Civic Intelligence

Union Construction Workers Health Plan

990 • Fiscal year 2015 • EIN 34-4442536

Jun 01, 2014 to May 31, 2015 • Filed on Jan 11, 2016

P O Box 1330Holland, OH 43528

(419) 248-2401

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.38x

Higher debt load relative to assets than 80% of similar nonprofits.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2015

Liabilities / Revenue

94th percentile

0.82x

Higher debt load relative to revenue than 94% of similar nonprofits.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2015

Net Margin

10th percentile

-17%

Higher net margin than 10% of similar nonprofits.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2015

Top Officer Pay

44th percentile

$0

Higher top officer pay than 44% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2015

Asset Growth

34th percentile

-1.3%

Faster asset growth than 34% of similar nonprofits.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Revenue Growth

54th percentile

5.1%

Faster revenue growth than 54% of similar nonprofits.

2015 filings • 501(c)9 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Assets

Up

$47,315,609

Up $850,549 (+1.8%) from 2013

Net Assets

Down

$29,198,474

Down $4,177,690 (-13%) from 2013

Liabilities

Up

$18,117,135

Up $5,028,239 (+38%) from 2013

Revenue

$22,127,395

No earlier filing loaded for comparison.

Expenses

Up

$25,858,173

Up $3,318,170 (+15%) from 2013

Net Income

-$3,730,778

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2011: $39,176,553Liabilities 2011: $11,383,029Net Assets 2011: $27,793,5242011Assets 2012: $46,153,083Liabilities 2012: $12,479,324Net Assets 2012: $33,673,7592012Assets 2013: $46,465,060Liabilities 2013: $13,088,896Net Assets 2013: $33,376,1642013Assets 2015: $47,315,609Liabilities 2015: $18,117,135Net Assets 2015: $29,198,4742015Assets 2016: $47,676,780Liabilities 2016: $19,841,339Net Assets 2016: $27,835,4412016Assets 2017: $53,153,845Liabilities 2017: $18,363,460Net Assets 2017: $34,790,3852017Assets 2020: $64,972,151Liabilities 2020: $43,706,543Net Assets 2020: $21,265,6082020Assets 2021: $66,553,570Liabilities 2021: $45,183,416Net Assets 2021: $21,370,1542021Assets 2022: $65,667,467Liabilities 2022: $48,960,765Net Assets 2022: $16,706,7022022

Highlighted filing

2015

Assets$47,315,609
Liabilities$18,117,135
Net Assets$29,198,474

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2011: $21,324,1152011Expenses 2012: $17,810,3612012Expenses 2013: $22,540,0032013Revenue 2015: $22,127,395Expenses 2015: $25,858,173Net Income 2015: -$3,730,7782015Revenue 2016: $24,602,509Expenses 2016: $25,803,064Net Income 2016: -$1,200,5552016Revenue 2017: $27,301,693Expenses 2017: $21,506,989Net Income 2017: $5,794,7042017Revenue 2020: $33,762,691Expenses 2020: $30,843,823Net Income 2020: $2,918,8682020Revenue 2021: $30,228,125Expenses 2021: $32,765,916Net Income 2021: -$2,537,7912021Revenue 2022: $34,670,775Expenses 2022: $34,592,301Net Income 2022: $78,4742022

Highlighted filing

2015

Revenue$22,127,395
Expenses$25,858,173
Net Income-$3,730,778
Jump To
Filing Snapshot
Filing Period
Jun 1, 2014 to May 31, 2015
Signed
Jan 11, 2016
Return Version
2014v6.0
Gross Receipts
$46,012,916
Mission and Program Overview

Mission

The fund provides health benefits for eligible members of the construction trade unions covered by the fund.

The fund provides health benefits for eligible memebers of the contruction trade unions covered by the fund.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$38,540,891$38,177,505▼ $363,386
Accounts Receivable$3,574,418$3,448,954▼ $125,464
Savings and Temporary Cash Investments$2,241,433$3,072,419▲ $830,986
Cash and Non-Interest-Bearing Accounts$3,351,583$2,195,290▼ $1,156,293
Total Assets$47,954,637$47,315,609▼ $639,028
Other Assets Total$246,312$421,441▲ $175,129
Liabilities
Other Liabilities$14,983,890$17,784,540▲ $2,800,650
Accounts Payable and Accrued Expenses$489,001$332,595▼ $156,406
Total Liabilities$15,472,891$18,117,135▲ $2,644,244
Net Assets / Fund Balance
Unrestricted Net Assets$32,481,746$29,198,474▼ $3,283,272
Total Net Assets Fund Balance$32,481,746$29,198,474▼ $3,283,272
Total Liabilities and Net Assets / Fund Balance$47,954,637$47,315,609▼ $639,028
Compensation and Service Providers

