Credit Education Coalition

990EZ • Fiscal year 2011 • EIN 31-1308426

Jan 01, 2011 to Dec 31, 2011 • Filed on Aug 08, 2012

Organization Profile WWW.CREDITED.ORG

PO Box 694 130 E Wilson Bridge Road43085

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2011

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

-7.0%

Higher net margin than 29% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Source year 2011

No value available

This filing does not contain officer compensation rows.

Source year 2011

-4.5%

Faster asset growth than 40% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Annualized from 2010 to 2011

16%

Faster revenue growth than 69% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Annualized from 2010 to 2011

Balance Sheet

Liabilities / AssetsScore unavailable

Assets

Down

$44,174

Down $2,061 (-4.5%) from 2010

Net Assets

Down

$44,174

Down $2,061 (-4.5%) from 2010

Liabilities

No earlier filing loaded for comparison.

Revenue And Expenses

Liabilities / RevenueScore unavailable Net Margin29th percentile

Revenue

$29,321

Up $4,121 (+16%) from 2010

Expenses

$31,382

Up $1,993 (+6.8%) from 2010

Net Income

-$2,061

Up $2,128 (+51%) from 2010

Historical Trend

Balance Sheet Trend

Asset Growth40th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2011

Assets$44,174

Liabilities-

Net Assets$44,174

Open 2011 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2011

Revenue$29,321

Expenses$31,382

Net Income-$2,061

Open 2011 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2011 to Dec 31, 2011
Signed: Aug 8, 2012
Return Version: 2011v1.2

