Liabilities / Assets
59th percentile
Higher debt load relative to assets than 59% of similar nonprofits.
EIN 34-0130830 • 501(c)14 • North Canton, OH
Profile
The purpose of this credit union shall be to promote thrift and to provide credit for its members.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
59th percentile
Higher debt load relative to assets than 59% of similar nonprofits.
Liabilities / Revenue
39th percentile
Higher debt load relative to revenue than 39% of similar nonprofits.
Net Margin
78th percentile
Higher net margin than 78% of similar nonprofits.
Top Officer Pay
70th percentile
Higher top officer pay than 70% of similar nonprofits.
Top officer pay equals 3.7% of source-year revenue.
Asset Growth
39th percentile
Faster asset growth than 39% of similar nonprofits.
Revenue Growth
32nd percentile
Faster revenue growth than 32% of similar nonprofits.
Assets
Up$121,757,926
Up $1,784,809 (+1.5%) from 2023
Liabilities
Up$109,464,962
Up $356,032 (+0.3%) from 2023
Net Assets
Up$12,292,964
Up $1,428,777 (+13%) from 2023
Revenue
Up$7,756,037
Up $671,978 (+9.5%) from 2023
Expenses
Up$6,186,151
Up $537,310 (+9.5%) from 2023
Net Income
Up$1,569,886
Up $134,668 (+9.4%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
The purpose of this credit union shall be to promote thrift and to provide credit for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $71,823,298 | $74,514,712 | ▲ $2,691,414 |
| Investments Other Securities | $28,186,410 | $26,661,512 | ▼ $1,524,898 |
| Rtn Earn Endowment Incm Other Fnds | $10,864,187 | $12,292,964 | ▲ $1,428,777 |
| Savings and Temporary Cash Investments | $10,611,019 | $11,703,273 | ▲ $1,092,254 |
| Land, Buildings, and Equipment, Net | $2,123,499 | $2,019,670 | ▼ $103,829 |
| Cash and Non-Interest-Bearing Accounts | $1,616,167 | $1,754,526 | ▲ $138,359 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $119,973,117 | $121,757,926 | ▲ $1,784,809 |
| Other Assets Total | $5,612,724 | $5,104,233 | ▼ $508,491 |
| Liabilities | |||
| Other Liabilities | $107,701,634 | $109,644,855 | ▲ $1,943,221 |
| Accounts Payable and Accrued Expenses | $1,407,296 | $-179,893 | ▼ $1,587,189 |
| Total Liabilities | $109,108,930 | $109,464,962 | ▲ $356,032 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $10,864,187 | $12,292,964 | ▲ $1,428,777 |
| Total Liabilities and Net Assets / Fund Balance | $119,973,117 | $121,757,926 | ▲ $1,784,809 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,480,194 | $835,815 | $2,316,009 |
| Equipment | $80,114 | $1,121,560 | $1,201,674 |
| Land | $369,238 | - | $369,238 |
| Leasehold Improvements | $90,124 | $271,662 | $361,786 |
| Other Securities | $26,661,512 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Paula Heitger | President/CEO | FT | $196,523 | $87,281 | $283,804 |
| Michelle Byers | VP of Member Services | FT | $113,241 | $39,840 | $153,081 |
| Melissa Harness | CLO | FT | $135,921 | - | $135,921 |
| Alan Oyster | Chairman | - | - | $66 | $66 |
| Clare Schoonover | Director/treasurer (begin 10/24) | - | - | $66 | $66 |
| David Booth | Secretary | - | - | $66 | $66 |
| Dinese Cramer | Director | - | - | $66 | $66 |
| Laflovia Ginanni | Director | - | - | $66 | $66 |
| Robert Blowers | Director | - | - | $66 | $66 |
| Robert Thomas | Vice-chairman | - | - | $66 | $66 |
| Wayne Proudfoot | Director | - | - | $66 | $66 |
| Name | Title |
|---|---|
| Kyle Johnson | Director (begin 10/2024) |
| James Mclaughlin | Treasurer (thru 9/2024) |
| Line Item | Amount |
|---|---|
| Other Expenses | $4,022,132 |
| Salaries, Compensation, and Employee Benefits | $2,164,019 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | - | - | $1,481,534 |
| Other Salaries and Wages | - | - | - | $1,176,518 |
| Office Expenses | - | - | - | $876,562 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $572,805 |
| Other Employee Benefits | - | - | - | $296,527 |
| Depreciation Depletion | - | - | - | $142,650 |
| Payroll Taxes | - | - | - | $118,169 |
| Advertising | - | - | - | $108,000 |
| Fees for Services Other | - | - | - | $87,256 |
| Occupancy | - | - | - | $71,263 |
| All Other Expenses | - | - | - | $66,961 |
| Information Technology | - | - | - | $55,398 |
| Insurance | - | - | - | $42,036 |
| Fees for Services Legal | - | - | - | $33,814 |
| Other Expenses | - | - | - | $32,690 |
| Fees for Services Accounting | - | - | - | $24,000 |
| Fees for Services Management | - | - | - | $8,014 |
| Travel | - | - | - | $155 |
| Total Functional Expenses | $0 | $0 | $0 | $6,186,151 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $109,644,855 |
“The organization has members.”
