439
IRS990/PYOtherRevenueAmt014001
IRS990/PYProgramServiceRevenueAmt020871160
IRS990/PYRevenuesLessExpensesAmt0-3730778
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt025858173
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt022127395
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-1200555
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03072419
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01908468
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt01713595
IRS990ScheduleD/ExpensesSubtotalAmt024089470
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt069475
IRS990ScheduleD/InvestmentExpensesNotIncldAmt069475
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-162478
IRS990ScheduleD/OtherExpensesNotIncludedAmt01644120
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03383000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt116045660
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0IBNR
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Reserve for Extended Eligibility
IRS990ScheduleD/RevenueNotReportedAmt0-162478
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt069475
IRS990ScheduleD/RevenueSubtotalAmt024533035
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Plan has determined that there are no uncertain tax positions that require disclosure in these financial statements under the FASB Accounting Standards Codification topic, Income Taxes. The tax years 2011 through 2015 are subject to possible examination by the Internal Revenue Service.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Change in Estimated Future Benefits Change- Estimated Unpaid Claims Incurred 1,644,120.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Part XII, Line 4b - Other Adjustments:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt025803065
IRS990ScheduleD/TotalLiabilityAmt019428660
IRS990ScheduleD/TotalRevenuePerForm990Amt024602510
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt024370557
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt024089470
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Line 11a explanation - EACH TRUSTEE IS PROVIDED WITH A COPY OF THE FORM 990 EITHER AT A BOARD MEETING OR VIA MAIL OR EMAIL FOR THEIR REVIEW AND APPROVAL PRIOR TO THE FILING OF THE FORM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE PLAN ADMINISTRATOR AND ATTORNEY FOLLOW UP WITH EACH TRUSTEE TO ENSURE THAT EACH COMPLETES THE ANNUAL CONFLICT OF INTEREST DISCLOSURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL GOVERNING DOCUMENTS, POLICIES AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST TO NORTHWESTERN OHIO ADMINISTRATORS, INC., THE PLAN ADMINISTRATOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt047315609
IRS990/TotalAssetsEOYAmt047676780
IRS990/TotalAssetsGrp/BOYAmt047315609
IRS990/TotalAssetsGrp/EOYAmt047676780
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt025803064
IRS990/TotalFunctionalExpensesGrp/TotalAmt025803064
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt018117135
IRS990/TotalLiabilitiesEOYAmt019841339
IRS990/TotalLiabilitiesGrp/BOYAmt018117135
IRS990/TotalLiabilitiesGrp/EOYAmt019841339
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt029198474
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt027835441
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt025803064
IRS990/TotalProgramServiceRevenueAmt023570280
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt01121376
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt023481133
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt024602509
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt047315609
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt047676780
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt029198474
IRS990/UnrestrictedNetAssetsGrp/EOYAmt027835441
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0P O Box 1330
IRS990/USAddress/CityNm0Holland
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd043528
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0James Nicholson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Chairman
ReturnHeader/BusinessOfficerGrp/PhoneNum04192482401
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-03-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Union Construction Workers Health Plan
ReturnHeader/Filer/BusinessNameControlTxt0UNIO
ReturnHeader/Filer/EIN0344442536
ReturnHeader/Filer/PhoneNum04192482401
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O Box 1330
ReturnHeader/Filer/USAddress/CityNm0Holland
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd043528
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0341087273
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LublinSussman Group LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03166 N Republic Blvd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Toledo
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd043615
ReturnHeader/PreparerPersonGrp/PhoneNum04198412848
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Lee D Wunschel
ReturnHeader/ReturnTs02017-04-13T17:08:59-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-06-01
ReturnHeader/TaxPeriodEndDt02016-05-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$47,676,780
Liabilities
$19,841,339
Net assets
$27,835,441
Revenue
$24,602,509
Expenses
$25,803,064
Net income
-$1,200,555
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$65.7$49.0$16.7$34.7$34.6$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$66.6$45.2$21.4$30.2$32.8$2.54
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$65.0$43.7$21.3$33.8$30.8$2.92
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.2$18.4$34.8$27.3$21.5$5.79
2016Detailed filing. Detailed filing data is available for this year.$47.7$19.8$27.8$24.6$25.8$1.20
2015Detailed filing. Detailed filing data is available for this year.$47.3$18.1$29.2$22.1$25.9$3.73
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.5$13.1$33.4$22.5
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.2$12.5$33.7$17.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.2$11.4$27.8$21.3
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)9 • $50M-$100M nonprofits