Mission and Program Overview

Mission

EDUCATION SEMINARS

Filing and Contact Details

Filer

EIN: 31-1308426

Raw XML Appendix317 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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CompensationExplanation/Compensation/PersonName	0	CRYSTAL ZELLAR
CompensationExplanation/Compensation/PersonName	1	CHRISTAL CAUDILL
CompensationExplanation/Compensation/PersonName	2	KATHY MILLS
CompensationExplanation/Compensation/PersonName	3	NANNETTE DEAN
CompensationExplanation/Compensation/PersonName	4	AMY LEVINE
CompensationExplanation/Compensation/PersonName	5	ROBERT BERGMAN
CompensationExplanation/Compensation/PersonName	6	SAM CALIG
CompensationExplanation/Compensation/PersonName	7	MATT THOMPSON
CompensationExplanation/Compensation/PersonName	8	MICHAEL COX
CompensationExplanation/Compensation/PersonName	9	DEBORAH ECKER
CompensationExplanation/Compensation/PersonName	10	ROBERT ELLIS
CompensationExplanation/Compensation/PersonName	11	MICHAEL GUNNER
CompensationExplanation/Compensation/PersonName	12	MARK JUMP
CompensationExplanation/Compensation/PersonName	13	RICHARD PALMER
CompensationExplanation/Compensation/PersonName	14	JAMES MONG
CompensationExplanation/Compensation/PersonName	15	JOSEPH CASTNER
CompensationExplanation/Compensation/PersonName	16	BETHANY HAMILTON
CompensationExplanation/Compensation/PersonName	17	EDEN SARVER
CompensationExplanation/Compensation/PersonName	18	DAVID POWELL
CompensationExplanation/Compensation/PersonName	19	CHRISTOPHER SPIROFF
CompensationExplanation/Compensation/PersonName	20	HOLLY WOLF
IRS990EZ/ActivitiesNotPreviouslyRpt	0	false
IRS990EZ/CashSavingsAndInvestments/BOY	0	46235
IRS990EZ/CashSavingsAndInvestments/EOY	0	44174
IRS990EZ/ContributionsGiftsGrantsEtc	0	4075
IRS990EZ/DidOrgFileForm1120POLThisYear	0	false
IRS990EZ/DoesOrgHaveHospital	0	false
IRS990EZ/EngagedInExcessBenefitTrans	0	false
IRS990EZ/EngageInLobbyingActivities	0	false
IRS990EZ/EngagePoliticalCmpgnActivities	0	false
IRS990EZ/ExcessOrDeficitForYear	0	-2061
IRS990EZ/FeesAndOthPymtToIndContractors	0	1150
IRS990EZ/FiledScheduleA	0	true
IRS990EZ/ForeignFinancialAccount	0	false
IRS990EZ/ForeignOffice	0	false
IRS990EZ/GrossReceipts	0	29321
IRS990EZ/InfoInScheduleOPartI	0	X
IRS990EZ/InvestmentIncome	0	55
IRS990EZ/MadeChangesToOrgnzngEtcDoc	0	false
IRS990EZ/MadeLoansToFromOfficers	0	false
IRS990EZ/MaintainAnyDonorAdvisedFunds	0	false
IRS990EZ/MethodOfAccountingCash	0	X
IRS990EZ/NetAssetsOrFundBalances/BOY	0	46235
IRS990EZ/NetAssetsOrFundBalancesBOY	0	46235
IRS990EZ/NetAssetsOrFundBalances/EOY	0	44174
IRS990EZ/NetAssetsOrFundBalancesEOY	0	44174
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	0	PO BOX 694 130 E WILSON BRIDGE RD
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	3	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	4	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	5	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	6	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	7	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	8	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	9	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	10	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	11	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	12	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	13	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	14	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	15	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	16	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	17	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	18	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	19	PO BOX 694 130 E WILSON BRIDGE RD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1	20	PO BOX 694 130 E WILSON BRIDGE RD
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	4	WORTHINGTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	5	WORTHINGTON
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	8	WORTHINGTON
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	10	WORTHINGTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	11	WORTHINGTON
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	13	WORTHINGTON
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	15	WORTHINGTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	16	WORTHINGTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	17	WORTHINGTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	18	WORTHINGTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	19	WORTHINGTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City	20	WORTHINGTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	0	OH
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	3	OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	4	OH
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	7	OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	8	OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	9	OH
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	12	OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	13	OH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	14	OH
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State	19	OH
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation	20	0
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	0	CRYSTAL ZELLAR
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	3	NANNETTE DEAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	4	AMY LEVINE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	5	ROBERT BERGMAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	6	SAM CALIG
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	7	MATT THOMPSON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	8	MICHAEL COX
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	9	DEBORAH ECKER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	10	ROBERT ELLIS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	11	MICHAEL GUNNER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	12	MARK JUMP
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	13	RICHARD PALMER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	14	JAMES MONG
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	15	JOSEPH CASTNER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	16	BETHANY HAMILTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	17	EDEN SARVER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	18	DAVID POWELL
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName	20	HOLLY WOLF
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	0	TRUSTEE
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	2	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	3	TREASURER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	4	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	5	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	6	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	7	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	8	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	9	SECRETARY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	10	PRESIDENT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	11	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	12	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	13	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	14	TRUSTEE
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	19	TRUSTEE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title	20	PRESIDENT-EL
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IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus4Years	0	25096
IRS990ScheduleA/TotalSupportTotal/Total	0	134047
IRS990ScheduleO/GeneralExplanation/Explanation	0	EXPENSES ADVERTISING AND PROMOTION 3,836 CONFERENCES AND MEETINGS 13,544 MISCELLANEOUS 1,426 DONATIONS 750 WEBSITE 360 EDUCATIONAL MATERIALS 9,817 EQUIPMENT RENTAL 128 CLE EXPENSE 25 OFFICE SUPPLIES 300 TOTAL 30,186
IRS990ScheduleO/GeneralExplanation/Identifier	0	OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/ReturnReference	0	FORM 990-EZ, PART I, LINE 16
ReturnHeader/BuildTS	0	2016-02-24 21:20:13Z
ReturnHeader/Filer/EIN	0	311308426
ReturnHeader/Filer/Name/BusinessNameLine1	0	CREDIT EDUCATION COALITION
ReturnHeader/Filer/NameControl	0	CRED
ReturnHeader/Filer/Phone	0	6144366700
ReturnHeader/Filer/USAddress/AddressLine1	0	PO BOX 694 130 E WILSON BRIDGE ROAD
ReturnHeader/Filer/USAddress/City	0	WORTHINGTON
ReturnHeader/Filer/USAddress/State	0	OH
ReturnHeader/Filer/USAddress/ZIPCode	0	43085
ReturnHeader/Officer/AuthorizeThirdParty	0	true
ReturnHeader/Officer/DateSigned	0	2012-08-08
ReturnHeader/Officer/Name	0	ROBERT ELLIS
ReturnHeader/Officer/Phone	0	6144366700
ReturnHeader/Officer/Title	0	PRESIDENT
ReturnHeader/Preparer/DatePrepared	0	2012-09-07
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1	0	MULLIGAN TOPY & CO CPA'S
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1	0	196 WEST JOHNSTOWN ROAD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City	0	GAHANNA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State	0	OH
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode	0	432302731
ReturnHeader/Preparer/Name	0	STANLEY J TOPY CPA
ReturnHeader/Preparer/Phone	0	6144711040
ReturnHeader/ReturnType	0	990EZ
ReturnHeader/TaxPeriodBeginDate	0	2011-01-01
ReturnHeader/TaxPeriodEndDate	0	2011-12-31
ReturnHeader/TaxYear	0	2011
ReturnHeader/Timestamp	0	2012-09-07T13:14:00-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing

Assets: $44,174
Liabilities: -
Net assets: $44,174
Revenue: $29,321
Expenses: $31,382
Net income: -$2,061

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2021Detailed filing. Detailed filing data is available for this year.	$52.1		$52.1	$12.3	$2.44	$9.82
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$42.3		$42.3	$5.33	$5.57	$0.23
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$42.5		$42.5	$15.2	$20.9	$5.70
2018Detailed filing. Detailed filing data is available for this year.	$48.2		$48.2	$24.4	$19.4	$5.07
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$43.2		$43.2	$29.1	$20.2	$8.87
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.	$34.3		$34.3	$16.7	$18.6	$1.94
2015Detailed filing. Detailed filing data is available for this year.	$36.2		$36.2	$20.0	$16.3	$3.73
2014Detailed filing. Detailed filing data is available for this year.	$32.5		$32.5	$19.7	$27.8	$8.06
2013Detailed filing. Detailed filing data is available for this year.	$40.6		$40.6	$26.4	$24.3	$2.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.	$38.5		$38.5	$21.4	$27.1	$5.70
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.	$44.2		$44.2	$29.3	$31.4	$2.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.	$46.2		$46.2	$25.2	$29.4	$4.19