Liabilities / Assets
59th percentile
Higher debt load relative to assets than 59% of similar nonprofits.
Five Points of Hope
990EZ • Fiscal year 2024 • EIN 33-1215395
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.00x
Liabilities / Revenue
58th percentile
Higher debt load relative to revenue than 58% of similar nonprofits.
Net Margin
73rd percentile
Higher net margin than 73% of similar nonprofits.
Top Officer Pay
79th percentile
Higher top officer pay than 79% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
92nd percentile
Faster asset growth than 92% of similar nonprofits.
Revenue Growth
60th percentile
Faster revenue growth than 60% of similar nonprofits.
Balance Sheet
Assets
Up$41,590
Up $32,005 (+334%) from 2022
Net Assets
Up$41,513
Up $32,395 (+355%) from 2022
Liabilities
Down$77
Down $390 (-84%) from 2022
Revenue And Expenses
Revenue
Up$124,454
Up $23,987 (+24%) from 2022
Expenses
Down$100,404
Down $5,677 (-5.4%) from 2022
Net Income
Up$24,050
Up $29,664 (+528%) from 2022
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Nov 17, 2025
- Return Version
- 2024v5.0
- Gross Receipts
- $124,454
Mission and Program Overview
Mission
Five points of hope's mission is to alleviate the stress of financial burden for michigan residents diagnosed with cancer to allow them to focus on healing.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| ELIMINATING SOME OF THE STRESS OF A CANCER DIAGNOSIS BY ASSISTING WITH DEBT PAYMENT FOR PROGRAM (GRANT) RECIPIENTS. BY PROVIDING OPPORTUNITIES FOR THE MICHIGAN COMMUNITY TO HELP FELLOW MICHIGANDERS BY EVENT ATTENDANCE, SPONSORSHIP, AND DONATIONS. WE WERE ABLE TO PROVIDE SERVICE TO 172 RECIPIENTS IN 2024. | - | $80,528 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| ERIN WELSH | President | - | $0 | - | - |
| BLANCA HATCHARD | Treasurer | - | $0 | - | - |
| MICHAELINE RACZKA | Secretary | - | $0 | - | - |
| JENNIFER LUKER | Director | - | $0 | - | - |
| KATHY KNIGHTON | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Five Points of Hope
- EIN
- 33-1215395
- Address
- PO BOX 583, MILFORD, MI 48381
Signing Officer
- Name
- Erin Welsh
- Title
- President
- Phone
- 8106320255
- Signed
- 2025-11-17
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Gwizdala & Associates Pc
- Address
- 11636 HIGHLAND RD STE 104, HARTLAND, MI 48353-2711
- Preparer
- John L Gwizdala
- Phone
- 8106325520
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses advertising 354 office supplies/software 1,500 communications internet web 477 meeting 392 insurance 1,166 fundraising expense 10,431 program expense 68,501 membership dues 475 fees, taxes, license 65 other expense 326 miscellaneous 258 total 83,945”
Form 990-ez, Part II, Line 24
“Prepaid expenses and deferred charges 812 833 total 812 833”
Form 990-ez, Part II, Line 26
“COMERICA BANK CC 573 77”
Form 990-ez, Part III
“Five points of hope's mission is to alleviate the stress of financial burden for michigan residents diagnosed with cancer to allow them to focus on healing.”
Form 990-ez, Part III, Line 28
“Eliminating some of the stress of a cancer diagnosis by assisting with debt payment for program (grant) recipients. By providing opportunities for the michigan community to help fellow michiganders by event attendance, sponsorship, and donations. We were able to provide service to 172 recipients in 2024.”
Raw XML Appendix138 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | BLANCA HATCHARD |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2488817384 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4614 RACEWOOD DRIVE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | COMMERCE TOWNSHIP |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 483824614 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 17224 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 40757 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 124454 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 24050 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1729 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 18036 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 41590 |
| IRS990EZ/GrossReceiptsAmt | 0 | 124454 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 17463 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 41513 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 17463 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 41513 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 14391 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 2.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 4.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | ERIN WELSH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | BLANCA HATCHARD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | MICHAELINE RACZKA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | JENNIFER LUKER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | KATHY KNIGHTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 812 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 833 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 83945 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | FIVE POINTS OF HOPE'S MISSION IS TO ALLEVIATE THE STRESS OF FINANCIAL BURDEN FOR MICHIGAN RESIDENTS DIAGNOSED WITH CANCER TO ALLOW THEM TO FOCUS ON HEALING. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 339 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | ELIMINATING SOME OF THE STRESS OF A CANCER DIAGNOSIS BY ASSISTING WITH DEBT PAYMENT FOR PROGRAM (GRANT) RECIPIENTS. BY PROVIDING OPPORTUNITIES FOR THE MICHIGAN COMMUNITY TO HELP FELLOW MICHIGANDERS BY EVENT ATTENDANCE, SPONSORSHIP, AND DONATIONS. WE WERE ABLE TO PROVIDE SERVICE TO 172 RECIPIENTS IN 2024. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 80528 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 573 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 77 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 100404 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 80528 |
| IRS990EZ/TotalRevenueAmt | 0 | 124454 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | FIVEPOINTSOFHOPE.COM |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 124454 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 108481 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 100467 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 117322 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 54082 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 504806 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 271871 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 504806 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 124454 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 108481 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 100467 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 117322 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 54082 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 504806 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 504806 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES ADVERTISING 354 OFFICE SUPPLIES/SOFTWARE 1,500 COMMUNICATIONS INTERNET WEB 477 MEETING 392 INSURANCE 1,166 FUNDRAISING EXPENSE 10,431 PROGRAM EXPENSE 68,501 MEMBERSHIP DUES 475 FEES, TAXES, LICENSE 65 OTHER EXPENSE 326 MISCELLANEOUS 258 TOTAL 83,945 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | PREPAID EXPENSES AND DEFERRED CHARGES 812 833 TOTAL 812 833 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | COMERICA BANK CC 573 77 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | FIVE POINTS OF HOPE'S MISSION IS TO ALLEVIATE THE STRESS OF FINANCIAL BURDEN FOR MICHIGAN RESIDENTS DIAGNOSED WITH CANCER TO ALLOW THEM TO FOCUS ON HEALING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ELIMINATING SOME OF THE STRESS OF A CANCER DIAGNOSIS BY ASSISTING WITH DEBT PAYMENT FOR PROGRAM (GRANT) RECIPIENTS. BY PROVIDING OPPORTUNITIES FOR THE MICHIGAN COMMUNITY TO HELP FELLOW MICHIGANDERS BY EVENT ATTENDANCE, SPONSORSHIP, AND DONATIONS. WE WERE ABLE TO PROVIDE SERVICE TO 172 RECIPIENTS IN 2024. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III, LINE 28 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ERIN WELSH |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8106320255 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-17 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FIVE POINTS OF HOPE |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FIVE |
| ReturnHeader/Filer/EIN | 0 | 331215395 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 583 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MILFORD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48381 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GWIZDALA & ASSOCIATES PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11636 HIGHLAND RD STE 104 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | HARTLAND |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 483532711 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8106325520 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-17 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JOHN L GWIZDALA |
| ReturnHeader/ReturnTs | 0 | 2025-11-17T14:04:22-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $41,590
- Liabilities
- $77
- Net assets
- $41,513
- Revenue
- $124,454
- Expenses
- $100,404
- Net income
- $24,050