Civic Intelligence

Community Star Credit Union

990 • Fiscal year 2014 • EIN 34-0728231

Jan 01, 2014 to Dec 31, 2014 • Filed on May 05, 2015

Organization ProfileWWW.COMMSTAR.ORG

View Organization Page

832 Cleveland StreetElyria, OH 44035

(440) 365-7342

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.91x

Higher debt load relative to assets than 80% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Liabilities / Revenue

18th percentile

14.09x

Higher debt load relative to revenue than 18% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Net Margin

53rd percentile

11%

Higher net margin than 53% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Top Officer Pay

22nd percentile

$103,246

Higher top officer pay than 22% of similar nonprofits.

Top officer pay equals 3.0% of source-year revenue.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Asset Growth

32nd percentile

0.9%

Faster asset growth than 32% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Revenue Growth

66th percentile

2.5%

Faster revenue growth than 66% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$52,935,076

Up $466,109 (+0.9%) from 2013

Net Assets

Up

$4,728,478

Up $363,394 (+8.3%) from 2013

Liabilities

Up

$48,206,598

Up $102,715 (+0.2%) from 2013

Revenue And Expenses
Liabilities / Revenue18th percentileNet Margin53rd percentile

Revenue

Up

$3,420,919

Up $82,647 (+2.5%) from 2013

Expenses

Down

$3,057,525

Down $54,872 (-1.8%) from 2013

Net Income

Up

$363,394

Up $137,519 (+61%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth32nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $48,378,561Liabilities 2010: $44,094,362Net Assets 2010: $4,284,1992010Assets 2011: $50,744,693Liabilities 2011: $46,546,453Net Assets 2011: $4,198,2402011Assets 2012: $51,056,313Liabilities 2012: $46,917,104Net Assets 2012: $4,139,2092012Assets 2013: $52,468,967Liabilities 2013: $48,103,883Net Assets 2013: $4,365,0842013Assets 2014: $52,935,076Liabilities 2014: $48,206,598Net Assets 2014: $4,728,4782014Assets 2015: $63,801,919Liabilities 2015: $57,872,705Net Assets 2015: $5,929,2142015Assets 2016: $68,170,332Liabilities 2016: $61,948,137Net Assets 2016: $6,222,1952016Assets 2017: $70,892,212Liabilities 2017: $64,789,753Net Assets 2017: $6,102,4592017Assets 2018: $68,333,120Liabilities 2018: $61,633,421Net Assets 2018: $6,699,6992018Assets 2019: $72,250,823Liabilities 2019: $65,170,530Net Assets 2019: $7,080,2932019Assets 2020: $84,039,069Liabilities 2020: $76,698,738Net Assets 2020: $7,340,3312020Assets 2021: $90,685,850Liabilities 2021: $83,058,850Net Assets 2021: $7,627,0002021Assets 2022: $93,835,301Liabilities 2022: $85,788,909Net Assets 2022: $8,046,3922022Assets 2024: $98,603,668Liabilities 2024: $89,933,213Net Assets 2024: $8,670,4552024

Highlighted filing

2014

Assets$52,935,076
Liabilities$48,206,598
Net Assets$4,728,478
Open 2014 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,317,4502010Expenses 2011: $3,269,9902011Expenses 2012: $3,207,5642012Revenue 2013: $3,338,272Expenses 2013: $3,112,397Net Income 2013: $225,8752013Revenue 2014: $3,420,919Expenses 2014: $3,057,525Net Income 2014: $363,3942014Revenue 2015: $4,005,869Expenses 2015: $3,646,931Net Income 2015: $358,9382015Revenue 2016: $4,188,958Expenses 2016: $3,895,977Net Income 2016: $292,9812016Revenue 2017: $4,279,893Expenses 2017: $4,399,629Net Income 2017: -$119,7362017Revenue 2018: $4,687,682Expenses 2018: $4,090,442Net Income 2018: $597,2402018Revenue 2019: $4,162,864Expenses 2019: $3,782,270Net Income 2019: $380,5942019Revenue 2020: $4,270,161Expenses 2020: $4,010,123Net Income 2020: $260,0382020Revenue 2021: $4,042,454Expenses 2021: $3,755,785Net Income 2021: $286,6692021Revenue 2022: $4,333,361Expenses 2022: $3,913,969Net Income 2022: $419,3922022Revenue 2024: $6,168,845Expenses 2024: $5,597,004Net Income 2024: $571,8412024

Highlighted filing

2014

Revenue$3,420,919
Expenses$3,057,525
Net Income$363,394
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 5, 2015
Return Version
2014v5.0
Gross Receipts
$3,420,919
Mission and Program Overview

Mission

To provide lending,savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service-based emphasis that recognizes the members status as owners.

