Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
Liabilities / Revenue
94th percentile
Higher debt load relative to revenue than 94% of similar nonprofits.
Net Margin
62nd percentile
Higher net margin than 62% of similar nonprofits.
Top Officer Pay
26th percentile
Higher top officer pay than 26% of similar nonprofits.
Top officer pay equals 2.6% of source-year revenue.
Asset Growth
69th percentile
Faster asset growth than 69% of similar nonprofits.
Revenue Growth
88th percentile
Faster revenue growth than 88% of similar nonprofits.
Assets
Up$19,022,095
Up $1,233,608 (+6.9%) from 2015
Net Assets
Up$2,775,882
Up $147,481 (+5.6%) from 2015
Liabilities
Up$16,246,213
Up $1,086,127 (+7.2%) from 2015
Revenue
Up$2,630,684
Up $777,005 (+42%) from 2015
Expenses
Up$2,452,845
Up $745,427 (+44%) from 2015
Net Income
Up$177,839
Up $31,578 (+22%) from 2015
To provide fraternal life insurance benefits . To provide security for members through affordable insurance and annuity financial products. To promote , perserve and perpetuate the common bond of the czech language, heritage and culture. To sponser educational scholarships and fraternal activities for the benefit of its members. To support the communities wherein our membership resides through acts of benevolence and volunteerism.
To provide fraternal insurance benefits to its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $16,666,417 | $17,809,097 | ▲ $1,142,680 |
| Rtn Earn Endowment Incm Other Fnds | $2,628,401 | $2,775,882 | ▲ $147,481 |
| Cash and Non-Interest-Bearing Accounts | $737,534 | $809,425 | ▲ $71,891 |
| Land, Buildings, and Equipment, Net | $43,429 | $45,496 | ▲ $2,067 |
| Total Assets | $17,788,487 | $19,022,095 | ▲ $1,233,608 |
| Other Assets Total | $341,107 | $358,077 | ▲ $16,970 |
| Liabilities | |||
| Other Liabilities | $15,092,441 | $16,175,522 | ▲ $1,083,081 |
| Accounts Payable and Accrued Expenses | $67,645 | $70,691 | ▲ $3,046 |
| Total Liabilities | $15,160,086 | $16,246,213 | ▲ $1,086,127 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,628,401 | $2,775,882 | ▲ $147,481 |
| Total Liabilities and Net Assets / Fund Balance | $17,788,487 | $19,022,095 | ▲ $1,233,608 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Land | $21,128 | - | $21,128 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Robert Cermak | President | FT | $67,500 | $67,500 |
| Jane Milczewski | Secretary | FT | $24,724 | $24,724 |
| Audrey Schmidt | Vice Preside | - | $500 | $500 |
| Anita Schafer | Director | - | $400 | $400 |
| Cynthia Kveton | Director | - | $400 | $400 |
| Dolores Jacklin | Director | - | $400 | $400 |
| Joseph Kocab | Director | - | $400 | $400 |
| Karla Mahoney | Director | - | $400 | $400 |
| Maryann Langerin | Director | - | $400 | $400 |
| Line Item | Amount |
|---|---|
| Other Expenses | $200,022 |
| Salaries, Compensation, and Employee Benefits | $117,878 |
| Grants and Similar Amounts Paid | $14,100 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | $2,120,845 | - | - | $2,120,845 |
| Current Officers, Directors, Trustees, and Key Employees | $71,343 | $23,781 | - | $95,124 |
| Fees for Services Other | $57,000 | - | - | $57,000 |
| Fees for Services Accounting | $40,120 | - | - | $40,120 |
| Fees for Service Investment Mgmnt Fees | $14,669 | - | - | $14,669 |
| Other Salaries and Wages | $10,718 | $3,573 | - | $14,291 |
| Grants to Domestic Individuals | $14,100 | - | - | $14,100 |
| Information Technology | $12,400 | - | - | $12,400 |
| Conferences and Meetings | $11,050 | - | - | $11,050 |
| Insurance | $10,780 | - | - | $10,780 |
| Office Expenses | $10,466 | - | - | $10,466 |
| Advertising | $10,065 | - | - | $10,065 |
| Occupancy | $8,526 | - | - | $8,526 |
| Payroll Taxes | $6,347 | $2,116 | - | $8,463 |
| Travel | $2,286 | - | - | $2,286 |
| Depreciation Depletion | $1,738 | - | - | $1,738 |
| Other Expenses | $250 | - | - | $250 |
| Total Functional Expenses | $2,423,375 | $29,470 | $0 | $2,452,845 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,452,845 |
| Total Expenses per Audited Statements | $2,452,845 |
| Total Expenses per Form 990 | $2,452,845 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Aggregate Reserve for Life & Annuity | $15,641,674 |
| Asset Valuation Reserve | $312,273 |
| Interest Maintenance Reserve | $79,762 |
| Certificate Contract Claims Payable | $46,740 |
| Trustee Deposit Funds | $45,043 |
| Provision for Dividends Payable | $35,000 |
| Advance Premiums for Life Contracts | $15,030 |
“The organization is a fraternal benefit society with its members being owners of a life insurance policy. Members are active by maintaining an insurance or annuity policy contract.”
