Civic Intelligence

708 Community First Credit Union Inc

990 • Fiscal year 2017 • EIN 34-0813484

Jan 01, 2017 to Dec 31, 2017 • Filed on May 04, 2018

Organization Profilewww.cfcua.com

View Organization Page

2043 East Prospect RoadAshtabula, OH 44004

(440) 997-5919

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

24th percentile

0.86x

Higher debt load relative to assets than 24% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

82nd percentile

23.77x

Higher debt load relative to revenue than 82% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Net Margin

49th percentile

9.4%

Higher net margin than 49% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

55th percentile

$143,677

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 5.3% of source-year revenue.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Asset Growth

30th percentile

1.1%

Faster asset growth than 30% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

67th percentile

8.4%

Faster revenue growth than 67% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets24th percentile

Assets

Up

$75,705,249

Up $813,267 (+1.1%) from 2016

Net Assets

Up

$10,955,684

Up $230,270 (+2.1%) from 2016

Liabilities

Up

$64,749,565

Up $582,997 (+0.9%) from 2016

Revenue And Expenses
Liabilities / Revenue82nd percentileNet Margin49th percentile

Revenue

Up

$2,723,780

Up $211,195 (+8.4%) from 2016

Expenses

Down

$2,467,150

Down $40,219 (-1.6%) from 2016

Net Income

Up

$256,630

Up $251,414 (+4820%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth30th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $64,414,214Liabilities 2010: $54,347,868Net Assets 2010: $10,066,3462010Assets 2011: $67,825,442Liabilities 2011: $57,091,739Net Assets 2011: $10,733,7032011Assets 2012: $69,906,320Liabilities 2012: $59,048,571Net Assets 2012: $10,857,7492012Assets 2013: $70,549,521Liabilities 2013: $59,921,177Net Assets 2013: $10,628,3442013Assets 2014: $71,112,271Liabilities 2014: $60,562,321Net Assets 2014: $10,549,9502014Assets 2015: $73,883,923Liabilities 2015: $63,179,785Net Assets 2015: $10,704,1382015Assets 2016: $74,891,982Liabilities 2016: $64,166,568Net Assets 2016: $10,725,4142016Assets 2017: $75,705,249Liabilities 2017: $64,749,565Net Assets 2017: $10,955,6842017Assets 2018: $74,023,782Liabilities 2018: $62,807,520Net Assets 2018: $11,216,2622018Assets 2019: $77,472,453Liabilities 2019: $65,698,198Net Assets 2019: $11,774,2552019Assets 2020: $89,464,268Liabilities 2020: $77,431,423Net Assets 2020: $12,032,8452020Assets 2021: $99,249,182Liabilities 2021: $87,246,620Net Assets 2021: $12,002,5622021Assets 2022: $100,431,742Liabilities 2022: $89,092,889Net Assets 2022: $11,338,8532022Assets 2023: $92,812,032Liabilities 2023: $81,026,398Net Assets 2023: $11,785,6342023Assets 2024: $93,442,029Liabilities 2024: $81,209,087Net Assets 2024: $12,232,9422024

Highlighted filing

2017

Assets$75,705,249
Liabilities$64,749,565
Net Assets$10,955,684
Open 2017 Filing

Operations Trend

Revenue Growth67th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2010: $2,634,2002010Expenses 2011: $2,268,9262011Expenses 2012: $2,443,2102012Revenue 2013: $2,305,129Expenses 2013: $2,338,908Net Income 2013: -$33,7792013Revenue 2014: $2,168,161Expenses 2014: $2,278,586Net Income 2014: -$110,4252014Revenue 2015: $2,331,201Expenses 2015: $2,181,881Net Income 2015: $149,3202015Revenue 2016: $2,512,585Expenses 2016: $2,507,369Net Income 2016: $5,2162016Revenue 2017: $2,723,780Expenses 2017: $2,467,150Net Income 2017: $256,6302017Revenue 2018: $2,941,376Expenses 2018: $2,666,518Net Income 2018: $274,8582018Revenue 2019: $3,075,300Expenses 2019: $2,577,384Net Income 2019: $497,9162019Revenue 2020: $2,927,236Expenses 2020: $2,704,734Net Income 2020: $222,5022020Revenue 2021: $2,733,229Expenses 2021: $2,645,092Net Income 2021: $88,1372021Revenue 2022: $2,912,524Expenses 2022: $2,909,216Net Income 2022: $3,3082022Revenue 2023: $3,451,816Expenses 2023: $3,308,130Net Income 2023: $143,6862023Revenue 2024: $3,986,299Expenses 2024: $3,710,327Net Income 2024: $275,9722024

Highlighted filing

2017

Revenue$2,723,780
Expenses$2,467,150
Net Income$256,630
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 4, 2018
Return Version
2017v2.0
Gross Receipts
$2,723,780
Mission and Program Overview

Mission

The Community First Credit Union is owned by its membership and exists to provide, in a friendly atmosphere, high quality financial services at favorable terms to members, while maintaining the long-term financial stability of the credit union.