To provide lending,savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service-based emphasis that recognizes the member's status as owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$30,966,850$33,830,418▲ $2,863,568
Investments Other Securities$15,113,527$13,864,321▼ $1,249,206
Rtn Earn Endowment Incm Other Fnds$4,365,084$4,728,478▲ $363,394
Land, Buildings, and Equipment, Net$1,368,012$1,241,467▼ $126,545
Cash and Non-Interest-Bearing Accounts$1,192,536$1,103,106▼ $89,430
Investments Program Related$1,726,316$627,244▼ $1,099,072
Savings and Temporary Cash Investments$443,760$547,229▲ $103,469
Receivables From Officers Etc$352,182$464,076▲ $111,894
Total Assets$52,468,967$52,935,076▲ $466,109
Other Assets Total$1,305,784$1,257,215▼ $48,569
Liabilities
Other Liabilities$47,549,556$47,550,874▲ $1,318
Accounts Payable and Accrued Expenses$554,327$655,724▲ $101,397
Total Liabilities$48,103,883$48,206,598▲ $102,715
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,365,084$4,728,478▲ $363,394
Total Liabilities and Net Assets / Fund Balance$52,468,967$52,935,076▲ $466,109

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$503,589$394,348$897,937
Leasehold Improvements$304,648$495,166$799,814
Equipment$194,415$152,224$346,639
Land$238,815-$238,815
Investment Program Related Org$2,100--
Other Securities$5,072,321--
Compensation and Service Providers
Top Officer Pay22nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Ernie JacksonCEOFT$103,246$103,246
John RadolecCFOFT$70,510$70,510
Heidi MatiasCOOFT$66,794$66,794
Richard NockCLOFT$57,807$57,807

Board Members and Trustees

NameTitle
Charles KennamerDirector
Edwin OleyDirector
R Patrick SutterDirector
Robert GavalekDirector
Sandra ClaarDirector
Timothy McmullenDirector
William MarkleDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,044,385
Investment Income
$376,534
Other Revenue
$0
Change in Net Assets
$363,394

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,420,919
Total Revenue per Audited Statements
$3,420,919
Total Revenue per Form 990
$3,420,919
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,550,256
Salaries, Compensation, and Employee Benefits$1,257,834
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$959,477
Information Technology---$360,142
Current Officers, Directors, Trustees, and Key Employees---$298,357
Office Expenses---$278,368
Benefits to Members---$249,435
Occupancy---$238,967
Fees for Services Other---$202,212
Other Expenses$53,276--$53,276
All Other Expenses---$29,782
Conferences and Meetings---$23,278
Interest---$4
Total Functional Expenses$0$0$0$3,057,525

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,057,525
Total Expenses per Audited Statements$3,057,525
Total Expenses per Form 990$3,057,525
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$352,182$464,076▲ $111,894
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$47,550,874
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The credit union is comprised of a single class of approximately 8400 member-owners, each of which has equal rights in ownership, governance and voting rights at the annual meetings, with the exception of the member-owners who are elected to the board of directors”

Member election for additional members Part VI line 7A

“The member-owners of the credit union have the authority to elect the members of the board of directors for three-year terms on a rotating basis. Candidates are elected by a simple majority vote after it is determined a quorum is present.”

Governing body decisions Part VI line 7B

“Changes to the governing documents (bylaws) are allowed after approval of the board of directors and the regulatory agency.”

Form 990 governing body review Part VI line 11

“The form 990 will be reviewed by the governing body at a meeting with the ceo and/or cfo before it is filed.”

Conflict of interest policy compliance Part VI line 12C

“The organization's officers and directors are required annually to complete a conflict of interest disclosure form to be kept on file.”

CEO executive director top management comp Part VI line 15A

“The executive committee, made up of officers of the board, performs the performance review and makes adjustments based on performance goals and standards.”

Other officer or key employee compensation Part VI line 15B

“To determine compensation for officers or key employees, the president/ceo uses industry related salary surveys and publications and completes performance assessments.”

Governing documents etc available to public Part VI line 19

“Conflict of interest policy statements are maintained and available at request through the credit union president/ceo. Financial statements are available to members through postings in the lobby of the credit union, and are updated monthly. The by-laws are available for review by request to the president/ceo.”