“Members are active by maintaining an insurance policy. Members can be elected to be a convention delegate through their respective lodge society.members can be nominated for the board at the convention.the convention is held every four years.”
“Audrey schmidt 6556 hunt circle mayfield, oh 44143 karla mahoney 209 gould ave bedford , oh 44146 maryann langerin 33429 crestwell sterling hts., mi 48310 cynthia kveton 4029 holly hills st.louis, mo 63116 dolores jacklin 5932 dunham dowers grove, il 60516”
“Certified public accountant prepares the form and reviews it with the president and the treasurer.the form is reviewed for amounts and is reconciled to the certified statutory audit for any changes in policy or procedures from the prior year.”
“Each year the directors and officers complete a disclosure form. The president reviews any potential conflicts and proposes any resolutions. The audit chairman reviews the officers discloser forms for the same.”
“Salary is set by the board of directors and is reviewed annually.”
“President reviews all other employees salaries annually.”
“No documents available to the public”
“To provide fraternal life insurance benefits . To provide security for members through affordable insurance and annuity financial products. To promote , perserve and perpetuate the common bond of the czech language, heritage and culture. To sponser educational scholarships and fraternal activities for the benefit of its members. To support the communities wherein our membership resides through acts of benevolence and volunteerism.”
“Transfer to interest maint reserve 0 increase to asset value reserve -34,618 total -34,618”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 67645 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 70691 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE FRATERNAL INSURANCE BENEFITS TO ITS MEMBERS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 10065 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 10065 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 2120845 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 2120845 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ROBERT L CERMAK |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2133410444 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 5349 DOLLOFF RD |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | 5349 DOLLOFF RD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CLEVELAND |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44127 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 737534 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 809425 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 23781 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 71343 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 95124 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 11050 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 11050 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 2120845 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 14100 |
| IRS990/CYInvestmentIncomeAmt | 0 | 895088 |
| IRS990/CYOtherExpensesAmt | 0 | 200022 |
| IRS990/CYOtherRevenueAmt | 0 | 9779 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1725817 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 177839 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 117878 |
| IRS990/CYTotalExpensesAmt | 0 | 2452845 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2630684 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 1738 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1738 |
| IRS990/Desc | 0 | PROVIDE FRATERNAL INSURANCE BENEFITS TO MEMBERS. THE ORGANIZATION CONSISTS OF MEMBERS WITH 3,636 POLICIES AND 339 MEMBER ANNUITIES. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 3 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 2409275 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 40120 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 40120 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 57000 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 57000 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt | 0 | 14669 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 14669 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 36.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 36.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ROBERT CERMAK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JANE MILCZEWSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | AUDREY SCHMIDT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KARLA MAHONEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MARYANN LANGERIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CYNTHIA KVETON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JOSEPH KOCAB |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DOLORES JACKLIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | ANITA SCHAFER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 67500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 24724 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1899 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -782 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 14100 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 14100 |
| IRS990/GrantsToIndividualsInd | 0 | true |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 676942 |
| IRS990/GrossReceiptsAmt | 0 | 3308408 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 12400 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 12400 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 10780 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 10780 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 895870 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 895870 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 16666417 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 17809097 |