Community First Credit Union, Inc. is a financial institution cooperative organized to provide loan and deposit products and services for the member owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$43,721,066$40,069,802▼ $3,651,264
Other Notes and Loans Receivable, Net$27,573,273$31,320,459▲ $3,747,186
Rtn Earn Endowment Incm Other Fnds$10,725,414$10,955,684▲ $230,270
Savings and Temporary Cash Investments$1,110,758$1,815,851▲ $705,093
Land, Buildings, and Equipment, Net$676,514$688,053▲ $11,539
Cash and Non-Interest-Bearing Accounts$875,021$676,549▼ $198,472
Accounts Receivable$55,340$210,485▲ $155,145
Prepaid Expenses and Deferred Charges$60,235$56,665▼ $3,570
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$74,891,982$75,705,249▲ $813,267
Other Assets Total$819,775$867,385▲ $47,610
Liabilities
Other Liabilities$63,678,755$64,193,482▲ $514,727
Accounts Payable and Accrued Expenses$487,813$556,083▲ $68,270
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$64,166,568$64,749,565▲ $582,997
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,725,414$10,955,684▲ $230,270
Total Liabilities and Net Assets / Fund Balance$74,891,982$75,705,249▲ $813,267

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$326,026$613,451$939,477
Equipment$157,204$317,019$474,223
Land$204,823-$204,823
Investment Program Related Org$562,609--
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay55th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark DeGeorgeChief Executive OfficerFT$123,027$20,650$143,677
Phil PawlowskiChief Financial OfficerFT$82,299$23,350$105,649
Luz CampbellChief Operating OfficerFT$77,629$20,900$98,529

Board Members and Trustees

NameTitle
Michael FitchetChairman of Board
Joanne PickettVice Chairperson of Board
Alanna DammesDirector
Connie PeetDirector
Mark AstorinoDirector
Mary ZappitelliDirector
Steve CervasDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,998,954
Investment Income
$724,826
Other Revenue
$0
Change in Net Assets
$256,630
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,537,905
Salaries, Compensation, and Employee Benefits$929,245
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$391,354$44,830$0$436,184
Current Officers, Directors, Trustees, and Key Employees$38,814$244,141$0$282,955
Information Technology$198,269$0$0$198,269
Interest$151,532$0$0$151,532
Other Employee Benefits$62,515$45,571$0$108,086
Office Expenses$104,293$0$0$104,293
Depreciation Depletion$64,294$5,857$0$70,151
Advertising$63,195$0$0$63,195
Payroll Taxes$33,058$24,098$0$57,156
Occupancy$46,078$5,120$0$51,198
Pension Plan Contributions$25,948$18,916$0$44,864
Conferences and Meetings$23,585$9,744$0$33,329
Other Expenses$0$26,809$0$26,809
Insurance$24,777$0$0$24,777
Fees for Services Management$0$19,888$0$19,888
Fees for Services Accounting$0$17,146$0$17,146
All Other Expenses$15,114$0$0$15,114
Fees for Services Legal$2,636$0$0$2,636
Total Functional Expenses$2,005,030$462,120$0$2,467,150
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members share savings$27,229,407
Members money market savings$16,040,687
Members share certificates$9,628,967
Members draft checking$7,993,710
Members IRA savings$2,337,454
Members IRA certificates$963,257
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“All credit unions by charter are member owned.”

Form 990, Part VI, Section A, Line 7A

“All of the governing body is elected by the membership.”

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed by management and the Board of Directors prior to submission.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is reviewed by the employees and the Board of Directors annually.”

Form 990, Part VI, Section B, Line 15

“Compensation of key employees is approved by the Board of Directors. Independent compensation surveys are utilized as a tool in setting compensation levels.”

Form 990, Part VI, Section C, Line 19

“The governing documents, conflict of interest policy, and financial statements are made available upon request.”

