Civic Intelligence

Flcct Inc.

990 • Fiscal year 2023 • EIN 34-2018800

Jan 01, 2023 to Dec 31, 2023 • Filed on May 21, 2024

Organization Profilefinancialhp.org
3616 Far West Blvd 117-117Austin, TX 78731

(512) 456-8630

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.01x

Higher debt load relative to assets than 43% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Liabilities / Revenue

45th percentile

0.01x

Higher debt load relative to revenue than 45% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Net Margin

92nd percentile

55%

Higher net margin than 92% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Top Officer Pay

94th percentile

$154,181

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 29.2% of source-year revenue.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Asset Growth

83rd percentile

35%

Faster asset growth than 83% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2022 to 2023

Revenue Growth

76th percentile

37%

Faster revenue growth than 76% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets43rd percentile

Assets

Up

$895,782

Up $231,411 (+35%) from 2022

Net Assets

Up

$890,117

Up $290,747 (+49%) from 2022

Liabilities

Down

$5,665

Down $59,336 (-91%) from 2022

Revenue And Expenses
Liabilities / Revenue45th percentileNet Margin92nd percentile

Revenue

Up

$527,765

Up $142,465 (+37%) from 2022

Expenses

Up

$237,018

Up $3,381 (+1.4%) from 2022

Net Income

Up

$290,747

Up $139,084 (+92%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth83rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2020: $302,147Liabilities 2020: $2,331Net Assets 2020: $299,8162020Assets 2021: $446,156Liabilities 2021: $1,449Net Assets 2021: $444,7072021Assets 2022: $664,371Liabilities 2022: $65,001Net Assets 2022: $599,3702022Assets 2023: $895,782Liabilities 2023: $5,665Net Assets 2023: $890,1172023Assets 2024: $783,857Liabilities 2024: $20,317Net Assets 2024: $763,5402024

Highlighted filing

2023

Assets$895,782
Liabilities$5,665
Net Assets$890,117
Open 2023 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2020: $427,092Expenses 2020: $307,549Net Income 2020: $119,5432020Revenue 2021: $304,440Expenses 2021: $159,549Net Income 2021: $144,8912021Revenue 2022: $385,300Expenses 2022: $233,637Net Income 2022: $151,6632022Revenue 2023: $527,765Expenses 2023: $237,018Net Income 2023: $290,7472023Revenue 2024: $213,091Expenses 2024: $339,668Net Income 2024: -$126,5772024

Highlighted filing

2023

Revenue$527,765
Expenses$237,018
Net Income$290,747
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
May 21, 2024
Return Version
2023v5.0
Gross Receipts
$527,765
Mission and Program Overview

Mission

Flcct, inc. Is a community based organization focused on improving the financial health of texans. We advocate on behalf of the under-served and provide them with education and resources to achieve financial freedom.

FLCCT focuses on improving the financial health of Texans. We advocate on behalf of the under-served and provide them with education and resources to achieve financial freedom.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$588,461$690,501▲ $102,040
Savings and Temporary Cash Investments-$203,918-
Prepaid Expenses and Deferred Charges$355$863▲ $508
Accounts Receivable$555$0▼ $555
Pledges and Grants Receivable-$500-
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$664,371$895,782▲ $231,411
Other Assets Total$75,000$0▼ $75,000
Liabilities
Accounts Payable and Accrued Expenses$65,000$5,665▼ $59,335
Other Liabilities$1--
Total Liabilities$65,001$5,665▼ $59,336
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$513,537$890,117▲ $376,580
Net Assets With Donor Restrictions$85,833--
Total Net Assets Fund Balance$599,370$890,117▲ $290,747
Total Liabilities and Net Assets / Fund Balance$664,371$895,782▲ $231,411
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Lourdes ZunigaExecutive DirectorFT$154,181$154,181

Board Members and Trustees

NameTitle
Felicia MoralesPresident
Danette CastanedaDirector
Dorothy GordonDirector
Kelly EkwurzelDirector
Marycruz De LeonDirector
Nali ShahDirector
Rachel LeeDirector
Margaret RittenhouseTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$498,979
Program Service Revenue
$23,705
Investment Income
$5,081
Other Revenue
$0
All Other Contributions
$423,427
Change in Net Assets
$290,747
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$190,685
Other Expenses$46,333
Total Fundraising Expense$27,453
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$118,655$14,825$20,702$154,182
Other Salaries and Wages$17,826$2,227$3,110$23,163
Payroll Taxes$10,265$1,283$1,792$13,340
Fees for Services Accounting-$6,210-$6,210
Travel$3,999$780$26$4,805
Advertising$2,012$1,700$725$4,437
Fees for Services Other$2,339--$2,339
Information Technology$349$1,507$299$2,155
Insurance$1,128$458$429$2,015
Conferences and Meetings$1,199$432$73$1,704
Office Expenses$42$1,114-$1,156
Other Expenses$78$326$93$497
All Other Expenses$145$50$82$277
Total Functional Expenses$177,847$31,718$27,453$237,018
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The 990 was prepared by a third party and reviewed by a board member and the Executive Director. The finalized 990 was placed in a secure location for the entire board to review before submission.”

