Civic Intelligence

Cincinnati Development Fund

EIN 31-1256064 • 501(c)3 • Cincinnati, OH

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Profile

To drive community revitalization by providing capital access and technical assistance.

Refreshing map…

1818 Race Street Suite 401Cincinnati, OH 45202

www.cincinnatidevelopmentfund.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

76th percentile

0.63x

Higher debt load relative to assets than 76% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2025

Liabilities / Revenue

88th percentile

3.21x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2025

Net Margin

71st percentile

15%

Higher net margin than 71% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2025

Top Officer Pay

27th percentile

$318,516

Higher top officer pay than 27% of similar nonprofits.

Top officer pay equals 1.6% of source-year revenue.

501(c)3 • $100M-$250M nonprofits • Source year 2025

Asset Growth

86th percentile

21%

Faster asset growth than 86% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2023 to 2025

Revenue Growth

87th percentile

39%

Faster revenue growth than 87% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets76th percentile

Assets

Up

$101,598,029

Up $32,594,703 (+47%) from 2023

Liabilities

Up

$64,037,946

Up $25,321,412 (+65%) from 2023

Net Assets

Up

$37,560,083

Up $7,273,291 (+24%) from 2023

Operations
Liabilities / Revenue88th percentileNet Margin71st percentile

Revenue

Up

$19,961,456

Up $9,651,769 (+94%) from 2023

Expenses

Up

$17,013,828

Up $12,123,074 (+248%) from 2023

Net Income

Down

$2,947,628

Down $2,471,305 (-46%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth86th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2012: $40,787,598Liabilities 2012: $33,948,453Net Assets 2012: $6,839,1452012Assets 2013: $37,534,350Liabilities 2013: $28,510,117Net Assets 2013: $9,024,2332013Assets 2014: $39,814,905Liabilities 2014: $30,042,906Net Assets 2014: $9,771,9992014Assets 2015: $38,948,759Liabilities 2015: $28,688,606Net Assets 2015: $10,260,1532015Assets 2016: $40,408,905Liabilities 2016: $28,328,775Net Assets 2016: $12,080,1302016Assets 2018: $52,042,300Liabilities 2018: $33,863,660Net Assets 2018: $18,178,6402018Assets 2019: $57,878,535Liabilities 2019: $37,496,910Net Assets 2019: $20,381,6252019Assets 2020: $56,735,495Liabilities 2020: $34,457,050Net Assets 2020: $22,278,4452020Assets 2022: $54,993,767Liabilities 2022: $30,207,111Net Assets 2022: $24,786,6562022Assets 2023: $69,003,326Liabilities 2023: $38,716,534Net Assets 2023: $30,286,7922023Assets 2025: $101,598,029Liabilities 2025: $64,037,946Net Assets 2025: $37,560,0832025

Highlighted filing

2025

Assets$101,598,029
Liabilities$64,037,946
Net Assets$37,560,083
Open 2025 Filing

Operations Trend

Revenue Growth87th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2012: $1,360,3572012Expenses 2013: $1,544,5662013Revenue 2014: $3,218,669Expenses 2014: $2,431,472Net Income 2014: $787,1972014Revenue 2015: $3,691,051Expenses 2015: $3,212,207Net Income 2015: $478,8442015Revenue 2016: $5,122,913Expenses 2016: $3,304,747Net Income 2016: $1,818,1662016Revenue 2018: $4,513,024Expenses 2018: $4,115,761Net Income 2018: $397,2632018Revenue 2019: $7,856,779Expenses 2019: $5,636,218Net Income 2019: $2,220,5612019Revenue 2020: $6,584,866Expenses 2020: $4,687,172Net Income 2020: $1,897,6942020Revenue 2022: $6,552,988Expenses 2022: $5,541,478Net Income 2022: $1,011,5102022Revenue 2023: $10,309,687Expenses 2023: $4,890,754Net Income 2023: $5,418,9332023Revenue 2025: $19,961,456Expenses 2025: $17,013,828Net Income 2025: $2,947,6282025

