Incharge Financial Solutions

Filing Period

Jan 1, 2011 to Dec 31, 2011

Signed

Aug 2, 2012

Return Version

2011v1.2

Gross Receipts

$25,756,578

Mission

Major Activities

Activity 2

Debt management - ids offers debt management programs to assist consumers in paying off their unsecured debts and to better manage their financial obligations in the future. Ids processes debt payments, attempts to secure a reduction in interest rates, and attempts to establish affordable monthly payments on the clients' behalf. Clients are provided initial and continuing educational assistance through financial educational materials and guidance in financial matters as determined by the client's needs.

Activity 3

Bankruptcy counseling and debtor education - bankruptcy legislation enacted by congress in 2005 requires individuals filing for bankruptcy to complete a bankruptcy credit counseling session prior to filing, and an instructional course in personal financial management (debtor education) prior to receiving a bankruptcy discharge. To offer convenient, on-demand access to this required content, ids provides interactive web-based and telephonic bankruptcy credit counseling and debtor education programs. Both programs issue certificates to individuals who complete each program as required by the title 11 bankruptcy code. During 2011, over 240,000 certificates were issued to bankruptcy petitioners evidencing their successful completion of the bankruptcy credit counseling session and the personal financial management course. Bankruptcy counseling and debtor education services were performed by the foundation prior to june 2011 when these services were transitioned over to ids.

Filer

EIN

33-0770440