Filing and Contact Details

Filer

Filer Name
Community Star Credit Union
EIN
34-0728231
Address
832 CLEVELAND STREET, ELYRIA, OH 44035

Signing Officer

Name
Ernie Jackson
Title
CEO
Phone
4403657342
Signed
2015-05-05
Discuss with paid preparer
No

Organization Details

Formed
1938
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
7
Employees
36
Volunteers
7

Preparer

Firm
CBS Certified Public Accountants
Address
34305 Solon Road 10, Solon, OH 44139
Preparer
Ronald Schmidt
Phone
4405421536
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IRS990/OtherExpensesGrp/ProgramServicesAmt026727
IRS990/OtherExpensesGrp/ProgramServicesAmt1166930
IRS990/OtherExpensesGrp/ProgramServicesAmt2170570
IRS990/OtherExpensesGrp/ProgramServicesAmt353276
IRS990/OtherExpensesGrp/TotalAmt026727
IRS990/OtherExpensesGrp/TotalAmt1166930
IRS990/OtherExpensesGrp/TotalAmt2170570
IRS990/OtherExpensesGrp/TotalAmt353276
IRS990/OtherLiabilitiesGrp/BOYAmt047549556
IRS990/OtherLiabilitiesGrp/EOYAmt047550874
IRS990/OtherOrganizationDsc0CU
IRS990/OtherSalariesAndWagesGrp/TotalAmt0959477
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt030966850
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt033830418
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01946680
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1815790
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2281915
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01946680
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1815790
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2281915
IRS990/ProgSrvcAccomActy2Grp/Desc0DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS AND IN-PERSON AT CREDIT UNION OFFICE.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0360142
IRS990/ProgSrvcAccomActy3Grp/Desc0DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 15,000 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 8,400 MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0249435
IRS990/ProgSrvcAccomActyOtherGrp/Desc0OTHER PROGRAM SERVICES
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0273243
IRS990/PYInvestmentIncomeAmt0347764
IRS990/PYOtherExpensesAmt01678069
IRS990/PYProgramServiceRevenueAmt02990508
IRS990/PYRevenuesLessExpensesAmt0225875
IRS990/PYSalariesCompEmpBnftPaidAmt01161085
IRS990/PYTotalExpensesAmt03112397
IRS990/PYTotalRevenueAmt03338272
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0352182
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0464076
IRS990/ReconcilationRevenueExpnssAmt0363394
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04365084
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04728478
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0443760
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0547229
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0503589
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0394348
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0897937
IRS990ScheduleD/EquipmentGrp/BookValueAmt0194415
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0152224
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0346639
IRS990ScheduleD/ExpensesSubtotalAmt03057525
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0625144
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt12100
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0MEMBERSHIP CAPITAL
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1CORPORATE CREDIT UNION INVESTMENTS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/LandGrp/BookValueAmt0238815
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0238815
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0304648
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0495166
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0799814
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt047550874
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES AND DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt08792000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt15072321
IRS990ScheduleD/OtherSecuritiesGrp/Desc0DEPOSITS IN COMMERCIAL BANKS S&LS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/RevenueSubtotalAmt03420919
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01241467
IRS990ScheduleD/TotalBookValueProgramRltdAmt0627244
IRS990ScheduleD/TotalBookValueSecuritiesAmt013864321
IRS990ScheduleD/TotalExpensesPerForm990Amt03057525
IRS990ScheduleD/TotalLiabilityAmt047550874
IRS990ScheduleD/TotalRevenuePerForm990Amt03420919
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03420919
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03057525
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt07000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt123794
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt214399
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt323280
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt491839
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt528665
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt6143413
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt716084
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt82569
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt94331
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt107941
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11100761
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3LOAM
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt07339
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt125430
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt215000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt335000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt495950
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt533000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt6153600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt719200
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt84350
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt96555
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1012333
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt11120000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0ERNIE JACKSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1JOHN RADOLEC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2JOHN RADOLEC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3HEIDI MATIAS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4HEIDI MATIAS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5HEIDI MATIAS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6ROBERT SUTTER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7ROBERT SUTTER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8ROBERT SUTTER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9SANDRA CLAAR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm10TIM MCMULLEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm11TIM MCMULLEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1CFO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2OFFICER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3COO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4COO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5COO

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$52,935,076
Liabilities
$48,206,598
Net assets
$4,728,478
Revenue
$3,420,919
Expenses
$3,057,525
Net income
$363,394
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$98.6$89.9$8.67$6.17$5.60$0.57
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$93.8$85.8$8.05$4.33$3.91$0.42
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$90.7$83.1$7.63$4.04$3.76$0.29
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$84.0$76.7$7.34$4.27$4.01$0.26
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$72.3$65.2$7.08$4.16$3.78$0.38
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.3$61.6$6.70$4.69$4.09$0.60
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$70.9$64.8$6.10$4.28$4.40$0.12
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.2$61.9$6.22$4.19$3.90$0.29
2015Detailed filing. Detailed filing data is available for this year.$63.8$57.9$5.93$4.01$3.65$0.36
2014Detailed filing. Detailed filing data is available for this year.$52.9$48.2$4.73$3.42$3.06$0.36
2013Detailed filing. Detailed filing data is available for this year.$52.5$48.1$4.37$3.34$3.11$0.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.1$46.9$4.14$3.21
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.7$46.5$4.20$3.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.4$44.1$4.28$3.32