Highlighted filing

2025

Revenue$19,961,456
Expenses$17,013,828
Net Income$2,947,628
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$101,598,029
Liabilities
$64,037,946
Net assets
$37,560,083
Revenue
$19,961,456
Expenses
$17,013,828
Net income
$2,947,628
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$102$64.0$37.6$20.0$17.0$2.95
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.0$38.7$30.3$10.3$4.89$5.42
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$55.0$30.2$24.8$6.55$5.54$1.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$56.7$34.5$22.3$6.58$4.69$1.90
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$57.9$37.5$20.4$7.86$5.64$2.22
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$52.0$33.9$18.2$4.51$4.12$0.40
2016Detailed filing. Detailed filing data is available for this year.$40.4$28.3$12.1$5.12$3.30$1.82
2015Detailed filing. Detailed filing data is available for this year.$38.9$28.7$10.3$3.69$3.21$0.48
2014Detailed filing. Detailed filing data is available for this year.$39.8$30.0$9.77$3.22$2.43$0.79
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.5$28.5$9.02$1.54
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.8$33.9$6.84$1.36
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Jan 15, 2026
Return Version
2024v5.5
Gross Receipts
$22,265,128
Mission and Program Overview

Mission

To drive community revitalization by providing capital access and technical assistance.

To strengthen underserved neighborhoods and improve lives through innovative financing.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$41,253,767$50,172,926▲ $8,919,159
Savings and Temporary Cash Investments$28,698,324$33,794,201▲ $5,095,877
Investments Other Securities$4,094,421$5,665,769▲ $1,571,348
Investments Program Related$5,136,604$1,174,547▼ $3,962,057
Accounts Receivable$794,531$837,247▲ $42,716
Land, Buildings, and Equipment, Net$12,865$525,997▲ $513,132
Prepaid Expenses and Deferred Charges$79,779$83,721▲ $3,942
Cash and Non-Interest-Bearing Accounts$279,261$4,325▼ $274,936
Total Assets$89,298,579$101,598,029▲ $12,299,450
Other Assets Total$8,949,027$9,339,296▲ $390,269
Liabilities
Unsecured Notes Loans Payable$30,189,186$31,608,038▲ $1,418,852
Deferred Revenue$23,453,125$30,933,224▲ $7,480,099
Other Liabilities$142,725$559,738▲ $417,013
Accounts Payable and Accrued Expenses$565,271$554,536▼ $10,735
Escrow Account Liability$357,451$382,410▲ $24,959
Total Liabilities$54,707,758$64,037,946▲ $9,330,188
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$34,590,821$37,560,083▲ $2,969,262
Total Net Assets Fund Balance$34,590,821$37,560,083▲ $2,969,262
Total Liabilities and Net Assets / Fund Balance$89,298,579$101,598,029▲ $12,299,450

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$360,371$81,061$441,432
Equipment$165,626$85,681$251,307
Other Land Buildings$0$48,164$48,164
Other Assets Org$529,689--
Other Securities$5,665,769--
Compensation and Service Providers
Top Officer Pay27th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joseph HuberPresident & CEOFT$238,490$80,026$318,516
Luke BlocherGen. Counsel/chief Strategy OfficerFT$214,605$76,199$290,804
Jennifer LarkinsCheif Financial OfficerFT$181,829$74,189$256,018
Sara SheetsEmployeeFT$121,750$54,088$175,838
Morag AdlonSenior Loan OfficerFT$138,428$37,399$175,827
Kelly ClementsChief Lending OfficerFT$133,830$17,272$151,102
Jake GrayCredit Risk ManagerFT$114,581$32,170$146,751
John ReiserSenior Loan & Programs OfficerFT$105,209$40,743$145,952
Angela RatliffPortfolio ManagerFT$102,028$6,615$108,643

Board Members and Trustees

NameTitle
Kimberly MauerBoard Chair
Susan ThomasVice Chair
Danielle WilsonTrustee
Dora AnimTrustee
Doug BurgessTrustee
Gary D PainterTrustee
Jessica PowellTrustee
Joe HansbauerTrustee
Kevin HughesTrustee
Margaret MoertlTrustee
Murray SinclaireTrustee
Robie SuggsTrustee
Scott TaylorTrustee
Kathleen SchwabSecretary
Kevin CooneyTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
NovogradacAudit And Tax ServicesPO BOX 7833, San Francisco, CA 74120$284,500
Frost Brown Todd LLPLegal ServicesPO BOX 5716, Cincinnati, OH 45201-5716$196,509
Revenue and Support

