Civic Intelligence

Budco Group Inc Employee Benefits Program

990 • Fiscal year 2011 • EIN 31-1256796

Jan 01, 2011 to Dec 31, 2011 • Filed on Nov 01, 2012

1100 Gest Street45203
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.31x

Higher debt load relative to assets than 77% of similar nonprofits.

2011 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

79th percentile

15%

Faster asset growth than 79% of similar nonprofits.

2011 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$2,688,740

Up $354,621 (+15%) from 2010

Net Assets

Up

$1,862,335

Up $465,764 (+33%) from 2010

Liabilities

Down

$826,405

Down $111,143 (-12%) from 2010

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$7,575,456

Up $998,831 (+15%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0-$1.0M-$2.0MAssets 2010: $2,334,119Liabilities 2010: $937,548Net Assets 2010: $1,396,5712010Assets 2011: $2,688,740Liabilities 2011: $826,405Net Assets 2011: $1,862,3352011Assets 2012: $1,252,579Liabilities 2012: $721,492Net Assets 2012: $531,0872012Assets 2013: $16,335Liabilities 2013: $1,257,490Net Assets 2013: -$1,241,1552013Assets 2014: $0Liabilities 2014: $0Net Assets 2014: $02014

Highlighted filing

2011

Assets$2,688,740
Liabilities$826,405
Net Assets$1,862,335

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $6,576,6252010Expenses 2011: $7,575,4562011Expenses 2012: $8,033,5022012Revenue 2013: $9,439,323Expenses 2013: $10,675,567Net Income 2013: -$1,236,2442013Revenue 2014: $0Expenses 2014: $0Net Income 2014: $02014

Highlighted filing

2011

Revenue-
Expenses$7,575,456
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Nov 1, 2012
Return Version
2011v1.2
Gross Receipts
$7,930,077
Mission and Program Overview

