Civic Intelligence

Community Star Credit Union

990 • Fiscal year 2017 • EIN 34-0728231

Jan 01, 2017 to Dec 31, 2017 • Filed on May 03, 2018

Organization ProfileWWW.COMMSTAR.ORG

View Organization Page

832 Cleveland StreetElyria, OH 44035

(440) 365-7342

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.91x

Higher debt load relative to assets than 85% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

23rd percentile

15.14x

Higher debt load relative to revenue than 23% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Net Margin

12th percentile

-2.8%

Higher net margin than 12% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

42nd percentile

$130,143

Higher top officer pay than 42% of similar nonprofits.

Top officer pay equals 3.0% of source-year revenue.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Asset Growth

61st percentile

4.0%

Faster asset growth than 61% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

26th percentile

2.2%

Faster revenue growth than 26% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets85th percentile

Assets

Up

$70,892,212

Up $2,721,880 (+4.0%) from 2016

Net Assets

Down

$6,102,459

Down $119,736 (-1.9%) from 2016

Liabilities

Up

$64,789,753

Up $2,841,616 (+4.6%) from 2016

Revenue And Expenses
Liabilities / Revenue23rd percentileNet Margin12th percentile

Revenue

Up

$4,279,893

Up $90,935 (+2.2%) from 2016

Expenses

Up

$4,399,629

Up $503,652 (+13%) from 2016

Net Income

Down

-$119,736

Down $412,717 (-141%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth61st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $48,378,561Liabilities 2010: $44,094,362Net Assets 2010: $4,284,1992010Assets 2011: $50,744,693Liabilities 2011: $46,546,453Net Assets 2011: $4,198,2402011Assets 2012: $51,056,313Liabilities 2012: $46,917,104Net Assets 2012: $4,139,2092012Assets 2013: $52,468,967Liabilities 2013: $48,103,883Net Assets 2013: $4,365,0842013Assets 2015: $63,801,919Liabilities 2015: $57,872,705Net Assets 2015: $5,929,2142015Assets 2016: $68,170,332Liabilities 2016: $61,948,137Net Assets 2016: $6,222,1952016Assets 2017: $70,892,212Liabilities 2017: $64,789,753Net Assets 2017: $6,102,4592017Assets 2018: $68,333,120Liabilities 2018: $61,633,421Net Assets 2018: $6,699,6992018Assets 2019: $72,250,823Liabilities 2019: $65,170,530Net Assets 2019: $7,080,2932019Assets 2020: $84,039,069Liabilities 2020: $76,698,738Net Assets 2020: $7,340,3312020Assets 2021: $90,685,850Liabilities 2021: $83,058,850Net Assets 2021: $7,627,0002021Assets 2022: $93,835,301Liabilities 2022: $85,788,909Net Assets 2022: $8,046,3922022Assets 2024: $98,603,668Liabilities 2024: $89,933,213Net Assets 2024: $8,670,4552024

Highlighted filing

2017

Assets$70,892,212
Liabilities$64,789,753
Net Assets$6,102,459
Open 2017 Filing

Operations Trend

Revenue Growth26th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,317,4502010Expenses 2011: $3,269,9902011Expenses 2012: $3,207,5642012Revenue 2013: $3,338,272Expenses 2013: $3,112,397Net Income 2013: $225,8752013Revenue 2015: $4,005,869Expenses 2015: $3,646,931Net Income 2015: $358,9382015Revenue 2016: $4,188,958Expenses 2016: $3,895,977Net Income 2016: $292,9812016Revenue 2017: $4,279,893Expenses 2017: $4,399,629Net Income 2017: -$119,7362017Revenue 2018: $4,687,682Expenses 2018: $4,090,442Net Income 2018: $597,2402018Revenue 2019: $4,162,864Expenses 2019: $3,782,270Net Income 2019: $380,5942019Revenue 2020: $4,270,161Expenses 2020: $4,010,123Net Income 2020: $260,0382020Revenue 2021: $4,042,454Expenses 2021: $3,755,785Net Income 2021: $286,6692021Revenue 2022: $4,333,361Expenses 2022: $3,913,969Net Income 2022: $419,3922022Revenue 2024: $6,168,845Expenses 2024: $5,597,004Net Income 2024: $571,8412024

Highlighted filing

2017

Revenue$4,279,893
Expenses$4,399,629
Net Income-$119,736
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 3, 2018
Return Version
2017v2.2
Gross Receipts
$4,279,893
Mission and Program Overview

