Civic Intelligence

Community One Credit Union of Ohio Inc

990 • Fiscal year 2013 • EIN 34-0130830

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 12, 2014

6583 Frank Avenue NW44720

(330) 305-3050

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.93x

Higher debt load relative to assets than 94% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Liabilities / Revenue

43rd percentile

17.76x

Higher debt load relative to revenue than 43% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Net Margin

44th percentile

7.1%

Higher net margin than 44% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Top Officer Pay

45th percentile

$122,997

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Asset Growth

26th percentile

-0.3%

Faster asset growth than 26% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Down

$64,927,939

Down $206,038 (-0.3%) from 2012

Net Assets

Up

$4,730,642

Up $562,077 (+13%) from 2012

Liabilities

Down

$60,197,297

Down $768,115 (-1.3%) from 2012

Revenue

$3,389,586

No earlier filing loaded for comparison.

Expenses

Up

$3,149,189

Up $234,842 (+8.1%) from 2012

Net Income

$240,397

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $60,288,691Liabilities 2010: $56,041,025Net Assets 2010: $4,247,6662010Assets 2011: $61,071,272Liabilities 2011: $56,700,997Net Assets 2011: $4,370,2752011Assets 2012: $65,133,977Liabilities 2012: $60,965,412Net Assets 2012: $4,168,5652012Assets 2013: $64,927,939Liabilities 2013: $60,197,297Net Assets 2013: $4,730,6422013Assets 2014: $65,475,179Liabilities 2014: $60,565,819Net Assets 2014: $4,909,3602014Assets 2015: $70,534,551Liabilities 2015: $65,428,568Net Assets 2015: $5,105,9832015Assets 2016: $73,258,428Liabilities 2016: $67,889,821Net Assets 2016: $5,368,6072016Assets 2017: $83,034,867Liabilities 2017: $77,004,978Net Assets 2017: $6,029,8892017Assets 2018: $82,835,752Liabilities 2018: $76,312,017Net Assets 2018: $6,523,7352018Assets 2019: $87,195,936Liabilities 2019: $80,072,720Net Assets 2019: $7,123,2162019Assets 2020: $102,801,599Liabilities 2020: $95,664,503Net Assets 2020: $7,137,0962020Assets 2021: $115,032,353Liabilities 2021: $107,196,208Net Assets 2021: $7,836,1452021Assets 2022: $118,655,051Liabilities 2022: $109,089,931Net Assets 2022: $9,565,1202022Assets 2023: $119,973,117Liabilities 2023: $109,108,930Net Assets 2023: $10,864,1872023Assets 2024: $121,757,926Liabilities 2024: $109,464,962Net Assets 2024: $12,292,9642024

Highlighted filing

2013

Assets$64,927,939
Liabilities$60,197,297
Net Assets$4,730,642

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $2,631,6402010Expenses 2011: $2,654,4662011Expenses 2012: $2,914,3472012Revenue 2013: $3,389,586Expenses 2013: $3,149,189Net Income 2013: $240,3972013Revenue 2014: $3,618,699Expenses 2014: $3,283,637Net Income 2014: $335,0622014Revenue 2015: $3,777,847Expenses 2015: $3,501,085Net Income 2015: $276,7622015Revenue 2016: $3,888,188Expenses 2016: $3,555,446Net Income 2016: $332,7422016Revenue 2017: $4,477,454Expenses 2017: $4,063,498Net Income 2017: $413,9562017Revenue 2018: $4,964,832Expenses 2018: $4,435,868Net Income 2018: $528,9642018Revenue 2019: $5,334,812Expenses 2019: $4,491,056Net Income 2019: $843,7562019Revenue 2020: $4,983,550Expenses 2020: $4,246,574Net Income 2020: $736,9762020Revenue 2021: $4,823,381Expenses 2021: $3,936,043Net Income 2021: $887,3382021Revenue 2022: $5,378,571Expenses 2022: $4,356,496Net Income 2022: $1,022,0752022Revenue 2023: $7,084,059Expenses 2023: $5,648,841Net Income 2023: $1,435,2182023Revenue 2024: $7,756,037Expenses 2024: $6,186,151Net Income 2024: $1,569,8862024

Highlighted filing

2013

Revenue$3,389,586
Expenses$3,149,189
Net Income$240,397
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 12, 2014
Return Version
2013v3.0
Gross Receipts
$3,389,586
Mission and Program Overview

