Civic Intelligence

Bank Depository User Group

990EZ • Fiscal year 2025 • EIN 31-1140217

Jan 01, 2025 to Dec 31, 2025

7700 Mineral Point RoadMadison, WI 53717

(608) 469-1680

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

53rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

95th percentile

43%

Higher net margin than 95% of similar nonprofits.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

75th percentile

17%

Faster asset growth than 75% of similar nonprofits.

2025 filings • 501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

100th percentile

3723%

Faster revenue growth than 100% of similar nonprofits.

2025 filings • 501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$56,401

Up $8,187 (+17%) from 2024

Net Assets

Up

$56,401

Up $8,187 (+17%) from 2024

Liabilities

Flat

$0

Flat from 2024

Revenue

Up

$13,532

Up $13,178 (+3723%) from 2024

Expenses

Up

$7,722

Up $3,436 (+80%) from 2024

Net Income

Up

$5,810

Up $9,742 (+248%) from 2024

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80K$60K$40K$20K$0Assets 2011: $38,754Liabilities 2011: $0Net Assets 2011: $38,7542011Assets 2012: $34,595Liabilities 2012: $0Net Assets 2012: $34,5952012Assets 2021: $41,127Liabilities 2021: $0Net Assets 2021: $41,1272021Assets 2022: $60,105Liabilities 2022: $0Net Assets 2022: $60,1052022Assets 2023: $52,146Liabilities 2023: $0Net Assets 2023: $52,1462023Assets 2024: $48,214Liabilities 2024: $0Net Assets 2024: $48,2142024Assets 2025: $56,401Liabilities 2025: $0Net Assets 2025: $56,4012025

Highlighted filing

2025

Assets$56,401
Liabilities$0
Net Assets$56,401

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30K$20K$10K$0-$10KRevenue 2011: $8,081Expenses 2011: $1,836Net Income 2011: $6,2452011Revenue 2012: -$815Expenses 2012: $3,344Net Income 2012: -$4,1592012Revenue 2021: $19,316Expenses 2021: $4,491Net Income 2021: $14,8252021Revenue 2022: $21,472Expenses 2022: $2,494Net Income 2022: $18,9782022Revenue 2023: -$6,179Expenses 2023: $1,780Net Income 2023: -$7,9592023Revenue 2024: $354Expenses 2024: $4,286Net Income 2024: -$3,9322024Revenue 2025: $13,532Expenses 2025: $7,722Net Income 2025: $5,8102025

Highlighted filing

2025

Revenue$13,532
Expenses$7,722
Net Income$5,810
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 19, 2026
Return Version
2025v4.0
Gross Receipts
$75,133
Mission and Program Overview

Mission

To increase the information flow between DTCC bank participants and DTCC: provide DTCC's management with input from the membership it relates to their policies, procedures, and operations; and to promote a spirit of cooperation and goodwill among the members of DTCC. Providing members the conduit and means to share information and develop ideas.

Program Services

DescriptionGrantsExpenses
The organization was able to increase the information flow between DTCC bank participants and DTCC: provide DTCC's management with input from the membership it relates to their policies, procedures, and operations; and to promote a spirit of cooperation and goodwill among the members of DTCC. Did this thru virtual meetings, conference calls and shared groupsite.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rick BeaverChairperson-$0--
Yasha ShettyVice Chairperson-$0--
Nilakshi PradhanIndustry Liaison-$0--
Brittany SzczepanskiExhibitor Relations-$0--
Scott ColtonCommunications/Membership-$0--
Alex SeversonTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Bank Depository User Group
EIN
31-1140217
Phone
6084691680
Address
7700 Mineral Point Road, Madison, WI 53717

Signing Officer

Name
Alex Severson
Title
Treasurer
Phone
4149055387
Signed
2026-03-19
Supplemental Narrative

Additional Explanations

Form 990-EZ, Header, Line A

NONE

Form 990-EZ, Header, Line F

NONE

Raw XML Appendix130 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Alex Severson
IRS990EZ/BooksInCareOfDetail/PhoneNum06084691680
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt07700 Mineral Point Road
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Madison
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd053717
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt050591
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt056401
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt040717
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt05810
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt07722
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt050591
IRS990EZ/Form990TotalAssetsGrp/EOYAmt056401
IRS990EZ/FundraisingGrossIncomeAmt0305
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt075133
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InvestmentIncomeAmt01788
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt032323
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt050591
IRS990EZ/NetAssetsOrFundBalancesEOYAmt056401
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt050591
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IRS990EZ/OccupancyRentUtltsAndMaintAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Rick Beaver
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Yasha Shetty
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Nilakshi Pradhan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Brittany Szczepanski
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Scott Colton
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Alex Severson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Chairperson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice Chairperson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Industry Liaison
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Exhibitor Relations
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Communications/Membership
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Treasurer
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt00
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0To increase the information flow between DTCC bank participants and DTCC: provide DTCC's management with input from the membership it relates to their policies, procedures, and operations; and to promote a spirit of cooperation and goodwill among the members of DTCC. Providing members the conduit and means to share information and develop ideas.
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The organization was able to increase the information flow between DTCC bank participants and DTCC: provide DTCC's management with input from the membership it relates to their policies, procedures, and operations; and to promote a spirit of cooperation and goodwill among the members of DTCC. Did this thru virtual meetings, conference calls and shared groupsite.
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt061601
IRS990EZ/SpecialEventsNetIncomeLossAmt0-61296
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt07722
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt013532
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.bdug.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NONE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Header, Line A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Header, Line F
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Alex Severson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum04149055387
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BANK DEPOSITORY USER GROUP
ReturnHeader/Filer/BusinessNameControlTxt0BANK
ReturnHeader/Filer/EIN0311140217
ReturnHeader/Filer/PhoneNum06084691680
ReturnHeader/Filer/USAddress/AddressLine1Txt07700 Mineral Point Road
ReturnHeader/Filer/USAddress/CityNm0Madison
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd053717
ReturnHeader/ReturnTs02026-04-08T14:12:35-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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Filings