Civic Intelligence

Defiance Area Chamber of Commerce

EIN 34-4217182 • 501(c)6 • Defiance, OH

Profile

The defiance area chamber of commerce mission statement is to promote our business community by gathering and disseminating information, keeping advised of all relevant government issues, advocating for members' interests, and serving as a catalyst for growth and prosperity.

519 Clinton StreetDefiance, OH 43512

www.defiancechamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.02x

Higher debt load relative to assets than 63% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

64th percentile

0.02x

Higher debt load relative to revenue than 64% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

52nd percentile

1.5%

Higher net margin than 52% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

95th percentile

$80,951

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 34.9% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

55th percentile

1.2%

Faster asset growth than 55% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

50th percentile

-0.2%

Faster revenue growth than 50% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$187,963

Up $11,204 (+6.3%) from 2022

Liabilities

Up

$4,329

Up $318 (+7.9%) from 2022

Net Assets

Up

$183,634

Up $10,886 (+6.3%) from 2022

Revenue

Up

$232,226

Up $20,272 (+9.6%) from 2022

Expenses

Up

$228,786

Up $24,290 (+12%) from 2022

Net Income

Down

$3,440

Down $4,018 (-54%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2010: $140,272Liabilities 2010: $7,198Net Assets 2010: $133,0742010Assets 2012: $236,593Liabilities 2012: $14,454Net Assets 2012: $222,1392012Assets 2014: $208,885Liabilities 2014: $19,225Net Assets 2014: $189,6602014Assets 2015: $198,818Liabilities 2015: $4,083Net Assets 2015: $194,7352015Assets 2016: $200,103Liabilities 2016: $597Net Assets 2016: $199,5062016Assets 2018: $200,480Liabilities 2018: $3,729Net Assets 2018: $196,7512018Assets 2019: $185,210Liabilities 2019: $2,802Net Assets 2019: $182,4082019Assets 2020: $152,821Liabilities 2020: $3,862Net Assets 2020: $148,9592020Assets 2021: $169,265Liabilities 2021: $3,975Net Assets 2021: $165,2902021Assets 2022: $176,759Liabilities 2022: $4,011Net Assets 2022: $172,7482022Assets 2024: $187,963Liabilities 2024: $4,329Net Assets 2024: $183,6342024

Highlighted filing

2024

Assets$187,963
Liabilities$4,329
Net Assets$183,634

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2010: $142,495Expenses 2010: $173,326Net Income 2010: -$30,8312010Expenses 2012: $169,9432012Revenue 2014: $190,385Expenses 2014: $203,274Net Income 2014: -$12,8892014Revenue 2015: $168,360Expenses 2015: $166,221Net Income 2015: $2,1392015Revenue 2016: $179,740Expenses 2016: $174,969Net Income 2016: $4,7712016Revenue 2018: $174,135Expenses 2018: $171,834Net Income 2018: $2,3012018Revenue 2019: $187,968Expenses 2019: $202,311Net Income 2019: -$14,3432019Revenue 2020: $167,552Expenses 2020: $201,001Net Income 2020: -$33,4492020Revenue 2021: $215,219Expenses 2021: $198,888Net Income 2021: $16,3312021Revenue 2022: $211,954Expenses 2022: $204,496Net Income 2022: $7,4582022Revenue 2024: $232,226Expenses 2024: $228,786Net Income 2024: $3,4402024

Highlighted filing

2024

Revenue$232,226
Expenses$228,786
Net Income$3,440

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.88$0.04$1.84$2.32$2.29$0.03
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.77$0.04$1.73$2.12$2.04$0.07
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.69$0.04$1.65$2.15$1.99$0.16
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.53$0.04$1.49$1.68$2.01$0.33
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.85$0.03$1.82$1.88$2.02$0.14
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.00$0.04$1.97$1.74$1.72$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.00$0.01$2.00$1.80$1.75$0.05
2015Detailed filing. Detailed filing data is available for this year.$1.99$0.04$1.95$1.68$1.66$0.02
2014Detailed filing. Detailed filing data is available for this year.$2.09$0.19$1.90$1.90$2.03$0.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.37$0.14$2.22$1.70
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.40$0.07$1.33$1.42$1.73$0.31
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 9, 2025
Return Version
2024v5.0
Gross Receipts
$243,824
Mission and Program Overview

Mission

The defiance area chamber of commerce mission statement is to promote our business community by gathering and disseminating information, keeping advised of all relevant government issues, advocating for members' interests, and serving as a catalyst for growth and prosperity.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$137,307$137,565▲ $258
Cash and Non-Interest-Bearing Accounts$45,042$47,766▲ $2,724
Land, Buildings, and Equipment, Net$3,170$2,464▼ $706
Total Assets$185,687$187,963▲ $2,276
Other Assets Total$168$168→ $0
Liabilities
Other Liabilities$5,493$4,329▼ $1,164
Total Liabilities$5,493$4,329▼ $1,164
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$176,527$179,622▲ $3,095
Net Assets With Donor Restrictions$3,667$4,012▲ $345
Total Net Assets Fund Balance$180,194$183,634▲ $3,440
Total Liabilities and Net Assets / Fund Balance$185,687$187,963▲ $2,276

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$2,463$1,908$4,371
Equipment$1$3,591$3,592
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Sarah a TackettExecutive DiFT$80,951$80,951

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$13,448
Program Service Revenue
$198,028
Investment Income
$285
Other Revenue
$20,465
Change in Net Assets
$3,440
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$134,721
Other Expenses$94,065
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$60,713$20,238-$80,951
Other Salaries and Wages$30,284$10,093-$40,377
Occupancy-$20,920-$20,920
Office Expenses$5,202$9,014-$14,216
Payroll Taxes$7,253$2,416-$9,669
Information Technology$7,022--$7,022
Fees for Services Accounting-$6,553-$6,553
Advertising$4,922--$4,922
All Other Expenses$4,476--$4,476
Insurance-$4,015-$4,015
Pension Plan Contributions$2,793$931-$3,724
Other Expenses$2,200--$2,200
Conferences and Meetings$1,622--$1,622
Depreciation Depletion-$706-$706
Total Functional Expenses$153,900$74,886$0$228,786
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$15,939
Fundraising Direct Expenses$11,598
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Outing$29,387$15,939$1,263$14,676
Total Events$29,387$15,939$11,598$4,341
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Withholdings$3,149
Other Liabilities$1,180
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Document is presented to the finance committee for review and approval by the full board.