Mission

To provide lending,savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service-based emphasis that recognizes the members status as owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$47,333,228$51,974,842▲ $4,641,614
Investments Other Securities$13,002,813$11,953,327▼ $1,049,486
Rtn Earn Endowment Incm Other Fnds$6,222,195$6,102,459▼ $119,736
Savings and Temporary Cash Investments$2,881,097$1,567,917▼ $1,313,180
Land, Buildings, and Equipment, Net$1,192,438$1,179,110▼ $13,328
Cash and Non-Interest-Bearing Accounts$1,194,762$1,000,936▼ $193,826
Receivables From Officers Etc$462,633$698,017▲ $235,384
Investments Program Related$501,302$501,302→ $0
Total Assets$68,170,332$70,892,212▲ $2,721,880
Other Assets Total$1,602,059$2,016,761▲ $414,702
Liabilities
Other Liabilities$61,490,724$64,108,487▲ $2,617,763
Accounts Payable and Accrued Expenses$457,413$681,266▲ $223,853
Total Liabilities$61,948,137$64,789,753▲ $2,841,616
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,222,195$6,102,459▼ $119,736
Total Liabilities and Net Assets / Fund Balance$68,170,332$70,892,212▲ $2,721,880

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$668,076$62,580$730,656
Equipment$189,009$69,962$258,971
Land$256,815-$256,815
Leasehold Improvements$65,210$22,323$87,533
Investment Program Related Org$501,302--
Other Securities$6,091,797--
Compensation and Service Providers
Top Officer Pay42nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Mark PattersonHceFT$130,143$130,143
David JezewskiCEOFT$89,635$89,635
John RadolecCFOFT$73,022$73,022
Richard NockCLOFT$69,500$69,500
Heidi MatiasCOOFT$67,732$67,732
Ernie JacksonCEO-$47,957$47,957

Board Members and Trustees

NameTitle
Edwin OleyDirector
Elijah WrehDirector
Lisa Hart LaskyDirector
R Patrick SutterDirector
Sandra ClaarDirector
Timothy McmullenDirector
William MarkleDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,847,315
Investment Income
$432,578
Other Revenue
$0
Change in Net Assets
$-119,736

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,279,893
Total Revenue per Audited Statements
$4,279,893
Total Revenue per Form 990
$4,279,893
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,404,066
Salaries, Compensation, and Employee Benefits$1,632,878
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,154,889
Information Technology---$491,901
Current Officers, Directors, Trustees, and Key Employees---$477,989
Benefits to Members---$362,685
Office Expenses---$324,666
Fees for Services Other---$316,023
Occupancy---$290,236
All Other Expenses---$178,573
Other Expenses$66,957--$66,957
Conferences and Meetings---$27,883
Insurance---$23,193
Fees for Services Accounting---$18,000
Total Functional Expenses$0$0$0$4,399,629

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$4,399,629
Total Expenses per Audited Statements$4,399,629
Total Expenses per Form 990$4,399,629
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$462,633$698,017▲ $235,384
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$64,108,487
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The credit union is comprised of a single class of approximately 9500 member-owners, each of which has equal rights in ownership, governance and voting rights at the annual meetings, with the exception of the member-owners who are elected to the board of directors”

Member election for additional members Part VI line 7A

“The member-owners of the credit union have the authority to elect the members of the board of directors for three-year terms on a rotating basis. Candidates are elected by a simple majority vote after it is determined a quorum is present.”

Governing body decisions Part VI line 7B

“Changes to the governing documents (bylaws) are allowed after approval of the board of directors and the regulatory agency.”

Form 990 governing body review Part VI line 11

“The form 990 will be reviewed by the governing body at a meeting with the ceo and/or cfo before it is filed.”

Conflict of interest policy compliance Part VI line 12C

“The organizations officers and directors are required annually to complete a conflict of interest disclosure form to be kept on file.”

CEO executive director top management comp Part VI line 15A

“The executive committee, made up of officers of the board, performs the performance review and makes adjustments based on performance goals and standards.”

Other officer or key employee compensation Part VI line 15B

“To determine compensation for officers or key employees, the president/ceo uses industry related salary surveys and publications and completes performance assessments.”

Governing documents etc available to public Part VI line 19

“Conflict of interest policy statements are maintained and available at request through the credit union president/ceo. Financial statements are available to members through postings in the lobby of the credit union, and are updated monthly. The by-laws are available for review by request to the president/ceo.”

Filing and Contact Details

Filer

Filer Name
Community Star Credit Union
EIN
34-0728231
Address
832 CLEVELAND STREET, ELYRIA, OH 44035

Signing Officer

Name
David Jezewski
Title
PresidentCEO
Phone
4403657342
Signed
2018-05-03
Discuss with paid preparer
No

Organization Details

Formed
1938
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
7
Employees
40
Volunteers
5

