Civic Intelligence

Kentucky CCIM Chapter of the CCIM Instit an Affiliate of Nat'L Assoc of Realtors

EIN 61-0954358 • 501(c)6 • Louisville, KY

Profile

Provide networking and education opportunities to members.

PO Box 6747Louisville, KY 40206-0747

www.kyccim.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.13x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

82nd percentile

0.16x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

64th percentile

7.7%

Higher net margin than 64% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

32nd percentile

-14%

Faster asset growth than 32% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

70th percentile

12%

Faster revenue growth than 70% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$243,817

Down $39,760 (-14%) from 2023

Liabilities

Down

$30,507

Down $25,858 (-46%) from 2023

Net Assets

Down

$213,310

Down $13,902 (-6.1%) from 2023

Revenue

Up

$191,482

Up $21,019 (+12%) from 2023

Expenses

Up

$176,767

Up $29,853 (+20%) from 2023

Net Income

Down

$14,715

Down $8,834 (-38%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $74,605Liabilities 2011: $602Net Assets 2011: $74,0032011Assets 2012: $97,800Liabilities 2012: $17,232Net Assets 2012: $80,5682012Assets 2013: $97,050Liabilities 2013: $26,050Net Assets 2013: $71,0002013Assets 2014: $125,499Liabilities 2014: $28,065Net Assets 2014: $97,4342014Assets 2015: $135,454Liabilities 2015: $39,057Net Assets 2015: $96,3972015Assets 2016: $132,194Liabilities 2016: $42,465Net Assets 2016: $89,7292016Assets 2017: $159,401Liabilities 2017: $59,220Net Assets 2017: $100,1812017Assets 2018: $144,445Liabilities 2018: $42,479Net Assets 2018: $101,9662018Assets 2019: $203,967Liabilities 2019: $49,181Net Assets 2019: $154,7862019Assets 2020: $221,684Liabilities 2020: $49,167Net Assets 2020: $172,5172020Assets 2021: $215,133Liabilities 2021: $26,135Net Assets 2021: $188,9982021Assets 2022: $246,455Liabilities 2022: $42,792Net Assets 2022: $203,6632022Assets 2023: $283,577Liabilities 2023: $56,365Net Assets 2023: $227,2122023Assets 2024: $243,817Liabilities 2024: $30,507Net Assets 2024: $213,3102024

Highlighted filing

2024

Assets$243,817
Liabilities$30,507
Net Assets$213,310

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2011: $87,224Expenses 2011: $99,437Net Income 2011: -$12,2132011Revenue 2012: $109,242Expenses 2012: $102,677Net Income 2012: $6,5652012Revenue 2013: $98,783Expenses 2013: $108,351Net Income 2013: -$9,5682013Revenue 2014: $149,072Expenses 2014: $122,638Net Income 2014: $26,4342014Revenue 2015: $131,114Expenses 2015: $132,151Net Income 2015: -$1,0372015Revenue 2016: $146,458Expenses 2016: $153,126Net Income 2016: -$6,6682016Revenue 2017: $163,548Expenses 2017: $153,096Net Income 2017: $10,4522017Revenue 2018: $150,315Expenses 2018: $148,530Net Income 2018: $1,7852018Revenue 2019: $197,813Expenses 2019: $144,993Net Income 2019: $52,8202019Revenue 2020: $169,105Expenses 2020: $151,374Net Income 2020: $17,7312020Revenue 2021: $146,763Expenses 2021: $130,282Net Income 2021: $16,4812021Revenue 2022: $149,226Expenses 2022: $127,161Net Income 2022: $22,0652022Revenue 2023: $170,463Expenses 2023: $146,914Net Income 2023: $23,5492023Revenue 2024: $191,482Expenses 2024: $176,767Net Income 2024: $14,7152024

Highlighted filing

2024

Revenue$191,482
Expenses$176,767
Net Income$14,715

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.44$0.31$2.13$1.91$1.77$0.15
2023Detailed filing. Detailed filing data is available for this year.$2.84$0.56$2.27$1.70$1.47$0.24
2022Detailed filing. Detailed filing data is available for this year.$2.46$0.43$2.04$1.49$1.27$0.22
2021Detailed filing. Detailed filing data is available for this year.$2.15$0.26$1.89$1.47$1.30$0.16
2020Detailed filing. Detailed filing data is available for this year.$2.22$0.49$1.73$1.69$1.51$0.18
2019Detailed filing. Detailed filing data is available for this year.$2.04$0.49$1.55$1.98$1.45$0.53
2018Detailed filing. Detailed filing data is available for this year.$1.44$0.42$1.02$1.50$1.49$0.02
2017Detailed filing. Detailed filing data is available for this year.$1.59$0.59$1.00$1.64$1.53$0.10
2016Detailed filing. Detailed filing data is available for this year.$1.32$0.42$0.90$1.46$1.53$0.07
2015Detailed filing. Detailed filing data is available for this year.$1.35$0.39$0.96$1.31$1.32$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.25$0.28$0.97$1.49$1.23$0.26
2013Detailed filing. Detailed filing data is available for this year.$0.97$0.26$0.71$0.99$1.08$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.98$0.17$0.81$1.09$1.03$0.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.75$0.01$0.74$0.87$0.99$0.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 1, 2025
Return Version
2024v5.2
Gross Receipts
$203,591
Mission and Program Overview