Form 990, Part VI, Section B, Line 12C

“A board member reviews the monthly expenditures for adherence to the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15A

“The Executive Committee reviews the Executive Director's accomplishments for the year, along with the accomplishments on target to be completed. The committee also reviews the salaries of other 501c3 organizations with comparable revenues in the geographic area. The Board Chair issues a recommendation, and the Executive Committee approves the salary. The salary is then submitted to the entire board for consideration and the board approves.”

Form 990, Part VI, Section C, Line 19

“No documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Flcct Inc
EIN
34-2018800
Phone
5124568630
Address
3616 Far West Blvd 117-117, Austin, TX 78731

Signing Officer

Name
Lourdes Zuniga
Title
Executive Director
Signed
2024-05-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lourdes Zuniga
Formed
2004
Legal Domicile
TX
Voting Board Members
8
Independent Board Members
8
Employees
4
Volunteers
25

Preparer

Firm
Key Figures LLC
Address
7700 Northcross Dr Unit 9708, Austin, TX 78766
Preparer
Catherine J Ruiz EA
Phone
5129202695
Raw XML AppendixShowing 400 of 456 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt065000
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt05665
IRS990/AccountsReceivableGrp/BOYAmt0555
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0FLCCT focuses on improving the financial health of Texans. We advocate on behalf of the under-served and provide them with education and resources to achieve financial freedom.
IRS990/AdvertisingGrp/FundraisingAmt0725
IRS990/AdvertisingGrp/ManagementAndGeneralAmt01700
IRS990/AdvertisingGrp/ProgramServicesAmt02012
IRS990/AdvertisingGrp/TotalAmt04437
IRS990/AllOtherContributionsAmt0423427
IRS990/AllOtherExpensesGrp/FundraisingAmt082
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt050
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0145
IRS990/AllOtherExpensesGrp/TotalAmt0277
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Lourdes Zuniga
IRS990/BooksInCareOfDetail/PhoneNum05124568630
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03616 Far West Blvd 117-117
IRS990/BooksInCareOfDetail/USAddress/CityNm0Austin
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd078731
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0588461
IRS990/CashNonInterestBearingGrp/EOYAmt0690501
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt020702
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt014825
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0118655
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0154182
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/FundraisingAmt073
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt0432
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt01199
IRS990/ConferencesMeetingsGrp/TotalAmt01704
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0498979
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt05081
IRS990/CYOtherExpensesAmt046333
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt023705
IRS990/CYRevenuesLessExpensesAmt0290747
IRS990/CYSalariesCompEmpBnftPaidAmt0190685
IRS990/CYTotalExpensesAmt0237018
IRS990/CYTotalFundraisingExpenseAmt027453
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0527765
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0Improved the financial health of Texans by advocating for equitable financial systems, increasing access to fair financial products & services, and designing and improving financial capability programs that promote asset building and generational wealth through our signature programs: I save Texas and Financial Justice.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt085833
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0177847
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt06210
IRS990/FeesForServicesAccountingGrp/TotalAmt06210
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt02339
IRS990/FeesForServicesOtherGrp/TotalAmt02339
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282FiledCnt00
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt080.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt84.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0Lourdes Zuniga
IRS990/Form990PartVIISectionAGrp/PersonNm1Rachel Lee
IRS990/Form990PartVIISectionAGrp/PersonNm2Dorothy Gordon
IRS990/Form990PartVIISectionAGrp/PersonNm3Danette Castaneda
IRS990/Form990PartVIISectionAGrp/PersonNm4Nali Shah
IRS990/Form990PartVIISectionAGrp/PersonNm5Kelly Ekwurzel
IRS990/Form990PartVIISectionAGrp/PersonNm6Marycruz De Leon
IRS990/Form990PartVIISectionAGrp/PersonNm7Margaret Rittenhouse
IRS990/Form990PartVIISectionAGrp/PersonNm8Felicia Morales
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0154181
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0Executive Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt8President
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr02004
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GovernmentGrantsAmt075552
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0527765
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt0299
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt01507
IRS990/InformationTechnologyGrp/ProgramServicesAmt0349
IRS990/InformationTechnologyGrp/TotalAmt02155
IRS990/InsuranceGrp/FundraisingAmt0429
IRS990/InsuranceGrp/ManagementAndGeneralAmt0458
IRS990/InsuranceGrp/ProgramServicesAmt01128
IRS990/InsuranceGrp/TotalAmt02015
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt05081
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt05081
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt02
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0FLCCT focuses on improving the financial health of Texans. We advocate on behalf of the under-served and provide them with education and resources to achieve financial freedom.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0599370
IRS990/NetAssetsOrFundBalancesEOYAmt0890117
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0513537
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0890117
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01114
IRS990/OfficeExpensesGrp/ProgramServicesAmt042