| IRS990/IRPDocumentCnt | 0 | 36 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 22550 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 43429 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 45496 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 68046 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 677724 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE FRATERNAL LIFE INSURANCE BENEFITS . TO PROVIDE SECURITY FOR MEMBERS THROUGH AFFORDABLE INSURANCE AND ANNUITY FINANCIAL PRODUCTS. TO PROMOTE , PERSERVE AND PERPETUATE THE COMMON BOND OF THE CZECH LANGUAGE, HERITAGE AND CULTURE. TO SPONSER EDUCATIONAL SCHOLARSHIPS AND FRATERNAL ACTIVITIES FOR THE BENEFIT OF ITS MEMBERS. TO SUPPORT THE COMMUNITIES WHEREIN OUR MEMBERSHIP RESIDES THROUGH ACTS OF BENEVOLENCE AND VOLUNTEERISM. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2628401 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2775882 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -782 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -782 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 4260 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 8526 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 8526 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 10466 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 10466 |
| IRS990/OfficerMailingAddressInd | 0 | true |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 341107 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 358077 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -34618 |
| IRS990/OtherExpensesGrp/Desc | 0 | OFFICIAL PUBLICATION |
| IRS990/OtherExpensesGrp/Desc | 1 | RENTAL OFFICE EQUIPMENT |
| IRS990/OtherExpensesGrp/Desc | 2 | CHARITABLE DONATIONS |
| IRS990/OtherExpensesGrp/Desc | 3 | STATE LICENSES AND FEES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 15502 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 3162 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 2008 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 250 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 15502 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 3162 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2008 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 250 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 15092441 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 16175522 |
| IRS990/OtherOrganizationDsc | 0 | FRATERNAL |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | AMORTIZATION OF INT MAINT RES |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 9779 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 9779 |
| IRS990/OtherRevenueTotalAmt | 0 | 9779 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 3573 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 10718 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 14291 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 2116 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 6347 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 8463 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | ROBERT CERMAK |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | PREMIUM INCOME FROM MEMBERS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | REFUND OF REAL ESTATE TAXES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | SUNDRY REFUNDS AND DISCOUNTS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1721602 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3769 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 446 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1721602 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3769 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 446 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDE EDUCATIONAL SCHOLARSHIPS TO MEMBERS OF SCHOOL AGE FOR HIGHER LEARNING , PROVIDE DONATIONS TO VARIOUS CHURCHES AND CHARITIES |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 14100 |
| IRS990/ProgSrvcAccomActy2Grp/GrantAmt | 0 | 14100 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 1373500 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 13600 |
| IRS990/PYInvestmentIncomeAmt | 0 | 898342 |
| IRS990/PYOtherExpensesAmt | 0 | 193164 |
| IRS990/PYOtherRevenueAmt | 0 | 11735 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 943602 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 146261 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 127154 |
| IRS990/PYTotalExpensesAmt | 0 | 1707418 |
| IRS990/PYTotalRevenueAmt | 0 | 1853679 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 177839 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2628401 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2775882 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2452845 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 21128 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 21128 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 15641674 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 312273 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 79762 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 46740 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 45043 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 35000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 15030 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | AGGREGATE RESERVE FOR LIFE & ANNUITY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ASSET VALUATION RESERVE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | INTEREST MAINTENANCE RESERVE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | CERTIFICATE CONTRACT CLAIMS PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | TRUSTEE DEPOSIT FUNDS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | PROVISION FOR DIVIDENDS PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | ADVANCE PREMIUMS FOR LIFE CONTRACTS |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2630684 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 21128 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2452845 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 16175522 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2630684 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2630684 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2452845 |