Form 990, Page 6, Part VI, Line 15A

Evaluation is done by full board and compensation is based on majority vote.

Form 990, Page 6, Part VI, Line 15B

Evaluation is done by full board and compensation is based on majority vote.

Form 990, Page 6, Part VI, Line 19

Documents are available upon request at the chamber of commerce office.

Filing and Contact Details

Filer

Filer Name
Defiance Area Chamber of Commerce
EIN
34-4217182
Phone
4197827946
Address
519 CLINTON STREET, DEFIANCE, OH 43512

Signing Officer

Name
Sarah a Tackett
Title
Executive Director
Phone
4197827946
Signed
2025-10-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jamie Fleming
Formed
1938
Legal Domicile
Oh
Voting Board Members
16
Independent Board Members
16
Employees
3
Volunteers
30

Preparer

Firm
Shultz Huber & Associates Inc
Address
101 CLINTON ST SUITE 2000, DEFIANCE, OH 43512-2172
Preparer
Seth R Bourn Jr CPA
Phone
4197822000
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The defiance area chamber of commerce mission statement is to promote our business community by gathering and disseminating information, keeping advised of all relevant government issues, advocating for members' interests, and serving as a catalyst for growth and prosperity.

Form 990, Page 2, Part III, Line 4D

Other program services include business after hours which is another networking event for chamber members. The chamber is a fiscal agent for the new car dealers association in the community. The chamber is also an intermediary of gift certificate distribution between member businesses and the general public.

Raw XML AppendixShowing 400 of 505 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0THE DEFIANCE AREA CHAMBER OF COMMERCE MISSION STATEMENT IS TO PROMOTE OUR BUSINESS COMMUNITY BY GATHERING AND DISSEMINATING INFORMATION, KEEPING ADVISED OF ALL RELEVANT GOVERNMENT ISSUES, ADVOCATING FOR MEMBERS' INTERESTS, AND SERVING AS A CATALYST FOR GROWTH AND PROSPERITY.
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IRS990/OtherExpensesGrp/Desc1EVENT COST - LEADERCAST
IRS990/OtherExpensesGrp/Desc2EVENT COST - FIRST FRIDAY
IRS990/OtherExpensesGrp/Desc3SPECIAL PROJECTS
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IRS990/ProgSrvcAccomActy2Grp/Desc0THE ANNUAL BANQUET IS HELD EACH YEAR FOR MEMBERS.
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IRS990/ProgSrvcAccomActy3Grp/Desc0LEADERCAST DEFIANCE AND LEADERSHIP DEFIANCE COUNTY ARE EVENTS ALLOWING COMMUNITY LEADERS AND COMMUNITY MEMBERS THE OPPORTUNITY TO LISTEN TO AND LEARN FROM SOME OF THE MOST WELL RESPECTED LEADERS IN THE WORLD AND IN THE LOCAL COMMUNITY.
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0OTHER PROGRAM SERVICES INCLUDE BUSINESS AFTER HOURS WHICH IS ANOTHER NETWORKING EVENT FOR CHAMBER MEMBERS. THE CHAMBER IS A FISCAL AGENT FOR THE NEW CAR DEALERS ASSOCIATION IN THE COMMUNITY. THE CHAMBER IS ALSO AN INTERMEDIARY OF GIFT CERTIFICATE DISTRIBUTION BETWEEN MEMBER BUSINESSES AND THE GENERAL PUBLIC.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE DEFIANCE AREA CHAMBER OF COMMERCE MISSION STATEMENT IS TO PROMOTE OUR BUSINESS COMMUNITY BY GATHERING AND DISSEMINATING INFORMATION, KEEPING ADVISED OF ALL RELEVANT GOVERNMENT ISSUES, ADVOCATING FOR MEMBERS' INTERESTS, AND SERVING AS A CATALYST FOR GROWTH AND PROSPERITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OTHER PROGRAM SERVICES INCLUDE BUSINESS AFTER HOURS WHICH IS ANOTHER NETWORKING EVENT FOR CHAMBER MEMBERS. THE CHAMBER IS A FISCAL AGENT FOR THE NEW CAR DEALERS ASSOCIATION IN THE COMMUNITY. THE CHAMBER IS ALSO AN INTERMEDIARY OF GIFT CERTIFICATE DISTRIBUTION BETWEEN MEMBER BUSINESSES AND THE GENERAL PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DOCUMENT IS PRESENTED TO THE FINANCE COMMITTEE FOR REVIEW AND APPROVAL BY THE FULL BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EVALUATION IS DONE BY FULL BOARD AND COMPENSATION IS BASED ON MAJORITY VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EVALUATION IS DONE BY FULL BOARD AND COMPENSATION IS BASED ON MAJORITY VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DOCUMENTS ARE AVAILABLE UPON REQUEST AT THE CHAMBER OF COMMERCE OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0DEFIANCE AREA C OF C FOUNDATION INC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0800842179

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