Mission

Provide networking and education opportunities to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$227,212$213,310▼ $13,902
Savings and Temporary Cash Investments$210,510$209,125▼ $1,385
Cash and Non-Interest-Bearing Accounts$55,752$30,692▼ $25,060
Accounts Receivable$17,315$4,000▼ $13,315
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$283,577$243,817▼ $39,760
Liabilities
Deferred Revenue$50,300--
Accounts Payable and Accrued Expenses-$28,880-
Other Liabilities$6,065$1,627▼ $4,438
Total Liabilities$56,365$30,507▼ $25,858
Net Assets / Fund Balance
Total Net Assets Fund Balance$227,212$213,310▼ $13,902
Total Liabilities and Net Assets / Fund Balance$283,577$243,817▼ $39,760
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$180,900
Investment Income
$6,304
Other Revenue
$4,278
Change in Net Assets
$14,715
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$173,767
Grants and Similar Amounts Paid$3,000
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings---$36,017
Fees for Services Other---$32,236
Fees for Services Accounting---$15,670
Advertising---$9,279
All Other Expenses---$3,948
Insurance---$3,359
Grants to Domestic Orgs---$3,000
Other Expenses---$2,217
Information Technology---$1,457
Office Expenses---$1,148
Fees for Services Legal---$165
Total Functional Expenses$0$0$0$176,767
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$16,387
Fundraising Direct Expenses$12,109
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Outing$16,387$16,387$12,109$4,278
Total Events$16,387$16,387$12,109$4,278
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Lba/kcrec$1,627
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

A copy of the form 990 was provided to the organization's governing body before it was filed.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request

Filing and Contact Details

Filer

Filer Name
Kentucky Ccim Chapter of the Ccim Instit
EIN
61-0954358
Phone
5023390903
Address
PO BOX 6747, LOUISVILLE, KY 40206-0747

Signing Officer

Name
Stephen Lukinovich
Title
Treasurer
Phone
5023390903
Signed
2025-11-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stephen Lukinovich
Formed
2008
Legal Domicile
Ky
Voting Board Members
21
Independent Board Members
21
Employees
0
Volunteers
21

Preparer

Firm
Cherry Bekaert Advisory LLC
Address
702 NORTH SHORE DRIVE STE 100, JEFFERSONVILLE, IN 47130
Preparer
Christine Keith CPA
Phone
8126703400
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Executive administrator expense 32,236.

FORM 990, PART XI, LINE 9:

Special reserve adjustment -10,000.

Raw XML AppendixShowing 400 of 421 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt16PRESIDENT
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IRS990/Form990PartVIISectionAGrp/TitleTxt18VICE PRESIDENT
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IRS990/GoverningBodyVotingMembersCnt021
IRS990/GrantsToDomesticOrgsGrp/TotalAmt03000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0203591
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt021
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01457
IRS990/InsuranceGrp/TotalAmt03359
IRS990/InvestmentIncomeGrp/ExclusionAmt06304
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt06304
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0KY
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE NETWORKING AND EDUCATION OPPORTUNITIES TO MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0227212
IRS990/NetAssetsOrFundBalancesEOYAmt0213310
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt04278
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt04278
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt01148
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt0-10000
IRS990/OtherExpensesGrp/Desc0EDUCATION EXPENSE
IRS990/OtherExpensesGrp/Desc1LUNCHEON EXPENSES
IRS990/OtherExpensesGrp/Desc2TRAINING EXPENSES
IRS990/OtherExpensesGrp/Desc3BANK FEES
IRS990/OtherExpensesGrp/TotalAmt061594
IRS990/OtherExpensesGrp/TotalAmt14090
IRS990/OtherExpensesGrp/TotalAmt22587
IRS990/OtherExpensesGrp/TotalAmt32217
IRS990/OtherLiabilitiesGrp/BOYAmt06065
IRS990/OtherLiabilitiesGrp/EOYAmt01627
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0STEPHEN LUKINOVICH
IRS990/PriorPeriodAdjustmentsAmt0-18617
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0NETWORKING EVENTS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0143846
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt137054
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0143846
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt137054
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt03000
IRS990/PYInvestmentIncomeAmt03529
IRS990/PYOtherExpensesAmt0143914
IRS990/PYOtherRevenueAmt04160
IRS990/PYProgramServiceRevenueAmt0162774
IRS990/PYRevenuesLessExpensesAmt023549
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IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0170463
IRS990/ReconcilationRevenueExpnssAmt014715
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IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0227212
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IRS990/SavingsAndTempCashInvstGrp/EOYAmt0209125
IRS990/ScheduleBRequiredInd00
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO LBA/KCREC
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalLiabilityAmt01627
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt012109
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0GOLF OUTING
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt016387
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt016387
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt016387
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt04278
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt012109
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt012109
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A COPY OF THE FORM 990 WAS PROVIDED TO THE ORGANIZATION'S GOVERNING BODY BEFORE IT WAS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EXECUTIVE ADMINISTRATOR EXPENSE 32,236.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SPECIAL RESERVE ADJUSTMENT -10,000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART XI, LINE 9:
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IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0283577
IRS990/TotalAssetsEOYAmt0243817
IRS990/TotalAssetsGrp/BOYAmt0283577
IRS990/TotalAssetsGrp/EOYAmt0243817
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
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IRS990/TotalGrossUBIAmt00
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IRS990/TotalLiabilitiesEOYAmt030507
IRS990/TotalLiabilitiesGrp/BOYAmt056365
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IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0180900
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt010582
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0180900
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0191482
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt021
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0283577
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0243817
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 6747
IRS990/USAddress/CityNm0LOUISVILLE
IRS990/USAddress/StateAbbreviationCd0KY
IRS990/USAddress/ZIPCd0402060747
IRS990/VotingMembersGoverningBodyCnt021
IRS990/VotingMembersIndependentCnt021
IRS990/WebsiteAddressTxt0WWW.KYCCIM.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0STEPHEN LUKINOVICH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum05023390903
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0KENTUCKY CCIM CHAPTER OF THE CCIM INSTIT
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0AN AFFILIATE OF NAT'L ASSOC OF REALTORS

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