Board Members and Trustees

Highest Paid Contractors

ContractorServicesLocationCompensation
Northwestern Ohio AdministratorsAdministrative Mgr7142 NIGHTINGALE DR, Holland, OH 43528$1,314,241
Vision Service PlanVision InsurancePO BOX 60000, San Francisco, CA 94160$165,989
Frontpath Health CoalitionClaims Management12875 ECKEL JUNCTION RD STE B, Perrysburg, OH 43551$128,529
Shumaker Loop And KendrickAttorneys1000 JACKSON STREET, Toledo, OH 43604$120,735
Multiplan INCHealth Insurance Agency115 FIFTH AVE, New York, NY 10003$103,140
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,871,160
Investment Income
$1,242,234
Other Revenue
$14,001
Change in Net Assets
$-3,730,778

Audited Revenue Reconciliation

Revenue per Audited Statements
$22,008,756
Revenue Not Reported on Financial Statements
$118,639
Revenue Not Reported on Form 990
$447,506
Total Revenue per Audited Statements
$22,456,262
Total Revenue per Form 990
$22,127,395
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,916,439
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$23,941,734--$23,941,734
Fees for Services Legal$123,138--$123,138
Other Expenses$66,569--$66,569
All Other Expenses$65,791--$65,791
Fees for Services Accounting$40,054--$40,054
Insurance$9,222--$9,222
Conferences and Meetings$8,082--$8,082
Total Functional Expenses$25,858,173$0$0$25,858,173

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$25,858,173
Expenses per Audited Statements$22,938,884
Total Expenses per Audited Statements$22,938,884
Expenses Not Reported on Financial Statements$2,919,289
Other Expense Adjustments$2,800,650
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Reserve for Extended Eligibility$13,483,240
Ibnr$4,301,300
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

Line 11a explanation - each trustee is provided with a copy of the form 990 either at a board meeting or via mail or email for their review and approval prior to the filing of the form.

Form 990, Part VI, Section B, Line 12C

The plan administrator and attorney follow up with each trustee to ensure that each completes the annual conflict of interest disclosure.

Form 990, Part VI, Section C, Line 19

All governing documents, policies and financial statements are available upon request to northwestern ohio administrators, inc., the plan administrator.

Filing and Contact Details

Filer

Filer Name
Union Construction Workers Health Plan
EIN
34-4442536
Phone
4192482401
Address
P O BOX 1330, HOLLAND, OH 43528

Signing Officer

Name
James Nicholson
Title
Chairman
Phone
4192482401
Signed
2016-01-11
Discuss with paid preparer
Yes

Organization Details

Formed
1952
Legal Domicile
Oh
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
0

Preparer

Firm
Lublinsussman Group Llp
Address
3166 N REPUBLIC BLVD, TOLEDO, OH 43615
Preparer
Lee D Wunschel
Phone
4198412848
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

The plan has determined that there are no uncertain tax positions that require disclosure in these financial statements under the fasb accounting standards codification topic, income taxes. The tax years 2010 through 2014 are subject to possible examination by the internal revenue service.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

Change in estimated future benefits change- estimated unpaid claims incurred 2,800,650.