Mission

The purpose of this credit union shall be to promote thrift and to provide credit for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$30,140,017$31,537,047▲ $1,397,030
Investments Other Securities$14,880,307$20,582,190▲ $5,701,883
Savings and Temporary Cash Investments$7,674,002$6,970,288▼ $703,714
Rtn Earn Endowment Incm Other Fnds$4,168,565$4,730,642▲ $562,077
Investments in Publicly Traded Securities$9,278,513$2,549,147▼ $6,729,366
Land, Buildings, and Equipment, Net$1,162,958$1,245,134▲ $82,176
Cash and Non-Interest-Bearing Accounts$763,070$598,112▼ $164,958
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$65,133,977$64,927,939▼ $206,038
Other Assets Total$1,235,110$1,446,021▲ $210,911
Liabilities
Other Liabilities$60,506,834$59,659,198▼ $847,636
Accounts Payable and Accrued Expenses$458,578$538,099▲ $79,521
Total Liabilities$60,965,412$60,197,297▼ $768,115
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,168,565$4,730,642▲ $562,077
Total Liabilities and Net Assets / Fund Balance$65,133,977$64,927,939▼ $206,038

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$440,281$525,595$965,876
Equipment$258,423$316,786$575,209
Land$333,927-$333,927
Leasehold Improvements$212,503$100,827$313,330
Other Securities$519,641--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Evelyn CanterburyPresident/CEOFT$119,969$3,028$122,997
Paula FreshlyCFOFT$66,000$2,453$68,453
Gina JonesCOOFT$61,600$5,727$67,327
Alan OysterChairman--$66$66
Clare SchoonoverDirector--$66$66
Ed GronowDirector--$66$66
James MclaughlinTreasurer--$66$66
Randall SnyderVice-chairman--$66$66
Robert BlowersDirector--$66$66
Robert ThomasSecretary--$66$66
Ronald SpencerDirector--$66$66
Timothy MuckleyDirector--$66$66
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,092,192
Investment Income
$297,394
Other Revenue
$0
Change in Net Assets
$240,397
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,983,708
Salaries, Compensation, and Employee Benefits$1,165,481
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$906,110
Office Expenses---$460,274
Interest---$297,799
Fees for Services Other---$285,031
Current Officers, Directors, Trustees, and Key Employees---$259,371
Depreciation Depletion---$94,475
Advertising---$81,288
Occupancy---$74,274
Conferences and Meetings---$32,856
Other Expenses---$30,866
Fees for Services Accounting---$24,000
All Other Expenses---$11,384
Fees for Services Legal---$6,155
Insurance---$2,489
Total Functional Expenses$0$0$0$3,149,189
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$59,659,198
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization has members.

Form 990, Part VI, Section A, Line 7A

The board of directors is elected by the members.

Form 990, Part VI, Section A, Line 7B

Certain transactions and changes to the code of regulations are subject to board approval.

Form 990, Part VI, Section B, Line 11

The form 990 will be reviewed by the ceo and cfo prior to filing with the irs. A copy of the form 990 is presented to the board after filing.

Form 990, Part VI, Section B, Line 12C

Conflicts of interest are required to be disclosed annually.

Form 990, Part VI, Section B, Line 15

The executive committee reviews the ceo's salary on an annual basis with assistance from a third party consultant. The ceo reviews employees' salaries annually with assistance from a third party consultant.

Form 990, Part VI, Section C, Line 19

No documents are made available to the public.

Filing and Contact Details

Filer

EIN
34-0130830
Phone
3303053050

Signing Officer

Name
Paula Freshly
Title
CFO
Phone
3303053050
Signed
2014-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Evelyn Canterbury
Formed
1936
Legal Domicile
Oh
Voting Board Members
9
Independent Board Members
9
Employees
26
Volunteers
9

Preparer

Preparer
Gbq Partners LLC
Phone
6142211120
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Change in other comprehensive income 321,680.

Financial Statement Notes

Schedule D, Part IV

The organization counsels members on how to build their credit scores.