Revenue Composition

Contributions and Grants
$12,330,365
Program Service Revenue
$6,164,254
Investment Income
$1,481,469
Other Revenue
$-14,632
All Other Contributions
$5,555
Change in Net Assets
$2,947,628

Audited Revenue Reconciliation

Revenue per Audited Statements
$19,983,090
Revenue Not Reported on Financial Statements
$-21,634
Revenue Not Reported on Form 990
$-656,678
Other Revenue Adjustments
$-21,634
Total Revenue per Audited Statements
$19,326,412
Total Revenue per Form 990
$19,961,456
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$14,208,940
Salaries, Compensation, and Employee Benefits$2,804,888
Total Fundraising Expense$95,023
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$842,608$371,540$6,266$1,220,414
Current Officers, Directors, Trustees, and Key Employees$823,175$362,972$6,120$1,192,267
Interest$644,834--$644,834
Payroll Taxes$113,201$49,915$842$163,958
Other Employee Benefits$112,268$49,503$835$162,606
Office Expenses$98,969$43,480$895$143,344
Occupancy$97,791$42,962$885$141,638
Fees for Services Other-$128,545$5,456$134,001
Fees for Services Legal-$111,374-$111,374
Information Technology$63,960$28,099$579$92,638
Pension Plan Contributions$45,322$19,984$337$65,643
Fees for Services Accounting-$54,400-$54,400
Advertising$33,656$14,786$304$48,746
Conferences and Meetings$31,140$13,681$282$45,103
Other Expenses$11,333$4,979$102$16,414
Depreciation Depletion$2,780$13,065$26$15,871
Total Functional Expenses$15,609,520$1,309,285$95,023$17,013,828

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$17,013,828
Expenses per Audited Statements$16,357,150
Total Expenses per Audited Statements$16,357,150
Expenses Not Reported on Financial Statements$656,678
Other Expense Adjustments$656,678
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liabilities Non-current$384,405
Lease Liabilities Current$175,333
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The cfo conducts an inital review of the form 990 prepared by the cpa. Then, a draft is submitted to the board prior to filing for final approval.”

Form 990, Part VI, Section B, Line 12C

“All officers and board members are required to sign the conflict of interest policy annually. If a vote is required and any member has a conflict, then that member abstains from voting.”

Form 990, Part VI, Section B, Line 15A

“Annually, the board discusses overall employee performance and the president/ceo determines employee compensation. The board holds a closed meeting to evaluate the executive director's performance and pay increase. Comparability data is used to assist with compensation decisions.”

Form 990, Part VI, Section C, Line 19

“Governing documents, the conflict of interest policy and audited financial statements will be made available upon request.”

Filing and Contact Details

Filer

Filer Name
Cincinnati Development Fund
EIN
31-1256064
Phone
5137217211
Address
1818 RACE STREET SUITE 401, CINCINNATI, OH 45202

Signing Officer

Name
Jennifer Larkins
Title
CFO
Phone
5137217211
Signed
2026-01-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joe Huber
Formed
1988
Legal Domicile
Oh
Voting Board Members
15
Independent Board Members
15
Employees
17
Volunteers
20

Preparer

Firm
Clark Schaefer Hackett & Co
Address
1 EAST 4TH STREET, CINCINNATI, OH 45202
Preparer
Natosha Carr
Phone
5132413111
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Income from passthroughs - k-1's received 21,634.”

FORM 990, PART XII, LINE 2C:

“The organization has an audit committee that is responsible for the selection of an independent accountant and oversight of the audit. The processes used by this committee have not changed from previous years.”

Financial Statement Notes

PART IV, LINE 2B:

“Amounts held in escrow are for real estate taxes and insurance. These amounts are segregated as restricted assets.”

PART X, LINE 2:

“The financial accounting standards board ("fasb") has issued guidance which clarifies generally accepted accounting principles for recognition, measurement, presentation and disclosure relating to uncertain tax positions. This guidance clarifies the accounting and recognition for income tax positions taken or expected to be taken in the organization's income tax returns. The organization's income tax filings are subject to audit by various taxing authorities. The organization's policy with regard to interest and penalties is to recognize interest through interest expense and penalties through other expense. In evaluating the organization's tax provision and tax exempt status, interpretations and tax planning strategies were considered. The organization believes their estimates are appropriate based on the current facts and circumstances.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Interest expense netted against income on the afs -644,834. Amortization expenses -11,844.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Loss from investments in partnerships not reflected on the afs -21,634.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Interest expense netted against income on the afs 644,834. Amortization expenses 11,844.”