Raw XML Appendix397 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0489001
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0332595
IRS990/AccountsReceivableGrp/BOYAmt03574418
IRS990/AccountsReceivableGrp/EOYAmt03448954
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE FUND PROVIDES HEALTH BENEFITS FOR ELIGIBLE MEMEBERS OF THE CONTRUCTION TRADE UNIONS COVERED BY THE FUND.
IRS990/AllOtherExpensesGrp/ProgramServicesAmt065791
IRS990/AllOtherExpensesGrp/TotalAmt065791
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BenefitsToMembersGrp/ProgramServicesAmt023941734
IRS990/BenefitsToMembersGrp/TotalAmt023941734
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0NICHOLAS C MADDEN
IRS990/BooksInCareOfDetail/PhoneNum04192482401
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt07142 NIGHTINGALE DR
IRS990/BooksInCareOfDetail/USAddress/CityNm0HOLLAND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd043528
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt03351583
IRS990/CashNonInterestBearingGrp/EOYAmt02195290
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt05
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt08082
IRS990/ConferencesMeetingsGrp/TotalAmt08082
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt01314241
IRS990/ContractorCompensationGrp/CompensationAmt1165989
IRS990/ContractorCompensationGrp/CompensationAmt2128529
IRS990/ContractorCompensationGrp/CompensationAmt3120735
IRS990/ContractorCompensationGrp/CompensationAmt4103140
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt07142 NIGHTINGALE DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1PO BOX 60000
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt212875 ECKEL JUNCTION RD STE B
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt31000 JACKSON STREET
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4115 FIFTH AVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0HOLLAND
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1SAN FRANCISCO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2PERRYSBURG
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3TOLEDO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4NEW YORK
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0OH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2OH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3OH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4NY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd043528
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd194160
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd243551
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd343604
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd410003
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0NORTHWESTERN OHIO ADMINISTRATORS
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1VISION SERVICE PLAN
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2FRONTPATH HEALTH COALITION
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3SHUMAKER LOOP AND KENDRICK
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4MULTIPLAN INC
IRS990/ContractorCompensationGrp/ServicesDesc0ADMINISTRATIVE MGR
IRS990/ContractorCompensationGrp/ServicesDesc1VISION INSURANCE
IRS990/ContractorCompensationGrp/ServicesDesc2CLAIMS MANAGEMENT
IRS990/ContractorCompensationGrp/ServicesDesc3ATTORNEYS
IRS990/ContractorCompensationGrp/ServicesDesc4HEALTH INSURANCE AGENCY
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt023941734
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01242234
IRS990/CYOtherExpensesAmt01916439
IRS990/CYOtherRevenueAmt014001
IRS990/CYProgramServiceRevenueAmt020871160
IRS990/CYRevenuesLessExpensesAmt0-3730778
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt025858173
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt022127395
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0THE FUND PROVIDES HEALTH BENEFITS FOR ELIGIBLE MEMBERS OF THE CONSTRUCTION TRADE UNIONS COVERED BY THE FUND.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/ExpenseAmt025858173
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt040054
IRS990/FeesForServicesAccountingGrp/TotalAmt040054
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0123138
IRS990/FeesForServicesLegalGrp/TotalAmt0123138
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0JAMES NICHOLSON
IRS990/Form990PartVIISectionAGrp/PersonNm1GREG MYERS
IRS990/Form990PartVIISectionAGrp/PersonNm2KEVIN SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm3BRIAN SEEGER
IRS990/Form990PartVIISectionAGrp/PersonNm4KEN GABEL
IRS990/Form990PartVIISectionAGrp/PersonNm5JOSEPH BLAZE III
IRS990/Form990PartVIISectionAGrp/PersonNm6JAMES PEPPERS
IRS990/Form990PartVIISectionAGrp/PersonNm7MICHAEL KUJAWA
IRS990/Form990PartVIISectionAGrp/PersonNm8DONALD HUSS
IRS990/Form990PartVIISectionAGrp/PersonNm9JOHN SCHLAGHECK
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9TRUSTEE
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0-121046
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt023764475
IRS990/GrossReceiptsAmt046012916
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt09222
IRS990/InsuranceGrp/TotalAmt09222
IRS990/InvestmentIncomeGrp/ExclusionAmt01363280
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01363280
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt038540891
IRS990/InvestmentsPubTradedSecGrp/EOYAmt038177505
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0OH
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt023885521
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE FUND PROVIDES HEALTH BENEFITS FOR ELIGIBLE MEMBERS OF THE CONSTRUCTION TRADE UNIONS COVERED BY THE FUND.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt032481746
IRS990/NetAssetsOrFundBalancesEOYAmt029198474
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-121046
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-121046
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0447506
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0246312
IRS990/OtherAssetsTotalGrp/EOYAmt0421441
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0ADMINISTRATIVE EXPENSES
IRS990/OtherExpensesGrp/Desc1TRANSITIONAL REINSURANC
IRS990/OtherExpensesGrp/Desc2CUSTODIAL TRUST FEES