Mission

NONE

Filing and Contact Details

Filer

EIN
31-1256796
Raw XML Appendix304 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsPayableAccruedExpenses/BOY0937548
IRS990/AccountsPayableAccruedExpenses/EOY0826405
IRS990/AccountsReceivable/BOY011924
IRS990/AccountsReceivable/EOY029486
IRS990/ActivitiesConductedPartnership00
IRS990/ActivityOrMissionDescription0PROVIDING HEALTH AND DENTAL BENEFITS
IRS990/AddressPrincipalOfficerUS/AddressLine101100 GEST STREET
IRS990/AddressPrincipalOfficerUS/City0CINCINNATI
IRS990/AddressPrincipalOfficerUS/State0OH
IRS990/AddressPrincipalOfficerUS/ZIPCode045203
IRS990/AuditCommittee01
IRS990/BenefitsPaidToMembersCY06505344
IRS990/BenefitsPaidToMembersPriorYear05685864
IRS990/BenefitsToMembers/Total06505344
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/CashNonInterestBearing/BOY02322195
IRS990/CashNonInterestBearing/EOY02659254
IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO00
IRS990/CompensationProcessOther00
IRS990/ConflictOfInterestPolicy00
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval00
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties00
IRS990/DescribedIn501C300
IRS990/Description0THE SOLE PURPOSE OF THE BUDCO GROUP, INC. EMPLOYEE BENEFIT PLAN IS TO PROVIDE HEALTH & DENTAL BENEFITS TO PLAN PARTICIPANTS
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
IRS990/DonorAdvisedFunds00
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers00
IRS990/FamilyOrBusinessRelationship01
IRS990/FederalGrantAuditRequired00
IRS990/FinancialStatementSeparate0X
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/NamePerson0GEORGE J BUDIG
IRS990/Form990PartVIISectionA/NamePerson1OTTO M BUDIG
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/Title0TRUSTEE
IRS990/Form990PartVIISectionA/Title1TRUSTEE
IRS990/Form990ProvidedToGoverningBody01
IRS990/Form990-TFiled01
IRS990/FormersListed00
IRS990/FSAudited01
IRS990/FundraisingActivities00
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossReceipts07930077
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt01
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/InvestmentIncomeCurrentYear010829
IRS990/InvestmentIncome/ExclusionAmount010829
IRS990/InvestmentIncomePriorYear024682
IRS990/InvestmentIncome/TotalRevenueColumn010829
IRS990/InvestmentInJointVenture00
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters00
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders00
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees00
IRS990/MinutesOfGoverningBody00
IRS990/MissionDescription0NONE
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0GEORGE BUDIG
IRS990/NbrIndependentVotingMembers00
IRS990/NbrVotingGoverningBodyMembers02
IRS990/NbrVotingMembersGoverningBody02
IRS990/NetAssetsOrFundBalancesBOY01396571
IRS990/NetAssetsOrFundBalancesEOY01862335
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NoListedPersonsCompensated0X
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith109600
IRS990/NumberIndependentVotingMembers00
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees00
IRS990/NumberW2GIncluded00
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherExpensePriorYear0890761
IRS990/OtherExpensesCurrentYear01070112
IRS990/OtherExpenses/Description0UTILIZATION REVIEW AND
IRS990/OtherExpenses/Description1INSURANCE PREMIUMS
IRS990/OtherExpenses/Total0588456
IRS990/OtherExpenses/Total1481656
IRS990/OtherRevenueCurrentYear00
IRS990/OtherRevenuePriorYear00
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation00
IRS990/PoliticalActivities00
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0525100
IRS990/ProgramServiceRevenue/BusinessCode1525100
IRS990/ProgramServiceRevenueCY07919248
IRS990/ProgramServiceRevenue/Description0EMPLOYER CONTRIBUTION
IRS990/ProgramServiceRevenue/Description1EMPLOYEE CONTRIBUTION
IRS990/ProgramServiceRevenuePriorYear05373132
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome07185798
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome1733450
IRS990/ProgramServiceRevenue/TotalRevenueColumn07185798
IRS990/ProgramServiceRevenue/TotalRevenueColumn1733450
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReconcilationOtherChanges0111143
IRS990/ReconcilationRevenueExpenses0354621
IRS990/RelatedEntity01
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote01
IRS990/ReportInvestOthSecurities00
IRS990/ReportLandBldgEquip00
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities00
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY01396571
IRS990/RetainedEarningsEndowmentEtc/EOY01862335
IRS990/RevenuesLessExpensesCY0354621
IRS990/RevenuesLessExpensesPriorYear0-1178811
IRS990/SalariesEtcCurrentYear00
IRS990/SalariesEtcPriorYear00
IRS990/ScheduleBRequired00
IRS990ScheduleD/ExcessOrDeficitForYear0354621
IRS990ScheduleD/ExcessOrDeficitPerFS0465764
IRS990ScheduleD/ExpensesNotRptdF99000
IRS990ScheduleD/ExpensesNotRptdOnFinStmt00
IRS990ScheduleD/ExpensesSubtotal07575456
IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation0ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITION TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY (OR ASSETS) IF THE PLAN HAS TAKEN AN UNCERTAIN POSITIONS THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. THE PLAN ADMINISTRATOR HAS ANALYZED THE TAX POSITIONS TAKEN BY THE PLAN, AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2011, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE PLAN ADMINISTRATOR BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2008.
IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation1NET DECREASE IN BENEFIT OBLIGATIONS 111,143.
IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation2SCHEDULE D, PART XI, LINE 8: NET DECREASE IN BENEFIT OBLIGATIONS.
IRS990ScheduleD/Form990ScheduleDPartXIV/Identifier0DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48:
IRS990ScheduleD/Form990ScheduleDPartXIV/Identifier1PART XI, LINE 8 - OTHER ADJUSTMENTS:
IRS990ScheduleD/Form990ScheduleDPartXIV/ReturnReference0PART X:
IRS990ScheduleD/OtherAmount0111143
IRS990ScheduleD/RevenueNotRptdF99000
IRS990ScheduleD/RevenueNotRptdOnFinStmt00
IRS990ScheduleD/RevenueSubtotal07930077
IRS990ScheduleD/TotalAdjustments0111143