Raw XML AppendixShowing 400 of 1,210 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Desc0CINCINNATI DEVELOPMENT FUND (CDF) IS A COMMUNITY DEVEOPMENT FINANCIAL INSTITUTION (CDFI) ESTABLISHED IN 1988 TO FINANCE AFFORDABLE HOUSING DEVELOPMENT AND COMMUNITY REVITALIZATION IN THE GREATER CINCINNATI AREA. CDF'S MISSION IS TO STRENGTHEN UNDERSERVED NEIGHBORHOODS AND IMPROVE LIVES THROUGH INNOVATIVE FINANCING.OVER THE PAST 37 YEARS, LOCAL FINANCIAL INSTITUTIONS, FOUNDATIONS, SOCIALLY MOTIVATED INVESTORS, AND LOCAL AND FEDERAL GOVERNMENTS HAVE ALL CONTRIBUTED TO CDF'S SOURCES OF CAPITAL. THESE ORGANIZATIONS INVEST IN CDF BECAUSE OF OUR EXPERTISE IN EVALUATING COMPLEX LOAN APPLICATIONS WITH MULTIPLE FINANCING SOURCES. THIS EXPERIENCE MAKES IT EASIER AND MORE COST-EFFECTIVE FOR THESE ORGANIZATIONS TO INVEST IN THE COMMUNITY. CDF HAS ORIGINATED OVER $580 MILLION IN LOANS RESULTING IN THE CREATION OF MORE THAN 9,000 UNITS OF HOUSING. CDF FOCUSES ON LENDING IN LOW INCOME COMMUNITIES WHERE NEED AND IMPACT ARE THE GREATEST.CDF IS AN EQUAL OPPORTUNITY PROVIDER.
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1549501
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1648674
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1716700
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1846411
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1921787
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2042964
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2132170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt226615
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2340743
IRS990/Form990PartVIISectionAGrp/PersonNm0KIMBERLY MAUER
IRS990/Form990PartVIISectionAGrp/PersonNm1SUSAN THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm2KEVIN COONEY
IRS990/Form990PartVIISectionAGrp/PersonNm3KATHLEEN SCHWAB
IRS990/Form990PartVIISectionAGrp/PersonNm4DORA ANIM
IRS990/Form990PartVIISectionAGrp/PersonNm5DOUG BURGESS
IRS990/Form990PartVIISectionAGrp/PersonNm6GARY D PAINTER
IRS990/Form990PartVIISectionAGrp/PersonNm7JOE HANSBAUER
IRS990/Form990PartVIISectionAGrp/PersonNm8KEVIN HUGHES
IRS990/Form990PartVIISectionAGrp/PersonNm9MARGARET MOERTL
IRS990/Form990PartVIISectionAGrp/PersonNm10JESSICA POWELL
IRS990/Form990PartVIISectionAGrp/PersonNm11MURRAY SINCLAIRE
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IRS990/Form990PartVIISectionAGrp/PersonNm13SCOTT TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm14DANIELLE WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm15JOSEPH HUBER
IRS990/Form990PartVIISectionAGrp/PersonNm16LUKE BLOCHER
IRS990/Form990PartVIISectionAGrp/PersonNm17KELLY CLEMENTS
IRS990/Form990PartVIISectionAGrp/PersonNm18JENNIFER LARKINS
IRS990/Form990PartVIISectionAGrp/PersonNm19MORAG ADLON
IRS990/Form990PartVIISectionAGrp/PersonNm20SARA SHEETS
IRS990/Form990PartVIISectionAGrp/PersonNm21JAKE GRAY
IRS990/Form990PartVIISectionAGrp/PersonNm22ANGELA RATLIFF
IRS990/Form990PartVIISectionAGrp/PersonNm23JOHN REISER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
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IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt10TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt11TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt12TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt13TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt14TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt15PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt16GEN. COUNSEL/CHIEF STRATEGY OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt17CHIEF LENDING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt18CHEIF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt19SENIOR LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt20EMPLOYEE
IRS990/Form990PartVIISectionAGrp/TitleTxt21CREDIT RISK MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt22PORTFOLIO MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt23SENIOR LOAN & PROGRAMS OFFICER
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IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0842608

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