IRS990/OfficeExpensesGrp/TotalAmt01156
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt075000
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Program Incentives
IRS990/OtherExpensesGrp/Desc1Telephone
IRS990/OtherExpensesGrp/Desc2Dues & Subscriptions
IRS990/OtherExpensesGrp/Desc3Materials & Supplies
IRS990/OtherExpensesGrp/FundraisingAmt0122
IRS990/OtherExpensesGrp/FundraisingAmt193
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt081
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1725
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2326
IRS990/OtherExpensesGrp/ProgramServicesAmt019200
IRS990/OtherExpensesGrp/ProgramServicesAmt1610
IRS990/OtherExpensesGrp/ProgramServicesAmt278
IRS990/OtherExpensesGrp/TotalAmt019200
IRS990/OtherExpensesGrp/TotalAmt1813
IRS990/OtherExpensesGrp/TotalAmt2725
IRS990/OtherExpensesGrp/TotalAmt3497
IRS990/OtherLiabilitiesGrp/BOYAmt01
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt03110
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt02227
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt017826
IRS990/OtherSalariesAndWagesGrp/TotalAmt023163
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt01792
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01283
IRS990/PayrollTaxesGrp/ProgramServicesAmt010265
IRS990/PayrollTaxesGrp/TotalAmt013340
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0500
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0355
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0863
IRS990/PrincipalOfficerNm0Lourdes Zuniga
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0611710
IRS990/ProgramServiceRevenueGrp/Desc0Financial Literacy Trng.
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt023705
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt023705
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0382745
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0555
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt056850
IRS990/PYProgramServiceRevenueAmt02000
IRS990/PYRevenuesLessExpensesAmt0151663
IRS990/PYSalariesCompEmpBnftPaidAmt0176787
IRS990/PYTotalExpensesAmt0233637
IRS990/PYTotalRevenueAmt0385300
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0290747
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt023705
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0203918
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0498979
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0382745
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0291940
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0417031
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0182917
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01773612
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt05081
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt01
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt05082
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt048805
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.53250
IRS990ScheduleA/PublicSupportPY170Pct00.63560
IRS990ScheduleA/PublicSupportTotal170Amt0947106
IRS990ScheduleA/SubstantialContributorsTotAmt0826506
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0498979
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0382745
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0291940
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0417031
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0182917
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01773612
IRS990ScheduleA/TotalSupportAmt01778694
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleJ/AnyNonFixedPaymentsInd0false
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd0false
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd0false
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/InitialContractExceptionInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0154181
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Lourdes Zuniga
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0Executive Director
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0154181
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The 990 was prepared by a third party and reviewed by a board member and the Executive Director. The finalized 990 was placed in a secure location for the entire board to review before submission.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A board member reviews the monthly expenditures for adherence to the conflict of interest policy.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Executive Committee reviews the Executive Director's accomplishments for the year, along with the accomplishments on target to be completed. The committee also reviews the salaries of other 501c3 organizations with comparable revenues in the geographic area. The Board Chair issues a recommendation, and the Executive Committee approves the salary. The salary is then submitted to the entire board for consideration and the board approves.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0664371
IRS990/TotalAssetsEOYAmt0895782
IRS990/TotalAssetsGrp/BOYAmt0664371
IRS990/TotalAssetsGrp/EOYAmt0895782
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalContributionsAmt0498979
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt027453
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt031718
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0177847
IRS990/TotalFunctionalExpensesGrp/TotalAmt0237018
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt065001
IRS990/TotalLiabilitiesEOYAmt05665
IRS990/TotalLiabilitiesGrp/BOYAmt065001
IRS990/TotalLiabilitiesGrp/EOYAmt05665

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$895,782
Liabilities
$5,665
Net assets
$890,117
Revenue
$527,765
Expenses
$237,018
Net income
$290,747
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$7.84$0.20$7.64$2.13$3.40$1.27
2023Detailed filing. Detailed filing data is available for this year.$8.96$0.06$8.90$5.28$2.37$2.91
2022Detailed filing. Detailed filing data is available for this year.$6.64$0.65$5.99$3.85$2.34$1.52
2021Detailed filing. Detailed filing data is available for this year.$4.46$0.01$4.45$3.04$1.60$1.45
2020Detailed filing. Detailed filing data is available for this year.$3.02$0.02$3.00$4.27$3.08$1.20