Filing and Contact Details

Filer

Filer Name
Community First Credit Union Inc
EIN
34-0813484
Phone
4409975919
Address
2043 East Prospect Road, Ashtabula, OH 44004

Signing Officer

Name
Mark DeGeorge
Title
Chief Executive Officer
Phone
4409975917
Signed
2018-05-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mark DeGeorge
Formed
1955
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
7
Employees
16
Volunteers
10

Preparer

Firm
Schmidt & Associates
Address
P O Box 2588, Columbus, OH 43216
Preparer
Melissa Schmidt
Phone
6145291640
Raw XML AppendixShowing 400 of 585 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm7Mark DeGeorge
IRS990/Form990PartVIISectionAGrp/PersonNm8Phil Pawlowski
IRS990/Form990PartVIISectionAGrp/PersonNm9Luz Campbell
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman of Board
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IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Chief Executive Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Chief Operating Officer
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02723780
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt0198269
IRS990/InformationTechnologyGrp/TotalAmt0198269
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt024777
IRS990/InsuranceGrp/TotalAmt024777
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt0151532
IRS990/InterestGrp/TotalAmt0151532
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0724826
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0724826
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt043721066
IRS990/InvestmentsProgramRelatedGrp/EOYAmt040069802
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt01018
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0930470
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0676514
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0688053
IRS990/LandBldgEquipCostOrOtherBssAmt01618523
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0The Community First Credit Union is owned by its membership and exists to provide, in a friendly atmosphere, high quality financial services at favorable terms to members, while maintaining the long-term financial stability of the credit union.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt010725414
IRS990/NetAssetsOrFundBalancesEOYAmt010955684
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-26360
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt05120
IRS990/OccupancyGrp/ProgramServicesAmt046078
IRS990/OccupancyGrp/TotalAmt051198
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0104293
IRS990/OfficeExpensesGrp/TotalAmt0104293
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0819775
IRS990/OtherAssetsTotalGrp/EOYAmt0867385
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt045571
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt062515
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0108086
IRS990/OtherExpensesGrp/Desc0Loan servicing (collections, credit card)
IRS990/OtherExpensesGrp/Desc1Share servicing (ATM, debit, draft)
IRS990/OtherExpensesGrp/Desc2Regulators
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt226809
IRS990/OtherExpensesGrp/ProgramServicesAmt0413298
IRS990/OtherExpensesGrp/ProgramServicesAmt1346270
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/TotalAmt0413298
IRS990/OtherExpensesGrp/TotalAmt1346270
IRS990/OtherExpensesGrp/TotalAmt226809
IRS990/OtherLiabilitiesGrp/BOYAmt063678755
IRS990/OtherLiabilitiesGrp/EOYAmt064193482
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt044830
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0391354
IRS990/OtherSalariesAndWagesGrp/TotalAmt0436184
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt027573273
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt031320459
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt024098
IRS990/PayrollTaxesGrp/ProgramServicesAmt033058
IRS990/PayrollTaxesGrp/TotalAmt057156
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt018916
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt025948
IRS990/PensionPlanContributionsGrp/TotalAmt044864
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt060235
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt056665
IRS990/PrincipalOfficerNm0Mark DeGeorge
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on loans to members
IRS990/ProgramServiceRevenueGrp/Desc1Fees to members
IRS990/ProgramServiceRevenueGrp/Desc2ATM surcharges to nonmembers
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01589366
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1404455
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01589366
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1404455
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt25133
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt25133
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0666282
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01604740
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01846303
IRS990/PYRevenuesLessExpensesAmt05216
IRS990/PYSalariesCompEmpBnftPaidAmt0902629
IRS990/PYTotalExpensesAmt02507369
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02512585
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0256630
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$75,705,249
Liabilities
$64,749,565
Net assets
$10,955,684
Revenue
$2,723,780
Expenses
$2,467,150
Net income
$256,630
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.4$81.2$12.2$3.99$3.71$0.28
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.8$81.0$11.8$3.45$3.31$0.14
2022Detailed filing. Detailed filing data is available for this year.$100$89.1$11.3$2.91$2.91$0.00
2021Detailed filing. Detailed filing data is available for this year.$99.2$87.2$12.0$2.73$2.65$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$89.5$77.4$12.0$2.93$2.70$0.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$77.5$65.7$11.8$3.08$2.58$0.50
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.0$62.8$11.2$2.94$2.67$0.27
2017Detailed filing. Detailed filing data is available for this year.$75.7$64.7$11.0$2.72$2.47$0.26
2016Detailed filing. Detailed filing data is available for this year.$74.9$64.2$10.7$2.51$2.51$0.01
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$73.9$63.2$10.7$2.33$2.18$0.15
2014Detailed filing. Detailed filing data is available for this year.$71.1$60.6$10.5$2.17$2.28$0.11
2013Detailed filing. Detailed filing data is available for this year.$70.5$59.9$10.6$2.31$2.34$0.03
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$69.9$59.0$10.9$2.44
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$67.8$57.1$10.7$2.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$64.4$54.3$10.1$2.63