Preparer

Firm
CBS Certified Public Accountants
Address
34305 Solon Road 10, Solon, OH 44139
Preparer
Ronald Schmidt
Phone
4405421536
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IRS990/MissionDesc0TO PROVIDE LENDING,SAVINGS, AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE AND WITH A SERVICE-BASED EMPHASIS THAT RECOGNIZES THE MEMBERS STATUS AS OWNERS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
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IRS990/NetUnrelatedBusTxblIncmAmt00
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IRS990/OccupancyGrp/TotalAmt0290236
IRS990/OfficeExpensesGrp/TotalAmt0324666
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01602059
IRS990/OtherAssetsTotalGrp/EOYAmt02016761
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2EDUCATION AND PROMOTION
IRS990/OtherExpensesGrp/Desc3OPERATING FEES
IRS990/OtherExpensesGrp/ProgramServicesAmt0273430
IRS990/OtherExpensesGrp/ProgramServicesAmt1247349
IRS990/OtherExpensesGrp/ProgramServicesAmt2145855
IRS990/OtherExpensesGrp/ProgramServicesAmt366957
IRS990/OtherExpensesGrp/TotalAmt0273430
IRS990/OtherExpensesGrp/TotalAmt1247349
IRS990/OtherExpensesGrp/TotalAmt2145855
IRS990/OtherExpensesGrp/TotalAmt366957
IRS990/OtherLiabilitiesGrp/BOYAmt061490724
IRS990/OtherLiabilitiesGrp/EOYAmt064108487
IRS990/OtherOrganizationDsc0CU
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IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt047333228
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt051974842
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc3OTHER NON OPERATING INC
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02448531
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11056447
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2337168
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt35169
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02448531
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11056447
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2337168
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt35169
IRS990/ProgSrvcAccomActy2Grp/Desc0DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS AND IN-PERSON AT CREDIT UNION OFFICE.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0491901
IRS990/ProgSrvcAccomActy3Grp/Desc0DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 17,500 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 9,500 MEMBERS
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0362685
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0320711
IRS990/PYInvestmentIncomeAmt0425121
IRS990/PYOtherExpensesAmt02042824
IRS990/PYProgramServiceRevenueAmt03763837
IRS990/PYRevenuesLessExpensesAmt0292981
IRS990/PYSalariesCompEmpBnftPaidAmt01532442
IRS990/PYTotalExpensesAmt03895977
IRS990/PYTotalRevenueAmt04188958
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0462633
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0698017
IRS990/ReconcilationRevenueExpnssAmt0-119736
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06222195
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06102459
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02881097
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01567917
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0668076
IRS990ScheduleD/BuildingsGrp/DepreciationAmt062580
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0730656
IRS990ScheduleD/EquipmentGrp/BookValueAmt0189009
IRS990ScheduleD/EquipmentGrp/DepreciationAmt069962
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0258971
IRS990ScheduleD/ExpensesSubtotalAmt04399629
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0501302
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0MEMBERSHIP CAPITAL
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt0256815
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0256815
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt065210
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt022323
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt087533
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt064108487
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES AND DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt05861530
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt16091797
IRS990ScheduleD/OtherSecuritiesGrp/Desc0DEPOSITS IN COMMERCIAL BANKS S&LS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/RevenueSubtotalAmt04279893
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01179110
IRS990ScheduleD/TotalBookValueProgramRltdAmt0501302
IRS990ScheduleD/TotalBookValueSecuritiesAmt011953327
IRS990ScheduleD/TotalExpensesPerForm990Amt04399629
IRS990ScheduleD/TotalLiabilityAmt064108487
IRS990ScheduleD/TotalRevenuePerForm990Amt04279893
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt04279893
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt04399629
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt04894
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt16684
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt286674
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt334744
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt4133181
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt512836
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt660223
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt716756
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt822917
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt920113
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1023417
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1151377
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt12209423
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1314778
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd13true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd13X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0AUTO LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8PERSONAL LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9PERSONAL LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10PERSONAL LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11PERSONAL LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12PERSONAL LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt13PERSONAL LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt015000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt135000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt295950
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt337515

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$70,892,212
Liabilities
$64,789,753
Net assets
$6,102,459
Revenue
$4,279,893
Expenses
$4,399,629
Net income
-$119,736
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$98.6$89.9$8.67$6.17$5.60$0.57
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$93.8$85.8$8.05$4.33$3.91$0.42
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$90.7$83.1$7.63$4.04$3.76$0.29
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$84.0$76.7$7.34$4.27$4.01$0.26
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$72.3$65.2$7.08$4.16$3.78$0.38
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.3$61.6$6.70$4.69$4.09$0.60
2017Detailed filing. Detailed filing data is available for this year.$70.9$64.8$6.10$4.28$4.40$0.12
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.2$61.9$6.22$4.19$3.90$0.29
2015Detailed filing. Detailed filing data is available for this year.$63.8$57.9$5.93$4.01$3.65$0.36
2013Detailed filing. Detailed filing data is available for this year.$52.5$48.1$4.37$3.34$3.11$0.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.1$46.9$4.14$3.21
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.7$46.5$4.20$3.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.4$44.1$4.28$3.32