Raw XML Appendix389 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0458578
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0538099
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt081288
IRS990/AllOtherExpensesGrp/TotalAmt011384
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10PAULA A FRESHLY
IRS990/BooksInCareOfDetail/PhoneNum03303053050
IRS990/BooksInCareOfDetail/USAddress/AddressLine106583 FRANK AVENUE NW
IRS990/BooksInCareOfDetail/USAddress/City0NORTH CANTON
IRS990/BooksInCareOfDetail/USAddress/State0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCode044720
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0763070
IRS990/CashNonInterestBearingGrp/EOYAmt0598112
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0259371
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt032856
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0297394
IRS990/CYOtherExpensesAmt01983708
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt03092192
IRS990/CYRevenuesLessExpensesAmt0240397
IRS990/CYSalariesCompEmpBnftPaidAmt01165481
IRS990/CYTotalExpensesAmt03149189
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03389586
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt094475
IRS990/Desc0PROVIDE FINANCIAL SERVICES TO MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt026
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt024000
IRS990/FeesForServicesLegalGrp/TotalAmt06155
IRS990/FeesForServicesOtherGrp/TotalAmt0285031
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt066
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt166
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt266
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt366
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt466
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt566
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt666
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt766
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt866
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt93028
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt102453
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt115727
IRS990/Form990PartVIISectionAGrp/PersonNm0ALAN OYSTER
IRS990/Form990PartVIISectionAGrp/PersonNm1RANDALL SNYDER
IRS990/Form990PartVIISectionAGrp/PersonNm2ROBERT THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm3JAMES MCLAUGHLIN
IRS990/Form990PartVIISectionAGrp/PersonNm4ROBERT BLOWERS
IRS990/Form990PartVIISectionAGrp/PersonNm5ED GRONOW
IRS990/Form990PartVIISectionAGrp/PersonNm6CLARE SCHOONOVER
IRS990/Form990PartVIISectionAGrp/PersonNm7RONALD SPENCER
IRS990/Form990PartVIISectionAGrp/PersonNm8TIMOTHY MUCKLEY
IRS990/Form990PartVIISectionAGrp/PersonNm9EVELYN CANTERBURY
IRS990/Form990PartVIISectionAGrp/PersonNm10PAULA FRESHLY
IRS990/Form990PartVIISectionAGrp/PersonNm11GINA JONES
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9119969
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1066000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1161600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt11COO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01936
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03389586
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt02489
IRS990/InterestGrp/TotalAmt0297799
IRS990/InvestmentIncomeGrp/ExclusionAmt0297394
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0297394
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt014880307
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt020582190
IRS990/InvestmentsPubTradedSecGrp/BOYAmt09278513
IRS990/InvestmentsPubTradedSecGrp/EOYAmt02549147
IRS990/IRPDocumentCnt0849
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0943208
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01162958
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01245134
IRS990/LandBldgEquipCostOrOtherBssAmt02188342
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04168565
IRS990/NetAssetsOrFundBalancesEOYAmt04730642
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt074274
IRS990/OfficeExpensesGrp/TotalAmt0460274
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01235110
IRS990/OtherAssetsTotalGrp/EOYAmt01446021
IRS990/OtherChangesInNetAssetsAmt0321680
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc2SHARE INSURER ASSESSMEN
IRS990/OtherExpensesGrp/Desc3MISC. OPERATING EXPENSE
IRS990/OtherExpensesGrp/TotalAmt0426500
IRS990/OtherExpensesGrp/TotalAmt1109275
IRS990/OtherExpensesGrp/TotalAmt247042
IRS990/OtherExpensesGrp/TotalAmt330866
IRS990/OtherLiabilitiesGrp/BOYAmt060506834
IRS990/OtherLiabilitiesGrp/EOYAmt059659198
IRS990/OtherSalariesAndWagesGrp/TotalAmt0906110
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt030140017
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt031537047
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0EVELYN CANTERBURY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02203406
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1883520
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02203406
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1888786
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt05266
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0297267
IRS990/PYOtherExpensesAmt01803218
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02815072
IRS990/PYRevenuesLessExpensesAmt0197992
IRS990/PYSalariesCompEmpBnftPaidAmt01111129
IRS990/PYTotalExpensesAmt02914347
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03112339
IRS990/ReconcilationRevenueExpnssAmt0240397
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04168565
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04730642
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07674002
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06970288
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0440281