| IRS990ScheduleI/GrantRecordsMaintainedInd | 0 | true |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt | 0 | 14100 |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt | 0 | EDUCATION SCHOLARSHIPS |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt | 0 | 47 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | TO PROVIDE FRATERNAL LIFE INSURANCE BENEFITS . TO PROVIDE SECURITY FOR MEMBERS THROUGH AFFORDABLE INSURANCE AND ANNUITY FINANCIAL PRODUCTS. TO PROMOTE , PERSERVE AND PERPETUATE THE COMMON BOND OF THE CZECH LANGUAGE, HERITAGE AND CULTURE. TO SPONSER EDUCATIONAL SCHOLARSHIPS AND FRATERNAL ACTIVITIES FOR THE BENEFIT OF ITS MEMBERS. TO SUPPORT THE COMMUNITIES WHEREIN OUR MEMBERSHIP RESIDES THROUGH ACTS OF BENEVOLENCE AND VOLUNTEERISM. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION IS A FRATERNAL BENEFIT SOCIETY WITH ITS MEMBERS BEING OWNERS OF A LIFE INSURANCE POLICY. MEMBERS ARE ACTIVE BY MAINTAINING AN INSURANCE OR ANNUITY POLICY CONTRACT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS ARE ACTIVE BY MAINTAINING AN INSURANCE POLICY. MEMBERS CAN BE ELECTED TO BE A CONVENTION DELEGATE THROUGH THEIR RESPECTIVE LODGE SOCIETY.MEMBERS CAN BE NOMINATED FOR THE BOARD AT THE CONVENTION.THE CONVENTION IS HELD EVERY FOUR YEARS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | AUDREY SCHMIDT 6556 HUNT CIRCLE MAYFIELD, OH 44143 KARLA MAHONEY 209 GOULD AVE BEDFORD , OH 44146 MARYANN LANGERIN 33429 CRESTWELL STERLING HTS., MI 48310 CYNTHIA KVETON 4029 HOLLY HILLS ST.LOUIS, MO 63116 DOLORES JACKLIN 5932 DUNHAM DOWERS GROVE, IL 60516 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CERTIFIED PUBLIC ACCOUNTANT PREPARES THE FORM AND REVIEWS IT WITH THE PRESIDENT AND THE TREASURER.THE FORM IS REVIEWED FOR AMOUNTS AND IS RECONCILED TO THE CERTIFIED STATUTORY AUDIT FOR ANY CHANGES IN POLICY OR PROCEDURES FROM THE PRIOR YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | EACH YEAR THE DIRECTORS AND OFFICERS COMPLETE A DISCLOSURE FORM. THE PRESIDENT REVIEWS ANY POTENTIAL CONFLICTS AND PROPOSES ANY RESOLUTIONS. THE AUDIT CHAIRMAN REVIEWS THE OFFICERS DISCLOSER FORMS FOR THE SAME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | SALARY IS SET BY THE BOARD OF DIRECTORS AND IS REVIEWED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | PRESIDENT REVIEWS ALL OTHER EMPLOYEES SALARIES ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | TRANSFER TO INTEREST MAINT RESERVE 0 INCREASE TO ASSET VALUE RESERVE -34,618 TOTAL -34,618 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 17788487 |
| IRS990/TotalAssetsEOYAmt | 0 | 19022095 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 17788487 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 19022095 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 3 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 29470 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 2423375 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2452845 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 15160086 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 16246213 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 15160086 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 16246213 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2628401 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2775882 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 2423375 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1725817 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 95124 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 904867 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1725817 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2630684 |
| IRS990/TotalVolunteersCnt | 0 | 20 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 17788487 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 19022095 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 2286 |
| IRS990/TravelGrp/TotalAmt | 0 | 2286 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 3633 WYNDE TREE DR |
| IRS990/USAddress/CityNm | 0 | SEVEN HILLS |
| IRS990/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/USAddress/ZIPCd | 0 | 44131 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CZECHCCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ROBERT CERMAK |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2163410444 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-05-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CZECH CATHOLIC UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CZEC |
| ReturnHeader/Filer/EIN | 0 | 340105780 |
| ReturnHeader/Filer/PhoneNum | 0 | 2163410444 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 5349 DOLLOFF RD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CLEVELAND |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 441271690 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 6343B6A8289AB624842CA9B809A53730A3BE8832 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | CACE4D9F5ED13E99B88F62EBB4017C6DFE783588 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 341536982 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | HUDAK & VRANA CPA'S |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 20050 LAKESHORE BLVD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | EUCLID |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 44123 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2165311111 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2017-05-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JOHN J VRANA CPA |
| ReturnHeader/ReturnTs | 0 | 2017-05-15T15:35:09-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.