IRS990ScheduleD/TotalExpenses07575456
IRS990ScheduleD/TotalExpensesPerForm99007575456
IRS990ScheduleD/TotalOfBookValueLandBuildings00
IRS990ScheduleD/TotalRevenue07930077
IRS990ScheduleD/TotalRevenuePerForm99007930077
IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt07575456
IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt07930077
IRS990/ScheduleJRequired00
IRS990ScheduleO/GeneralExplanation/Explanation0GEORGE AND OTTO HAVE A FAMILY RELATIONSHIP AND A BUSINESS RELATIONSHIP.
IRS990ScheduleO/GeneralExplanation/Explanation1BOARD MINUTES ARE NOT KEPT. ANY NEW ACTIONS UNDERTAKEN ARE DOCUMENTED IN AMENDMENTS TO THE SUMMARY PLAN DISCRIPTION.
IRS990ScheduleO/GeneralExplanation/Explanation2THE ORGANIZATION DOES NOT HAVE ANY GOVERNING COMMITTEES.
IRS990ScheduleO/GeneralExplanation/Explanation3THE FORM 990 IS REVIEWED BY THE GEORGE AND OTTO BUDIG, PLAN TRUSTEES, BEFORE IT IS FILED WITH THE IRS.
IRS990ScheduleO/GeneralExplanation/Explanation4THE ORGANIZATION IS SUBJECT TO AND COMPLIES WITH PROVISIONS OF ERISA.
IRS990ScheduleO/GeneralExplanation/Explanation5THE ORGANIZATION WILL PROVIDE PRINTED COPIES OF ITS GOVERNING DOCUMENTS AT THE TIME OF REQUEST.
IRS990ScheduleO/GeneralExplanation/Explanation6NET DECREASE IN BENEFIT OBLIGATIONS 111,143. TOTAL TO FORM 990, PART XI, LINE 5: 111,143.
IRS990ScheduleO/GeneralExplanation/Identifier0CHANGES IN NET ASSETS OR FUND BALANCES:
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 8A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION B, LINE 12
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PART XI, LINE 5:
IRS990/ScheduleORequired01
IRS990ScheduleR/ExchangeOfAssets00
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/AddressLine101100 GEST STREET
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/City0CINCINNATI
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/State0OH
IRS990ScheduleR/Form990ScheduleRPartIV/AddressUS/ZIPCode045203
IRS990ScheduleR/Form990ScheduleRPartIV/EIN0311031189
IRS990ScheduleR/Form990ScheduleRPartIV/LegalDomicileState0OH
IRS990ScheduleR/Form990ScheduleRPartIV/NameOfRelatedOrg/BusinessNameLine10BUDCO GROUP INC
IRS990ScheduleR/Form990ScheduleRPartIV/PrimaryActivity0PROVIDES TRAILER LOADING/UNLOADING SERVICES TO THE RAILROADS
IRS990ScheduleR/Form990ScheduleRPartIV/TypeOfEntity0S
IRS990ScheduleR/GiftGrantOrCapContrFrOtherOrg00
IRS990ScheduleR/GiftGrantOrCapContrToOtherOrg00
IRS990ScheduleR/LoansOrGuaranteesFromOtherOrg00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrg00
IRS990ScheduleR/OtherTransferFromOtherOrg01
IRS990ScheduleR/OtherTransferToOtherOrg00
IRS990ScheduleR/PerformOfServicesByOtherOrgs00
IRS990ScheduleR/PerformOfServicesForOtherOrgs00
IRS990ScheduleR/PurchaseOfAssetsFromOtherOrg00
IRS990ScheduleR/ReceiptOfIntAnnRentsRoyalties00
IRS990ScheduleR/ReimbursementPaidByOtherOrg00
IRS990ScheduleR/ReimbursementPaidToOtherOrg00
IRS990ScheduleR/RentalOfFacilitiesFrOtherOrgs00
IRS990ScheduleR/RentalOfFacilitiesToOtherOrgs00
IRS990ScheduleR/SaleOfAssetsToOtherOrg00
IRS990ScheduleR/SharingOfFacilities00
IRS990ScheduleR/SharingOfPaidEmployees00
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0OH
IRS990/SubjectToProxyTax00
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
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IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine101100 GEST STREET
IRS990/TheBooksAreInCareOf/AddressUS/City0CINCINNATI
IRS990/TheBooksAreInCareOf/AddressUS/State0OH
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode045203
IRS990/TheBooksAreInCareOf/NamePerson0MARK BUDIG
IRS990/TheBooksAreInCareOf/TelephoneNumber05136216111
IRS990/TotalAssets/BOY02334119
IRS990/TotalAssetsBOY02334119
IRS990/TotalAssets/EOY02688740
IRS990/TotalAssetsEOY02688740
IRS990/TotalCompGT150K00
IRS990/TotalExpensesCurrentYear07575456
IRS990/TotalExpensesPriorYear06576625
IRS990/TotalFunctionalExpenses/Total07575456
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY0937548
IRS990/TotalLiabilitiesBOY0937548
IRS990/TotalLiabilities/EOY0826405
IRS990/TotalLiabilitiesEOY0826405
IRS990/TotalLiabNetAssetsFundBalances/BOY02334119
IRS990/TotalLiabNetAssetsFundBalances/EOY02688740
IRS990/TotalNbrEmployees00
IRS990/TotalNbrVolunteers00
IRS990/TotalNetAssetsFundBalances/BOY01396571
IRS990/TotalNetAssetsFundBalances/EOY01862335
IRS990/TotalOtherCompensation00
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceRevenue07919248
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg00
IRS990/TotalRevenueCurrentYear07930077
IRS990/TotalRevenue/ExclusionAmount010829
IRS990/TotalRevenuePriorYear05397814
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome07919248
IRS990/TotalRevenue/TotalRevenueColumn07930077
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/TransactionRelatedEntity00
IRS990/TypeOfOrganizationTrust0X
IRS990/UnrelatedBusinessIncome01
IRS990/UponRequest0X
IRS990/WebSite0N/A
IRS990/WhistleblowerPolicy00
IRS990/YearFormation01990
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0311256796
ReturnHeader/Filer/Name/BusinessNameLine10BUDCO GROUP INC EMPLOYEE BENEFITS PROGRAM
ReturnHeader/Filer/NameControl0BUDC
ReturnHeader/Filer/Phone05136216111
ReturnHeader/Filer/USAddress/AddressLine101100 GEST STREET
ReturnHeader/Filer/USAddress/City0CINCINNATI
ReturnHeader/Filer/USAddress/State0OH
ReturnHeader/Filer/USAddress/ZIPCode045203
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02012-11-01
ReturnHeader/Officer/Name0GEORGE BUDIG
ReturnHeader/Officer/Phone05136216111
ReturnHeader/Officer/Title0PLAN TRUSTEE
ReturnHeader/Preparer/DatePrepared02012-10-31
ReturnHeader/PreparerFirm/EIN0310800053
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10CLARK SCHAEFER HACKETT AND CO
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10ONE EAST FOURTH ST SUITE 1200
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0CINCINNATI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0OH
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode045202
ReturnHeader/Preparer/Name0JANE E PFEIFER
ReturnHeader/Preparer/Phone05132413111
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-11-02T14:58:26-05:00

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