IRS990/OtherExpensesGrp/Desc3CONSULTANT
IRS990/OtherExpensesGrp/ProgramServicesAmt01312641
IRS990/OtherExpensesGrp/ProgramServicesAmt1172305
IRS990/OtherExpensesGrp/ProgramServicesAmt2118637
IRS990/OtherExpensesGrp/ProgramServicesAmt366569
IRS990/OtherExpensesGrp/TotalAmt01312641
IRS990/OtherExpensesGrp/TotalAmt1172305
IRS990/OtherExpensesGrp/TotalAmt2118637
IRS990/OtherExpensesGrp/TotalAmt366569
IRS990/OtherLiabilitiesGrp/BOYAmt014983890
IRS990/OtherLiabilitiesGrp/EOYAmt017784540
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0LIQUIDATED DAMAGES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt014001
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt014001
IRS990/OtherRevenueTotalAmt014001
IRS990/PartialLiquidationInd00
IRS990/PoliticalCampaignActyInd00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt020871160
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt020871160
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt021283637
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01415594
IRS990/PYOtherExpensesAmt01591464
IRS990/PYOtherRevenueAmt010220
IRS990/PYProgramServiceRevenueAmt019626221
IRS990/PYRevenuesLessExpensesAmt0-1823066
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt022875101
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt021052035
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-3730778
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02241433
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03072419
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt02919289
IRS990ScheduleD/ExpensesSubtotalAmt022938884
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt0118639
IRS990ScheduleD/InvestmentExpensesNotIncldAmt0118639
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0447506
IRS990ScheduleD/OtherExpensesNotIncludedAmt02800650
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt04301300
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt113483240
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0IBNR
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1RESERVE FOR EXTENDED ELIGIBILITY
IRS990ScheduleD/RevenueNotReportedAmt0447506
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt0118639
IRS990ScheduleD/RevenueSubtotalAmt022008756
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE PLAN HAS DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS THAT REQUIRE DISCLOSURE IN THESE FINANCIAL STATEMENTS UNDER THE FASB ACCOUNTING STANDARDS CODIFICATION TOPIC, INCOME TAXES. THE TAX YEARS 2010 THROUGH 2014 ARE SUBJECT TO POSSIBLE EXAMINATION BY THE INTERNAL REVENUE SERVICE.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1CHANGE IN ESTIMATED FUTURE BENEFITS CHANGE- ESTIMATED UNPAID CLAIMS INCURRED 2,800,650.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt025858173
IRS990ScheduleD/TotalLiabilityAmt017784540
IRS990ScheduleD/TotalRevenuePerForm990Amt022127395
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt022456262
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt022938884
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0LINE 11A EXPLANATION - EACH TRUSTEE IS PROVIDED WITH A COPY OF THE FORM 990 EITHER AT A BOARD MEETING OR VIA MAIL OR EMAIL FOR THEIR REVIEW AND APPROVAL PRIOR TO THE FILING OF THE FORM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE PLAN ADMINISTRATOR AND ATTORNEY FOLLOW UP WITH EACH TRUSTEE TO ENSURE THAT EACH COMPLETES THE ANNUAL CONFLICT OF INTEREST DISCLOSURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL GOVERNING DOCUMENTS, POLICIES AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST TO NORTHWESTERN OHIO ADMINISTRATORS, INC., THE PLAN ADMINISTRATOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt047954637
IRS990/TotalAssetsEOYAmt047315609
IRS990/TotalAssetsGrp/BOYAmt047954637
IRS990/TotalAssetsGrp/EOYAmt047315609
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt025858173
IRS990/TotalFunctionalExpensesGrp/TotalAmt025858173
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt015472891
IRS990/TotalLiabilitiesEOYAmt018117135
IRS990/TotalLiabilitiesGrp/BOYAmt015472891
IRS990/TotalLiabilitiesGrp/EOYAmt018117135
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt032481746
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt029198474
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt025858173
IRS990/TotalProgramServiceRevenueAmt020871160
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt01363280
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt020764115
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt022127395
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt047954637
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt047315609
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt032481746
IRS990/UnrestrictedNetAssetsGrp/EOYAmt029198474
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0P O BOX 1330
IRS990/USAddress/CityNm0HOLLAND
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd043528
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JAMES NICHOLSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIRMAN
ReturnHeader/BusinessOfficerGrp/PhoneNum04192482401
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-01-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UNION CONSTRUCTION WORKERS HEALTH PLAN
ReturnHeader/Filer/BusinessNameControlTxt0UNIO
ReturnHeader/Filer/EIN0344442536
ReturnHeader/Filer/PhoneNum04192482401
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 1330
ReturnHeader/Filer/USAddress/CityNm0HOLLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd043528
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0341087273
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LUBLINSUSSMAN GROUP LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03166 N REPUBLIC BLVD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TOLEDO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd043615
ReturnHeader/PreparerPersonGrp/PhoneNum04198412848
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LEE D WUNSCHEL
ReturnHeader/ReturnTs02016-01-21T15:58:27-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-06-01
ReturnHeader/TaxPeriodEndDt02015-05-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)9 • $25M-$50M nonprofits