“The board of directors is elected by the members.”
“Certain transactions and changes to the code of regulations are subject to board approval.”
“The form 990 will be reviewed by the ceo and cfo prior to filing with the irs. A copy of the form 990 is presented to the board after filing.”
“Conflicts of interest are required to be disclosed annually.”
“The executive committee reviews the ceo's salary on an annual basis with assistance from a third party consultant. The ceo reviews employees' salaries annually with assistance from a third party consultant.”
“Most are available upon request. Financial statements are posted in the lobby of the main office.”
“The organization counsels members on how to build their credit scores.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1407296 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | -179893 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 108000 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 66961 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | PAULA A HEITGER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3303053050 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 6583 FRANK AVENUE NW |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NORTH CANTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44720 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1616167 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1754526 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 572805 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1690742 |
| IRS990/CYOtherExpensesAmt | 0 | 4022132 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 6065295 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1569886 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2164019 |
| IRS990/CYTotalExpensesAmt | 0 | 6186151 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7756037 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 142650 |
| IRS990/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 38 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 24000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 33814 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 8014 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 87256 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 66 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 66 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 66 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 66 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 66 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 66 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 66 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 66 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ALAN OYSTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DAVID BOOTH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ROBERT THOMAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ROBERT BLOWERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LAFLOVIA GINANNI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CLARE SCHOONOVER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | WAYNE PROUDFOOT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DINESE CRAMER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JAMES MCLAUGHLIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | KYLE JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | PAULA HEITGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | MELISSA HARNESS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | MICHELLE BYERS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 283804 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 135921 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 153081 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE-CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR/TREASURER (BEGIN 10/24) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | TREASURER (THRU 9/2024) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR (BEGIN 10/2024) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VP OF MEMBER SERVICES |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 7756037 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 55398 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 42036 |
| IRS990/InterestGrp/TotalAmt | 0 | 1481534 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1690742 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1690742 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 28186410 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 26661512 |
| IRS990/IRPDocumentCnt | 0 | 1534 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2229037 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2123499 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2019670 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4248707 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 10864187 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 12292964 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 71263 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 876562 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 5612724 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 5104233 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 296527 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | DATA PROCESSING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN PROCESSING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | SHARE DRAFT OPERATING E |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 660000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 173118 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 158681 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 32690 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 107701634 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 109644855 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1176518 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 71823298 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 74514712 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 118169 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | PAULA HEITGER |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | -141109 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4717468 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 862273 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 217895 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 4717468 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1129932 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 217895 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 267659 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1657154 |
| IRS990/PYOtherExpensesAmt | 0 | 3611358 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 5426905 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1435218 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2037483 |
| IRS990/PYTotalExpensesAmt | 0 | 5648841 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 7084059 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1569886 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 10864187 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 12292964 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 10611019 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 11703273 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1480194 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 835815 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2316009 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 80114 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1121560 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1201674 |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 369238 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 369238 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 90124 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 271662 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 361786 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 109644855 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 26661512 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | HELD-TO-MATURITY |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION COUNSELS MEMBERS ON HOW TO BUILD THEIR CREDIT SCORES. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PART IV |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2019670 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 26661512 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 109644855 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/IndependentConsultantInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 196523 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 113241 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 87281 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 39840 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | PAULA HEITGER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | MICHELLE BYERS |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | VP OF MEMBER SERVICES |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 283804 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 153081 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO BOARD APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE FORM 990 WILL BE REVIEWED BY THE CEO AND CFO PRIOR TO FILING WITH THE IRS. A COPY OF THE FORM 990 IS PRESENTED TO THE BOARD AFTER FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CONFLICTS OF INTEREST ARE REQUIRED TO BE DISCLOSED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE EXECUTIVE COMMITTEE REVIEWS THE CEO'S SALARY ON AN ANNUAL BASIS WITH ASSISTANCE FROM A THIRD PARTY CONSULTANT. THE CEO REVIEWS EMPLOYEES' SALARIES ANNUALLY WITH ASSISTANCE FROM A THIRD PARTY CONSULTANT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | MOST ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF THE MAIN OFFICE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 119973117 |
| IRS990/TotalAssetsEOYAmt | 0 | 121757926 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 119973117 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 121757926 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 38 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 6186151 |
| IRS990/TotalGrossUBIAmt | 0 | 267659 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 109108930 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 109464962 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 109108930 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 109464962 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 10864187 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 12292964 |
| IRS990/TotalOtherCompensationAmt | 0 | 528 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 6065295 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 572806 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 1690742 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5797636 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 7756037 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 267659 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 119973117 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 121757926 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 155 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 6583 FRANK AVENUE NW |
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