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0525595
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0965876
IRS990ScheduleD/EquipmentGrp/BookValueAmt0258423
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0316786
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0575209
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt0333927
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0333927
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0212503
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0100827
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0313330
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt059659198
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt011050000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt19012549
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2519641
IRS990ScheduleD/OtherSecuritiesGrp/Desc0HELD-TO-MATURITY
IRS990ScheduleD/OtherSecuritiesGrp/Desc1DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2PAID IN CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION COUNSELS MEMBERS ON HOW TO BUILD THEIR CREDIT SCORES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PART IV
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01245134
IRS990ScheduleD/TotalBookValueSecuritiesAmt020582190
IRS990ScheduleD/TotalLiabilityAmt059659198
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO BOARD APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 WILL BE REVIEWED BY THE CEO AND CFO PRIOR TO FILING WITH THE IRS. A COPY OF THE FORM 990 IS PRESENTED TO THE BOARD AFTER FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CONFLICTS OF INTEREST ARE REQUIRED TO BE DISCLOSED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE EXECUTIVE COMMITTEE REVIEWS THE CEO'S SALARY ON AN ANNUAL BASIS WITH ASSISTANCE FROM A THIRD PARTY CONSULTANT. THE CEO REVIEWS EMPLOYEES' SALARIES ANNUALLY WITH ASSISTANCE FROM A THIRD PARTY CONSULTANT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6NO DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7CHANGE IN OTHER COMPREHENSIVE INCOME 321,680.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt065133977
IRS990/TotalAssetsEOYAmt064927939
IRS990/TotalAssetsGrp/BOYAmt065133977
IRS990/TotalAssetsGrp/EOYAmt064927939
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt026
IRS990/TotalFunctionalExpensesGrp/TotalAmt03149189
IRS990/TotalGrossUBIAmt05266
IRS990/TotalLiabilitiesBOYAmt060965412
IRS990/TotalLiabilitiesEOYAmt060197297
IRS990/TotalLiabilitiesGrp/BOYAmt060965412
IRS990/TotalLiabilitiesGrp/EOYAmt060197297
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04168565
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04730642
IRS990/TotalOtherCompensationAmt011802
IRS990/TotalProgramServiceRevenueAmt03092192
IRS990/TotalReportableCompFromOrgAmt0247569
IRS990/TotalRevenueGrp/ExclusionAmt0297394
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03086926
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03389586
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt05266
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt065133977
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt064927939
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine106583 FRANK AVENUE NW
IRS990/USAddress/City0NORTH CANTON
IRS990/USAddress/State0OH
IRS990/USAddress/ZIPCode044720
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.C1CU.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0PAULA FRESHLY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum03303053050
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-11-12
ReturnHeader/Filer/BusinessName/BusinessNameLine10COMMUNITY ONE CREDIT UNION OF OHIO INC
ReturnHeader/Filer/BusinessNameControlTxt0COMM
ReturnHeader/Filer/EIN0340130830
ReturnHeader/Filer/PhoneNum03303053050
ReturnHeader/Filer/USAddress/AddressLine106583 FRANK AVENUE NW
ReturnHeader/Filer/USAddress/City0NORTH CANTON
ReturnHeader/Filer/USAddress/State0OH
ReturnHeader/Filer/USAddress/ZIPCode044720
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202122306
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10GBQ PARTNERS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10230 WEST STREET SUITE 700
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0COLUMBUS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0432152663
ReturnHeader/PreparerPersonGrp/PhoneNum06142211120
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GBQ PARTNERS LLC
ReturnHeader/ReturnTs02014-11-17T09:58:29-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$122$109$12.3$7.76$6.19$1.57
2023Detailed filing. Detailed filing data is available for this year.$120$109$10.9$7.08$5.65$1.44
2022Detailed filing. Detailed filing data is available for this year.$119$109$9.57$5.38$4.36$1.02
2021Detailed filing. Detailed filing data is available for this year.$115$107$7.84$4.82$3.94$0.89
2020Detailed filing. Detailed filing data is available for this year.$103$95.7$7.14$4.98$4.25$0.74
2019Detailed filing. Detailed filing data is available for this year.$87.2$80.1$7.12$5.33$4.49$0.84
2018Detailed filing. Detailed filing data is available for this year.$82.8$76.3$6.52$4.96$4.44$0.53
2017Detailed filing. Detailed filing data is available for this year.$83.0$77.0$6.03$4.48$4.06$0.41
2016Detailed filing. Detailed filing data is available for this year.$73.3$67.9$5.37$3.89$3.56$0.33
2015Detailed filing. Detailed filing data is available for this year.$70.5$65.4$5.11$3.78$3.50$0.28
2014Detailed filing. Detailed filing data is available for this year.$65.5$60.6$4.91$3.62$3.28$0.34
2013Detailed filing. Detailed filing data is available for this year.$64.9$60.2$4.73$3.39$3.15$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$65.1$61.0$4.17$2.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.1$56.7$4.37$2.65
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.3$56.0$4.25$2.63